Important!!! Anyone got pics of swanny's R1? [Archive]

View Full Version : Important!!! Anyone got pics of swanny's R1?

DEATH_INC.

20th May 2005, 20:28

dveus

20th May 2005, 20:35

theres this one swanman posted the other night, you can see the fence in the background.

justsomeguy

20th May 2005, 20:38

WTF......... there's like a dozen witnesses who saw the bloody thing.

The insurance chap should just go out to the place there should still be parts of the bike lying in the bushes.

And he could get the farmers number. The one whose Fence got taken out.

dangerous

20th May 2005, 20:46

Did any of you get a piccy of the R1 etc at the crash site?
How about the pic's in his own thread on the stack http://www.kiwibiker.co.nz/forums/showthread.php?t=12083 ..... the 3rd pic is a goodie shows people,rd markers, fence, grass and the road, what more do the buggers want. :ride:

http://www.kiwibiker.co.nz/forums/attachment.php?attachmentid=10318

Skunk

20th May 2005, 21:00

There's only one other:

crashe

20th May 2005, 21:00

That bike is a write-off.

Hope that they pay out top-dollar.

StoneChucker

21st May 2005, 11:39

Zed

21st May 2005, 11:45

WTF......... there's like a dozen witnesses who saw the bloody thing.Just calm down JSG, this is an insurance thing called "procedure"! :spudguita

Zed

21st May 2005, 11:50

Gotta love insurance companies... They are happy to take your hard earned money, for a service. A service which they then try their best to get out of honouring! Don't worry though, there's no way they can get out of it, but the fact they are clutching at straws makes me sick...Well if there weren't so many liars and thieves in our world maybe insurance companies would honour their services more? Or maybe the IC's are just liars and thieves themselves anyway?? For all have sinned...:nono:

StoneChucker

21st May 2005, 11:59

Well if there weren't so many liars and thieves in our world maybe insurance companies would honour their services more? Or maybe the IC's are just liars and thieves themselves anyway?? For all have sinned...:nono:
True, I know - and I didn't mean to impy otherwise. But, a better way to go about it would be to have their greasy, sleazy PI ( :msn-wink: ) go about his "business" without telling the people involed "we're investigating further, because we think you are lying and hopefully we'll get you to admit it with intimidation". They could investigate quietly, and present the findings accordingly.

PS: I wish I was Magnum :Punk: Except, a red R1 apposed to a Ferrari

jazbug5

21st May 2005, 12:01

Meh. Don't trust 'em myself. Especially medical/travel insurance.

My sister had a severe asthma attack after a chemical spill and had to be admitted to hospital in the States once, and they pretended that she didn't have insurance with them when the hospital rang up to check. She got kicked out of hospital- which, in her case could have been fatal if her friends hadn't taken her to another hospital, where she had to lie to get treatment.

In my case, I had cholera in the Chinese Himalays, and once I was able to stay conscious for more than 2 minutes, I rang the emergency med number on my insurance card. Got put on hold. For ages. Kept passing out, etc etc.
Then some secretary says "Why don't you just take immodium?" and hangs up.
Luckily a doctor happened to turn up in the village; tells me this is potentially fatal advice- your bowel can explode and you die in horrific pain. Cheers for that.
Anyway, I was lucky to be helped by kind people to get back to Hong Kong and catch a flight back to the U.K.; no thanks to them. One week, no liquids. Not good. And no, I never got any of my costs back from them.
Officially.

wkid_one

21st May 2005, 12:28

Just calm down JSG, this is an insurance thing called "procedure"! :spudguita

Well said Zed....

If it were your money JSG - would you not want to ratify the facts as well?

John

21st May 2005, 12:41

Got to remeber the effort they go to get out of a claim, I know from experience on two accounts, not as a whole but a majority are sneaky guys/gals really keen to get out of making a pay out.

But in saying that I see where they are comming from in this case, although abit pedantic about it.

dangerous

21st May 2005, 13:26

Well if there weren't so many liars and thieves in our world maybe insurance companies would honour their services more?

Or maybe the IC's are just liars and thieves themselves anyway?? For all have sinned...:nono:

I dont believe that ther are all that many about Z.... just that it only takes one to spoile it for the others.

Maybe you are right there :msn-wink:
I have never sined in my view Z... well there was this one time :whistle: ....... anyway does that last quoted line of yours include you mate :niceone:

Zed

21st May 2005, 13:51

...anyway does that last quoted line of yours include you mate :niceone:Don't be ridiculous D! :msn-wink:

bugjuice

21st May 2005, 15:20

sAsLEX

21st May 2005, 15:37

750Y

21st May 2005, 16:52

is there anything we can do to help out? Previous (uncrashed pics)..
Also, the insurance can sift thru the trackday forms and see that Frasers wasn't submitted, cos he wasn't f'in there!! There's plenty of proof to say that he wasn't there. They're just trying it on..

I was there & he definitely was not there, in fact no R1's were there & no-one crashed.
the investigation will go something like this...
The investigator(probably an ex-cop) will interview him & take notes whilst assuring him that it is just standard procedure(a mere formality if You will..) 'insert Tui label here'.
What he won't say is that it is a formal interview. What they won't be saying is that their standard procedure includes hunting for the smallest technicality either in the established facts surrounding the incident or anything which may transpire throughout the course of the 'conversation', which they can use as a basis to effectively dishonour the claim.
Then they will, report on this interview and claim that their version of accounts is his statement & try to hang him on that.
If that fails they will then hand the case onto a 'claims negotiator'(has a ring about it eh?) to try to minimise the payout.
If i were him I would shut my mouth completely, not sign their bs account of the 'interview' statement without a lawyer present.
they will by now have run a report through an outfit in albany run by ex-cops who buys the majority of classified listings in the media, to search for any evidence that he may be selling the bike or selling parts or buying parts(to presumably fix the bike he secretly crashed at the track 3 weeks ago).
Then they will ask him questions like "äre You trying to sell the bike?"(knowing that they have the info in their manila folder already) if he answers no (because maybe he changed his mind that morning) they will produce this as evidence to support their theory that he crashed it on purpose) and then say he's lied about it because they have evidence of the intention to sell. but if he answers yes it may support the same theory.
by now they will have printed off a complete listing of his entire traffic history and with this sitting in the manila folder will casually ask questions like "have you ever had a speeding ticket?" then if he says yeah i had 2 last year, they will find the one he got back in 1986(truly) and present this as evidence that he intentionally misrepresented himself & "HAD THEY KNOWN, THEY WOULD NEVER HAVE INSURED HIM"(and this is the cruncher that if You see it on Paper You are fucked)
basically if an investigator is involved they are trying to screw him out of his money PERIOD.
better get a lawyer son, better get a real good one! & if it's state get 2.

SPman

21st May 2005, 17:47

Spoken with the bitter experience from one who has been there!
Cunts!

k14

21st May 2005, 18:21

Yeah, sounds like you've been on the wrong end of the stick, its true the insurance companies are a necessary evil, can't live with them, can't live without them.

But as long as swanman has been up front about everything and hasn't lied about anything then he will be sweet as.

Ghost Lemur

21st May 2005, 18:40

I was there & he definitely was not there, in fact no R1's were there & no-one crashed.
the investigation will go something like this...
The investigator(probably an ex-cop) will interview him & take notes whilst assuring him that it is just standard procedure(a mere formality if You will..) 'insert Tui label here'.
What he won't say is that it is a formal interview. What they won't be saying is that their standard procedure includes hunting for the smallest technicality either in the established facts surrounding the incident or anything which may transpire throughout the course of the 'conversation', which they can use as a basis to effectively dishonour the claim.
Then they will, report on this interview and claim that their version of accounts is his statement & try to hang him on that.
If that fails they will then hand the case onto a 'claims negotiator'(has a ring about it eh?) to try to minimise the payout.
If i were him I would shut my mouth completely, not sign their bs account of the 'interview' statement without a lawyer present.
they will by now have run a report through an outfit in albany run by ex-cops who buys the majority of classified listings in the media, to search for any evidence that he may be selling the bike or selling parts or buying parts(to presumably fix the bike he secretly crashed at the track 3 weeks ago).
Then they will ask him questions like "äre You trying to sell the bike?"(knowing that they have the info in their manila folder already) if he answers no (because maybe he changed his mind that morning) they will produce this as evidence to support their theory that he crashed it on purpose) and then say he's lied about it because they have evidence of the intention to sell. but if he answers yes it may support the same theory.
by now they will have printed off a complete listing of his entire traffic history and with this sitting in the manila folder will casually ask questions like "have you ever had a speeding ticket?" then if he says yeah i had 2 last year, they will find the one he got back in 1986(truly) and present this as evidence that he intentionally misrepresented himself & "HAD THEY KNOWN, THEY WOULD NEVER HAVE INSURED HIM"(and this is the cruncher that if You see it on Paper You are fucked)
basically if an investigator is involved they are trying to screw him out of his money PERIOD.
better get a lawyer son, better get a real good one! & if it's state get 2.

I wonder how they're using the fact he's currently overseas against him. Sure they're trying to tie it in in a way that means no payout.

750Y

21st May 2005, 19:17

...But as long as swanman has been up front about everything and hasn't lied about anything then he will be sweet as.

You would think so, but they have a whole bag of nasty tricks. they know the game so well & they are very good at it. My point really is just watch that interview process it is full of traps for the unwary claimant.

DEATH_INC.

21st May 2005, 19:27

Ex cop eh?You've been there before......He certainly is.....
Anyone wants to say their piece e-mail him at douglasg@xtra.co.nz
ZED I'm sure he'd like one from you as you were right there....
BTW he's a keen bike man and has signed up here now...not sure of the name but I'm sure he'll make himself known eventually....
I gave him a statement about where and when I picked the R1 up from the other day,and I'm sure Swanman will appreciate anyone who can verify what happened.

2_SL0

21st May 2005, 20:09

This looks to be on a slippery slope I would be very cautious if I was Swanman.
Possibly make no statement to anyone until you have spoken to a lawyer.
Its not good when insurance companies start fishing, it means they are suspect and may well opt out.

Tomcat

21st May 2005, 21:16

Well just remember most people are honest and thats what insurance is for. There are some people who ruin for everyone else. I am not saying this is one of those cases. No one is trying to wiggle out of anything but when you are talking about a written off R1 ( work out the dollar figure) then the insurance company has a right to look into it. As a PI I do hundreds of these to gather info to assist the insurance company to make the decision. In this case the best thing that has happened is witnesses, witnesses and more witnesses, and of course photos. You need to remember that there have been people who have crashed a bike at the Pukekohe track and then attempted to make claims. Ask yourself this question before you condemn the insurance companies. "Why do I pay so much gold to insure my bike?" The reason is that there are $150 million estimated in false claims a year in NZ alone. (Thats all types of insurances)If you ran a business insuring bikes what steps would you take to ensure a claim was legitimate??? Food for thought. :niceone:

However as a biker myself I understand what everyone says. But common sense rules the day. I would like to say thanks for the help I have received as it has in the main been positive and has made my job easier.

sAsLEX

21st May 2005, 21:21

As a PI I do hundreds of these to gather info to assist the insurance company to make the decision. In this case the best thing that has happened is witnesses, witnesses and more witnesses, and of course photos.

As mentioned earlier I am happy to make a statement, I was first on the scene.

oh some companys insure bikes for the track if it aint racing, but training or testing.

Tomcat

21st May 2005, 21:23

Sometimes us 'sleazy PIs as you put it can save you all sorts of problems. No one is sneaking around

Tomcat

21st May 2005, 21:25

What a lot of hogwash. That is the biggest load of tripe I have read in a longtime...period.

dangerous

21st May 2005, 21:29

The reason is that there are $150 million estimated in false claims a year in NZ alone.
Small change to a insurance Co them and banks make a shit load each year, State move into a new building next year in Chch..... its not comming cheap to them but its no hardship either.

Zed

21st May 2005, 21:29

What a lot of hogwash. That is the biggest load of tripe I have read in a longtime...period.Hi Tomcat & welcome to the website. :wavey:

Can you please quote the post to which you are replying to. Not sure what "lot of hogwash" you are referring to? Thanks.

NhuanH

22nd May 2005, 08:29

Well said Zed....

If it were your money JSG - would you not want to ratify the facts as well?

what the hell (sorry Zed :devil2: ) is this? A trainspotter's watershed moment: the two main protagonists of yesteryear agreeing on something! Whatever next, Blakamin returns with a box of chocolates?? :wait:

By the way Zed (and Wkid), I agree. People have roles to fulfil as their contribution to our civilised society and insurance types and their associates are still people, just trying to get on with what they're charged with....

StoneChucker

22nd May 2005, 08:43

I feel I must apologise. I may have used sleazy and greasy in my previous posts but they were not aimed at you personally. However I now see that thats what it ended up looking like. No excuse really, just spewing out stereotypes you see on tv. I don't for one second think badly of you, ok? Hey, I did mention in a previous post here that I wanted to BE magnum :msn-wink:

I know you're just doing a job and you're absolutely right about investigating to protect the company against fraud. I guess every case should be investigated, but more expensive claims tend to get more attention (obviously). As you can see we were just amazed at the fact that there was an investigation after such obvious events transpired (obvious that it's a legitimate claim). What I failed to take into consideration is that the Ins. co. and you don't know everything WE know. But, with you being a rather thorough P.I, and joining KB, now you do ;)

Hey, I hope you stick around here after the current case is settled. Look forward to your tales of P.I. escapes on motorbikes (again, like on Magnum but with a bike :devil2: )

Cheers,
Higgins, Zeus and Apollo. (Dave)

Zed

22nd May 2005, 09:24

750Y

22nd May 2005, 16:13

Hi Tomcat & welcome to the website. :wavey:

Can you please quote the post to which you are replying to. Not sure what "lot of hogwash" you are referring to? Thanks.

Hi Matt,
i think you may have missed the subtle reference in there('period'). I'm picking he's talking about me, which is fine, this is what the forums all about, none of it is personal & if it is, it's only words. My insight into this is as an investigations risk analyst(don't ask) so don't write me off just yet, I do understand some things and have the added benefit of having been on both sides of the fence, so i feel comfortable about my comments. I have the same motive as Tomcat which is to see fairness prevail in this matter.
So far I haven't read anything from Tomcat's perspective that leads me to think that my assertions are invalid.
This could turn out to be a good thread & well worth having some éxpert advice' enter into it from the horses' mouth so to speak.
And is anyone prepared to name the insurance company involved?

Zed

22nd May 2005, 17:42

Did any of you get a piccy of the R1 etc at the crash site?The insurance co is doing an investigation (I spent about an hour yesterday with a pI),apparently there was a trackday at puke on sat......
Lemme know if you can help,I have the PI's e-mail....I just got off the phone speaking with Tomcat the PI (a very pleasant chap who 'understands' motorcycling affairs) and assisted in verifying the details of swanman's accident on SH22 last weekend -I did have a birds eye view of it. :shit:

Hope it was a help to the investigation and that through our testimonies Frasers claim will not be hindered for too much longer!

sAsLEX

22nd May 2005, 17:56

I just got off the phone speaking with Tomcat the PI (a very pleasant chap who 'understands' motorcycling affairs) and assisted in verifying the details of swanman's accident on SH22 last weekend -I did have a birds eye view of it. :shit:

Hope it was a help to the investigation and that through our testimonies Frasers claim will not be hindered for too much longer!

has asked me to ring him as well which I will once I get home from uni!! uni is poose!!

DEATH_INC.

22nd May 2005, 20:49

On Swanmans behalf I thank all of you. :niceone:
He's not gonna believe this when he gets back....

wkid_one

23rd May 2005, 18:35

what the hell (sorry Zed :devil2: ) is this? A trainspotter's watershed moment: the two main protagonists of yesteryear agreeing on something! Whatever next, Blakamin returns with a box of chocolates?? :wait:

Hardly a watershed moment - if one was abreast of statistics - there must be a statistical probability that in all eventuality we would agree on something at some point in time! It just won't be on the existence of a single God or the pleasure of random tummy bumping before nuptials - no disrespect to Matt.

wkid_one

23rd May 2005, 18:40

I did have a birds eye view of it. :shit:

Presumably if that theoretical bird happened to be flying along at about 5 feet from the ground directly behind swnaman's bike?

Zed

23rd May 2005, 18:54

Presumably if that theoretical bird happened to be flying along at about 5 feet from the ground directly behind swnaman's bike?Practically speaking, that "bird" made it around that horrendous corner as the carnage in front was viewed! :shit:

erik

24th May 2005, 22:50

Tomcat phoned me too today, it was unexpected, but hopefully what little I could tell him was helpful.
Seemed like an ok guy on the phone.
Welcome to the site, Tomcat!

swanman

25th May 2005, 05:53

Hello everyone. I have just been in Scotland for a few days and haven't been able to check the site until now. Gosh there appears to be some shit going down. SO far I have had no direct contact with the insurers though this is maybe because I am over here at the moment.
I am concerned that I appear to be getting checked out like this, as this is surely a totally bonafide case. What this means is that I have got nothing to be afraid of as everything is straight as. Thanks to the guys who have acted as witnesses so far. I will monitor this thread with great interest obviously. ALso if there appears to be any issues I will engage my solicitor to assist in any communications with AMI.

Obviously if there are serious complications or jeez non pay out! AMI's name will be dragged through the dirt. But I cannot think of a genuine reason why this should come to pass. Please feel free to PM me anything I should know.

Cheers Fraser

Oh I am back on the 2 June.

ManDownUnder

25th May 2005, 07:26

You need to remember that there have been people who have crashed a bike at the Pukekohe track and then attempted to make claims. Ask yourself this question before you condemn the insurance companies.

"Why do I pay so much gold to insure my bike?" The reason is that there are $150 million estimated in false claims a year in NZ alone. (Thats all types of insurances)If you ran a business insuring bikes what steps would you take to ensure a claim was legitimate??? Food for thought. :niceone:

2 points here

1) The $150 million Tomcat referrs to is a conservative estimate of $150million with some estimate being double that... and that's just in NZ!
2) That $150 million is the amount fraud is costing the insurance industry. Not claims, not bike or contents insurance - FRAUD. As has been pointed out... guess who that gets passed onto.

Those points made, I have to say I've met Swanman a couple of times - he's a good guy and I'm sure the number of corroborating witnesses will make things quicker and easier for all concerned.

MDU

swanman

25th May 2005, 10:14

Cheers everyone. I am sure things will be sorted out OK. Can't wait to get back to NZ. :niceone:

bugjuice

25th May 2005, 10:15

Cheers everyone. I am sure things will be sorted out OK. Can't wait to get back to NZ. :niceone:
even so, hope you're still havin fun!
see ya when you get back... <s>which is when?</s>

Zed

25th May 2005, 10:17

Oh I am back on the 2 June.How's the body feeling...no aches or pains??

swanman

28th May 2005, 08:56

How's the body feeling...no aches or pains??

Had myself checked out by a doc and got the all clear. No aches nor pains but when I turn my neck I have a coupla more clicks than i used to. Xrays are fine though. Jeez I am just lucky I guess.

Zed

28th May 2005, 08:59

...Jeez I am just lucky I guess.I lean more towards the "Someone was looking out for you" view. Don't believe in "luck" myself. :niceone: Glad you're A-ok Fraser!

jaybee

28th May 2005, 21:39

better get a lawyer son, better get a real good one! & if it's state get 2.

lol not wrong there hope its not state

StoneChucker

29th May 2005, 13:28

lol not wrong there hope its not state
:nono: State were brilliant when I dealt with them.

swanman

31st May 2005, 23:37

I am flyin out today so arrive in NZ on Thurs. I hope there is a nice fat cheque waiting for me. Somehow I feel it won't be, life isn't that simple.