ACC scrutiny by founder?

[Oblivion]

Has anyone actually seen this article?

The person that created ACC is saying that ACC would work better if it functioned as a pay as you go system

Rather old article, but here you go.

http://www.nzherald.co.nz/workplace/news/article.cfm?c_id=74&objectid=10749089


ACC overcharge - according to Owen Woodhouse

Employers, per $100 Current*: $1.32 Woodhouse: $1.00
Workers, per $100 Current*: $1.70 Woodhouse: $1.00
Cars, per licence Current*: $228.23 Woodhouse: $100.00
Motorbikes under 600cc Current*: $376.86 Woodhouse: $50.00
Motorbikes over 600cc Current*: $490.96 Woodhouse: $50.00

:blink::blink::blink::shit::shit::shit::gob:

Feel free to merge if this is a repost or anything like that.

[James Deuce]

Yes, but good idea to bring it up again. NZ Motorcyclists are pussies. We should have surrounded Parliament to with shotgun wielding loonies who roll in fresh cow dung for fun by now.

[Brian d marge]

we and every right minded person knows this

but it doesn't fit with American policies and has been conveniently fogotton about in the run up to the election

baa a baa AAA baa AAA translated: would you please use vasaline , it hurts it really hurts


by the way I saw a report on the state of play in nz, roughly 60 % were surviving, 20 weren't, 20 were doing OK

so most are pushing shit uphill and that is no way to live .......

[Ocean1]

by the way I saw a report on the state of play in nz, roughly 60 % were surviving, 20 weren't, 20 were doing OK

so most are pushing shit uphill and that is no way to live .......

Where do they get this shit from?

Any vaguely accurate analysis of current living standards would find that the vast majority of Kiwis are better off than their parents, who were better off than theirs...

What's interesting is that someone constructed a tool to measure "the state of play in NZ" that so distorted the data that it's possible to interpret the results in such a negative light.

[Zedder]

Where do they get this shit from?

Any vaguely accurate analysis of current living standards would find that the vast majority of Kiwis are better off than their parents, who were better off than theirs...

What's interesting is that someone constructed a tool to measure "the state of play in NZ" that so distorted the data that it's possible to interpret the results in such a negative light.

But how much better off than their parents are they? Is it less better off than they should be? How about in relation to other countries and potential improvement?

[Ocean1]

But how much better off than their parents are they?

A shitload, (metric). I'd say my parents would have had to work twice as hard / long to achieve the standard of living I currently have. My grandparents would have trouble conceiving how easilly I've acquired the assets I have.



Is it less better off than they should be?

If the national spend is roughly the same as the national earn why is it relevant what anyone thinks "should" be our standard of living?

Although I'd rather the individual spend was more closely linked to the individual earn.


How about in relation to other countries and potential improvement?

We work harder than most of the OECD for the same or less relative income. That's partly because of economies of scale but more because larger economies find smaller ones are easy to take advantage of.

Keeping up with the OECD Joneses is petty shit, though when you compare our lot with the Third world. Or the second.

[Brian d marge]

Where do they get this shit from?

Any vaguely accurate analysis of current living standards would find that the vast majority of Kiwis are better off than their parents, who were better off than theirs...

What's interesting is that someone constructed a tool to measure "the state of play in NZ" that so distorted the data that it's possible to interpret the results in such a negative light.

It was on your national program a few days ago and in one of your national papers , didnt make it up , and stop living in denial
Read it for yourself , The report in Question is called , Left further behind
http://www.cpag.org.nz/infocus/

Stephen

[Ocean1]

It was on your national program a few days ago and in one of your national papers

That explains it, they've just automatically harvested a pre-digested soundbyte from an off-shore analyst attached to some lobby group. I don't bother with the "news" any more, I suggest you take everything therein with a sack of salt, it's all shite.


stop living in denial

It's a far more salubrious location than wherever you go to find your facts.

[Brian d marge]

That explains it, they've just automatically harvested a pre-digested soundbyte from an off-shore analyst attached to some lobby group. I don't bother with the "news" any more, I suggest you take everything therein with a sack of salt, it's all shite.



It's a far more salubrious location than wherever you go to find your facts.

Those fact , as I have just given you see my original post ( Ive found the report in Question)

was written by smaterer people than you and I ...... But then you don't want to hear or see , because the foundations of your perfect world may start to wobble

Denial ...wonderful thing , look how far John Key has gone

Stephen

[oneofsix]

look how far John Key has gone

Stephen

What, :shit: he's left the country? Did he lose the election or something? Heard he had promised to leave if he lost. How far did he go? Libya? Nobody tells me nothing :crybaby:

:innocent:

[Zedder]

A shitload, (metric). I'd say my parents would have had to work twice as hard / long to achieve the standard of living I currently have. My grandparents would have trouble conceiving how easilly I've acquired the assets I have.




If the national spend is roughly the same as the national earn why is it relevant what anyone thinks "should" be our standard of living?

Although I'd rather the individual spend was more closely linked to the individual earn.



We work harder than most of the OECD for the same or less relative income. That's partly because of economies of scale but more because larger economies find smaller ones are easy to take advantage of.

Keeping up with the OECD Joneses is petty shit, though when you compare our lot with the Third world. Or the second.

Thanks for the reply Ocean1.

I think the circumstances, both nationally and globally, for our parents and grandparents didn't allow for the level of improvement that we enjoy now.

The balance of payments deficit is huge and we are not therefore in a national spend = national earn situation so I care about our standard of living as do many people I talk to. However, I would also like more link to individual earn and spend.

It's the potential for development that is important, that's why we are compared with other countries. If improvement is available but nothing is done about attaining it then we as a population/nation are being let down. We can't be "an island to oneself" in this global market and even Third and Second World countries strive to improve their lot.

[Ocean1]

Those fact , as I have just given you see my original post ( Ive found the report in Question)

was written by smaterer people than you and I ...... But then you don't want to hear or see , because the foundations of your perfect world may start to wobble

Denial ...wonderful thing , look how far John Key has gone

Stephen

Rather than listen to really smart people with an agenda how about you go ask your grandfather about his life. His father's life. How long they and their friends lives were would be a good first question.

[Ocean1]

"We're" being let down?

If this is the effect:


If improvement is available but nothing is done about attaining it then we as a population/nation are being let down.

Then this is the cause:


Third and Second World countries strive to improve their lot.

[Brian d marge]

Rather than listen to really smart people with an agenda how about you go ask your grandfather about his life. His father's life. How long they and their friends lives were would be a good first question.

give up ...

I wasnt going to waste my time ....but i will answer your question.........

Pop watson , my great grand father , had a wood yard in east London , my grandfather was a mechanic with the co-op in leytonstone east London ,

my father , and my grand father moved to the green belt , of London ( uckfield ) before taking advantage to the 10 pound ticket in 1974 and moving to NZ

They enjoyed a life which was a lot different from the life they have now ... and they had the opportunity to buy their house at a time when , it was a little easier ,,,,,, lets just say

now , rose tinted glasses off , Next ride , have a look at the type of bike and the demographic of the person , ( think it has been done on KB ) over 40 , kids left home , house paid off ,,,,,,, no student loan ...??? wonder why??? ( its different here , young kids 20 yr old , latest car , or bike , or a harley chop...again I wonder why ?)


honestly , I don't care , I have a house , new car , and a few bikes all paid for ..., and 2 healthy kids in school and , I only need to work 5 hours a day more or less .....because I was able to get on my bike and look for work , found it !!!

And before you ask , I have lived and worked in a few countries around the world so have the luxury of being able to compare , from first hand experience .....

I just think its a crying shame that a place that was a hell of a nice country , has gone to rack and ruin ......

good job , well done , pat your self on the back as you pay 600 dollars for your rego ........


Ill leave you to , your white middle class puritanical fantasies ...

Stephen

[Zedder]

"We're" being let down?

If this is the effect:



Then this is the cause:

No arguments there.

[Ocean1]

I wasnt going to waste my time ....but i will answer your question.........

I didn’t ask one.


They enjoyed a life which was a lot different from the life they have now ... and they had the opportunity to buy their house at a time when , it was a little easier

Would that have anything to do with the fact that houses were half the size and a great deal less filled with expensive technology then?


Next ride , have a look at the type of bike and the demographic of the person , ( think it has been done on KB ) over 40 , kids left home , house paid off ,,,,,,, no student loan ...??? wonder why??? ( its different here , young kids 20 yr old , latest car , or bike , or a harley chop...again I wonder why ?)

Why is it automatically a good thing that kids have expensive toys? Isn’t it more important that they earned them?

And why isn’t it OK that Kiwis over 40 shouldn’t have the financial security they’ve worked most of their life for?

honestly , I don't care , I have a ho
use , new car , and a few bikes all paid for ..., and 2 healthy kids in school and , I only need to work 5 hours a day more or less .....because I was able to get on my bike and look for work , found it !!!

And before you ask , I have lived and worked in a few countries around the world so have the luxury of being able to compare , from first hand experience .....

I just think its a crying shame that a place that was a hell of a nice country , has gone to rack and ruin ......

good job , well done , pat your self on the back as you pay 600 dollars for your rego ........


Sorry you didn’t like it here. Glad you’ve found somewhere that suits you better.

I’m OK with most of my country. I ‘d like it better if there was less negativity in the face of some pretty good comparisons against other countries and a positive trend towards a definitively better standard of living.



Ill leave you to , your white middle class puritanical fantasies ...Stephen
You shouldn’t generalise. There’s nothing middle class about me, my fantasies are far from pure and there’s more than one nigger in the family woodpile.

[Brian d marge]

I didn’t ask one.

Did . about grandparents



Would that have anything to do with the fact that houses were half the size and a great deal less filled with expensive technology then?

Nope sorry nice try ,, we had the one of the first cassette recorders , a Tv and a brand new Ford escort , with the round tail lights , I hated the new car smell ..it was green
also a honda fifty , new my dad crashed it in the neighbors lawn one snowy evening ...

nice try didnt fly


Why is it automatically a good thing that kids have expensive toys? Isn’t it more important that they earned them?

Completely agree and here they do , most kids works part time , but are able to save the money as they live at home , which is very common, want sex with the current bird , stump up 5k yen for a hotel ..( awesome inside trust me ) but even if they dont , mc-cawbers principle is alive and well with most young people I know here .....

And why isn’t it OK that Kiwis over 40 shouldn’t have the financial security they’ve worked most of their life for?

never said they shouldn't , but you don't have to work all the hours that god gives you ... I work about 30 hours a week , house, car , a meal out once or twice a month and five bikes in the shed ( OK Ive puled them apart ,......) and all is paid for ,

Sorry you didn’t like it here. Glad you’ve found somewhere that suits you better.

I LOVE NZ , and would like to return , but , Because of the never had it so good apathetic , KIWI ,,,yes its the older kiwis that are/have caused ( im being careful with this phrasing ) the rot , the ones that lived through the 60 , 70 and 80s ...the ones that had free education and a state subsidized home loan the ones that cant see the rot , because of some kind of blinkers

the ones that Musnt grumble , eh


the ones that have ruined NZ ....didn't fight for the right to live in a country , that Micheal Joseph Savage dreamed of and set in motion ( i did , twice,, and with my own money , )

The poor excuses of human beings who wasted , the effort so many gave in conflicts ..

Are you getting my drift? are you getting any sense of my anger ?

Do you have any Idea , of the contempt I feel when people roll over and just accept say the increase in Rego?

Why will my children never see their grandparents , only through skype ?, why? because the standard of living is much better else where and at a million odd yen to get the family HOME to see the old folks , its only once every few years if that

why should I live away from them , why , ? because the standard of living a far better ...Health , education ( some parts , the universities are crap here) , you name it ...


Carry on , ...... NZ WAS A GREAT COUNTRY , a country I WAS PROUD to call HOME ...... ruined

each time JK , smiles at the camera ,,,,,,,,,,,,

if you don't believe me , use the Governments own sites , choose an average occupation , then have a look at the disposable income / actual income , per hours worked

I did , this morning took me an hour ... most of the basic commodities were over priced , ( electricity , 18 cents average , NZ 23 cents ..where 20 % of income ( chch nz was 30 % ) was ok , over that , stress, not my figure but the world energy associations........ and the disposable , was 2/5th of sod all ( I used a teachers salary ...or around 30 an hour )

I’m OK with most of my country. I ‘d like it better if there was less negativity in the face of some pretty good comparisons against other countries and a positive trend towards a definitively better standard of living.

I wonder where the negativity comes from, ever been poor ? I have,, you wont like it ,,,it sort of does make the emotions flow .. and causes all sorts of weird thing with society .... funny that

You shouldn’t generalise. There’s nothing middle class about me, my fantasies are far from pure and there’s more than one nigger in the family woodpile.

oh, you are middle class all right, I some how doubt you are sharing a skyline garage with half the family ........

Stephen


Challenge is open , you show me , how to work 8 hours , sleep 8 and play for 8 , ( a week ) and still have enough disposable income for a nuclear family Living in NZ .......

As for answers on how to solve it , simple , very simple , NZ actually had it right , from the end of ww2 , right up to the .....new right

and before you head down the path of the railways and import tariffs .........

[Ocean1]

Did . about grandparents


You don't read good.

But I see you're passionate about whatever it is you think, I just don't read you good either.

I simply don't agree we're worse off than we have been, over the long term. As for how much better we'd be off if M J Savage had his way: Who knows, I personally don't think he was any sort of genius wrt the means by which people gain wealth, collectively or individually.

I think you're right in that we work harder here for the same return people get in most of the rest of the OECD, I've already said that. But I think the main reason for that is the unfair trading advantage the big economies impose. There's no way, for example that my American counterpart can have earned the lifestyle he has without others having contributed to it. But as I also implied, let's not forget that NZ is far from the bottom of that pecking order.

Myopic I might be, but it's not selective, or uninformed. Put away your prejudicial generalisations for a moment and entertain the possibility that others might be a tad upset about the disparity between value earned and value recieved for reasons quite different but equally as valid as yours appear to you.

Know, also that yours isn't the first generation to blame your parents for leaving the piggy bank empty for their kids. It's as old as parents believing they were better kids than their offspring. How can either be true of every generation?

I'm OK, even if it takes 60hrs a week. I'll stay. It's my home, and if there's a chance I can contribute to nudging it in the direction I believe it should go then I'll be here to do it.