Classic motorcycle insurance?

[Paul in NZ]

Anyone had a good experience insuring classic motorcycles in NZ?

Any leads appreciated

[oneofsix]

Anyone had a good experience insuring classic motorcycles in NZ?

Any leads appreciated

Yes, I use them. Cost is reasonable, staff are sensible and helpful. Been with them over a decade and two bikes.

[Paul in NZ]

Yes, I use them. Cost is reasonable, staff are sensible and helpful. Been with them over a decade and two bikes.

Who exactly are you using again? Sorry - I should have been a bit clearer.

[Stirts]

I used Classic Cover.

http://www.classiccover.co.nz/

Never had any issues with them, but then, never had to claim :)

[Voltaire]

Two bikes thru the VCC Vero scheme, $130 pa, limited to 3000 kms I think,
one 70's bike thru Kiwibike, $230.00 and no restrictions.
Also no claims so really only 1/2 a story.

[oneofsix]

Who exactly are you using again? Sorry - I should have been a bit clearer.

:doh: I mis-read, sorry Paul. I am using Classic Cover Ins but on a modern bike.

[superjackal]

I used Classic Cover.

http://www.classiccover.co.nz/

Never had any issues with them, but then, never had to claim :)

I had huge issues with them over a claim. A testing business damaged my car and they decided to side with the underwriter and claim that as each piece of damage was a seperate incident, each damaged item had to be treated independantly and therefore each item was under the excess.

Utter, utter, utter bastards.

Swann Insurance are much better.

[Paul in NZ]

I had huge issues with them over a claim. A testing business damaged my car and they decided to side with the underwriter and claim that as each piece of damage was a seperate incident, each damaged item had to be treated independantly and therefore each item was under the excess.

Utter, utter, utter bastards.

Swann Insurance are much better.

Good lord - that sounds terrible.... Did you appeal to the Ombudsman or something? (frankly they don't seem to answer web/email based questions or requests for quotes either so they are not exactly hot favorites)

[superjackal]

Good lord - that sounds terrible.... Did you appeal to the Ombudsman or something? (frankly they don't seem to answer web/email based questions or requests for quotes either so they are not exactly hot favorites)

It was a very messy affair all round. Taught me that when a big insurer doesn't want to pay, the extra layer of a broker helps to shield that insurer from their responsibilty. In the end CCs owner wrote me an email telling me to fuck off (without actually using those words of course). I threw the towel in and decided to tell as many people as I could my story.

They would have clawed their money back in premiums by now but I reckon I've managed to turn a good lot of people away from them. So, in the end I got another insurer and CC got an angry, very vocal, ex-customer.

It's the only way the little guy can fight back.

[BEAMER89]

Swann are the guys you want for a pre 1990? classic bike they charge me $220 for the first bike valued at $6500 and $100 for every bike after that, and you'll get free roadside assist. l had to put a claim in Feb last year and they payed me $1000 more than l had it insured for, l had it insured for $5500 and the market value came back as worth $6500 so they payed me that amount, and l got to buy my bike back from them and they didnt deregister it like other insurance companys do.
Awesome guys to comunicate when the bike hits the ground.:rolleyes:

[Flip]

I have my classic insured as an extra bike with John Brooks Ulysses policy. I think it only costs $130.
.

When I was knocked off recently I had no problems with the insurance, none at all. Probably helped that the other driver was charged with careless and was driving a company car.

[superjackal]

Swann are the guys you want for a pre 1990? classic bike they charge me $220 for the first bike valued at $6500 and $100 for every bike after that, and you'll get free roadside assist. l had to put a claim in Feb last year and they payed me $1000 more than l had it insured for, l had it insured for $5500 and the market value came back as worth $6500 so they payed me that amount, and l got to buy my bike back from them and they didnt deregister it like other insurance companys do.
Awesome guys to comunicate when the bike hits the ground.:rolleyes:

Swann seem like genuine enthusiasts as opposed to CC who seems more interested in financing their owner's racing habits.

[Crasherfromwayback]

Anyone had a good experience insuring classic motorcycles in NZ?

Any leads appreciated


Swann are the guys you want for a pre 1990? :

Wot he said.

[malcy25]

I use Swann

1 x TZ750 plus spares
1 x TZ350 plus spares
1 x OW01

All fully comp. The Two tz are excluded for cover on track as race bikes and the OW is covered on track for ride days and instructing as long as not top group. <$600:laugh:

[huck farley]

Just had a quote from Classic bike insurance for my 1982 t-140 Bonnie 750 $13000 cover only $116.00 Also an an excess of $100.00 one any one claim.
Way cheaper than the rest of the so called classic bike insurance companies.

I have been with Protecta for the last 12 months, had not one claim. Also only insured for total loss of $10,000, renewal notice sent to me was $345 with an excess of $250

Other quotes I have had from classic bike insurers averaged around the $390. with an excess of around the $250.

Needless to say who I am going to insure my classic with.

[Paulo]

Swann are great I called them today as I realized that my insurance had run out and the nice lady let me renew it but said they would have still covered me as I had been with them for a while and they wouldn't screw me over the sake of a couple of weeks (they'd even tried to call me and let me know)

i also asked about upping the insured value on the Guzzi (because I reckon it's gone up a bit in the last 5 years) and she said no worries send us a photo and tell us why and it shouldn't be a problem , no valuers or assessors needed.

I rate them they have in house classic bike enthusiasts working with them.

[Oscar]

I insure classic bikes and cars on behalf of clients.
Star/Prestigio is excellent - that's were I insure my own bikes...

[Arronduke]

I have 6 bikes insured with Swan all over 20yrs old which makes them a classic.
Great to deal with and well priced.

[Voltaire]

I suppose you only find out when you go to make a claim.:yes:

[Oscar]

I suppose you only find out when you go to make a claim.:yes:

Welcome to my world.
I do prestige & classic car/bike insurance for some of my top end punters.
The last thing you want is some guy who pays you 400k a year for business insurance getting pissed off because the claim on his old Mustang was cocked up...