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Thread: Worth going the insurance route or fix myself? My first low slide accident.

  1. #1
    Join Date
    29th May 2011 - 10:20
    Bike
    now a Bandit'o
    Location
    Auckland - Temp Oz Import
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    84

    Worth going the insurance route or fix myself? My first low slide accident.

    hey,
    today was gay. i blame the little sleep + the stupid sprinkling rain that caused me to slide through one of the corners on Owens Rd, Mt Eden at 7am this morning.
    doing about 30ish kph but being sensible i started to turn the corner and before i knew it the bike was gone, whilst i followed it sliding in my non padded jacket and pants.
    heres the corner:


    so out come was this:








    bike wont seem to start properly, almost like it has a dead battery, roll start fine though.
    steering is slightly bent, like when you stake a push bike and need to sit on the front wheel and twist them to get back in line, is that serious on a motorbike though?
    $600- excess with NAC
    or find 2nd hand cheap parts + labour...

    tough call, and since still a noob am left scratching my head. worst part about this story is that i have/had a buyer to get the bike next week as im headed back to Oz but due back mid year, so maybe hold on to it..... ah decisions,

    cheers for some direction fellas


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  2. #2
    Join Date
    1st September 2007 - 21:01
    Bike
    1993 Yamaha FJ 1200
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    Paradise
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    Talk to the new owner ... a reduction in price ... ???

    Insurance won't be fast ...
    We sleep safe in our beds because rough men stand ready in the night to visit violence on those who would do us harm - George Orwell

  3. #3
    Join Date
    6th June 2008 - 17:24
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    The Vixen - K8 GSXR600
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    Whenever I bent up the steering on a bike I always got a professional to fix it. Can't be having with dodgy steering at warp factor 9...

    Lots of the rest you could easily do yourself by the looks of those pix...
    Now that I'm older, I thought it was great that I seemed to have more patience. Turns out I just don't give a shit...

  4. #4
    Join Date
    10th January 2012 - 11:27
    Bike
    MoonJumper
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    dunedin
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    161
    insurance it....You wont know what will pop up if you only fix what you can see (or feel)

  5. #5
    Join Date
    13th December 2008 - 19:22
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    Your mom
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    Take it to a proper bike mechanic and have them take a look at it. Offer to pay them an hour labour as you should get a good idea about the real damage. As has been pointed out already, there may be more damage that you can't see, but something that only a trained set of eyes can pick out.

  6. #6
    Join Date
    18th February 2005 - 11:16
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    A blue '01 GSF600S Bandit
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    Christchurch
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    Insurance. Probably still cheaper in the long run.
    Grow older but never grow up

  7. #7
    Join Date
    6th December 2010 - 11:14
    Bike
    rm250
    Location
    auckland
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    61
    if you want a different bike go to the insurance, the last 2 bandits i bought were similar damage to yours and write offs

  8. #8
    Join Date
    29th May 2011 - 10:20
    Bike
    now a Bandit'o
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    Auckland - Temp Oz Import
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    84
    thanks fellas,
    i guess insurance i can do it then forget about it. will check with the potential buyer.
    maybe i can get George from motorcycle doctors to come round and assess it before making a final decision,
    but the longer i leave it does it make it harder to potentially get the insurance to cover it?

  9. #9
    Join Date
    6th June 2008 - 17:24
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    Me, I'd get onto the insurers ASAP.
    Now that I'm older, I thought it was great that I seemed to have more patience. Turns out I just don't give a shit...

  10. #10
    Join Date
    7th February 2010 - 20:27
    Bike
    1200cc H.D Sporty Custom, 900cc Hornet
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    North Shore
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    Quote Originally Posted by Sliver View Post
    This quote is hidden because you are ignoring this member. Show Quote
    insurance it....You wont know what will pop up if you only fix what you can see (or feel)
    Quote Originally Posted by SMOKEU View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Take it to a proper bike mechanic and have them take a look at it. Offer to pay them an hour labour as you should get a good idea about the real damage. As has been pointed out already, there may be more damage that you can't see, but something that only a trained set of eyes can pick out.
    I am in the same situation with my BMW - easy to patch up but as the mechanics said - there could be more damage than I can see, and it may not appear til later. Get the professionals to look at it.
    BUT my excess is $250 and that is a lot less than $600.
    Light travels faster than sound. This is why some people appear bright until you hear them speak.

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