ASB's IVF ad - preying on the weak?

[Grasshopperus]

Has anyone else seen ASB Bank's new TV ad where they sell you into more debt so you can try and get impregnated??

http://www.asb.co.nz/CreatingFutures/ivf/

Makes me sick how low they'll sink to get you into debt.

[Virago]

What exactly is your point?

Should finance be reserved for "important" things like cars and motorcycles?

Your suggestion that IVF recipients are "weak" is erronous.

[EJK]

Till now I didn't even know what IVF was.

[Grasshopperus]

What exactly is your point?

Should finance be reserved for "important" things like cars and motorcycles?

Your suggestion that IVF recipients are "weak" is erronous.

My point is that ASB have just lowered the bar by trying to push debt onto people using emotive, and insidious, advertising.

Finance should be reserved for things with a tangible resale. I'm sure that the actual loans in this case require collateral but it's probably not quite that simple.

Read my post again, I'm not insinuating that IVF recipients are weak (you assumed though, interesting), but people who are desperate to have kids ARE in a weak state. Look at that recent case of the NZer who sent $2k+ to the USA along with "biological samples" in what turned out to be a scam. Selling people false hope is a great business model.

[Str8 Jacket]

They are out to get you. All of them.

[Virago]

...Finance should be reserved for things with a tangible resale...

Really...? I'll stop using my credit card when on holiday then...

I'm sure those who quite happily spend countless thousands on IVF would be glad that you have their best interests at heart, in your desire to stop them.

Stop being so condescending, and save your condemnation for the frivolous credit peddlers.

[munster]

You shouldn't be surprised.

Banks are just there to make a profit like any other business.

If they can, they'll do it by tugging at the heart strings of such emotive subjects as IVF.

Watch out, funding extra home care for your disabled children will be next.

[Grasshopperus]

Really...? I'll stop using my credit card when on holiday then...

I'm sure those who quite happily spend countless thousands on IVF would be glad that you have their best interests at heart, in your desire to stop them.

Stop being so condescending, and save your condemnation for the frivolous credit peddlers.

Really. Lending money to people who can't afford to pay it back is a winning model.

No one is happy to spend countless thousands on IVF. I know two couples who are going through it, one successfully so far, and it's kind of emasculating for the guys.

My desire to stop them? You're delusional, if you're trying to make a point then why don't you say something with content instead of just trying to snipe at what I've written.

[JimO]

Really...? I'll stop using my credit card when on holiday then...




can i use it??

[Virago]

Really. Lending money to people who can't afford to pay it back is a winning model...

Who says they can't afford to pay it back?


...No one is happy to spend countless thousands on IVF. I know two couples who are going through it, one successfully so far, and it's kind of emasculating for the guys...

That is surely their business, not yours.

If they wish to borrow money for IVF instead of a new car or an overseas holiday, that should also be their business.

[White trash]

Whoops! I thought they were being good cunts and offering people IVF grants. Gulible fucker that I am.

But frankly, for a couple that are desperate for a family but need some cash to make it happen, then why not borrow money to make it happen. Good on ASB for understanding that people need to fulfill their dreams and showing them a way to do it I reckon.

[Fatt Max]

Banks and IVF clinics......full of wankers...

[scissorhands]

I'm a professional wanker then, but only got paid $30 a toss, while the fertility clinics on-sold my seed for $$$$.

Haha, they didnt even pickup on my Aspergers. I wonder if the recipients want their money back or are happy with their autistic mini me's:shit:

[munster]

I'm a professional wanker then, but only got paid $30 a toss, while the fertility clinics on-sold my seed for $$$$.

$30? Chicken Feed. I've got a very rare blood and have been informed that I could get handsomely paid for it in the US of Goddam A.

Instead I trade it away for chocie bikkies, a cuppa and the touch of a beautiful woman (come on, doesn't everyone have a nurse fantasy?). Number 65 last week.

[Fatt Max]

I did IVF.

I had to provide a spoof sample so the nurse gave me this little plastic bottle and sent me into this cubicle.

Well, fucking hell, I tried with my left hand, nothing. Then I tried with my right hand, nothing.

An older nurse came into the room to see what was going on. Saw my plight and offered to help.

So, she tried with her left hand, nothing, tried with her right hand, still nothing.

"Oh well" she says, "Only one thing for it"

So she tried with her teeth in, nothing, then tried with her teeth out, still nothing

We still could'nt get the top off the bottle......

[scumdog]

Banks.

When they make profit it is privately shared.

When they are going broke they want the public to bail them out.

[The Everlasting]

Yep I saw it,I was surprised to see it,but I think it's a good thing.

If you can borrow money to buy cars and houses etc,why not IVF too?

[The Stranger]

Finance should be reserved for things with a tangible resale. I'm sure that the actual loans in this case require collateral but it's probably not quite that simple.


Ah you can sell babies you know.

[Grasshopperus]

Ah you can sell babies you know.

Maybe ASB is diversifying. They will now foreclose on your kids, they'll be called indentured employees.

[SMOKEU]

Really. Lending money to people who can't afford to pay it back is a winning model.


The big banks aren't the same thing as a dodgy loan shark.

[Banditbandit]

The big banks aren't the same thing as a dodgy loan shark.

Are you really sure about that ? Look what happened to the big banks in the sub-prime crisis in the USA lending money to people who couldn't afford to pay it back ...

The only difference is the big banks won't break your legs if you miss a payment ... they just take you to court and make you bankrupt ...

[SMOKEU]

Are you really sure about that ? Look what happened to the big banks in the sub-prime crisis in the USA lending money to people who couldn't afford to pay it back ...

The only difference is the big banks won't break your legs if you miss a payment ... they just take you to court and make you bankrupt ...

The banks here don't want to hand out money unless they're reasonably confident they'll get it back. It costs them money to pay a lawyer to take someone to court.

A loan shark doesn't give a phuck, they'll just hire a couple of thugs to steal your car, TV and the mrs.