The definitive motorcycle insurance thread

**AJW** · 14th September 2016, 11:58

Thank you everyone for the great advice. Very helpful indeed. I am sorry for starting a new thread, not sure how this forum works, so if I did something wrong I am sorry. I do appreciate the other advice and Akzle, you may want to work on how not to scare off new riders, rather than slam them. You are proabably the reason why some people leave sites like this.

**caseye** · 15th September 2016, 19:54

Originally Posted by AJW

Thank you everyone for the great advice. Very helpful indeed. I am sorry for starting a new thread, not sure how this forum works, so if I did something wrong I am sorry. I do appreciate the other advice and Akzle, you may want to work on how not to scare off new riders, rather than slam them. You are proabably the reason why some people leave sites like this.

Probably, Probably!

**madandy** · 17th September 2016, 12:07

I haven't posted since 2013...
Recently bought another bike after 2yrs off road, so thought a glance through the old insurance thread was in order...Akzle been on my ignore list a long time

Time to call kiwi bike

Cheers

**caseye** · 17th September 2016, 16:19

Originally Posted by madandy

I haven't posted since 2013...
Recently bought another bike after 2yrs off road, so thought a glance through the old insurance thread was in order...Akzle been on my ignore list a long time

Time to call kiwi bike

Cheers

Welcome back and good work on ol Akz.
He's OK really!

**Number One** · 13th October 2016, 07:17

Originally Posted by Madness

Wouldn't it be great if there was a definitive thread on motorcycle insurance.

If there was such a thread, I wouldn't be at all surprised if Kiwibike Insurance wasn't perhaps one of the most highly recommended insurance brokers, catering specifically to the needs of Kiwi motorcyclists.

Still an infidel

Thankful I knew this thread existed so all you miserable buggers didn't tell me off for posting a separate thread

I see Kiwibike still rates highly... Interesting, I wasn't impressed with their service back when I last had a bike with them. Sounds like they're a bit more organised now perhaps

**mossy1200** · 13th October 2016, 21:51

Originally Posted by Number One

Still an infidel

Thankful I knew this thread existed so all you miserable buggers didn't tell me off for posting a separate thread

I see Kiwibike still rates highly... Interesting, I wasn't impressed with their service back when I last had a bike with them. Sounds like they're a bit more organised now perhaps

I called them and removed a bike and added another plus they posted a new direct deb form out that arrived next day.
My main like is the cost of additional bikes on the policy is very low as they recognise you cant crash more than one at the same time.
I think my policy cost savings is about 600 a year compared to my previous insurance company.
Cant comment about claims though.

**v twin** · 22nd November 2016, 16:42

I have just insured with youi, I tried a few others including Kiwibike and were the same $$$. I went with them as they will replace new if written off for 2 years. Have to say though it could be that they all do this? Hopefully won't need to find out

**Bassmatt** · 22nd November 2016, 17:01

Originally Posted by v twin

I have just insured with youi, I tried a few others including Kiwibike and were the same $$$. I went with them as they will replace new if written off for 2 years. Have to say though it could be that they all do this? Hopefully won't need to find out

Youi are proven liars mate. I hope you have seen the policy and didn't just take the word of the prick on the phone.

**Owl** · 22nd November 2016, 17:18

Originally Posted by v twin

I went with them as they will replace new if written off for 2 years.

Also check the wording for how many k's you're allowed to travel before losing your "replacement"cover.

**v twin** · 22nd November 2016, 17:28

Originally Posted by Bassmatt

Youi are proven liars mate. I hope you have seen the policy and didn't just take the word of the prick on the phone.

Yeah mate, it says new replace or cash payout for the same within 24 mths if total loss.has to be new 1st rego'd in my name and under 500k's....they're all shits really, any hole and they'll hide in it.

**v twin** · 22nd November 2016, 17:29

Originally Posted by Owl

Also check the wording for how many k's you're allowed to travel before losing your "replacement"cover.

Good point, I'll check

**swbarnett** · 22nd November 2016, 22:59

Originally Posted by v twin

....they're all shits really, any hole and they'll hide in it.

I'd have to disagree. The trick is to talk to people who have claimed. I've yet to here that from Youi so I can't really comment. I'm with Protecta and after a couple of claims I won't go anywhere else.

**v twin** · 25th November 2016, 15:27

Originally Posted by Bassmatt

Youi are proven liars mate. I hope you have seen the policy and didn't just take the word of the prick on the phone.

Thanks for that mate, there were a few words in the docs that didn't sound good to me, like 'we may' which made me think it could also lead to 'we may not' in the event of a claim, if that makes sense.... I cancelled and went to Kiwibike who were very straight up and easy. The policy I have through them says 'we will' in the same section of the policy. Thanks very much, youi may have lifted there game but I don't want to be the one to find out they haven't.cheers