If you had $50K?

[Headbanger]

If you had 50K, No job, a family to support, a mortgage, what would you do with the money?

The following has already been considered and rejected

A submarine
a tank
a private army
Gender re-assignment surgery
a 10 day blaze of glory
Full body suit tatt

[Laxi]

a 1 way ticket to argentina?

EDIT. nah it'd need to be more than 50k

[Grasshopperus]

Casino. 50k on red.

[Big Dave]

Income producing Investment property/s.

[Tank]

I would not be spending it on anything until I had a job.

Unless it was perhaps buying a small business.

Not an ideal situation to be blowing it.

[EJK]

Support family.

[Headbanger]

Finding employment is definitely the most important item on the agenda, Wife is currently running a small business which isn't yet returning anything to the budget so don't want another one at the moment.

[aprilia_RS250]

If I had 50k to wax on anything I wanted it would be ...

Go to Russia and go for a joy ride in a Mig 29 which is about 20k USD. With spare cash tour Europe through the Swiss/Italian mountain roads in my Aprilia.

[duckonin]

50k is enough to get you into trouble , not enough to get you out ...tread wisley...

[Boob Johnson]

As much as I like the submarine option, consider this option....


Put it on the mortgage on a revolving line of credit


A) This saves you a shit load of interest & reduces the time in the "death hold"

B) Interest saved is the same as interest earned & no doubt your loan is at a higher rate than bank deposits are currently paying & obviously you pay tax on interest earned.

C) With an LOC anytime you need $$$, you can draw it out that day, any amount upto your "line of credit" for whatever reason, you don't need to go cap n hand to ask the BM


If work isn't looking likely in the medium to long term or you are just wanting a change then study? Could get a student loan. As you have money behind you, you don't need to borrow a huge amount for study, remember its interest free, free money is good money if put to good use.


I am actually in a very similar position myself

[mashman]

Finding employment is definitely the most important item on the agenda, Wife is currently running a small business which isn't yet returning anything to the budget so don't want another one at the moment.

If you can spare 5 - 10k, might be worth trying to market your wife's business...

[Headbanger]

If you can spare 5 - 10k, might be worth trying to market your wife's business...

What do you mean market it?

Currently nearly all turnover is going back into advertising, we have placed three big arsed features in local papers, are running constant smaller print ads, radio advertising and have hand delivered about 600 flyers in the local area, with more deliveries ongoing.

[Headbanger]

As much as I like the submarine option, consider this option....

Put it on the mortgage on a revolving line of credit


Cheers I will look into it.

As for study, I have spent the last two years amassing as many qualifications as I can that compliment my work history, to the point my CV is looking over loaded but from feedback I'm getting the amount of people applying for the positions I am after is huge and of the highest caliber. I did look into a tertiary qualification but it was so close to the cut off point I had to defer it until next year. Wasn't prepared to sign up for two years without some real info on what I was getting into.

[Boob Johnson]

Cheers I will look into it.
You're welcome. Just a wee heads up, the catch is the interest rate charged is slightly higher, but the savings are worth it in the end. And obviously you need to be disciplined. Some people (fools) get carried away with an LOC & spend up large. One way around it is having a monthly/weekly limit of spend on your credit cards.

[mashman]

What do you mean market it?

Currently nearly all turnover is going back into advertising, we have placed three big arsed features in local papers, are running constant smaller print ads, radio advertising and have hand delivered about 600 flyers in the local area, with more deliveries ongoing.

I meant branding the business and advertising the brand, not necessarily the services... but looks like yoov already done that...

In which case I'm with GrassHopperus... except Wesley says "always bet on black"...

[Big Dave]

Oh - what should Headbanger do with it?

Then don't ask what would *you* do with it.

I suggest you drink it. For this you will need help. Mine's a double.

[Headbanger]

Oh - what should Headbanger do with it?

Then don't ask what would *you* do with it.

I suggest you drink it. For this you will need help. Mine's a double.

It was deliberately constructed to be open to both lines of suggestions.

[Quasievil]

Wife is currently running a small business which isn't yet returning anything to the budget so don't want another one at the moment.

Whats the business she has ??

[Big Dave]

It was deliberately constructed to be open to both lines of suggestions.

Lucky I ordered a double.

[Headbanger]

Whats the business she has ??

Google Opulent Nails and all shall be revealed.

Can't post a link as I'm monitoring traffic to the site in relation to advertising and a few random clicks will muck up the tally.

[Headbanger]

Lucky I ordered a double.

No problem, Yell out next time you pass through.

[Tank]

Lucky I ordered a double.

so that would be a XXXX XXXX then?

[nudemetalz]

If I had $50K spare, I would give it all to the Destiny's Church. Bishop Brian is the way of the future !!

PS Does he ride an MV Agusta?

[p.dath]

I would want to maintain maximum liquidity, so I would keep the cash in the bank and use it to cover my expenses until I had managed to establish a new line of income.

[Edbear]

What do you mean market it?

Currently nearly all turnover is going back into advertising, we have placed three big arsed features in local papers, are running constant smaller print ads, radio advertising and have hand delivered about 600 flyers in the local area, with more deliveries ongoing.

Checked the website, nice design. When marketing to the public you need to be found easily and these days when anyone is looking for a product or service they "Google it", and a website needs to be visible to generic seaches. If someone knows you or the business, a website is easily found, but if someone searches, 'nails' or 'makeup' or 'weddings/makeup/etc.' your site will be nowhere. A small amount of $$$ spent on website optimisation and SEO can do wonders for the amount of work you attract. Most websites, no matter how costly or cheap are no more than a business card that will only be found by people specifically looking for the name of your business and will never be found by the general public in a generic search.

Content writing is a profession and the words and phrases and the way content is written is critical as is an effective SEO program if you want a website to actually make money for you rather than being an attractive business expense that you can show people.

Check my post in the Webhosting thread for examples of successful sites we have done and PM or email me if you want to discuss anything.

All the best, your wife's business deserves to bring rewards for the hard work you have both put into it.

[Boob Johnson]

Checked the website, nice design. When marketing to the public you need to be found easily and these days when anyone is looking for a product or service they "Google it", and a website needs to be visible to generic seaches. If someone knows you or the business, a website is easily found, but if someone searches, 'nails' or 'makeup' or 'weddings/makeup/etc.' your site will be nowhere. A small amount of $$$ spent on website optimisation and SEO can do wonders for the amount of work you attract. Most websites, no matter how costly or cheap are no more than a business card that will only be found by people specifically looking for the name of your business and will never be found by the general public in a generic search.

Content writing is a profession and the words and phrases and the way content is written is critical as is an effective SEO program if you want a website to actually make money for you rather than being an attractive business expense that you can show people.

Check my post in the Webhosting thread for examples of successful sites we have done and PM or email me if you want to discuss anything.

All the best, your wife's business deserves to bring rewards for the hard work you have both put into it.
Spot on there Ed, sound advice. One of my brother n laws is a web guru, he has been spouting the above for a few years now.

[mashman]

Checked the website, nice design. When marketing to the public you need to be found easily and these days when anyone is looking for a product or service they "Google it", and a website needs to be visible to generic seaches. If someone knows you or the business, a website is easily found, but if someone searches, 'nails' or 'makeup' or 'weddings/makeup/etc.' your site will be nowhere. A small amount of $$$ spent on website optimisation and SEO can do wonders for the amount of work you attract. Most websites, no matter how costly or cheap are no more than a business card that will only be found by people specifically looking for the name of your business and will never be found by the general public in a generic search.

Content writing is a profession and the words and phrases and the way content is written is critical as is an effective SEO program if you want a website to actually make money for you rather than being an attractive business expense that you can show people.

Check my post in the Webhosting thread for examples of successful sites we have done and PM or email me if you want to discuss anything.

All the best, your wife's business deserves to bring rewards for the hard work you have both put into it.

thirded... just had a quick look and your keywords and descriptions don't change from page to page... whilst they're not the be all and end all these days, they will help with your ranking. Might be worth canvassing the ladies on KB and ask them what they would search for when googling for getting their nails done... then adjust the wording on the pages and reflect that in each of the pages keywords and descriptions... but that is just 1 part...

[Edbear]

What do you mean market it?

Currently nearly all turnover is going back into advertising, we have placed three big arsed features in local papers, are running constant smaller print ads, radio advertising and have hand delivered about 600 flyers in the local area, with more deliveries ongoing.


Spot on there Ed, sound advice. One of my brother n laws is a web guru, he has been spouting the above for a few years now.

Yup! Even the choice of your domain name makes a difference. We often refer to a website that tells you what terms are most searched for in your industry which helps in choosing the domain name and content for the homepage.

Despite that, we have been able to take a website that has no bearing on the search terms for its domain name and bring it up to page 1 and rising against specific websites. Google Auckland Plumber for instance and see where Euro Plumbing is ranking at the moment. Aukland Plumbing has the No1 sopt simply because that is their domain name, but soon, Euro Plumbing will outrank them.

Google Rheem, or Coopers, and see where Hotwatercylinder.co.nz is.

www.jamesblond.co.nz is only 8mths old and in a very competitive industry up against much bigger companies with years of SEO behind them and long established websites. He's gone up 20m places and has had to add 120 vehicles to his fleet, take on more staff and his bookings are through the roof. All done without spamming the search engines, (beware of this with some SEO companies or you run the risk of being blacklisted by Google), and his site is now starting to have its own inherent relevancy. We will shortly be able to back off the SEO and revert to a maintenance role. He's one very happy customer.

[Boob Johnson]

.
Yeah as said my brother n law bombs me with it everytime I visit, on & on & bloody on about it lol. Tis pretty cool info though and as you say can/will make a HUGE difference to your business.

[Mudfart]

Robert Kiobasi will tell you the most important and first priority in this situation is to have a stable income. Use some of the money if neccessary to develope an income.
The even smarter one in me says ditch the family, mortgage and bugger off to bangkok.
The song says "one night in Bangkok makes a hard man humble", I think you need to "myth proved" the song.
Just try before you buy, or you might be banging kok......hell, maybe its what you want, I'm not King Brian, who tells you what he thinks is right or wrong, and that you must live by HIS rules.
You only get one life, and as you get older, it gets bloody shorter. Thats why I got a bike, now, at my age. Hell Im still 17 on the inside.

[Edbear]

What do you mean market it?

Currently nearly all turnover is going back into advertising, we have placed three big arsed features in local papers, are running constant smaller print ads, radio advertising and have hand delivered about 600 flyers in the local area, with more deliveries ongoing.


Yeah as said my brother n law bombs me with it everytime I visit, on & on & bloody on about it lol. Tis pretty cool info though and as you say can/will make a HUGE difference to your business.

LOL!!! I try not to go on too much... I guess when you're really interested in a topic, you can go a bit overboard...

[Mudfart]

Robert Kiobasi will tell you the most important and first priority in this situation is to have a stable income. Use some of the money if neccessary to develope an income.
The even smarter one in me says ditch the family, mortgage and bugger off to bangkok.
The song says "one night in Bangkok makes a hard man humble", I think you need to "myth proved" the song.
Just try before you buy, or you might be banging kok......hell, maybe its what you want, I'm not King Brian, who tells you what he thinks is right or wrong, and that you must live by HIS rules.
You only get one life, and as you get older, it gets bloody shorter. Thats why I got a bike, now, at my age. Hell Im still 17 on the inside.
opps its Kiosaki I think, fark I never read any of his books!

[Boob Johnson]

LOL!!! I try not to go on too much... I guess when you're really interested in a topic, you can go a bit overboard...
lol for sure, especially when you have cracked it, self taught too, so a little more exciting

[Headbanger]

Checked the website, nice design. When marketing to the public you need to be found easily and these days when anyone is looking for a product or service they "Google it", and a website needs to be visible to generic seaches. If someone knows you or the business, a website is easily found, but if someone searches, 'nails' or 'makeup' or 'weddings/makeup/etc.' your site will be nowhere. .

A google for "makeup wanganui" or "nails wanganui" brings up the site as first listing, and its those people we specifically want. Personally I believe fighting for a higher ranking in generic sercahes for just the term word "nails" or "makeup" would be madness.

That aside, all the marketing makes mention of the website, and about half of it specifically points people to it, In that regards its doing very well and the website has already paid for itself tenfold. Though that's because the hosting is $50 a year and I built it with Frontpage. Lmfao.

[avgas]

I would buy happiness.
$140/hr or $300/hr for the really good stuff.

Or a garage full of bikes. Yeah that sounds better.

[Edbear]

A google for "makeup wanganui" or "nails wanganui" brings up the site as first listing, and its those people we specifically want. Personally I believe fighting for a higher ranking in generic sercahes for just the term word "nails" or "makeup" would be madness.

That aside, all the marketing makes mention of the website, and about half of it specifically points people to it, In that regards its doing very well and the website has already paid for itself tenfold. Though that's because the hosting is $50 a year and I built it with Frontpage. Lmfao.

Goodonyer! Hope the business continues to grow for you!

[Headbanger]

Goodonyer! Hope the business continues to grow for you!

Lmao, why do I feel like I have just been dismissed?

Anyhow, I respect what you have to say, and the logic behind it, and if we were in a larger center and getting outranked by our rivals it would be an area I'd concentrate on.

[Edbear]

Lmao, why do I feel like I have just been dismissed?

Anyhow, I respect what you have to say, and the logic behind it, and if we were in a larger center and getting outranked by our rivals it would be an area I'd concentrate on.

LOL!!!! Didn't mean it that way attall, attall! No I was genuinely appreciating your efforts and that you knew what you were doing there. Certainly if you do need anything more, we'd be happy to advise. Once again, congrats on the graphic design, it looks classy!

[rachprice]

id travel the world!

[Big Dave]

I'm working on this at the moment in non-bike world if any of you need a hand.
We've got a really good team together. I'm only the second or third best photographer.
Still under construction:

http://www.davidcohen.co.nz/

[Headbanger]

id travel the world!

I'll come with you:shifty:

[chrisso]

Is NZ for sale? Ow much do ya want?

[Headbanger]

Certainly if you do need anything more, we'd be happy to advise.

Well, when this one http://jurgensdemolition.co.nz comes up for renewal I'll most probably hand it over to your services as I am no longer involved with the company.

Initially it will just need hosting, But they will probably want to revamp it in the future. And occasionally need re-assurance that the site is still there and that the emails are working.

[one fast tl1ooo]

One big kb party

[Headbanger]

I'm working on this at the moment in.....

If you were running one day motorcycle photography workshops combined with ride (bring your own bike) I'd be keen.

[Big Dave]

If you were running one day motorcycle photography workshops combined with ride (bring your own bike) I'd be keen.

Maybe at a track might work. I was thinking about doing a 'Killboy' around Auckland too.

[peasea]

If I had 50k I wouldn't say a bloody word; I'd invest it in something really dodgey and lucrative and keep my mouth shut.

[rainman]

A Victory Hammer. And a long ride around until the money ran out.

[Big Dave]

A Victory Hammer. And a long ride around until the money ran out.

Give a man a fish and you feed him for a day.
Teach a man to fish and he'll sit in a boat and drink beer all day.

[tri boy]

If I had 50k I wouldn't say a bloody word; I'd invest it in something really dodgey and lucrative and keep my mouth shut.

This is the very "can do" attitude that we should be teaching our kids at school.:sunny:
Hurrah for good keen Kiwi boys n girls.:Punk:

[peasea]

This is the very "can do" attitude that we should be teaching our kids at school.:sunny:
Hurrah for good keen Kiwi boys n girls.:Punk:

Thank you for your support.

Where's the fifty k?

[Headbanger]

Maybe at a track might work. I was thinking about doing a 'Killboy' around Auckland too.

Excellent, $100 a head, 3 hours of your time, an easy $600 or $700.

Not that I could participate, No job, No money, Just a thread about a mythical 50 grand to keep me amused for a day.

Muhahahahahaha

And whats a Killboy?

[Big Dave]

http://killboy.com/

[Usarka]

What a bunch of squares. Cocaine and hookers all the way.

[Headbanger]

http://killboy.com/

People pay you for a photographic record of their ride.....Thats pretty damn sweet.

[EJK]

BD's rivalry?