NZ ACC moaners got nuffink.

[Big Dave]

I just got my KLR650 rego in Queensland - $AU980 pa and it doesn't cover me for injury - just 3rd party insurance.

You actually still have it real good over there.

[Edbear]

I just got my KLR650 rego in Queensland - $AU980 pa and it doesn't cover me for accidents - just 3rd party insurance.

You actually still have it real good over there.

Errr, yup! :yes:

[Crasherfromwayback]

I just got my KLR650 rego in Queensland - $AU980 pa and it doesn't cover me for accidents - just 3rd party insurance.

You actually still have it real good over there.

Having worked in the bike industry over there...I know this. But Kiwi's will always moan. I think we're incredibly lucky.

[Edbear]

Having worked in the bike industry over there...I know this. But Kiwi's will always moan. I think we're incredibly lucky.

Funny how Aussie is called "The Lucky country" eh..? :innocent:

[Big Dave]

Funny how Aussie is called "The Lucky country" eh..? :innocent:

It's rained for 2 hours in three weeks and that was the only day with any clouds. :-)

[Edbear]

It's rained for 2 hours in three weeks and that was the only day with any clouds. :-)

Yeah, but it's too extreme for me. You wilt and melt in Summer, freeze in Winter and you get massive floods when it does rain... :blink:

[Scuba_Steve]

I just got my KLR650 rego in Queensland - $AU980 pa and it doesn't cover me for accidents - just 3rd party insurance.

You actually still have it real good over there.

Only cause we don't have compulsory insurance, if we had that here we'd be worse off :yes:

[Big Dave]

Yeah, but it's too extreme for me. You wilt and melt in Summer, freeze in Winter and you get massive floods when it does rain... :blink:

Nah, I have a nice swimming pool and live on a hill. :woohoo:

[Big Dave]

Only cause we don't have compulsory insurance, if we had that here we'd be worse off :yes:

But ACC negates the need for 3rd party, non?

[Edbear]

Nah, I have a nice swimming pool and live on a hill. :woohoo:

Cool! Two places I could live, are Hervey Bay and Tassie! I love Tasmania! :yes:


But ACC negates the need for 3rd party, non?

Non! :no:

[Scuba_Steve]

But ACC negates the need for 3rd party, non?

Ah just seen what your 3rd party is (thought it was like the UK), I guess it does. But we are headed your way & thats what we wanna stop, priavtisation, cause when we get there we will be worse off, we're too smalla country not to be :yes:

[Big Dave]

Non! :no:

But there - I don't need to insure 'you' - because your ACC does.

[Edbear]

But there - I don't need to insure 'you' - because your ACC does.

True but third party is for the other vehicle, not the person. ACC is for the person.

[oneofsix]

But there - I don't need to insure 'you' - because your ACC does.

Yep lots of NZers get confused over the 3rd party compulsory insurance thing. Here they just mean so the bugger can pay for the damage to your property. They don't realise that that is a fraction of what other countries have to cover with their 3rd party and therefore why insurance is compulsory in those countries. We have the ACC covering the main purpose of the compulsory insurance elsewhere.

[Big Dave]

True but third party is for the other vehicle, not the person.

Nah - it's the opposite.

[Edbear]

Nah - it's the opposite.

Hang on, are you referring to the Aussie or NZ third party?

[Big Dave]

Hang on, are you referring to the Aussie or NZ third party?

Do try and keep up. The comparison is with Awestrayliya.
:innocent:

I changed the first post - from 'accidents' to 'injury' - more accurate.

[Zedder]

I just got my KLR650 rego in Queensland - $AU980 pa and it doesn't cover me for accidents - just 3rd party insurance.

You actually still have it real good over there.

Only if you're comparing something crap with something crappier.

[Edbear]

Do try and keep up. The comparison is with Awestrayliya.
:innocent:

So I'm a wee bit backward... :shutup:

[oneofsix]

Only if you're comparing something crap with something crappier.

That's how you get improvement. Now if you have something even less crappy fess up. So far in NZ we are taking the least crap system and making it crappier.

[Big Dave]

Only if you're comparing something crap with something crappier.

Yeah - I guess so - but I think you get much better value for the tax in NZ.

[Zedder]

That's how you get improvement. Now if you have something even less crappy fess up. So far in NZ we are taking the least crap system and making it crappier.

The least possible crappy answer to ACC is no ACC levies and pay for it all through petrol pricing. That way everyone would have to pay fairly and not just some very unfairly.

[DEATH_INC.]

Just to make it clear for those that don't get it, Aussie third party covers you against injuring someone else. Nothing else, not the vehicle, power poles, rabbits, roos or wombats. Nothing.
We do have it good.

[DEATH_INC.]

Also My mate over there pays around $1200 a year for his V8....

[avgas]

I just got my KLR650 rego in Queensland - $AU980 pa and it doesn't cover me for injury - just 3rd party insurance.
You actually still have it real good over there.
Actually technically your still using your ACC that you paid for over here.
When you come up with the $1200 for Medicare through your income then your covered using their system......

So your screwed either way.

[The Lone Rider]

Just because its cheaper in NZ, doesn't make the hike raises just.

[Scuba_Steve]

The least possible crappy answer to ACC is no ACC levies and pay for it all through petrol pricing. That way everyone would have to pay fairly and not just some very unfairly.

no the best way to do ACC is GST, then it don't matter if you ride a deadly pedly or drive an electric, your paying :yes:

[avgas]

Just to make it clear for those that don't get it, Aussie third party covers you against injuring someone else. Nothing else, not the vehicle, power poles, rabbits, roos or wombats. Nothing.
We do have it good.
My third party over there did. It was about $300.

[Zedder]

no the best way to do ACC is GST, then it don't matter if you ride a deadly pedly or drive an electric, your paying :yes:

Only if you agree with GST.

[Big Dave]

So I'm a wee bit backward... :shutup:

That's why you like Tasmania. :-)

[NighthawkNZ]

I just got my KLR650 rego in Queensland - $AU980 pa and it doesn't cover me for injury - just 3rd party insurance.

You actually still have it real good over there.

so if I add my insurance with ACC and Rego together then it works out to be $1200+ odd a year here in NZ?

[Gremlin]

Typical... some bloke in Aussie comes on a Kiwi forum saying how much better we have it...

Piss orf back to ya own forums sheep shagger!!

:innocent:

[Big Dave]

Actually technically your still using your ACC that you paid for over here.
When you come up with the $1200 for Medicare through your income then your covered using their system......

So your screwed either way.

There's still a Medicare 'gap' - extra to be paid for treatment

Private Health insurance is pretty important on top of it too.

[Big Dave]

Typical... some bloke in Aussie comes on a Kiwi forum saying how much better we have it...

Piss orf back to ya own forums sheep shagger!!

:innocent:

Sorry - I cawn't understind yor Effrican axent.

[Big Dave]

so if I add my insurance with ACC and Rego together then it works out to be $1200+ odd a year here in NZ?

Guess so - here a low power 650 with mature rider is nearly a grand - with no personal injury cover or vehicle insurance included.

And it gets more expensive the more powerful the bike and younger the rider.

[gijoe1313]

Strewth mate, guess when a dingo got yer baby, everybody cries bloody blue murder! Grass being greener over the ditch so's to speak. Never mind, throw another prawn on the barbie and don't worry about those sheepshaggers making like they ain't got a brass razoo!

Flipp'n nora!

[Haggis2]

Who cares about the insurance, at least we're not living in the midst of those ockers :innocent:

[Edbear]

That's why you like Tasmania. :-)

Cheeky sod! :girlfight:

[Big Dave]

One better thing is the KLR650 is approved for learners. So Co-pilot can have a fang on't if she wants to.

[SPman]

How fucking much!!!
Jeez - my XJR13 is $238 with 3rd party - all 5 of our bikes only come to $1134! - but 3 are going on the vintage register at $30/yr, so that'll be $566 for all 5!

plus the $400 a year each comprehensive fo 2 bikes will make it $1366 a year all up!

There has to be some compensation for living out west.......

[Big Dave]

How fucking much!!!
Jeez - my XJR13 is $238 with 3rd party - all 5 of our bikes only come to $1134! - but 3 are going on the vintage register at $30/yr, so that'll be $566 for all 5!

plus the $400 a year each comprehensive fo 2 bikes will make it $1366 a year all up!

There has to be some compensation for living out west.......

I just got the sticker today - double checked - $484.05 for six months. Was included in Bike Price - ride away.

New vehicle, but it doesn't have anything noted for duty or anything itemised - just amount paid.

Comprehensive was $360.00 with Swann.

[Zedder]

no the best way to do ACC is GST, then it don't matter if you ride a deadly pedly or drive an electric, your paying :yes:

Are you saying only fund ACC through GST and not from the levy on fuel as well?

[Scuba_Steve]

Are you saying only fund ACC through GST and not from the levy on fuel as well?

yep & I'd pull it from your earnings too, the ONLY place I'd charge ACC is in GST, it's supposed to be a system paid by everyone to be used by everyone, so lets make everyone pay :yes: make it fair
The kid who buys their (now) 10c lollies pays, the dole bludger who buys their fags pays, you pay I pay we all pay :yes: the only person that won't pay will be the guy out in the bush living off the land who wouldn't use the services anyways

[Zedder]

yep & I'd pull it from your earnings too, the ONLY place I'd charge ACC is in GST, it's supposed to be a system paid by everyone to be used by everyone, so lets make everyone pay :yes: make it fair
The kid who buys their (now) 10c lollies pays, the dole bludger who buys their fags pays, you pay I pay we all pay :yes: the only person that won't pay will be the guy out in the bush living off the land who wouldn't use the services anyways

Not sure about the guy in the bush (who may claim for ACC) but it has possibilities after a few other tax adjustments. I don't think it can support itself entirely using only GST unless it's a huge increase.

[JMemonic]

Ok so I understand this correctly you pay a one off charge per year for third party insurance that covers what ACC here covers?

Do you have to pay additional costs on every litre of petrol?

If not and you travel a real amount of kilometres then it would be cheap wouldn't it?

[Renegade]

i just wont pay,

i feel hard done by with my jeep and two bikes,

i have insurance for each vehicle on top of the regos,

i have my own medical insurance through my employer,

i pay my taxes and acc from my earnings in the middle tax bracket

i pay further taxes/rates for council services which seem to be increasing

im struggling to see the value in what i get in return for my hard earned dollars and

i feel i am paying my fair share like most are

it guts me when i see others not contributing at all but seem to be doing all right for themselves or getting plenty of hand outs

i dont mind contributing within reason because its my obligation as a citizen of this supposed free country

but right now i just wont pay for my bike rego's, fuck it, ticket me, it seems cheaper in the long run

i will ask for 14days compliance from the coppers as they are now advised to give it out at which time i will rego for 3mths then put it back on hold afterward.

sorry for being off topic, and for those that dont agree you dont have too, rant over :whocares:

[Big Dave]

Ok so I understand this correctly you pay a one off charge per year for third party insurance that covers what ACC here covers?


If that is directed to me - no - Compulsory Third Party Insurance in Aus covers you against injuring someone else. It's included in the Registration of the Vehicle.

Comprehensive Vehicle Insurance covers mine (or any other) vehicles and is arranged privately. There is a cheaper Third Party Property Insurance option as well - but doesn't cover your vehicle or property - just 'theirs'.

Medicare is a separate compulsory levy on income that covers most of one's Public Health costs. Private health insurance is also a very good idea.

[newhere]

Ok so I understand this correctly you pay a one off charge per year for third party insurance that covers what ACC here covers?

Do you have to pay additional costs on every litre of petrol?

If not and you travel a real amount of kilometres then it would be cheap wouldn't it?

ACC only covers personal injury, so damage to objects (even though our bikes are our "baby's") are not covered what so ever. So if you off and damage your bike, a car and yourself - ACC would look to cover you and loss of earnings, third party insurance would look to cover the car hit by you, and unless you have comprehensive insurance of some sort the damage to your bike "baby" would be at your own cost. :corn:

[JMemonic]

If that is directed to me - no - Compulsory Third Party Insurance in Aus covers you against injuring someone else. It's included in the Registration of the Vehicle.

Comprehensive Vehicle Insurance covers mine (or any other) vehicles and is arranged privately. There is a cheaper Third Party Property Insurance option as well - but doesn't cover your vehicle or property - just 'theirs'.

Medicare is a separate compulsory levy on income that covers most of one's Public Health costs. Private health insurance is also a very good idea.

Sorry BD yeah it was I thought I had quoted you.

You answered my question sort of, I get how comprehensive works, it that same as here in NZ, but the compulsory third party part I was unsure of, now if I have this right it only covers you for liability for medical costs related to an injury you might cause to another person, I am guessing it is a form of public liability insurance against you getting sued for medical and related costs.

I guess you have to carry your own medical insurance in case of accident? Or is there a form on ACC that will cover you should you have a bin due to roo attack, loose rubbish on the road, or avoiding the idiot on the wrong side who drives on without seeing you?

And again is there an additional levy on fuel to cover any form of insurance or compensation scheme.

Perhaps you can explain it over a beer at the Burt.

[JMemonic]

ACC only covers personal injury, so damage to objects (even though our bikes are our "baby's") are not covered what so ever. So if you off and damage your bike, a car and yourself - ACC would look to cover you and loss of earnings, third party insurance would look to cover the car hit by you, and unless you have comprehensive insurance of some sort the damage to your bike "baby" would be at your own cost. :corn:

Sorry my bad thought I had quoted BD, I have a working comprehension of NZ's systems it the Aussie one I am trying to wrap my head around.

[Big Dave]

Perhaps you can explain it over a beer at the Burt.

Deal.

<tenchars> </tenchars>

[Scuba_Steve]

Not sure about the guy in the bush (who may claim for ACC) but it has possibilities after a few other tax adjustments. I don't think it can support itself entirely using only GST unless it's a huge increase.

I believe someone worked it out to be a 1.3% increase but that could be covered by the 2.5% increase we got recently when they jacked it upto 15%

[Zedder]

I believe someone worked it out to be a 1.3% increase but that could be covered by the 2.5% increase we got recently when they jacked it upto 15%

Nah, you're having me on. Maybe at the earlier Woodhouse levy rates it would be a go.

The thing is, I don't actually don't like GST because we get taxed in paye as well as bank accounts so GST is triple dipping.

Paying inflated rego levies doesn't help either that's why I suggested petrol because it addresses all drivers evenly.

[Scuba_Steve]

Nah, you're having me on. Maybe at the earlier Woodhouse levy rates it would be a go.

The thing is, I don't actually don't like GST because we get taxed in paye as well as bank accounts so GST is triple dipping.

Paying inflated rego levies doesn't help either that's why I suggested petrol because it addresses all drivers evenly.

I think your forgetting just how much money flows for goods & services each year and it would only be to cover cost NOT the private model they're currently introducing
as for fuel I think your forgetting about hybrid & electrics they would escape thats why I'd shove it on GST also then skateboarders, deadly pedly, snowboarders, skiers, surfers, equestrian (one of the biggest ACC claimers), rugby players etc all pay too, but I'd also remove PAYE I don't like PAYE, why should only people that work & get paid legit get done??? shove it all in GST that way you buy, you pay, its everyone's country everyone should contribute.:yes:

[Latte]

Sorry - I cawn't understind yor Effrican axent.

I thought it was awksent. And in the summer they eat awss cream.

[Zedder]

I think your forgetting just how much money flows for goods & services each year and it would only be to cover cost NOT the private model they're currently introducing
as for fuel I think your forgetting about hybrid & electrics they would escape thats why I'd shove it on GST also then skateboarders, deadly pedly, snowboarders, skiers, surfers, equestrian (one of the biggest ACC claimers), rugby players etc all pay too, but I'd also remove PAYE I don't like PAYE, why should only people that work & get paid legit get done??? shove it all in GST that way you buy, you pay, its everyone's country everyone should contribute.:yes:

But, hybrids need fuel and snowboarders, equestrian eventers etc all drive too. I would reduce GST to under 10% (good election promise) if it was going on to petrol.

I certainly hope privatisaton of ACC doesn't happen and think it's political suicide at present.

People that work and those on benefits all pay tax.

By the way, fully electric cars need approx 130,000 kms to be carbon neutral. That's worse than combustion engines and is one of the reasons why they're a long way to being accepted fully.

[Scuba_Steve]

But, hybrids need fuel and snowboarders, equestrian eventers etc all drive too. I would reduce GST to under 10% (good election promise) if it was going on to petrol.

I certainly hope privatisaton of ACC doesn't happen and think it's political suicide at present.

People that work and those on benefits all pay tax.

By the way, fully electric cars need approx 130,000 kms to be carbon neutral. That's worse than combustion engines and is one of the reasons why they're a long way to being accepted fully.

hybrids can potentially use less fuel therefore pay less ACC. is that fair? especially since the biggest users are taxi's high mileage taxi's
While they drive why should they get a free ride when it comes to injuring themselves in sport? especially since equestrian is supposed to be one of the biggest expense for ACC & why should I pay ACC on my dirt bike if they aint gonna pay on their horse despite them more likely to injure themselves???
then if ACC was put on fuel I'd probably increase my production of non-petrodiesel so people like me would avoid paying anyways.
Don't forget deadly pedly's either not all them drive & so they use ACC without paying a fair share

ACC on GST everyone pays, regardless of how old you are or what you like to do, you pay!
If your gonna use the system you should contribute to it. Simple.

[DEATH_INC.]

My third party over there did. It was about $300. On your rego? What state was that in?

[Zedder]

hybrids can potentially use less fuel therefore pay less ACC. is that fair? especially since the biggest users are taxi's high mileage taxi's
While they drive why should they get a free ride when it comes to injuring themselves in sport? especially since equestrian is supposed to be one of the biggest expense for ACC & why should I pay ACC on my dirt bike if they aint gonna pay on their horse despite them more likely to injure themselves???
then if ACC was put on fuel I'd probably increase my production of non-petrodiesel so people like me would avoid paying anyways.
Don't forget deadly pedly's either not all them drive & so they use ACC without paying a fair share

ACC on GST everyone pays, regardless of how old you are or what you like to do, you pay!
If your gonna use the system you should contribute to it. Simple.

Taxis, the most dangerous vehicles on the road, they should pay more!

I could go down the track of saying the GST on food gives the highest revenue and therefore is the most unfair etc but I won't.....

The GST intake reduces when people decrease spending as in a recession etc. But people don't usually stop buying petrol.

It's the word tax I hate!

But alright, you've ground me down , b*****d

[Swoop]

hybrids can potentially use less fuel therefore pay less ACC. is that fair?
I was astonished by the "Hybrid parking only" in downtown carpark.
Pooftahs doing more damage to the planet in their prius' get to save shoe leather as well? Or are they all driven by fat cunts?

[Zedder]

I was astonished by the "Hybrid parking only" in downtown carpark.
Pooftahs doing more damage to the planet in their prius' get to save shoe leather as well? Or are they all driven by fat cunts?

How many parking spots are they allocated there?

[Scuba_Steve]

I was astonished by the "Hybrid parking only" in downtown carpark.
Pooftahs doing more damage to the planet in their prius' get to save shoe leather as well? Or are they all driven by fat cunts?

that's pathetic the only "hybrid parking only" should be on the inside of a compactor.
Slow, dangerous, earth destroying pieces of shit!!! ...Sorry back to the discussion :D

[Big Dave]

I was astonished by the "Hybrid parking only" in downtown carpark.


Just say your name in Mendel and you're going for a Pea!

[Swoop]

How many parking spots are they allocated there?
The parking area is right by the walkway from the carpark to Downtown shops. I cannot remember exactly, but a minimum of 6 and probably a maximum of 10(?). Would have to take a run into town to check, but I'm hardly ever in the city.

[Ocean1]

I was astonished by the "Hybrid parking only" in downtown carpark.


Does your motorvelocipede not have a battery?

[Big Dave]

Does your motorvelocipede not have a battery?

His starter motor makes more torque than my bike.

[Ocean1]

His starter motor makes more torque than my bike.

Hard to start are they?

[Big Dave]

Hard to start are they?

Did you forget I ride a KLR now? Which starts first press.

[CaSket]

Hey just cause some people are worse off dont mean everybody else is lucky. or that they should roll over because 'Its not as bad as...'