Bike mods - insurance issues?

[chef]

i change my exhaust, handle bars and the colour of my bike. do i need to let them know ive made modifications to it?? or should be ok?

[Mully]

Exhaust you should probably tell them - I don't think the rest would matter.

Why wouldn't you just tell them to be on the safe side?

[ynot slow]

Swann not worried about exhaust.They asked me any mods,so I said aftermarket pipe,no worries I was told.Could be to do with age.

[thehollowmen]

When I was in dunedin I was in the shop one day and the mechanic was taking smoko. He looked a bit haggard and I asked him what was up.

Turns out a customer had some maroon panniers on a harley, dropped it and broken them, but because the insurance company hadn't been informed they weren't covered, and the poor mechanic would have to break the news.

Now I know givi is expensive enough, but how much are matching OEM harley ones?

[CookMySock]

because the insurance company hadn't been informed they weren't coveredInsurance companies specialise in wiggling out of shit or bullying you into paying for things, which means you have to be good at treading on their fingers until they get tears in their eyes.

Steve