So I got pinged speeding

**OddDuck** · 4th February 2016, 21:18

Got caught, the officer checked everything.

I got breath tested and asked for my name, license was asked for and sighted, he checked WOF and rego tags too. He was professional and courteous, but I'm sure that he wouldn't have cut me any slack if he'd found something.

Posting this as a counterpoint to the recent thread about saving money on registration.

**EJK** · 4th February 2016, 21:21

**OddDuck** · 4th February 2016, 22:07

Yep, it's pretty basic alright.

**slofox** · 5th February 2016, 06:02

Sooooo...how fast were you going then?

**sugilite:Me** · 5th February 2016, 10:16

Originally Posted by slofox

Sooooo...how fast were you going then?

He had a death wish, so 105.

**Jin** · 5th February 2016, 10:49

Originally Posted by sugilite

He had a death wish, so 105.

He should be locked up. Safer communities!

**slofox** · 5th February 2016, 11:17

Originally Posted by sugilite

He had a death wish, so 105.

Oh dear oh dear oh dear...a total loony, yes? 105! Thereby threatening to tear asunder the very fabric of the universe no less!

**pzkpfw** · 5th February 2016, 11:24

Wife's car got backed into two weeks ago. Guy admitted fault to my insurance co and everything is fine. A few hours later I took the car to the agreed panel beater for them to take pictures to supply with a cost estimate to the insurance company.

The first two pictures the guy took were of the cars WOF and License.

(Yes, I know various policies have various wordings on what's required of the vehicle, but still, made me think ...)

**Jase H** · 5th February 2016, 12:08

Originally Posted by pzkpfw

Wife's car got backed into two weeks ago. Guy admitted fault to my insurance co and everything is fine. A few hours later I took the car to the agreed panel beater for them to take pictures to supply with a cost estimate to the insurance company.

The first two pictures the guy took were of the cars WOF and License.

(Yes, I know various policies have various wordings on what's required of the vehicle, but still, made me think ...)

I know of cases in the UK where insurance companies have said the insurance is invalid on cars that don't have a valid licence and MOT (Brit equivalent of WOF) and have declined paying out as a result - regardless of whose fault it is. Someone I worked with 20 years ago had a £10,500 car written off with no payout because of wrong licence.

Sound like insurance companies try the same get out here.

**Tazz** · 5th February 2016, 13:43

I had a Cornetto for lunch today.

**5150** · 5th February 2016, 14:28

Originally Posted by Tazz

I had a Cornetto for lunch today.

How did that go down?

**unstuck** · 5th February 2016, 16:29

KiwiBiker.........Nurturing crybabys since ages ago.

**rastuscat** · 9th February 2016, 12:50

Originally Posted by Jase H

I know of cases in the UK where insurance companies have said the insurance is invalid on cars that don't have a valid licence and MOT (Brit equivalent of WOF) and have declined paying out as a result - regardless of whose fault it is. Someone I worked with 20 years ago had a £10,500 car written off with no payout because of wrong licence.

Sound like insurance companies try the same get out here.

The courts here have been pretty reasonable about this issue.

If the expired WoF can be proven to have led to the crash (due to something which prevented you getting a WoF, like a bald tyre, causing the crash), you're out of luck. But the insurance has to pay out if there is no causative link between the documentary defect and the crash itself.

Like the situation where it's illegal to drive into the rear of a car driven by a drunk person. It doesn't make it okay.

The whole "It shouldn't have been on the road" argument doesn't stand here.