What to put on the insurance claim form?

[FROSTY]

In the very early hours this morning I was on SH1 between Cambridge and Hamilton.
A fantastic time for riding I must say.
Anyhoo I'm clickin up the Ks at around that 65/70 mph range (MPH speedo) when I spy a truck with yellow flashing lights coming towards me. Yea yea roadworks so haul it down to 50mph.
HMM no roadworks -maybee it was an inspection truck. I thought
a minute or so later im tipping into a nice wide right hand sweeper and a HOUSE crowns the horison heading towards me at 80km/h.
Yea ok so its a house bein transported. Cept the damb thing took up the ENTIRE road--side to side and we were heading towards one another at 160km/h.
I ducked down cos I swear the floor joists were either side of my head. (ok probably about 6 feet up but thats how it felt)
On the way home though I was musing on how the insurance claim and ACC claim would be
"Yes mr insurance man I was riding down the road minding my own business and a house leapt out and hit me. -HMM rightohh
Then theres the ACC claim --Im mean given the accident would have happened IN a house would it have been a Houshold injury perhaps?

[RentaTriumph]

Maybe the house removal company would have counter claimed having you for breaking and entering?.

[onearmedbandit]

Pics or it didn't happen.

[FROSTY]

I was too busy shakin to worry about a picture

[Bald Eagle]

In the very early hours this morning I was on SH1 between Cambridge and Hamilton.
A fantastic time for riding I must say.
Anyhoo I'm clickin up the Ks at around that 65/70 mph range (MPH speedo) when I spy a truck with yellow flashing lights coming towards me. Yea yea roadworks so haul it down to 50mph.
HMM no roadworks -maybee it was an inspection truck. I thought
a minute or so later im tipping into a nice wide right hand sweeper and a HOUSE crowns the horison heading towards me at 80km/h.
Yea ok so its a house bein transported. Cept the damb thing took up the ENTIRE road--side to side and we were heading towards one another at 160km/h.
I ducked down cos I swear the floor joists were either side of my head. (ok probably about 6 feet up but thats how it felt)
On the way home though I was musing on how the insurance claim and ACC claim would be
"Yes mr insurance man I was riding down the road minding my own business and a house leapt out and hit me. -HMM rightohh
Then theres the ACC claim --Im mean given the accident would have happened IN a house would it have been a Houshold injury perhaps?

I remember that happened just outside New Plymouth in the mid 70's but there was a pillion passenger who didn't duck between the joists with the inevitable terminal outcome. Those houses can be nasty.

[yachtie10]

glad your OK
"heading towards me at 80km/h."
"we were heading towards one another at 160km/h."

Surely an exaggeration?
I think a complaint to the police is in order as that is truly dangerous on their part

[jim.cox]

im tipping into a nice wide right hand sweeper and a HOUSE crowns the horison heading towards me at 80km/h.
Yea ok so its a house bein transported. Cept the damb thing took up the ENTIRE road--side to side and we were heading towards one another at 160km/h.


So where were the required pilot vehciles?

I'd say that's a *555 fail

At the very least I'd be having a quiet chat with the company's managing director....

[p.dath]

It's funny, but only because no one was hurt. :)

[slofox]

There's a house removal firm based at Tamahere just South of The Tron - might have been one of theirs...

[FROSTY]

glad your OK
"heading towards me at 80km/h."
"we were heading towards one another at 160km/h."

Surely an exaggeration?
I think a complaint to the police is in order as that is truly dangerous on their part
Dude sorry for the sarcasm but my 6 year old can do that simple maths. ---- A bike is travelling at 80km/h and a truck going the opposite direction is doing 80km/h what is their closing speed?

[FROSTY]

So where were the required pilot vehciles?

I'd say that's a *555 fail

At the very least I'd be having a quiet chat with the company's managing director....
Um you remember begining of story the truck with the orange flashing lights.....I suspect if I'd peered through the dark it probably said Pilot on the roof. I suspect he was a bit ahead of the rampaging house. Thinking about it I'd passed a big ol truck 5 minutes earlier--dunno how the house cleared the truck

[AllanB]

I guess you'll be needing your piles done now ..........

[jim.cox]

Um you remember begining of story the truck with the orange flashing lights

Well in that case I'd be having a quiet word with the inattentive chap on the bike :)

[riffer]

Good to hear you made it home okay. Awesome to see you again yesterday mate; pity it wasn't a longer stay this time. Sorry I missed your call. I was out helping out the local kindy for their working bee (since Nicky finishes there tomorrow before starting school on Monday I thought I'd better pull finger and help out).

[Ratti]

LOL. yup, gotta watch those houses.
Seriously tho, one nearly got my husband on the Foxton straights a couple of years ago. He was travelling from Whangas to Welly, noted the pilot vehicle but there was no truck following it so he didnt take much notice. Assumed it had left its lights flashing and forgotten to turn it off on the home trip. Along the road a ways, there was a house heading toward him.

I dont think they are allowed to travel at 80 kph tho, sounds a bit fast. I am occasioanlly misinformed tho, so perhaps they are?

[yachtie10]

Dude sorry for the sarcasm but my 6 year old can do that simple maths. ---- A bike is travelling at 80km/h and a truck going the opposite direction is doing 80km/h what is their closing speed?

I wasnt having a go at you but for you to say that a truck with a house on the back covering the whole road to be doing 80 km/h is hard to believe. Especially coming up to a sweeper
happy to take your word for it
if so why wouldnt you make a complaint to police as they could have taken many lives with behaviour like that.
and yes I can add

[FROSTY]

yea that thought did occur. Then Im thinking "hang on the damb thing took up the entire road" surelyy the cops should have been involved when traffic in both directions in effect shoulda been stopped. BUT YEA I agree i shgoulda stopped in Camebridge for a rest instead of pressing on for home

[Smifffy]

“7.2(6) If an approaching vehicle or pedestrian is likely to encroach into the path of an overdimension motor vehicle, the operator of a pilot vehicle must take all practicable steps to ensure that the driver of the approaching vehicle or the pedestrian is warned of the likely hazard so that the person has sufficient time to comply with the operator’s instruction.”

http://www.nzta.govt.nz/resources/rules/vehicle-dimensions-and-mass-amendment-2007.html

[Jantar]

Yes, Houses can be a menace on the road. in 2001 our house hit a power pole and took out power to 980 properties. I'm glad we had comprehensive house insurance. :eek5:

[caseye]

Glad to be able to say I;m glad you are Ok Frosty.
Pity you couldn't have got a picture.
Though it's a little unusual it doesn't top our old Dodgyiti's being HIT BY A BOAT and there was pictures for that one, I took em.
Heads up1 ah I mean down, ah hell who knows anymore.
Gives new meaning to the term"roadhouse"

[pc220]

Yip S.H 1 in the wee small hours belongs to the trucks. General rule of thumb, if I see those yellow flashing lights I take a detour because something big and slow is in the way.

[Swoop]

They certainly do not hang about!
I have seen a house doing around 90kmh up past Kumeu one very early morning! :gob:

[Ratti]

I have seen a house doing around 90kmh up past Kumeu one very early morning! :gob:

what had you been smoking the night before?

rotflmho

[Swoop]

what had you been smoking the night before?

rotflmho
...I was waiting for a response like that...
Caught me out as I was heading in the same direction. Those things are a bastard to overtake since they are taking up most of the road!

In the weeeee hours it does make you stop and go "wtf!"

[varminter]

Insurance company wouldn't miss a beat, they've hear it all before. Once put in a claim for broken glasses, said I dropped a sheep on them in the coal cellar (all true) and no comment was made.

[Ratti]

OOOOOOOOO M G

the mind boggles, well mine does anyway..o go on tell us how..unless it would get you arrested.

[caseye]

RATTI! thats enough,LOL yeah I think this might just be one of those priceless stories.

[roadracingoldfart]

Ive seen the house trucks in the Wairarapa up SH2 doing a good 80 - 90 kmh at night. I was in a layby with a young lady and i had a view of the road shall we say , i didnt dare mention it as im sure it would have sounded a bit weird (and i liked that lady) . I did cast a quick look at the handbrake , just in case it was me doing the moving.
Imagine it ,
"hey , did you see that house go by just then " ,
(answer)
"ohhh ahhh ohhh ahhh no what colour was it and can you take me home now "!!!!!

[Naki Rat]

I remember that happened just outside New Plymouth in the mid 70's but there was a pillion passenger who didn't duck between the joists with the inevitable terminal outcome. Those houses can be nasty.

The "terminal outcome" in that case was a decapitation. Not pleasant for the person who found the 'discarded helmet' as I remember.

And yes house movers tend not to hang around at that time of the night :shit:

[mynameis]

Hello I am Bond Frosty Bond. :cool:

[Mikkel]

Reminds me of an incident I had while in the car coming in towards Fairlie from the Tekapo side. Passed one of these warning trucks... Next thing I looked ahead and thought - "sweet all the slow buggers are pulling over, time for me to get ahead". How I missed the house coming the other way I don't know - but it most likely has to do with SEP-field (SEP = Somebody Else's Problem). I mean, you don't expect a house to be driving down the road towards you...

Anyway, nothing untowards happened, I saw the house with plenty of room to spare. Went onto the grassy shoulder, down into the "trench" (shallow, wide) and just kept on driving. Yay for GT-B's they got four-wheel drive :D

Best of luck with your claim.

[TimeOut]

I thought for a house they had to have two pilot vehicles

[trustme]

Night running up to 3.7m = 1 pilot [ class 2 ]
3.7m to 4.5m = 2 pilots [ class 2 ]

The house guys do tend to get along, they have not got all night you know.

The joys of overdimension loads, so many memories, so many stories , so little time, main lesson , car drivers switch off their brain when they switch on the ignition.

So often a bit like Frosty you see them thinking , 'yeah yeah another flashing light ' until they charge onto the narrow bridge you are crossing & suddenly they realise ' Faaarrrkk it is big '

[FROSTY]

ep that was about it cept gosh hoinest it was so wide I swear there was no way a car or a truck woulda got past it so fuck Knows what woulda happened. Then again it was in the wee smalls so It coulda be a heap higher than I thought I saw it at.
I had a fair chuckle thinking of how my obituary would read-"died Not so peacefully in a house on SH1"

[Ratti]

thank goodness it was a posting we've been reading, not an obit.

watch out for speeding houses Frosty,

[speights_bud]

I've had exactly the same thing happen to me back when i was riding my 250Ninja one night, saw the pilot vehicle, slowed right down and pulled over to left, saw the truck coming and thought sweet as heaps of room the roads 3Lanes+ wide here, but holy shit it came up quick and got shitloads wider, i ended up on the grass verge to get out of the way. Dunno what they'd do if it were a truckie instead of a bike:crazy:

[trustme]

The other thing to watch out for is a transporter that may not seem very wide that will suddenly slow right down to a crawl & move into the centre of the road over a seemingly innocuous little bridge. He's heavy & has speed restrictions on certain bridges, he isn't doing it to piss you off.

[Ryda]

Man thats crazy, pretty lucky