Your worst nightmare, crashing a test ride

[orangeback]

whats you r fellings on this ???
I've just been through this , private sale
became a stressfull day till it was all sorted out.

[psycho22]

You crash it you own it by far.

[EJK]

Bummer :(</10char>

[ScottChappell]

Definitely you crash it you own it. Were you selling or testing? What was the outcome?

[Big Col]

Private sale you crash it you own it. Or make good the damage. Shop bike, find out insurance excess before you ride, and decide from there.

[PrincessBandit]

Private sale you crash it you own it. Or make good the damage. Shop bike, find out insurance excess before you ride, and decide from there.

+1 what he said.

[Big Dave]

My worst nightmare involves Indiana Jones, Renegade Master and firearms.

[puddytat]

What about when you "lend" someone something & they fuck it....?

Reason I ask is we lent a horsefloat & it got written off , was warranted & regoed but not insured......

[Winston001]

What about when you "lend" someone something & they fuck it....?

Reason I ask is we lent a horsefloat & it got written off , was warranted & regoed but not insured......

The person responsible should pay you the value of the horsefloat. If they won't you'll have to sue them. Nothing says you have to insure it.


You crash it you own it by far.

Not so. The person responsible for the crash must pay for the damage but there is no way you can compel them to buy it.
Unless you get them to sign an agreement beforehand saying that.

[cs363]

My worst nightmare involves Indiana Jones, Renegade Master and firearms.

Mine involves Susan Boyle....hand me a firearm....

[{.bLanK}G_o_D]

I agree that if you crash it you own it. But on the other hand, the seller would be silly not to have insurance and check before hand that it would be covered in the unfortunate event that a licensed rider wasted it during a "test ride".

[onearmedbandit]

I agree that if you crash it you own it. But on the other hand, the seller would be silly not to have insurance and check before hand that it would be covered in the unfortunate event that a licensed rider wasted it during a "test ride".

+1. I would make it clear before the test ride commenced, drop it you own it. Don't like it, don't buy it.

[LBD]

Foot the bill for repairs up to excess

[Zerker]

I guess this is why alot of private sellers won't let anyone with a 6L or 6R test ride, their insurance only covers full licensed riders.

[Usarka]

I guess this is why alot of private sellers won't let anyone with a 6L or 6R test ride, their insurance only covers full licensed riders.

Most bike insurance I've ever had doesn't include other riders.

I took my bike off retardme because of all the muppets who wanted to ride it and didn't have a licence or sounded like they were 19 still living with the olds and unable to afford to pay for it if they smashed it. I'll just wait till I'm healed & trade it for a track bike.

[breakaway]

I only allow test rides with full amount of cash in hand.

[orangeback]

Definitely you crash it you own it. Were you selling or testing? What was the outcome?

i was selling , and i dont own that bike anymore.
no insurance as he was not holding a full licence

[Swoop]

You crash it, you own it. Plain and simple.

[imdying]

What about when you "lend" someone something & they fuck it....?If you can't afford to lose it, then organise before hand what will happen. If not, they should assume you're insured and only have to pay an excess (which of course they should do for you).

+1. I would make it clear before the test ride commencedThis. Definitely.

I agree that if you crash it you own it. But on the other hand, the seller would be silly not to have insurance and check before hand that it would be covered in the unfortunate event that a licensed rider wasted it during a "test ride".Yup, protect yourself first.

Most bike insurance I've ever had doesn't include other riders.Ahhh, cheap insurance.. ain't it grand. You can get a policy that includes everyone 25+, if you have a lot of mates who ride it might be worth the extra $$$... I mean, you'd only spend it on blow and hookers anyway.

[Mully]

Not so. The person responsible for the crash must pay for the damage but there is no way you can compel them to buy it.
Unless you get them to sign an agreement beforehand saying that.

Ahh, I think they were talking morally, rather than legally.

Personally, I make sure I'm insured for anything I'm driving/riding and I'll pay the excess if I bin it.

[onearmedbandit]

i was selling , and i dont own that bike anymore.
no insurance as he was not holding a full licence

So was it the R1?

[Mikkel]

Foot the bill for repairs up to excess

Not that easy. It's more than just the excess - after all, if someone crashes your bike and are found responsible for the accident then your premium is going to go up as a result of their blunder. This wouldn't be problem between mates trying each others' bikes since both people would be running the same risk but that symmetry does not exist between buyer and seller. Likewise, it wouldn't be a problem if the crash was to be caused by a third party. For a buyer I'd require a cash deposit equal to the value of the bike. If they fuck it up they can decide whether to buy it for that amount or have me hold on to whatever it costs to get it back to the pre-crash condition.

As Big Col said, there's a big difference between private and dealer test-rides too. The above would apply to the private test-ride.


Personally, I make sure I'm insured for anything I'm driving/riding and I'll pay the excess if I bin it.

Yes, but the insurance is tied to the bike - i.e. the seller - not the person riding it. Best thing to do is probably have the person riding it get an insurance policy for the bike setup in their name covering them for the test-ride... most insurance companies will be happy to do this I believe.

[FruitLooPs]

Yeah so was it the R1, Katana or something else?

[2wheeldrifter]

My worst nightmare involves Indiana Jones, Renegade Master and firearms.

True and in tight leathers to boot! :wacko:

[CookMySock]

What is this thread really about? Is it about getting fucked off at people or is it about a rational look at the problem?

If it's your mates' bike, then understand you put your friendship at risk when you do this. If you can reconcile that, then go for it. If you can't, then don't. Shit happens.

If it's someone off the street and you don't know them, don't want to know them, don't want to fuck them, and don't want to buy the bike, then walk away.

If it's YOU selling YOUR bike, then get cash in hand before rides.

If this thread IS really about getting fucked off at people you disagree with, then what about arguing about cash-in-hand before rides and red-repping fuck out of people about that? Excellent jihad potential there.

Either way there is substantial cause to get fucked off yet again, KB styles. It's funny, really. ;)

Steve

[jim.cox]

If it's YOU selling YOUR bike, then get cash in hand before rides.


Yer- Wot 'e sed.

Good luck getting the $$$ from the perp

[spajohn]

What about when you "lend" someone something & they fuck it....?

Reason I ask is we lent a horsefloat & it got written off , was warranted & regoed but not insured......

I lent it K to my brother...he dropped in on a driveway (parked facing downhill! WTF?!) and the rule was it comes back as I lent it. New clutch assembly ex-germany...$1000 fitted, OUCH! Could've been worse.

[spajohn]

Foot the bill for repairs up to excess

What about premium's increasing though? It's all good and well for big damage, for a small accident of my brothers (that was at fault), mine was going to increase by $250 per year. I said he had to pay in full to avoid that but it was a pretty small claim so not much in for him.

[Toaster]

My worst nightmare involves Indiana Jones, Renegade Master and firearms.

That depends on who is holding the firearm.

[Toaster]

Pays to have it noted by your insurance company that it is being sold and may be test ridden and ensure they cover you.

Not a bad idea to put an dual signed agreement on paper (pref 3rd party witnessed) stating who is liable for what pre-test ride if insurance wont/cant cover the owner.

[onearmedbandit]

What is this thread really about?

Maybe if you actually read the thread, you'll see it was all sorted. In fact that was stated in the first post. And if you had read the first post properly you'll see he's just asking people what their thoughts are on the subject, he's not actively seeking advice. And what red rep are you on about? I bet you've received lots, but you hadn't even posted in this thread earlier, so are you carrying something over from another thread?

The number of posts I've seen from you where it's quite obvious you haven't read someones post properly is staggering.

[flyingcrocodile46]

You break it you pay for it in full, unless the damage resulted from a performance defect that wasn't disclosed.. i.e threw a chain, seized gear box, no brakes, wheel fell off.. etc, in which case a fair percentage of the asking price should be negotiated.

Doing the right thing is a historic but unwritten matter of honour. :yes:

Anyone that truly expects a private sellers insurance to cover them is either naive or dishonest. :yes:

I know that there are people with flexible morals who think otherwise. I spit on them.:2guns:

[The Pastor]

My worst nightmare involves Indiana Jones, Renegade Master and firearms.

with a bottle of ky?

[CookMySock]

Maybe if you actually read the thread, you'll see it was all sorted. In fact that was stated in the first post. And if you had read the first post properly you'll see he's just asking people what their thoughts are on the subject, he's not actively seeking advice. And what red rep are you on about? I bet you've received lots, but you hadn't even posted in this thread earlier, so are you carrying something over from another thread?

The number of posts I've seen from you where it's quite obvious you haven't read someones post properly is staggering.:yawn: Insult, assume, verbal attack, assume, assume, innapropriately question, speculate, leading question, overstate the obvious, assume, assume - click "post".

:yawn::yawn::yawn::yawn::yawn::yawn:

Steve

[Crasherfromwayback]

Mine involves Susan Boyle....hand me a firearm....

Susan Boyle WITH a firearm

[BoristheBiter]

:yawn: Insult, assume, verbal attack, assume, assume, innapropriately question, speculate, leading question, overstate the obvious, assume, assume - click "post".

:yawn::yawn::yawn::yawn::yawn::yawn:

Steve

He has been taking the dangerous bastard school for posting.
looks like you have some competition.

[cs363]

Susan Boyle WITH a firearm

YIKES!!!! Be afraid.... :lol:

[tigertim20]

my opinion, private sale, you drop it you own it. fixing the damage isnt an option for two reasons. firstly, even if you just fixed it, the bikes value in many buyers eyes will belowered aftera(nother?) bin. Secondly, if you werent genuinely interested, and didnt have access to cash equal or close to the full asking price, you had no fucking right to go anywhere near the damn thing as a 'potential buyer' in the first place.
when I am selling, its agreed well before they arrive the terms of a test ride. break my bike, I KILLLLLLL you!!!!!

[BMWST?]

you bend it you mend it,no question,you pay the full cost of repairs.

[Latte]

If I crashed a bike I would buy it, hell, I put scratches on a mates pushbike and felt so bad I bought it off him instead of telling him (small fortune it was worth too). I would hope for the same in return, but expect a lot less (I've given people the benefit of the doubt on a lot of things, it would be pretty even on getting let down vs not).

[Ronin]

:yawn: Insult, assume, verbal attack, assume, assume, innapropriately question, speculate, leading question, overstate the obvious, assume, assume - click "post".

:yawn::yawn::yawn::yawn::yawn::yawn:

Steve

Yeah yeah. We are quite aware of how you compose your posts Steve.

[woodyracer]

i lend my race bikes out quite abit to people, nobody has crashed one yet, but if they did id expect them to pay for it. The trick is not to fall off in the first place ;)

[Latte]

i lend my race bikes out quite abit to people, nobody has crashed one yet, but if they did id expect them to pay for it. The trick is not to fall off in the first place ;)

Oh!, wish someone had said that earlier :D

[woodyracer]

Oh!, wish someone had said that earlier :D

im known for obvious common sense........;)

But seriously if people knew how to ride a bike proberly on the road in the frist place theres no reason to fall off your bike......{unless you are hit off by a 4 wheeled hippo, then its not your fault}

-max

[thealmightytaco]

The number of posts I've seen from you where it's quite obvious you haven't read someones post properly is staggering.

+1

DB's posts seem to come out of nowhere. It's like a bunch of guys talking calmly, sharing advice, all utopian like, and then BAM, drunken hobo slams his jug on the table and tells everyone they need to start punching each other. Interesting.

But rather than start punching each other... I'd make sure I was still insured if need be, then tell the test rider "Break it you bought it, show me your license, leave your gf and your other bike me, and see ya in 5."

[thealmightytaco]

The number of posts I've seen from you where it's quite obvious you haven't read someones post properly is staggering.

+1

DB's posts seem to come out of nowhere. It's like a bunch of guys talking calmly about their experiences, and then BAM, drunken hobo slams his jug on the table and tells everyone they need to start punching each other. Interesting tactic.

But rather than start punching each other... I'd make sure I was still insured if need be, then tell the test rider "Break it you bought it, show me your license, leave your gf and your other bike me, and see ya in 5."

[thealmightytaco]

Why the hell does kb lock up and then do double posts?

[woodyracer]

+1

DB's posts seem to come out of nowhere. It's like a bunch of guys talking calmly, sharing advice, all utopian like, and then BAM, drunken hobo slams his jug on the table and tells everyone they need to start punching each other. Interesting.

But rather than start punching each other... I'd make sure I was still insured if need be, then tell the test rider "Break it you bought it, show me your license, leave your gf and your other bike me, and see ya in 5."


The day DB is expelled from KB will be a god like day.

[Genie]

Private sale you crash it you own it. Or make good the damage. Shop bike, find out insurance excess before you ride, and decide from there.

Yep like he said....if you don't want it (private) then you fix it

[DEATH_INC.]

Dunno about other people, but if I go as far as to testride a bike I'm looking at, then I've pretty much brought it anyway, so if I crash it then i buy it, simple.....
As for the other way round, if I ever had a bike that I sold ...... the terms would be clear before the testride....

[pritch]

You guys must have very advanced skills. My initial worry is getting off the owners premises without an embarrassing incident... Only then can i start to be concerned with getting the bike back undamaged, sans brown trousers.

Oh! And I voted you bend it, you own it. That thought should induce a note of caution?

Sometimes.

Perhaps.

Or not?

[TerminalAddict]

meh .. I've crashed a test ride .. .that's what insurance is for ... everything was repaired and I did not buy it

[davebullet]

If you root one side, pick it up and drop it on the other (make sure fairings on both sides are fucked).

Take it back to the owner (if a wheel is missing, it doesn't matter) and make sure you limp, moan and groan.

Tell the owner if he doesn't give you the bike as compensation for an unsafe ride, you'll sue him.

This is a western world country right?

[220 Ohms]

Shit, it wasn't the EFE Kat was it?

[YellowDog]

If you were trying to sell for $5k and someone crashes it, if they don't pay you the $5k and own it you have just lost the ability to get your $5k.

The paying for damage option is one of those "How long will it t ake to get the bike saleable again?" situations.

Paying for the damage just won't be enough!

[thealmightytaco]

If you root one side, pick it up and drop it on the other (make sure fairings on both sides are fucked).

Take it back to the owner (if a wheel is missing, it doesn't matter) and make sure you limp, moan and groan.

Tell the owner if he doesn't give you the bike as compensation for an unsafe ride, you'll sue him.

This is a western world country right?

Yeah, but one with enough common sense to all but outlaw sue'ing people. Easy enough to check whether the bike had a failure to 'cause such a drop or whether the rider got a bit excited.

[Lucy]

What's a test ride? Doesn't everyone just look at photos on trademe and say 'yep I'll take it'?

[crash harry]

+1

DB's posts seem to come out of nowhere. It's like a bunch of guys talking calmly, sharing advice, all utopian like, and then BAM, drunken hobo slams his jug on the table and tells everyone they need to start punching each other. Interesting.

But rather than start punching each other... I'd make sure I was still insured if need be, then tell the test rider "Break it you bought it, show me your license, leave your gf and your other bike me, and see ya in 5."

That's solid KB gold right there - and now I have a new signature!
Bling sent!

[ynot slow]

My 2 c worth,I will contact MY insurance company to see what happens/needs to be done to protect ME in case MY bike is damaged during test ride.Having said that a bit of common sense is paramount,if the guy arrives in shorts and jandals no ride,with gear and am happy with his attitude and insurance is fine no worries,explain excess to him,and if no license NO ride,come back and test ride when full class 6 is shown,happy to follow in the car.

[Chrislost]

whats you r fellings on this ???
I've just been through this , private sale
became a stressfull day till it was all sorted out.

you should not be test riding unless you intend to buy?

[Chrislost]

Why the hell does kb lock up and then do double posts?

new and "improved"
Like locking up the front wheel on a test ride, it just happens...

[Owl]

As far as I'm concerned, if you crash it, you own it, but that should be established before said event. My bike insurance covers me for such an event, so if I crashed someone else's bike, I'd take possession and claim on my own insurance.

[AD345]

My worst nightmare involves Indiana Jones, Renegade Master and firearms.

No anal lube?

[Big Dave]

:yawn: Insult, assume, verbal attack, assume, assume, innapropriately question, speculate, leading question, overstate the obvious, assume, assume - click "post".

:yawn::yawn::yawn::yawn::yawn::yawn:

Steve

Thanks for the tips - I'll try it. :-)

[Big Dave]

No anal lube?

And you need to stop watching as much porno. :-P

[shafty]

So What actually happened in your case Orangeback?

[thealmightytaco]

That's solid KB gold right there - and now I have a new signature!
Bling sent!

Awesome!

10 charizours

[Hitcher]

Where's the poll option for "If I crash it I'll pay to get it fixed"?

[MarkH]

If you were trying to sell for $5k and someone crashes it, if they don't pay you the $5k and own it you have just lost the ability to get your $5k.

The paying for damage option is one of those "How long will it t ake to get the bike saleable again?" situations.

Paying for the damage just won't be enough!

+1 to this!

It should be established before the test ride that the tester is keen to buy the bike pending the test ride and if he crashes it then he will immediately buy it. Why the hell should a seller see his saleable bike go out and a wreck come back and then wait for a few weeks for the bike to be make salealble again? What if the seller was about to buy another bike and needed to get his old one sold this week and could easily have done so prior to the crash?

I like the idea of the full cash price being held by the seller while the buyer takes the bike for a ride, then if the bike doesn't come back in the same condition the seller keeps the money and the buyer fills out the change of ownership forms.