You pricks are costing us taxpayers too much money

[Chancebmx25]

Simple. No pointy-ball games currently being played to amuse the moronic masses.

Since you are new here, your sarcasm detection ability has still to leave its vagina.

[Oakie]

i suspect motorcyclists numbers will dwindle as the old born agains off themselves on their bikes there wont be a influx of young fellers to take their place because the young fellers can buy a cheap turbo subaru to hoon in

I'm pretty sure you are correct.

where as back in my day we couldnt afford a car and first transport was a road legal trail bike, followed by a string of bigger and faster road bikes until children/work/poverty forced us to stop riding until they bugger off leaving us $$$ to spend on 2 wheels

Yep, you nailed my last 38 years exactly right.

[Voltaire]

i suspect motorcyclists numbers will dwindle as the old born agains off themselves on their bikes there wont be a influx of young fellers to take their place because the young fellers can buy a cheap turbo subaru to hoon in where as back in my day we couldnt afford a car and first transport was a road legal trail bike, followed by a string of bigger and faster road bikes until children/work/poverty forced us to stop riding until they bugger off leaving us $$$ to spend on 2 wheels

I used to ride my bike to work, or my old Electrician Van that I still had....then sadly I got promoted when the Manager left....had to buy a cage....

.....now I drive a Subaru 2.5 Manual Turbo . 230 HP, if I want the bike experience I turn off the stereo and wind all the windows down , wearing a suit does not

have to be boring.

I do however have the hots for the new Triumph Thruxton, they have heated grips.

[AllanB]

Some years back a government tried privatising ACC - failed miserably.

Alternative is you must carry some form of medical insurance that will cover you if you have a self cause accident (I have two insurances - it's a Friday rant thing - work pays for one I'll never use but the arses won't drop that and contribute to the private one I've had for decades).

Or we get to sue the shit of other road users if they are proved to cause the accident.

Side note. Some years back a guy I know purchased a new Harley - last time he had ridden a bike was his XR250 ...... back in 1985 or something.

Still, absolutely entitled to. Same as a 17 year old kid with a licence can drive a Porsche 911.

Government. Don't care too much about the party name, more the performance. I'm glad the current one was and is in charge during the Global Financial Crisis. All Auntie Helen did for me during 9 years is continue to increase my taxes. I hardly feel well off

[Spearfish]

Thing is, and I say this as someone on the receiving side of this equation, the higher earners get MORE from the ACC than the lower income. From memory it's capped about 130k, but you get 80% of income on ACC. So for the same $250 per year ACC contribution, people with bigger incomes get more benefit.

Not really, they just get to be in around about the same place they were before they needed ACC support like anyone else, that was supposed to be part of the no fault bit of ACC, its only recently we have become socially engineered to be used to feeling like one group is taking from another. It was also why (like it or not) a criminal was also covered to a point.

If its capped at 130k then its the same for anyone based on need, if you need more than that then you have to make it up yourself.

[Duncan74]

Not really, they just get to be in around about the same place they were before they needed ACC support like anyone else, that was supposed to be part of the no fault bit of ACC, its only recently we have become socially engineered to be used to feeling like one group is taking from another. It was also why (like it or not) a criminal was also covered to a point.

If its capped at 130k then its the same for anyone based on need, if you need more than that then you have to make it up yourself.

We may be saying the same, in terms of providing for need, but of course one person only gets $40k if they are unable to work for the year, someone else 130k, both having paid the same 'premium'.

[skippa1]

We may be saying the same, in terms of providing for need, but of course one person only gets $40k if they are unable to work for the year, someone else 130k, both having paid the same 'premium'.

And what.....?

[Spearfish]

We may be saying the same, in terms of providing for need, but of course one person only gets $40k if they are unable to work for the year, someone else 130k, both having paid the same 'premium'.

Your right.
Same across the risk groupings in ACC, a bike can carry one or two rich people a people mover can carry 7 what has the cheaper ACC component in the rego?


The best way around it is to get plenty of riding in with a few good long runs and think to yourself while rolling along- the ACC per km is getting cheaper and cheaper

[Voltaire]

Once us Baby Boomers move on the large capacity bikes that replaced the 50HP British bikes and get all the finances moved into trusts the burden will move onto a different

department of the Govt and ACC will be all sorted

[neels]

We may be saying the same, in terms of providing for need, but of course one person only gets $40k if they are unable to work for the year, someone else 130k, both having paid the same 'premium'.

Not quite the same premium....

The ACC levy for the motorcycle might be the same, the ACC levy based on income of 1.4% up to 120k or thereabouts is not, so if someone has been paying more from their income surely they deserve more compensation for loss of income?

http://www.ird.govt.nz/income-tax-in...aries-acc.html

Which then brings us to the question of how much are these wealthy motorcyclists subsidising everyone else's ACC costs for non motorcycle related claims, if the cost of their motorcycle related claims is being fully funded by the motorcycle levy. Where is the rest of their money being spent?

[Duncan74]

Not quite the same premium....

The ACC levy for the motorcycle might be the same, the ACC levy based on income of 1.4% up to 120k or thereabouts is not, so if someone has been paying more from their income surely they deserve more compensation for loss of income?

http://www.ird.govt.nz/income-tax-in...aries-acc.html

Which then brings us to the question of how much are these wealthy motorcyclists subsidising everyone else's ACC costs for non motorcycle related claims, if the cost of their motorcycle related claims is being fully funded by the motorcycle levy. Where is the rest of their money being spent?

Yup, but loss of income for a motorcycle accident doesn't come from the income based ACC levy, it's entirely from the motor vehicle levy. ACC operates completely separate accounts. There was a link earlier to the ACC page. The income related levy pays for all accident related wage compensation except those caused by a motor vehicle accident.

Pedantic point I know, but seems to have piqued my OCD all the same...

[jonnyk5614]

We all need to stop winging and get a quote for UK third party insurance on a bike half the size we ride. That will be at least triple your ACC cover and not even cover your own single vehicle "honey I fucked up" crash.

Then you have ask if the 2 coffees a week we drop on ACC is worth:
Full crash medical insurance,
80% income cover,
compensation,
home and vehicle adaptions,
Two free riding training sessions a year.

So bear all this in mind and whether, for all its faults, is it worth it?

Hell yeah it is....


Sent from my iPhone using Tapatalk

[skippa1]

Yup, but loss of income for a motorcycle accident doesn't come from the income based ACC levy, it's entirely from the motor vehicle levy. ACC operates completely separate accounts. There was a link earlier to the ACC page. The income related levy pays for all accident related wage compensation except those caused by a motor vehicle accident.

Pedantic point I know, but seems to have piqued my OCD all the same...

Why dont you apply your OCD to neels last sentance as well, give ya something to do

[skippa1]

We all need to stop winging and get a quote for UK third party insurance on a bike half the size we ride. That will be at least triple your ACC cover and not even cover your own single vehicle "honey I fucked up" crash.

Then you have ask if the 2 coffees a week we drop on ACC is worth:
Full crash medical insurance,
80% income cover,
compensation,
home and vehicle adaptions,
Two free riding training sessions a year.

So bear all this in mind and whether, for all its faults, is it worth it?

Hell yeah it is....


Sent from my iPhone using Tapatalk

Hell yes...some dont seem to appreciate this fact

[Moi]

We all need to stop winging and get a quote for UK third party insurance on a bike half the size we ride. That will be at least triple your ACC cover and not even cover your own single vehicle "honey I fucked up" crash.

Then you have ask if the 2 coffees a week we drop on ACC is worth:
Full crash medical insurance,
80% income cover,
compensation,
home and vehicle adaptions,
Two free riding training sessions a year.

So bear all this in mind and whether, for all its faults, is it worth it?

Hell yeah it is....

Thank you for another perspective, we need to remember that the ACC system may not be perfect but it is certainly a hell of a lot better than anything else on offer anywhere else...