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rok-the-boat
28th May 2011, 12:41
In the paper this week it said registrations of bikes were down from 10,000 to 5,000 or so. Well, who could be surprised at that? I had my bike on hold then rego'd it for six months of summer. Then, I sold it. I think more and more people are just going for the summer rego. Me, I only got to ride it on Sundays so it just wasn't worth it. Instead, I am now rebuilding an old jetski for summer. But, being a biker I couldn't escape buying a cheap old RM250 to fix up too. Once done I'll just stick it on my pickup and find somewhere to ride it. No more rego for me, it's way too expensive - that money will buy a lot of fuel for my jetski and RM.

Incidentally, a few years back the State of New York put up business tax hoping to raise an extra $2 billion. Business crossed the State border and New York revenue actually fell by $1 billion the following year. Once taxes get too high, people start acting on choices, not just thinking about them.

Once petrol starts going through the roof in cost you'll see more bikes on the road, but the silly rego will delay it somewhat, but that increase in bikes will be followed be a corresponding decrease in cars. In the meantime, I'll go practise counter-steeting on my jetski... I feel like a swim.

breakaway
28th May 2011, 14:49
$321/year under the old charges x 10,000 bikes = $3,210,000
$580/year under the new charges x 5,000 bikes = $2,900,000

Lolz. Didn't really think that one through did they?

wysper
28th May 2011, 14:52
$321/year under the old charges x 10,000 bikes = $3,210,000
$580/year under the new charges x 5,000 bikes = $2,900,000

Lolz. Didn't really think that one through did they?

They might see that as a win if the figures are true.
Similar revenue, half the risk of an acc claim - of course that is if you discount all the potential riders on unrego'ed bikes getting injured and claiming on ACC.

breakaway
28th May 2011, 14:53
Fair point. But don't forget to include all of those riding un-regoed, and I bet there are a fair bit of them.

bogan
28th May 2011, 15:18
I wonder if many bikers have stopped regoing their second vehicle (cage) instead, I did, and it's costing pretty similar to what it used to. None of their bike only checkpoints will pick up on it either :D Have stopped using it round town due to parking wardens though.

DEATH_INC.
28th May 2011, 16:50
$321/year under the old charges x 10,000 bikes = $3,210,000
$580/year under the new charges x 5,000 bikes = $2,900,000

Lolz. Didn't really think that one through did they?
I wonder how many of the 5000 rego'd ones are sub 600cc too....that'll take a big bite outta the $2,900,000

unstuck
28th May 2011, 17:38
Make more money.:woohoo:

breakaway
28th May 2011, 19:31
Make more money.:woohoo:

This has nothing to do with your income. Personally, I just don't like giving the government ridiculous amounts of money because they successfully conned people into paying up by using skewed statistics and other shady back room methods.

If you want to take it lying down and hand over your cash to to the government without questioning anything, be my guest.

Pick up that can, citizen. Heh.

DMNTD
28th May 2011, 19:35
Make more money.:woohoo:

Buy a decent bike :woohoo:

tigertim20
28th May 2011, 19:57
there are plenty of guys and girls out there with the 'fuck them, its much cheaper to get multiple tickets than pay the fucking rego' and riding without it. Hence why they have also worked on another law that says when you put your bike on hold, you gots to hand the plate(s) in.

But them people will just make a spare plate wont they

Voltaire
28th May 2011, 20:05
I went to register my diesel van and bike this week.....only did 6 months on each to spread the pain. Registered the trailer this morning....$36.00.... Im thinking of rebadging the bike and van to Trailpro Trailer....:innocent:

DMNTD
28th May 2011, 20:06
there are plenty of guys and girls out there with the 'fuck them, its much cheaper to get multiple tickets than pay the fucking rego' and riding without it. Hence why they have also worked on another law that says when you put your bike on hold, you gots to hand the plate(s) in.

But them people will just make a spare plate wont they

Know what the law says re a personalized plate and whether it would need to be handed in?

unstuck
28th May 2011, 20:11
Buy a decent bike :woohoo:

Got one thanks, Whats your excuse.:innocent:

unstuck
28th May 2011, 20:13
VF,s been on hold since november(seeing as i cant ride it) didnt get asked for the plates.:blink:

cheshirecat
28th May 2011, 20:13
What would it take to qualify a bike as an ambulance at $40 reg

hayd3n
28th May 2011, 20:20
there are plenty of guys and girls out there with the 'fuck them, its much cheaper to get multiple tickets than pay the fucking rego' and riding without it. Hence why they have also worked on another law that says when you put your bike on hold, you gots to hand the plate(s) in.

But them people will just make a spare plate wont they

or put it on hold online

rok-the-boat
28th May 2011, 20:24
What would it take to qualify a bike as an ambulance at $40 reg

Paint it white with a red cross on it and press the horn intermittently. You might even get away with speeding.

Toaster
28th May 2011, 20:32
Interesting thread.

The govt reduced the 39% income tax rate in part to discourage tax avoidance (and line the pockets of thier "key" voter base) and yet we see biker rego costs skyrocket in a recession only to attract the same kind of avoidance.

Crapped on yet again and the MPs keep getting away with it. They must be due another payrise by now surely.....:facepalm:

tigertim20
28th May 2011, 20:47
Know what the law says re a personalized plate and whether it would need to be handed in?
No, there was a lengthy discussion regarding exactly that a few weeks ago on another message board a week or so ago though.
I can see it being a right fuckup, e.g. are they going to store the plates at the post office? it would be a cunt for when you want to undo the hold on your rego wouldnt it, getting it back the minute you want it.
Im not 100% sure if they DID put it through, or were just discussin it, but its worth being aware of anyway.

or put it on hold online

You will still need to hand it in if you do it online, if this thing does go through.

pritch
28th May 2011, 20:50
I wonder if many bikers have stopped regoing their second vehicle (cage) instead, I did, and it's costing pretty similar to what it used to. None of their bike only checkpoints will pick up on it either :D Have stopped using it round town due to parking wardens though.

If it's legally parked the wardens have no right to look at the rego. Not sure if the Manawatu is quite up to speed with the rest of the country, but that seems to be how it works in NZ.

Then again you may well be right to save yourself the grief?

breakaway
28th May 2011, 21:04
If it's legally parked the wardens have no right to look at the rego.

Nope. If you are parked on public property, i.e. roadside, they can and will ticket you for no rego/wof. Solution? Park it out of the way or park it in a underground / multi-level carpark which is private land and also way out of the way for sneaky wardens.

ellipsis
28th May 2011, 21:09
..hit them all with a big stick..

swbarnett
28th May 2011, 21:23
Nope. If you are parked on public property, i.e. roadside, they can and will ticket you for no rego/wof. Solution? Park it out of the way or park it in a underground / multi-level carpark which is private land and also way out of the way for sneaky wardens.
There was a thread on here a while back where this was challenged in court. What pritch said was the judges view if IIRC.

breakaway
28th May 2011, 21:24
Interesting, I don't suppose you have a link? Or be able to find it on the case law database (http://www.nzlii.org/)?

baptist
28th May 2011, 21:33
Interesting thread... Crapped on yet again and the MPs keep getting away with it. They must be due another payrise by now surely.....:facepalm:

:facepalm: They are worth their weight in gold our MP's... and them when they are weighted chuck 'em in Wellington Harbour, fat cats might make a good surf break... no? Ok:innocent:


..hit them all with a big stick..

Who MP's, ACC bosses or Traffic Wardens... oooh the list goes on... :shutup::whistle:

Hitcher
28th May 2011, 21:41
Rego costs are expensive but not 'ridiculous'. If you love riding your bike, then what's a couple of hundred extra dollars a year? If nothing else, this trend, as well as the numbers of bikes bigger than 600cc being given away on Trade Me, shows how fickle and fearfully frugal itinerant users of motorcycles are.

swbarnett
28th May 2011, 21:50
Interesting, I don't suppose you have a link? Or be able to find it on the case law database (http://www.nzlii.org/)?
Sorry, unfortunately it's just my memory of a KB thread.

\m/
28th May 2011, 22:01
I ride my bike a lot so rego cost is just an annoyance for me, its fuck all compared to the cost of servicing, tyres and petrol.

James Deuce
28th May 2011, 22:35
Meh. No one cared enough to backup up the Bikoi with a round of punishing protests did they? Or even a second Bikoi.

Why whine about it if you aren't prepared to do anything about it?

unstuck
29th May 2011, 07:36
Rego costs are expensive but not 'ridiculous'. If you love riding your bike, then what's a couple of hundred extra dollars a year? If nothing else, this trend, as well as the numbers of bikes bigger than 600cc being given away on Trade Me, shows how fickle and fearfully frugal itinerant users of motorcycles are.

Bloody well said that man.:yes:

awayatc
29th May 2011, 09:18
Rego costs are expensive but not 'ridiculous'. If you love riding your bike, then what's a couple of hundred extra dollars a year? If nothing else, this trend, as well as the numbers of bikes bigger than 600cc being given away on Trade Me, shows how fickle and fearfully frugal itinerant users of motorcycles are.


it all depends on your circumstances.....

Harley
Aprillia
Diesel landrover to tow the boat...
saab convertable for fun
Subaru to commute

AND I am away at sea for more then half my life.
High reg cost per km......

Oh, yeah also have to register wife and child's runabouts....

( I could indeed sell some "toys", but that is not the point is it?....)

scumdog
29th May 2011, 10:05
Rego costs are expensive but not 'ridiculous'. If you love riding your bike, then what's a couple of hundred extra dollars a year? If nothing else, this trend, as well as the numbers of bikes bigger than 600cc being given away on Trade Me, shows how fickle and fearfully frugal itinerant users of motorcycles are.

What does it work out at?

$12 a week or something like that..


less than two RTDs at the pub anyway.

MotoKuzzi
29th May 2011, 10:28
I'm taking a strategic view and putting on hold for the winter while I do maintenance, previously I wouldn't have bothered.

rapid van cleef
29th May 2011, 10:42
Last year i hardly rode my bike during winter, so i am also using this time for a good clean n polish, full service, and doing household shite at the weekends. with the bike registered as off the road im not happy that my choice to ride the bike if i want to is not a legal option, but there ae worse things to stress about...like which track days to book in the spring.

pritch
29th May 2011, 10:45
Crapped on yet again and the MPs keep getting away with it. They must be due another payrise by now surely.....:facepalm:

They are, but it has been postponed until after the election. :wait:

pritch
29th May 2011, 10:48
Nope. If you are parked on public property, i.e. roadside, they can and will ticket you for no rego/wof.

They will ticket you. You will then tell them that they have breached the Privacy Act and they will drop it. Because they have.

BMWST?
29th May 2011, 10:54
my little 2 litre diesel car costs about the same to register as the ol PD.

rok-the-boat
29th May 2011, 10:55
Rego costs are expensive but not 'ridiculous'. If you love riding your bike, then what's a couple of hundred extra dollars a year? If nothing else, this trend, as well as the numbers of bikes bigger than 600cc being given away on Trade Me, shows how fickle and fearfully frugal itinerant users of motorcycles are.

Well, my bike used to be my sole means of transport - I might have agreed back then but now I'm married with a kid. My car / wife's car - it's just too much. Can't afford it and we both need our cars for work. It's just down to the bottom line - money rules OK. Anyway, I now have an off-roader and a jetski.

ukusa
29th May 2011, 11:02
What does it work out at?

$12 a week or something like that..


less than two RTDs at the pub anyway.

And when I use mine on average twice a month, that's $24 per ride! Hmmm, doesn't really seem that cheap to me.
Maybe I should just go to the pub every fortnight & have 4 RTD's instead. Maybe that's what the Govt want, they'd get more tax through the alcohol sales wouldn't they?

Voltaire
29th May 2011, 11:39
The Ducati I bought 3 years ago is now worth less than 1/2 what I paid for it...but its earning its keep as the 'Work Hack' now...:innocent:
Nicest, but probably not the most practical commuter bike I have ever owned..

KiwiDNA
29th May 2011, 15:31
I registered my Gilera DNA 180 as a 50 as they look the same and I rarely take it on the motorway

popelli
29th May 2011, 17:25
Rego costs are expensive but not 'ridiculous'.

The rego costs in NZ are ridculous - most of the cost is ACC and it is totally ridiculous if somebody has 3 or 4 bikes that they pay ACC 3 or 4 times when they can only ride one bike at a time

It would be far better to make ACC part of your insurance costs and make insurance compulsory and have premiums based upon actual risk not a arbitary figure dreamt up by some nameless statistician

Clivoris
29th May 2011, 18:03
Insurance plus rego were costing me over $1100 per year. Too much for my current financial situation, especially when I might ride 1-2 times per month even in summer. Might as well spend that money on racing, if I can sell the Aprilia.

YellowDog
29th May 2011, 18:11
The rego costs in NZ are ridculous - most of the cost is ACC and it is totally ridiculous if somebody has 3 or 4 bikes that they pay ACC 3 or 4 times when they can only ride one bike at a time

It would be far better to make ACC part of your insurance costs and make insurance compulsory and have premiums based upon actual risk not a arbitary figure dreamt up by some nameless statistician

Now don't be silly :no:

That system works everywhere else in the developed world. :yes:

It is therefore not an option for New Zealand :no:

Compulsory insurance would mean that 15 or 16 year old kids couldn't legally hoon around in 5-litre vehicles and would have to drive something appropriate to their experience and budget.

If you have a crash and you are insured, ACC gets away scott free. End Of. Why is this not a solution to the ACC fiasco?

Therfore the ACC part of your rego fee will reduce from way to much, to very little.

Insurance premiums would rise and I guess that for those NZers whom are used to a Rolls Royce service, they would pay more.

I have suggested this more than one time however no one acknowledges that it is an answer of any kind; so thanks :blink:

popelli
29th May 2011, 18:13
Insurance plus rego were costing me over $1100 per year. Too much for my current financial situation, especially when I might ride 1-2 times per month even in summer. Might as well spend that money on racing, if I can sell the Aprilia.

That is exactly what the govt is aiming for is to price motorcycles off the road because they are perceived as dangerous and costing the country too much in compenstation

I wonder why all the green tax incentives for reducing traffic congestion and better fuel economy (except that the modern crop of sports bikes use more fuel than many cars) aren't being used to cross subsidise the ACC cost of bikes?

mikeey01
29th May 2011, 19:17
$321/year under the old charges x 10,000 bikes = $3,210,000
$580/year under the new charges x 5,000 bikes = $2,900,000

Lolz. Didn't really think that one through did they?

LOL I love it!

On another note. Hey Nick Get Fucked!

barno
29th May 2011, 19:56
Yeah - as motorbikes put out less emissions, do less damage to the roads... we can expect our rego charges to go down again soon right, MPs?

Tossers.

warewolf
29th May 2011, 20:02
What does it work out at?

$12 a week or something like that..As opposed to $4/wk for my big hulking 4wd, or even the rip-off $5/wk that bikes used to pay before the latest hike. And that is per bike, not per rider, so your $12/wk could actually be $24 or $36 or more.

Would you like a 140% pay rise? or a 60% cut? Not significant you say?


And when I use mine on average twice a month, that's $24 per ride! Hmmm, doesn't really seem that cheap to me. Me neither. I'm averaging less than one day on-road per month avg so far this year which makes it fcukin expensive! It's about time all the fees were scrapped and just lumped in with petrol. It's the one thing you can't avoid using. The more you ride, the more risk, the more you pay.

And it would encourage people out of cars and on to bikes (powered or no) which is A Good Thing™.

geoffm
29th May 2011, 20:13
I have 3 road bikes, and a scooter. All regoed the cost would be $2 k/year - and th eRG andLC get used a few times a year to date - mainly to go and get a WOF,
They are on hold and will stay that way - I used to rego them "just in case", but no more. The others - we will see what I feel like when they expire. The miles I do (hence exposure to risk) is unchanged, but ACC is now getting less money than they did a year back.

\m/
29th May 2011, 20:52
If insurance becomes compulsory, we can expect premiums to go up. Insurance companies are arseholes, when they have you by the balls they will bleed you dry.

popelli
29th May 2011, 23:34
If insurance becomes compulsory, we can expect premiums to go up. Insurance companies are arseholes, when they have you by the balls they will bleed you dry.

Just like the acc premiums are at present except with acc there is no competition

At least with insurance companies, even if they are all in the same price fixing boat there is still some (limited) competition

awayatc
30th May 2011, 06:39
insurance in netherlands is compulsive........

3rd party on small cage in 1981 with 60% no claim was $800 a year....

I am quite happy to insure myself on voluntary basis....

don't want to find out if insurance companies can handle captive market.

p.dath
30th May 2011, 07:26
That system works everywhere else in the developed world. :yes:

What other country in the world would you consider has a successfully working private accident scheme? I don't know of one. They all have major issues. Far worse than ACC.

Did you know that NZ used to operate private accident insurance before ACC came in? It was a disaster. That's why they changed it. Something like 30% of all claim pay outs were consumed in legal fees. The actual claim pay out ratio was also very low, because in many cases the insurance companies challenged it in court, and the injured person wasn't in a state or position to force the insurance company to do the pay out - or they desperately needed money to feed their family and had to accept any offer made.



Compulsory insurance would mean that 15 or 16 year old kids couldn't legally hoon around in 5-litre vehicles and would have to drive something appropriate to their experience and budget.

Did you see the study the Government did into compulsory insurance about two years ago? They found the insurance rate was already something like 95%. The remainder of those without insurance - couldn't get insurance. They were mostly repeat drink drivers and the like.

So they found that introducing compulsory insurance would make almost no difference to the number of insured vehicles on the road - but it was going to make everyone's insurance go up due to compliance costs.
So the idea was dropped - who wants to make more for exactly what we have now?


Insurance premiums would rise and I guess that for those NZers whom are used to a Rolls Royce service, they would pay more.

When ACC was introduced it was considerably cheaper than the private accident insurance that existed.
Also remember that if no company wants to insurance someone on a motorbike, then suddenly using a motorbike in your scheme would become illegal.


I have suggested this more than one time however no one acknowledges that it is an answer of any kind; so thanks :blink:

Because what you suggest is close to what we previously had in NZ, and it was far far worse.

unstuck
30th May 2011, 07:33
I love riding bikes and can afford to pay my rego,and am happy to do so.I love NZ but it seems there are alot of whingers and crybabys. Great to live in a country where we have the choice to make more money if we want to.:yes:

Maha
30th May 2011, 07:40
I love riding bikes and can afford to pay my rego,and am happy to do so.I love NZ but it seems there are alot of whingers and crybabys. Great to live in a country where we have the choice to make more money if we want to.:yes:

Ageed, if you afford to own multi vehicles then surely you can afford to keep them legal?
I love my bike and what it does for me. I dont care what it costs me to keep on the road.
Bit like a smoker, they dont care how much cigarettes go up, they will still buy them cos' they like smoking. The TAX on them is horrendous.

scumdog
30th May 2011, 08:30
$321/year under the old charges x 10,000 bikes = $3,210,000
$580/year under the new charges x 5,000 bikes = $2,900,000

Lolz. Didn't really think that one through did they?

But the DID think it out - less motorbike related ACC claims!!

Swoop
30th May 2011, 08:47
It is interesting to see the amount of folks who are "putting the bike on hold over winter" or similar reasons. Please remember that your "hold period" only occurs when your current rego period runs out.

It makes it far more important to think about the amount of time that you wish to register your bike for, to avoid the periods when you do not intend to ride.

Avoid paying Nick'sMyth one cent more than you intend to!

Gremlin
30th May 2011, 10:33
Avoid paying Nick'sMyth one cent more than you intend to!
So uh... if I rode every day for the last few weeks... uh :scratch:

No car... ride more, you get better value for money... I like this fixed rate tax, instead of on petrol or something :innocent:

oneofsix
30th May 2011, 10:41
But the DID think it out - less motorbike related ACC claims!!

plus new riders, which Nick reconised as part of the issue, will just see the rego as being the cost it is and part of the cost of motorcycling, never having paid the lower one. He will also know most of the older riders will get sick of putting their rego on hold and will also start infighting thus weakening their stance. Can't say I've noticed any infighting around here :innocent: :corn:

ukusa
30th May 2011, 12:57
Ageed, if you afford to own multi vehicles then surely you can afford to keep them legal?
I love my bike and what it does for me. I dont care what it costs me to keep on the road.
Bollocks! I could easily afford to own another 5 x $2K vehicles, doesn't mean I could afford the 5 x regos. 10 grand on vehicles doesn't make me a millionaire!
Loving to ride means fuck all when there is a growing class of people who also love to ride but can't afford to ride. People seem to be giving it (riding) away in droves because of the costs. But I suppose that was the ultimate aim of the new costs - to push riders away from riding to lower the road toll, rather than to encourage, educate & train riders young & old.
I gather you wouldn't have a problem if rego went up to $1000/year or more because you love to ride?
As I said in an earlier post, It cost me around $24 per ride on average (at 2 per month), and it doesn't matter if I do 2kms or 200kms on that ride.

scumdog
30th May 2011, 13:02
As I said in an earlier post, It cost me around $24 per ride on average (at 2 per month), and it doesn't matter if I do 2kms or 200kms on that ride.

So ride more then!

p.dath
30th May 2011, 13:03
Bollocks! I could easily afford to own another 5 x $2K vehicles, doesn't mean I could afford the 5 x regos.


It sounds to me like you just said you can't afford to own 5 motorbikes, because you can't afford to keep them road legal.

scumdog
30th May 2011, 13:10
It sounds to me like you just said you can't afford to own 5 motorbikes, because you can't afford to keep them road legal.

Sorta like "I can't afford to own 5 motorbikes because of the cost of tyres" (or any other cost associated with running a vehicle)??

Maha
30th May 2011, 13:47
Bollocks! I could easily afford to own another 5 x $2K vehicles, doesn't mean I could afford the 5 x regos. 10 grand on vehicles doesn't make me a millionaire!
Loving to ride means fuck all when there is a growing class of people who also love to ride but can't afford to ride. People seem to be giving it (riding) away in droves because of the costs. But I suppose that was the ultimate aim of the new costs - to push riders away from riding to lower the road toll, rather than to encourage, educate & train riders young & old.
I gather you wouldn't have a problem if rego went up to $1000/year or more because you love to ride?
As I said in an earlier post, It cost me around $24 per ride on average (at 2 per month), and it doesn't matter if I do 2kms or 200kms on that ride.

''I could easily afford to own another 5 x $2K vehicles''

But you still pay/ride right?

Theres more to it when those out there say that ''cant afford it to rego their bikes''...
General cost of living/down turn in work/unforeseen expenses/multi vehicle ownership etc
The rego increase on their bike is but a portion of the pie.
I stopped smoking 18 months ago, the $4K that I used spend on smokes now enables me to do more with my bike. Keeping it legal does not hinder me at all.
We have two vehicles and two bikes, did have three bikes but sold one, two of us cant ride three, another expense gone.

YellowDog
30th May 2011, 16:16
What other country in the world would you consider has a successfully working private accident scheme? I don't know of one. They all have major issues. Far worse than ACC.

Did you know that NZ used to operate private accident insurance before ACC came in? It was a disaster. That's why they changed it. Something like 30% of all claim pay outs were consumed in legal fees. The actual claim pay out ratio was also very low, because in many cases the insurance companies challenged it in court, and the injured person wasn't in a state or position to force the insurance company to do the pay out - or they desperately needed money to feed their family and had to accept any offer made.




Did you see the study the Government did into compulsory insurance about two years ago? They found the insurance rate was already something like 95%. The remainder of those without insurance - couldn't get insurance. They were mostly repeat drink drivers and the like.

So they found that introducing compulsory insurance would make almost no difference to the number of insured vehicles on the road - but it was going to make everyone's insurance go up due to compliance costs.
So the idea was dropped - who wants to make more for exactly what we have now?



When ACC was introduced it was considerably cheaper than the private accident insurance that existed.
Also remember that if no company wants to insurance someone on a motorbike, then suddenly using a motorbike in your scheme would become illegal.



Because what you suggest is close to what we previously had in NZ, and it was far far worse.

Thanks for the responses. I am not at all convinced by your counter arguments. What happened before has little relevance other than to provide experience and lessons learnt.

A Health Service of any kind costs a lot of money to run. NZ is fortunate to have a strong private health infrastructure that is hugely profitable. This thread is about how much of the high running costs should be contributed to by motorcyclists. My argument is saying that the rego levy could be reduced considerably if we had compulsory insurance for all vehicles so that the medical treatment portion of any claim would no longer be the responsibility of ACC.

You seem to have some perceived dependency issues that you are associating with motor insurance and ACC. I believe that there should be a relationship of some kind, but it does need to be clearly defined. NZ 'NOW' has a private health scheme that is ideal for insurance companies to use in the event of one of their policy holders becoming injured as a result of a motor accident. At what stage ACC does or does not get involved needs to be established.

Your stats in favour of non-compulsory motor insurance make a stronger argument in favour of having it. Stats = slanted bullshit to emphasise a point. Uninsurable road users wouldn’t be able to use the road. And your problem with this is ? Perhaps you just enjoy the element of danger. How much of the present level of death and carnage can be attributed to your 5%? Why should we all be paying for them? Let their prospective insurance companies pay for it! Yes prices will increase, but ACC premiums will decrease. IMO - Making it harder to get on the road would be a good thing. The results of it being too easy to legally use the roads makes a poor reflection in NZ's accident stats. If drink drivers were more concerned over having the privilege of being able to legally use NZ roads removed; then maybe they would be less likely to offend.

If driving your vehicle badly and crashing meant that your insurance renewal was x 3 for the renewal, perhaps you would see more careful drivers on the road. The threat of pricing you off the road may have a positive influence for all. When I was 17, it cost me around $2000 to get my $1200 vehicle road legal. I didn't want to crash at any cost. When I was 45, I drove a sports coupe, two motorcycles, and a pickup on one insurance policy only. If I had to pay an ACC levy for each of these vehicles that I owned, I would have been priced off the road.

Regarding your concern over certain motorcycles becoming uninsurable is nonsense. Everything is insurable, but the higher the risk, the higher the price. Perhaps some motorcycles should be for track usage only. The insurance market is highly competitive and there are many players. It is about risk and not about unfounded preconceptions. If a vehicle is uninsurable, then it shouldn't be on the road. There are insurance and safety standards and manufacturers are bound to comply with if they want to sell their vehicles. Insurance companies want to make money too and hence any policy cost will be a reflection of the driver’s history.
No accidents and no convictions = cheap insurance.

Badgerclarke
30th May 2011, 21:25
Just got the renewals through for the car and bike, oh my God. It's $287 for the Corolla wagon and $582 for the CB1000r!! That's fucked up.

ukusa
30th May 2011, 21:41
It sounds to me like you just said you can't afford to own 5 motorbikes, because you can't afford to keep them road legal.
It's more the point that I shouldn't have to keep them road legal when they sit in the garage waiting for a nice day to ride. If I owned a dozen bikes, is it really fair that I pay $7K per year just for that privilege? Am I more likely to end up on ACC just because I own that many bikes?
The rego system seems to be designed to reduce the number of legal riders and increase the number of illegal riders.

ukusa
30th May 2011, 21:44
So ride more then!

Would love to, but work & weather & wife can put the brakes on that dream. My couple of rides a month will have to suffice for now.

p.dath
31st May 2011, 09:18
Your stats in favour of non-compulsory motor insurance make a stronger argument in favour of having it. Stats = slanted bullshit to emphasise a point. Uninsurable road users wouldn’t be able to use the road. And your problem with this is ?

I don't think you understand. Most of the current road users who don't have insurance - can't get insurance because they can't legally drive/ride. They are already disqualified drivers, or have had their licence removed.

They are already ignoring the law. Creating another law will just add another one to the list for them to ignore.

The current regulatory framework already provides the Police and courts with the ability to remove them from the roads - except it doesn't seem to get enforced that well - of which I feel the courts are substantially to blame.

You say all stats are bullshit. All I hear so far is you suggesting ideas - that have already been tried - and failed. How about coming up with a new twist? Have you read about the old schemes? If you want, I could post you to a link to read about them (Auckland Uni's online services has a great report), and why ACC was bought in to fundamentally address the issues.

Also note that ACC wasn't bought in as the first fix. They did try fixing up the private insurance system several times first.



Perhaps you just enjoy the element of danger. How much of the present level of death and carnage can be attributed to your 5%? Why should we all be paying for them? Let their prospective insurance companies pay for it!

Once again, they will continue to drive without insurance, as they do now. They will continue not paying, and we as a society have to pick up the difference. Creating another law for them to ignore will make no difference.


Yes prices will increase, but ACC premiums will decrease.

Costs reduced by about 30% when ACC was introduced and private insurance as removed. Of course introducing private insurance again will reduce the cost of ACC (there would be no need for it at all), but I believe it will be like the prior days, and the cost of that insurance will be greater. Remember, private insurers will be aiming to to provide what ACC does now, plus make a profit.


IMO - Making it harder to get on the road would be a good thing. The results of it being too easy to legally use the roads makes a poor reflection in NZ's accident stats. If drink drivers were more concerned over having the privilege of being able to legally use NZ roads removed; then maybe they would be less likely to offend.

100% agree with you there. I like the German model here. However it is so strict we would have riots if NZ tried to bring it in.


If driving your vehicle badly and crashing meant that your insurance renewal was x 3 for the renewal, perhaps you would see more careful drivers on the road.

Ignoring private medical/accident insurance, which is what we have been discussing, and returning to just ordinary vehicle insurance - this is what already happens. If you have an accident the cost to get insurance again is greater.


Regarding your concern over certain motorcycles becoming uninsurable is nonsense. Everything is insurable, but the higher the risk, the higher the price. Perhaps some motorcycles should be for track usage only. The insurance market is highly competitive and there are many players. It is about risk and not about unfounded preconceptions. If a vehicle is uninsurable, then it shouldn't be on the road.


I guess I don't have a hard as line as you do. I feel there is a social cost of having a vehicle that needs to be weighed up against the social cost of accidents.

imdying
31st May 2011, 09:51
Compulsory insurance would not remove the ACC levy on vehicle registrations (although one expects it would be lowered a good amount at introduction to lure us in).

They would retain it as a way to fund motox accidents, pedestrian related accidents, horse riding and farming accidents etc etc...

To think that they would drop a taxation system that already has the infrastructure in place is a little naive.

jasonu
31st May 2011, 11:00
Just got the renewals through for the car and bike, oh my God. It's $287 for the Corolla wagon and $582 for the CB1000r!! That's fucked up.

Is that renewals for rego or renewals for insurance? 6 months worth or a year?

Badgerclarke
31st May 2011, 12:37
Both annual rego renewals, I'd like to know what the justification is for that difference. The car gets used every day and the bike sits in the garage most of the time so it's a bitter pill to swallow.

Is it based on the perception that motorcycle riders are more likely to cost the government money via ACC claims? If so then we'll continue to pay through the nose from what I've seen. Followed a group of what looked like mature riders on Saturday from Whiford to Howick and in that short journey I observed overtaking on double lines on a bend, lack of indication, lack of lane discipline at a roundabout and poor merging.

Now that doesn't bother me...good luck to em if that's how they want to ride but I guess these are the same observations that the powers that be are making around the country.

RDJ
31st May 2011, 14:42
Compulsory insurance would not remove the ACC levy on vehicle registrations...<> to think that they would drop a taxation system that already has the infrastructure in place is a little naive.

An excellent point that bears emphasis. As someone said somewhere else, true immortality is a government program funded by taxpayers. We think it's bad now because we're paying a large amount of money to a single recipient. Oh, it can get worse...

YellowDog
31st May 2011, 16:31
I don't think you understand.......................

If introducing the madatory need to have insurance would make no difference at all, then there is no reason not to introduce it. Those without it won't get the associated private first grade medical assistance in the event of a motor accident. ACC would no longer be able to multiply their so called and claimed motorcycle rider related demands (that's the unhelmetted farm bike boys out for a start). Motor (not medical) insurance companies would adjust their premiums for burdonsome policy holders accordingly.

You seem to be in favour of teenagers in super power vehicles having no financial deterent and still being able to hoon down our streets. I am not. A policy of mandatory insurance would go a long way towards addressing this serious issue, as they could not get insurance and cops could pick up these easy tagets without having to look for a needle in a haystack. It's what cops do best.

Your reference to past tried and failed schemes is meaningless. Learn from the past and implement something that will work. ACC can still do what it does, but not have the burdon they claim to be overly excessive.

Most developed countries have madatory insurance and the policy picks up the associated accident related medical tab. Why not do what others have done successfully. This has nothing at all to do with other countries public health scheme.

What we have is not good and it is time to implement a far more appropriate and fairer system.

imdying
31st May 2011, 16:59
You seem to be in favour of teenagers in super power vehicles having no financial deterent and still being able to hoon down our streets. I am not. A policy of mandatory insurance would go a long way towards addressing this serious issue, as they could not get insurance and cops could pick up these easy tagets without having to look for a needle in a haystack. It's what cops do best.Ahahahahaahahaha....

Hands up who rolled (or went through a fence, or took out a lamp post, or jumped high enough to grind the undercarriage) a 1.3L Ford Escort (or the equivalent underpowered $500 piece of shite) in their youth?


Wow, that's a lot of hands :woohoo:

And, those of you that didn't... what did you do when you had a slow piece of shit $500 car? Make it louder or paint it something ugly to draw attention? Really? Most of you... goodness!

Finally.... does the UK have compulsory insurance? And do they have a problem with Chavs in riced up Novas? If the answers are yes, then Chewbacca must live on Endor, and you must acquit...

YellowDog
31st May 2011, 18:41
Ahahahahaahahaha....

Hands up who rolled (or went through a fence, or took out a lamp post, or jumped high enough to grind the undercarriage) a 1.3L Ford Escort (or the equivalent underpowered $500 piece of shite) in their youth?


Wow, that's a lot of hands :woohoo:

And, those of you that didn't... what did you do when you had a slow piece of shit $500 car? Make it louder or paint it something ugly to draw attention? Really? Most of you... goodness!

Finally.... does the UK have compulsory insurance? And do they have a problem with Chavs in riced up Novas? If the answers are yes, then Chewbacca must live on Endor, and you must acquit...

Nice of you to leave the Jeremy Kyle show to give your view.

So following your line of thinking; compulsory insurance = a significance increase in teenage pregnancies :shit:

Yes I had a Mini 1000. I put a stage 3 head on it, upated the shocks and brakes. Great little car. Did loads of stupid things in it, including all four wheel off the ground as often as possible. That's what kids do. My point is that a Mini 1000 (or GM Corsa) is likely to do far less harm than a V8.

I doubt that NZ will ever be as bad as the UK. Let's hope not :facepalm:

Kickaha
31st May 2011, 19:47
Hands up who rolled (or went through a fence, or took out a lamp post, or jumped high enough to grind the undercarriage) a 1.3L Ford Escort (or the equivalent underpowered $500 piece of shite) in their youth?

That would have been some of the more sensible shit I did:innocent:

rok-the-boat
31st May 2011, 21:52
Methinks those on here in support of - or not against - the rego costs are probably government 'plants'. Planted on here to rile us up into divide and rule. Tell me it ain't so.

Viscount Montgomery
31st May 2011, 22:57
I'll never rego my bike for twelve months at a time ever ever ever again, the snakes can go fuck themselves, may get 3 months worth for summer period and that's fucken it. Will be riding all year round and will just deliberately avoid traffic cops and anywhere they might be. Have been doing it for the last few months and don't intend to change.. it's not like it's convenient, and it's all a PITA , but tough bikkies, it's what's been forced by the weasels in charge.

All the blah blah from the prim-faced trying to justify these bullshit charges towards motorbikes, The way these slimy politician cunts handled and diddled the huge ACC slush-fund over the years is plain fucken criminal. All we're doing now is paying for the mismanagement and the greed and the fraud of previous snake ministers and governmental shit-heads.

Any weirdos claiming the rego charges are a good thing are just simpering sycophants feeding the fat greasy National Party rich who run and rape this country in one. The fuckers are screwing you. If you want to pay your five hundy plus then good on you, don't expect applause in a hurry and at least have the guts to admit that Nick Dogshit Smith and co.. are actually shitting down your throats not stroking your genitals like you think they are

Gremlin
1st June 2011, 02:51
Methinks those on here in support of - or not against - the rego costs are probably government 'plants'. Planted on here to rile us up into divide and rule. Tell me it ain't so.
As much as I would love to think I am a government plant (and it sounds super secret and stuff) uh.... no :blink:

I'll be on any ride I can to help protest, but there has never been any contemplation about putting rego on hold etc. One bike does about 15k a year, the other 30k a year, year round...

Maha
1st June 2011, 07:07
Costs me just over $1 per day to legally have my bike on the road.

imdying
1st June 2011, 09:28
My point is that a Mini 1000 (or GM Corsa) is likely to do far less harm than a V8.Then you would be oh so wrong.

nodrog
1st June 2011, 09:44
Costs me just over 1c per day to legally have my bike on the road.

for how many days?

oldrider
1st June 2011, 11:22
Rego costs are expensive but not 'ridiculous'. If you love riding your bike, then what's a couple of hundred extra dollars a year? If nothing else, this trend, as well as the numbers of bikes bigger than 600cc being given away on Trade Me, shows how fickle and fearfully frugal itinerant users of motorcycles are.

Well, that's all very well if you have a steady commensurate income but not so good when you are dependant on inflation eroded savings! :sick:

DEATH_INC.
1st June 2011, 13:07
It could be worse. Look at rego/insurance costs in other countries.
And like I've said before, everytime I've slid down the road on my arse and had a ride in the big white van to the big building with all the nurses in it, that $580 odd seems like fuck all.....

YellowDog
1st June 2011, 15:09
Then you would be oh so wrong.

:rofl: :lol: :rofl:

cynna
1st June 2011, 15:46
Just got the renewals through for the car and bike, oh my God. It's $287 for the Corolla wagon and $582 for the CB1000r!! That's fucked up.

???? got mine yesterday and its $333 for the ute - its not deisel so wonder y its higher then your corolla

cynna
1st June 2011, 15:51
???? got mine yesterday and its $333 for the ute - its not deisel so wonder y its higher then your corolla

just checked on nzta its registered as a goods truck. better go and see if i can change it - never noticed that before !!!!!!!!!!

MadDuck
1st June 2011, 16:15
Costs me just over 1c per day to legally have my bike on the road.

How on earth do you manage that? Did you register the Honda as a hearse or something?

Maha
1st June 2011, 16:25
How on earth do you manage that? Did you register the Honda as a hearse or something?

No that idea was rejected...:blink:
...its $1.45 per day?:facepalm:
Still cheaper than a little Rewandan kid cos' they've gone up in price..:yes:

rok-the-boat
1st June 2011, 18:31
As much as I would love to think I am a government plant (and it sounds super secret and stuff) uh.... no :blink:

I'll be on any ride I can to help protest, but there has never been any contemplation about putting rego on hold etc. One bike does about 15k a year, the other 30k a year, year round...

Hey, I can't criticize someone doing 45k a year. Apologies!

But looking at some of the comments as regards rego / speeding 2mph over the limit and such like, one has to wonder.

Gremlin
1st June 2011, 21:02
Hey, I can't criticize someone doing 45k a year. Apologies!
That's what makes it such good value :msn-wink: In fact, I'll still manage 30k on the main bike with it out of my possession for about 6 months of a 12 month period... :ride:

DEATH_INC.
1st June 2011, 21:06
What f*cks me off is paying more than my bike for my 4WD, where are the acc stats to support that????

rok-the-boat
1st June 2011, 21:23
Maybe we should have timeshare biking. You use it M-F, I get it on Sun.

James Deuce
1st June 2011, 21:46
What f*cks me off is paying more than my bike for my 4WD, where are the acc stats to support that????

I'm picking it's a diesel? The NZ Government needs to drop all the bullshit taxes on diesel quick smart because that's all IC engines are going to be powered with soon. They've never bothered to differentiate between personal transport and commercial vehicles because there was no need.

Who am I kidding? It's a great way to raise revenue if you leave it in place.