Using a credit card for petrol?

[awa355]

I cant remember ever using my credit card for purchasing petrol. I have heard however, that if I did, the svc stn will take an extra dollop of credit on top of the amount of petrol purchased.

Has anyone ever had this happen? If so, why?

[Asher]

I remember this being in the news awhile ago. I think there was a change in legislation that allowed business to pass on the fee of using a credit card that they previously had to pay themselves.

[cynna]

? i alway use my credit card and have never been charged extra

[Asher]

Here you go.


Five independently owned BP stations in Wellington may be the first businesses in the country to pass on credit card transaction costs to their customers.

The stations were the first businesses to take advantage of being able to put a surcharge on credit card usage, TVNZ reported.

The fee sees customers pay 60c extra for every transaction under $30 and 90c for every transaction over $30.

Credit card companies charge retailers a transaction cost and previously that fee was not able to be passed on to the customer.

However, last year the Commerce Commission agreed with financial institutions that merchants should be able to surcharge customers using credit cards.

[steve_t]

In Hamiltron, the BP on Te Rapa was under private ownership. They struggled to compete with the BP owned stations. They ended up passing on the CC charges when the law got changed to allow it. It went under 6 months later and is now a car yard. They can charge you a fee BUT they must be very clear that an additional fee will be charged

[FJRider]

The interest rates on the card would add extra to the cost of the fuel anyway.

[onearmedbandit]

The interest rates on the card would add extra to the cost of the fuel anyway.

Not if you paid it off before the due date.

[BMWST?]

The interest rates on the card would add extra to the cost of the fuel anyway.


i use my credit card (visa) at shellpetrol stations,so i get fly buys on the petrol purchase and the credit card transaction.I pay the balance monthly.I have never beens charged extra

[Gremlin]

Caltex has the surcharge.

Z doesn't. I fill at Z almost every time, plus flybuys etc. Don't think BP has surcharge (and if you have the AA smartfuel, there's discounts there)

[awa355]

My reason for posting, was a long time ago, I heard of a person being charged a huge surcharge at a petrol stn in case the card transaction was dishonered. I must have got the story wrong.

Most people fill up first, then go in to pay and wouldn't find out about any extra charge untill they swiped the card in most cases. 90c is nothing really, if you are looking at a $90 fill up.

A bank manager told me once, the cheapest way to purchase was to use the credit card, and pay the lot before the due date for interest.

[steve_t]

Someone told me once that those self serve pumps at New World and Pak n Save will hold $150 as soon as you swipe and it takes a while to release the hold. This person didn't know that and they had $160 in their account. They put $80 of petrol in their car and then went to buy something elsewhere for $40 but it declined! She rang the bank and the process was explained. Maybe that's what you heard. Makes sense though

[onearmedbandit]

Someone told me once that those self serve pumps at New World and Pak n Save will hold $150 as soon as you swipe and it takes a while to release the hold.

Yup heard the same thing for similar stations down here.

[HenryDorsetCase]

I cant remember ever using my credit card for purchasing petrol. I have heard however, that if I did, the svc stn will take an extra dollop of credit on top of the amount of petrol purchased.

Has anyone ever had this happen? If so, why?
Not in my experience

[awa355]

Someone told me once that those self serve pumps at New World and Pak n Save will hold $150 as soon as you swipe and it takes a while to release the hold. This person didn't know that and they had $160 in their account. They put $80 of petrol in their car and then went to buy something elsewhere for $40 but it declined! She rang the bank and the process was explained. Maybe that's what you heard. Makes sense though


Thats pretty much the story I was thinking of.

[imdying]

The interest rates on the card would add extra to the cost of the fuel anyway.Not me... they even pay me to use their card (via hot points or whatever it is the wife has me collecting for her...)

[FJRider]

Not me... they even pay me to use their card (via hot points or whatever it is the wife has me collecting for her...)

And not a taxed perk either ... :lol:

[imdying]

Heh, I've no idea... in the end all I want is the petrol! As far as I know, magical fairies take care of what happens after that :laugh:

[Devil]

Someone told me once that those self serve pumps at New World and Pak n Save will hold $150 as soon as you swipe and it takes a while to release the hold. This person didn't know that and they had $160 in their account. They put $80 of petrol in their car and then went to buy something elsewhere for $40 but it declined! She rang the bank and the process was explained. Maybe that's what you heard. Makes sense though

This is correct and was happening around the times of eftpos at pump (when mobil did it). They do a pre-authorised amount (cant remember the value exactly), but if you did it on a weekend, things would be cleared till the payments were processed proper on the monday. So yes, i've had it happen to me before. Doing it during the week usually wasn't an issue because the payment was processed asap.

[BMWST?]

they do it because it is cobceivable you could put well over 100 dollars worth of petrol into many big cars and 4wds. So they cover themselves till the payment is actually cleared.They dont know you have a bike that can only take 15 litres.It could be a V8 landcruiser with twin tanks

[Asher]

I can completely understand their reasoning for withholding the money its pretty bullshit they aren't disclosing it. Most of my life I have lived pay check to pay check, if I had 150$ locked from my account for the weekend I would be screwed.

[neels]

I use my credit card for everything for the reasons above, the points collected usually pay for a decent chunk of the xmas presents, as long as it's paid in full there's no interest.

Can't recall ever having the credit card charge added onto a purchase without being told it would happen, I did notice in when I was in aus a while ago that it's pretty standard practice there and was clearly stated. I know some stations charge extra for using amex or diners, or don't accept them at all.

[imdying]

Only time I've struck it is when staying at hotels overseas... some places might put a hold of $1500 on my card, but it's gone a week after you leave so no big deal.

[p.dath]

I cant remember ever using my credit card for purchasing petrol. I have heard however, that if I did, the svc stn will take an extra dollop of credit on top of the amount of petrol purchased.

Has anyone ever had this happen? If so, why?

I have a company credit card which is used for putting petrol in company vehicles.

There is only one service station that I have used that charges a premium to use a credit card. I don't go to that service station very much now ...

[awa355]

I have a company credit card which is used for putting petrol in company vehicles.

There is only one service station that I have used that charges a premium to use a credit card. I don't go to that service station very much now ...

The thing is, you wouldn't know if they were going to add an extra charge on, untill you had filled up, then gone in to pay. Have never seen a notice on a pump that says " if using a credit card, extra fees may apply"