No one will give me full insurance?

[Ultrasonic2]

right im 33 years old and have bought a VFR 800 but i can't find anyone that will give me full insurance ? i haven't made any claims on anything in like 7 years is

State will give me 3rd party but thats it

any thoughts on where i can try

[Pumba]

What are you not telling us. Licence history?

[steve_t]

Kiwibike Insurance :niceone:

0800 629 253 or www.kiwibike.co.nz

[baffa]

Noone? As in you've tried all of two companies, and none of them specialise in bike cover yeah?

If you actually cant get full cover you must have an impressive habit of smashing into things.

[oneofsix]

right im 33 years old and have bought a VFR 800 but i can't find anyone that will give me full insurance ? i haven't made any claims on anything in like 7 years is

State will give me 3rd party but thats it

any thoughts on where i can try

Most of the "normal" insurance companys wont touch bikes unless you have everything else with them. AA do bikes but suspect have home, contents and car is part of the condition.
Try the bike ins company's like swan, etc. I'm with classic cover based on me being a classic, not sure if they go down to 33 but give them a go and could also depend on the age of your VFR. There is a KB one too I believe and I know the likes of some of the bike groups like BRONZ have deals with companies that cover bikes.
They are out there so good luck

[Haggis2]

I got mine through protecta.co.nz and got a good rate. Check them out

[Maha]

What are you not telling us. Licence history?

Agreed, seems hes being to honest when answering his questions. (as he should)

[placidfemme]

NAC (Norther Auto Club) in Whangarei 0800 501-508. Been with them for about 8 years, have paid me out for the same bike 3 times (2 write-offs and one theft), and each year my premiums go down. Great bunch.

Only issue with not providing full insurance is the value of the vehicle, they won't provide full cover on anything under $3000. Great bunch, pretty friendly and I don't think they are too expensive either, 2 free roadside assistance calls etc

[G4L4XY]

I got mine through protecta.co.nz and got a good rate. Check them out



I'm with Protecta too! They're great, they cover your gear (up to a grand) I'm sure some of your guys gear is worth a lot more than that. They provide roadside assistance and the rate is quite cheap too!

[dogsnbikes]

right im 33 years old and have bought a VFR 800 but i can't find anyone that will give me full insurance ? i haven't made any claims on anything in like 7 years is

State will give me 3rd party but thats it

any thoughts on where i can try

Got a full Licence????

Classic cover in Hamilton but you need a full motorcycle licence

[Spuds1234]

Checkout Golightly insurance, underwritten by Vero.

I've found them nothing but awesome.

Costs me $620 a year for comprehensive insurance on 4 bikes (up to $9k in value) and gear replacement up to $2.5k.

[nodrog]

Insurance is for rich people

[buellbabe]

Hmmm I also wonder just what there is in your licence history that is making you so un-insurable???
But that aside (cos no-one is perfect eh?) most of the usual suspects have been named... check them out.
I also recommend Swan and Protecta and another one to consider is John Baker Insurance.

BTW hows this for a deal? $1000 per year for 3 bikes, total replacement value $46,000, $4Gs cover EACH for rider and pillion gear, roadside assistance, accomodation costs paid for if necessary and also something towards medical costs (can't remember what the figure is but its reasonable)bla bla bla etc...
oh yeah and the excess???

$500. It used to be $250 but last year they announced that it was going up cos it was too ridiculously low.

The insurance company is Harley Davidson Insurance Services, criterior is that you have to be an international member of HOG...so unfortunately no good to you, Ultrasonic2, but I thought I would mention it just in case any HOG members see this thread.

[HenryDorsetCase]

of course no one will GIVE it to you. But if you bring money.......

[Gremlin]

Kiwibike Insurance :niceone:

0800 629 253 or www.kiwibike.co.nz
wot e sed. Did you search first?

[Ultrasonic2]

yes i have a full lic and there are no skeletons in my closet i haven't even had a speeding ticket in the last 7 years. was on my restricted for 9 years only got the full cos of the law changes.

Anyway i filled in the on-line form on this site and they contacted me and i have insurance with them

it would seem alot of the ones i rang ( the big names ) wouldn't do insurance without my car being with them and contents but i dont have a car i'm a purest :)

[oldrider]

of course no one will GIVE it to you. But if you bring money.......

What he said but if you have been turned down by "Classic cover" you have form that you are not disclosing on here! :shifty:

[steve_t]

yes i have a full lic and there are no skeletons in my closet i haven't even had a speeding ticket in the last 7 years. was on my restricted for 9 years only got the full cos of the law changes.

Anyway i filled in the on-line form on this site and they contacted me and i have insurance with them

it would seem alot of the ones i rang ( the big names ) wouldn't do insurance without my car being with them and contents but i dont have a car i'm a purest :)

Sweet. Sorted. Easy :sunny:

[steve_t]

of course no one will GIVE it to you. But if you bring money.......

Is it silly hat time already?! :shit:

[avgas]

Sorry man. I am still a little suspect. I have been getting full cover for years now and I am dodgey as fuck. Never did full car insurance, and my 3rd party was always with other companies.

I think your a gang-banger or terrorist or something.

[skippa1]

yes i have a full lic and there are no skeletons in my closet i haven't even had a speeding ticket in the last 7 years. was on my restricted for 9 years only got the full cos of the law changes.

Anyway i filled in the on-line form on this site and they contacted me and i have insurance with them

it would seem alot of the ones i rang ( the big names ) wouldn't do insurance without my car being with them and contents but i dont have a car i'm a purest :)

cmon, cough up. Insurance companies dont refuse insurance for law abiding lambies that have a full clean licence and no history. Doesnt happen<_<

[HenryDorsetCase]

Is it silly hat time already?! :shit:

its ALWAYS silly hat time: mine's tinfoil! you?

[steve_t]

its ALWAYS silly hat time: mine's tinfoil! you?

Same! And I made one for my cat too so the aliums can't read his mind

http://farm3.staticflickr.com/2274/2404325409_5543da1791.jpg

[Sharry]

Call kiwibike brokers 0800629 253 or www.kiwibike.co.nz


ooops, that's what happens when you post then read the first page...

[TrentNz]

Same! And I made one for my cat too so the aliums can't read his mind

http://farm3.staticflickr.com/2274/2404325409_5543da1791.jpg


inferior silly hat.. mines made out of a solid aluminum block...

[paturoa]

Kiwibike Insurance :niceone:

0800 629 253 or www.kiwibike.co.nz (http://www.kiwibike.co.nz)

+1 But make sure that you tell them the full truth.

[SPP]

Kiwibike Insurance :niceone:

0800 629 253 or www.kiwibike.co.nz

+ 1 makes 5. Really easy to deal with.

[jrandom]

The insurance company is Harley Davidson Insurance Services

I just bought a new HD, but AMPS and HD Insurance still couldn't match Kiwibike's deal.

I second (sixth?) the recommendation. I've had several years of good service from them, including a claim or two.

http://www.kiwibike.co.nz/

Edit: And, seriously, does anyone actually admit to swallowing the HOG Kool-Aid? Going on rides and stuff? It's embarrassing. HD Australia keeps spamming me. I shouldn't've given the shop my email and home address. Do people actually wear that HOG patch on their leathers? Jesus. I like my bike, but fuck being a walking billboard for them and riding around with a bunch of tubby middle-aged noobs pretending to be 1%ers.

[sinfull]

I. I shouldn't've given the shop my email and home address. .
Bwahahahahahaha

You didn't ? Ya know them biker types use standover tactics aye ?
Think you might have to man up and go for a ride with them bro, but remember do not move out of your allocated position in the pecking order, you stay toward the back with the other sportster riders and keep in mind to follow the lines of the senior riders ok !!!

[jrandom]

remember do not move out of your allocated position in the pecking order, you stay toward the back with the other sportster riders and keep in mind to follow the lines of the senior riders ok !!!

Heh. Heh. Heh.

Maybe it would be funny to go along to one sometime.

[MSTRS]

... keep in mind to follow the lines of the senior riders ok !!!

:rofl:
You're being fasee...fuschie...faciy...cheeky eh. TW will be on your case if you're not careful.