Bike insurance? [Archive] - Kiwi Biker forums

scorpio

27th June 2009, 14:24

Who are the best companies to cover bike insurance, most of the normal companies (ami, state....etc) I have got quotes from don't do motorbike insurance

Highlander

27th June 2009, 14:26

Who are the best companies to cover bike insurance, most of the normal companies (ami, state....etc) I have got quotes from don't do motorbike insurance

Don't know who told you AMI don't do bike insurance. We currently have several bikes insured with them.

Afterthought: unless it would be your only policy with them perhaps? We have a number of other poicies with them too which may make a difference I guess.

twistemotion

27th June 2009, 15:02

John Baker Insurance have been good to me. I've just had a large claim with them, and they settled promptly. They're underwritten by Star. Give jetboy a pm or look them up at www.jbinsurance.co.nz.

Indiana_Jones

27th June 2009, 16:31

AMI will insure bikes, but depends on your age and type of bike.

They were great with my CBR250, but once I got the Triumph, they didn't want to know and cause I'm under 25 on a bike over 250cc+.

Switched over to Kiwibike as I have heard some good things about them, and they offered my a reasonable quote & excess.

I hear some bad things about ebike though, but you'll have to ask someone else about them.

-Indy

blossomsowner

27th June 2009, 17:00

we have two bikes insured with state..........no problems at all, must help to have good insurance history with them?

Ecclesnz

27th June 2009, 18:07

I have just insured my new beastie through kiwibike after referrals from here and really happy so far.

hayd3n

27th June 2009, 18:12

John Baker Insurance have been good to me. I've just had a large claim with them, and they settled promptly. They're underwritten by Star. Give jetboy a pm or look them up at www.jbinsurance.co.nz.

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jono035

27th June 2009, 21:15

Who are the best companies to cover bike insurance, most of the normal companies (ami, state....etc) I have got quotes from don't do motorbike insurance

Talk to the people at Kiwibike (http://www.kiwibike.co.nz), they specialise in motorbike insurance and are pretty helpful, especially if you're a newbie who isn't 100% sure what you want/need.

They were friendly on the phone, happy to answer questions and gave me a couple of different options for premiums vs excess then set up 14 day interim cover until I could sign the papers so I was insured by the time I got off the phone.

Very easy.

Hiflyer

28th June 2009, 00:43

Afterthought: unless it would be your only policy with them perhaps?

na if an insurance underwriter offers a motorbike (or any other for that matter) policy then they have to consider it even if it is stand alone business. Even Vero considers bike policies. (I would know)

LaytonNZ

29th June 2009, 18:30

Ha, They didnt have a problem insureing me on a ninja 250r Then when i got a zx6 they didnt wana know me (ami) Because im 17 with a bike thats got speed written all over it

Grahameeboy

29th June 2009, 18:33

Ha, They didnt have a problem insureing me on a ninja 250r Then when i got a zx6 they didnt wana know me (ami) Because im 17 with a bike thats got speed written all over it

And there was silly old me thinking it had "Kawasaki" written on it....

LaytonNZ

29th June 2009, 18:38

:)Uhm Riteo Mate.

Gremlin

29th June 2009, 18:44

And there was silly old me thinking it had "Kawasaki" written on it....
Yep... it will be because its a Kawasaki... its odd, but it seems that the ZX6R say, looks to be more "dangerous" than the GSXR600 for insurance, exemptions etc...

Maybe its because of all the high letters in its name? Z, X etc :innocent: Except that means that a zzr250 is pretty dangerous

Kiwibike is my insurer... that said, this thread/topic has been covered many a time already...

Grahameeboy

29th June 2009, 18:45

O, And thats comeing from you with the SV?? i must be mistaken:gob::whocares:

Hey I am a responsible 46 year old and have only added some minor mods to my bike:

Arrows
TRE :innocent:
Power Booster :innocent:
Removed airbox snorkel :innocent:
Covered up gap in frame where snorkel was :innocent:

Nop it does not have speed written all over it...it's inside :shutup:

PrincessBandit

29th June 2009, 19:32

Our 3 bikes are all with Vero in their Christchurch branch with Dave Golightly. AA here in Auckland sucked big time. We have all our insurance with them including our cars but they wouldn't insure the ginny cos I wasn't on a full licence at the time. Then they wouldn't insure the bandit because I'd been on my full less then 2 years!! Finally when they did deign to quote us for the 3 bikes we told them to bog off as Vero (who we ended up going to for the GN insurance) quoted us heaps less. We've been very happy with Dave Golightly and would recommend him to anyone.

GOONR

29th June 2009, 20:32

crazyhorse

29th June 2009, 20:42

Who are the best companies to cover bike insurance, most of the normal companies (ami, state....etc) I have got quotes from don't do motorbike insurance

Don't go through a normal insurance company - it will cost you the earth. I have both mine insured with Classic Cover. They are very reasonably priced and I have never had any problem with them - except you do need to be over 30 ( I think).

http://www.classiccover.co.nz

DEATH_INC.

29th June 2009, 20:44

Kiwibike insured me, they must be good. :eek5:

klyong82

30th June 2009, 10:34

+1 kiwibike
www.kiwibike.co.nz

junkmanjoe

30th June 2009, 17:00

i have full cover with AMI no trouble with them.
they where cheaper than swan, and wellington motorcycles.

YellowDog

30th June 2009, 17:10

I went with NAC. Very good price and service.

Most on here say Kiwibike.

Don't go with ebikeinsurance. They are offer crap service, 11 months for the price of 12, and have a shitty financial rating.

Clivoris

30th June 2009, 19:59

Kiwibike. There is no alternative.

Dealer

30th June 2009, 20:14

I've got my bike insured with State. Just told them that it was a 1300cc Suzuki and they thought i meant a slow car. :shifty:
I've had 2 claims through them but been with them for 15 years now so have a 65% no claims for life.

dblancer

15th July 2009, 14:43

You dont put much thought into it until you dont have any....

I am with AMI
Learner Rider 1987 GPX insured for 3000

for a nice low $19 dollars a month
my car costs the same, so cant really knock em there.

being over 25 is a good thing!

sleeqe2000

15th July 2009, 15:00

Alot of the insurance companies might not insure you unless you're bike is locked in a garage at night.
AA wouldn't insure me becuase of this (its kept under a car port)

Went with NAC who are reasonable.

YellowDog

15th July 2009, 15:06

Hey, this has been done a thousand times:

John Baker
Kiwibike
NAC
AMI

Are all good players however you need to find out which will give you the best quote. A quick KB search will give you some better info.

FWIW & IME - Avoid eBikeInsurance like the plague.

Good luck.

Jenral

16th July 2009, 15:52

being over 25 is a good thing!

Couldn't agree more. Total ripoff for under 25's

firefighter

16th July 2009, 15:58

Who are the best companies to cover bike insurance, most of the normal companies (ami, state....etc) I have got quotes from don't do motorbike insurance

I had issues with AMI, I even have a thread in here detailing what happened if you take a look.

I'm with kiwibike now.......and if you look around you will see (as far as i'm aware) not a bad word about them.....

Cronan

16th July 2009, 20:24

I was with SWANN for 3wks before being rode off the rode by an old guy who wrote my bike off. Filled out a claim form, gave them photos of my bike and the police report. Took them 3weeks (after ALOT of phone calls seeing what was happening) for them to FINALLY get the police report. Goto the police station and they say they haven't heard from them :S Give them a ring and for some reason they sent the check to Waikato when I'm located in New Plymouth. Takes them a week to send me the forms saying I can get a payout, but on the paper work my names spelt wrong and it says the bike was written off before I even owned it O_o !

VERY disappointed with this company and would DEFINATELY not recommend them ! Go with the big insurance companies that everyone's heard of I'd say. Good to hear what other riders recommend as I'm gunna get another bike sooon :D