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View Full Version : Insurance. Who has the best offer?



WOMBLE
14th February 2011, 19:20
Was looking for a change of insurance provider.
Has anyone got any suggestions of reputable providers.

JimO
14th February 2011, 19:23
Dave Golightly at Vero

johannvr
14th February 2011, 19:37
Swann.

http://www.swanninsurance.co.nz/

Have the bike & quads with them, separate from house/car/boat/whatever as they simply can't be beaten as far as bikes are concerned, at least in my mind and based on research that I did at the time ... and have not bothered since to do any more comparing, as the service is excellent and premiums reasonable

Muppet
14th February 2011, 20:00
I'm with Swann, cost $50 odd a month to Insure my 2001 ZX12R valued at $9500 and I'm 41. Applied online, haven't had any hassles.

rustic101
14th February 2011, 20:04
Been with Vero for the bike over the past two years no dramas, but then again have never made a claim...:blink:

Dave Golightly at Vero

JimO
14th February 2011, 20:29
Been with Vero for the bike over the past two years no dramas, but then again have never made a claim...:blink:

Dave Golightly at Vero

a mate has just written off his duc multistrada, he is with vero and so far no hassles

supa.m
14th February 2011, 20:36
I'm with Swann, cost $50 odd a month to Insure my 2001 ZX12R valued at $9500 and I'm 41. Applied online, haven't had any hassles.

Aprillia 1000 RSV Mille, $40 per month with State, I am the only insured rider though.

Oh, $9000 value and I am 42.

rustic101
14th February 2011, 20:39
a mate has just written off his duc multistrada, he is with vero and so far no hassles

Thats great news - I have no intentions of binning lol or having my bike stolen. Insurance the necessary evil lol. Judge by how good their claim record is.

Cheers though nice to know.

bsasuper
14th February 2011, 20:41
Your joking about swann arnt you?, even state gave me a better quote than them:gob:

Kiwibike is good, do a online quote then compare it with a swann online quote, huge difference.

Ntoxcated
14th February 2011, 20:47
+1 for GoLightly

I am currently insured with Vero via David GoLightly. Binned the last bike, payout was easy as, full gear replacement as well (~$2500). Was paying $46/month for $8000 cover. Now paying $66/Month for $8500 cover - higher rate due to claim.

The only issue is no track day cover. Certainly makes me quite careful on the track :innocent:

Oakie
14th February 2011, 20:48
AMI have always treated me well without taking an excessive amount of my money.

Spearfish
14th February 2011, 21:02
Have you got other insurance, if so try a package deal as long as your happy with the cover.


A bit off topic...
As far as insurance goes it seems a little toooo easy to write a bike off, some of the bikes on trademe are nothing more than scratched, but then for some the holy grail is a proudly displayed scratch fee tank/bike.

Hitcher
14th February 2011, 21:03
Another waving thread.

Dave Hewer at Kiwibike Insurance should be high on your list of contenders. www.kiwibike.co.nz

Pegasus
14th February 2011, 21:15
Star, NAC, Vero, Protecta
All good bike Insurers.
All have different benefits, like roadside assist, apparel extensions
etc etc etc.

premiums & excesses will all depend on bike, rider, modifications etc.

Shop around to find which suits you best

psycho22
14th February 2011, 21:23
Another waving thread.

Dave Hewer at Kiwibike Insurance should be high on your list of contenders. www.kiwibike.co.nz

Yep +1 for kiwibike, they are really friendly and helpful. Not to mention they found me a bloody cheap deal.

WOMBLE
14th February 2011, 22:43
Thanks for all the suggestions,at least I'm pointed in the right direction now.

cheesemethod
15th February 2011, 10:31
+1 for Swann. 24 year old on a VTR1000 @ $8000 is about $53 a month, $500 theft/fire excess, $750 crash excess. They are sweet as with ART, Hampton Downs Ride Days and MotoTT trackdays as long as you ring up and confirm.

R-Soul
15th February 2011, 12:33
Aprillia 1000 RSV Mille, $40 per month with State, I am the only insured rider though.

Oh, $9000 value and I am 42.

I was with State - they were very cheap with a combo package for other cars and household goods etc at about $20 a month for $6k and at 39 years old - I called up two weeks before to find out about being insured for the ART days. They said they will get back to me. I heard nothing until the day before. I called them up, and they pretended they had never even heard of my query before. I asked them to put a rocket under their ass and give me an answer. They said NO. I told them to fuck themselves for fucking me around and leaving me stranded the day before the ART day. I rode VERY carefully at ART day.

I am now with Swann through Kiwibike. $37 /month for $6k cover including gear cover for $3k and $250 excess - Not much more expensive, and track days are covered if you tell them about it early. But get the Swann insurance through Kiwibike- by all accounts if you do it directly online with Swann, you dont get the great deals that you do through Kiwibike.

lone_slayer
15th February 2011, 12:41
Just been looking at moving all my insurance over and found AMI real cheep. The bike on third party (with me on my restricted) is a massive $25 PER YEAR or 200 and somthing for full insurance for $2500 I think Iam gonna go 3rd party at that price.

2wheeldrifter
15th February 2011, 12:45
http://www.protectainsurance.co.nz/mci/estimate.aspx?gclid=COSXp6T3iKcCFQQFbAodkzCXeQ

Found this online estimate... $12.000 Ducati for $42.58 a month... not bad

age 43 yeah believe it of not lol

Swoop
15th February 2011, 13:25
Dave Hewer at Kiwibike Insurance should be high on your list of contenders. www.kiwibike.co.nz
I tend to disagree there.
START with Kiwibike (phone and talk to Dave) and then compare the rest against this quoted price.

R-Soul
17th February 2011, 13:53
Thats great news - I have no intentions of binning lol or having my bike stolen.

Nobody ever does...

Clivoris
17th February 2011, 15:49
Kiwibike. No contest.

khabel
18th February 2011, 14:56
Anyone got some contact details for David GoLightly at Vero?

gale_wolf
18th February 2011, 20:17
I'm also with Vero/Golightly. Does anyone offer cover specifically for track days, assuming your regular insurer doesn't cover them?