ACC privatisation no good

[Winston001]

Just a short note. I remember when ACC was privatised in 1998. The Australian insurance company our business insured with went into liquidation in 2001. I have no idea what happened to the existing claims but guess they were all handed to ACC. Fortunately by then ACC was compulsory and back on track.

The calls here on many threads for privatisation are understandable but ill-considered. Insurance companies only exist if they can make a profit. They must do so for their banks and shareholders.

No insurance company deliberately creates a loss-leader like motorcyclists. There is no political or economic benefit in being kind to a small group - unless our MPs all start riding bikes. :D

ACC does not exist to make a profit. That may mean it's a bit generous sometimes but we benefit. I'd much rather have that than an insurance assessor checking every few days and suddenly ruling off your compensation.

[McJim]

And you won't change your tune once the neck brace comes off? :Pokey:

[Winston001]

And you won't change your tune once the neck brace comes off? :Pokey:

Yer a cruel cruel mannie.....

[Bend-it]

The same could be said for existing bike insurance... but insurance companies still do it, and there are even specialist bike insurers who do good deals for bikers...

I suppose with bikes, there is a maximum amount the insurer is liable for... whereas paying for an injury could mean just about any amount... hmmm... True that...

So ACC might be better to us because it has public funds to draw from in case levies are not enough? But where do public funds come from? Us!

[motorbyclist]

So ACC might be better to us because it has public funds to draw from in case levies are not enough? But where do public funds come from? Us!

ACC is better in theory because they act in our best interests, not their best interests - and if the shit hits the fan like it just has we're able to actually do something about it (in theory)

[wingrider]

Hi from a new member.

has anyone read the story on stuffs front page re ACC hidden Agenda?

This is going to impact on everyone.

[Quasi]

Hi from a new member.

has anyone read the story on stuffs front page re ACC hidden Agenda?

This is going to impact on everyone.

Thanks WR - can you post a link. I can't find. Cheers

Found!
http://www.stuff.co.nz/national/2975449/Secret-ACC-plan-to-charge-all-victims-100

[Nasty]

http://www.stuff.co.nz/national/2975449/Secret-ACC-plan-to-charge-all-victims-100

From this mornings stuff ... definately trying to see if they can behave like an insurance company - excess etc.

[testastretta]

While motorcyclists as a group should be against privatization as it wil cost the majority more for medical/income insurance than the proposed levies,those with multiple bikes would most likely be better off as they would be covering themselves for the risk of being on the road not for each individual bike.
Either way,when National sacked the previous ACC board and installed their own cronies they clearly gave them directions to target motorcyclists,make ACC look broken and to prepare for eventual privatization.

[wingrider]

The proposed changes are also affecting numerous other groups.
A march is organized for tomorrow from victim support and other affected groups. Perhaps we could offer our support.

Farmers are facing a 70% increase.

Perhaps we need to be outspoken in support for these groups as well and invite support from them to our plight.

Phil Goff is also a rider.
Invite him to the rally.

Many Police Officers are also weekend riders and I know of several who are up in arms.

What about contacting your local Opposition MP and offering him/her a seat on the back?

Whilst I agree that a thousand bikes is going to get attention, imagine if we can also get farmers and other affected parties to join in with us.

Many of the ideas posted here are of great value and show that we are not a bunch of hoons. Share our concerns and ideas and I believe we will get a lot of non-riders on our side.

The greater the crowd the greater the impact.

Many people are also writing to their local national MP advising of the fallout should they allow their Minister to proceed. I bet a few of them are looking down the barrel come the next election.

If ever there was a time for us ALL to show consideration to all members of the public then it's NOW.
Dont do anything to bring attention to ourselves for the wrong reasons.

[Pedrostt500]

Thanks WR - can you post a link. I can't find. Cheers

Found!
http://www.stuff.co.nz/national/2975449/Secret-ACC-plan-to-charge-all-victims-100

Good Artical but should be dicussed in another thread, as it may side track this thread.

[Pedrostt500]

Ok Who, What, When and Where, for a face to face meet up to start figuring out, some of our game plan.

[Indiana_Jones]

ACC isn't fair from what I can see.

My old man is having a hernia operation in a couple of months. ACC won't pay him a cent as he can't give a date when he got the injury. Regardless that he pays around $5000 pa to ACC.

Also his mate wanted ACC and pays around the same, when he asked what he was entitled to, they said "Well since you earn a decent wage, $60 a week" they figured if you earn money you must be able to look after yourself. >_<

At the end of the day it'd be nice to have the choice, it's not like ACC is saying you can pay us $900 a year if you want this cover, but more like, you HAVE to pay for this cover even if you don't want it.

-Indy

[Pixie]

ACC is better in theory because they act in our best interests, not their best interests - and if the shit hits the fan like it just has we're able to actually do something about it (in theory)

What fucken bullshit.These civil servant wankers like nothing more than building their empires with our money and then sponsoring stupid ads on the TV and crap like the Pacifica festival

[Pixie]

Phil Goff is also a rider.
Invite him to the rally.



Phil In (Goff) is a feet-down wobbler

[Motig]

Phil In (Goff) is a feet-down wobbler

Please leave my personal riding style out of this arguement, thankyou.

[peasea]

What fucken bullshit.These civil servant wankers like nothing more than building their empires with our money and then sponsoring stupid ads on the TV and crap like the Pacifica festival

Not to mention giving themselves fat salaries....

"Publication of ACC's hard-nosed measures is bad timing for the state insurer. As it prepares to slash entitlements, it was revealed that the wages bill for ACC staff in the last year had blown out from $187m to $217m. While the government preaches restraint in the public sector, two ACC executives are now being paid more than $500,000 a year, with eight others on salaries of $300,000 or more. A further 18 ACC executives are taking home between $200,000 and $300,000."

Gotta pay them shiny-bums some how and how better to do it than to tax the crap out of some greasy bikers?

[Digitdion]

Just a short note. I remember when ACC was privatised in 1998. The Australian insurance company our business insured with went into liquidation in 2001. I have no idea what happened to the existing claims but guess they were all handed to ACC. Fortunately by then ACC was compulsory and back on track.

The calls here on many threads for privatisation are understandable but ill-considered. Insurance companies only exist if they can make a profit. They must do so for their banks and shareholders.

No insurance company deliberately creates a loss-leader like motorcyclists. There is no political or economic benefit in being kind to a small group - unless our MPs all start riding bikes. :D

ACC does not exist to make a profit. That may mean it's a bit generous sometimes but we benefit. I'd much rather have that than an insurance assessor checking every few days and suddenly ruling off your compensation.

Bloody Funny. The Bit about ACC being Generous. When was That? Certainly not now. They have a new favourite excuse. Sorry, its wear and tear. Tough Shit! I suppose we should all consider ourselves lucky riding a motorbike. As if you get splatted or someone else bowls you over they can not use that bloody excuse! So all we have to do is make sure if you are going to crash to make sure you do it good(but not to good). Then ACC will be extremely generous.

Fuck, we are lucky us Motorbikers. Pay shit loads in levies(if it goes through). At least we can hurt ourselves properly so they can not give us the cold shoulder.

I wish i could beam myself and my 990 back in time when we did not have to endure all this bull shit!

[JohnR]

Just a short note. I remember when ACC was privatised in 1998. The Australian insurance company our business insured with went into liquidation in 2001. I have no idea what happened to the existing claims but guess they were all handed to ACC. Fortunately by then ACC was compulsory and back on track.

The calls here on many threads for privatisation are understandable but ill-considered. Insurance companies only exist if they can make a profit. They must do so for their banks and shareholders.

No insurance company deliberately creates a loss-leader like motorcyclists. There is no political or economic benefit in being kind to a small group - unless our MPs all start riding bikes. :D

ACC does not exist to make a profit. That may mean it's a bit generous sometimes but we benefit. I'd much rather have that than an insurance assessor checking every few days and suddenly ruling off your compensation.

I agree. Be careful what you wish for with regard to privatisation.
Any insurers willing to take this on will use current ACC figures, as "tweaked" as they appear to be, to set the premium rates for this kind of insurance.
They will then add additional costs for administering it...and then add a profit margin!
All this along with drastically reduced qualifying criteria and finite ongoing care will be nothing like the deal we get from ACC, as broken as it seems to be at the moment.