ACC levy and crash statistics

[xenothius]

So i made a quick phone call to Statistics NZ and they emailed me the crash stats for motorcycles by CC...

so as a percent over the last nine years...

CC %
0-59 17.83
60-249 16.86
250-499 11.11
500-749 8.85
750-1k 13.56
1k+ 19.58

the missing 13% (ish) is from unknown CC

so next im getting the acc claim statistics...

also glad i ride a 600 class :)

because lets face it all this effort and possibly actual proof that motorbike acc levies are BS will change not a fucking thing
but its fun reading...

[Tazz]

Are all these crashes involving deaths, injury, or both?

Still seems a bit vague to be able to start relating it to ACC levies.

[Akzle]

how many ccs is the average quad bike :whistle:

[xenothius]

Are all these crashes involving deaths, injury, or both?

Still seems a bit vague to be able to start relating it to ACC levies.

both injury and death, will post results from acc when i get them,
might make it more clear cut or might not

[Berries]

We've been through all this before. The search function is arse though so I cannot post a link.

[mossy1200]

CC %
0-59 17.83
60-249 16.86
250-499 11.11
500-749 8.85
750-1k 13.56
1k+ 19.58


but its fun reading...

Figures require percentage of bike on the road in each class. There could be a higher percentage of 1k+ bikes registered than 500-749.

Also those figures indicate bikes below 500cc crash more often than above 500cc yet pay less ACC.

[Akzle]

Figures require percentage of bike on the road in each class. There could be a higher percentage of 1k+ bikes registered than 500-749.

Also those figures indicate bikes below 500cc crash more often than above 500cc yet pay less ACC.

beer in mind that figures are for last 9 years and lams hasnt been in that long...

[FJRider]

beer in mind that figures are for last 9 years and lams hasnt been in that long...

http://www.quora.com/Which-is-correct-bare-in-mind-or-bear-in-mind

Bear in mind ... it is common for (realitivly) inexperienced riders to own a motorcycle in this range .... regardless of when LAM's came into law.


Even experienced riders crash them. The old saying ... it's more fun to ride a slow motorcycle fast ... than a fast motorcycle slow ... comes to mind. (Ego often outweighs ability)

[mossy1200]

beer in mind that figures are for last 9 years and lams hasnt been in that long...

More aimed at the above 600 acc premium insurance prices than Lams.
But it all means nothing until you can calculate it against percentage of bikes on the road at each cc rating. Its only half of the required information to base a case study on.

[RDJ]

beer in mind that figures are for last 9 years and lams hasnt been in that long...

Could you remind us again, which bike do you currently ride, and how long have you been riding?

[FJRider]

Figures require percentage of bike on the road in each class. There could be a higher percentage of 1k+ bikes registered than 500-749.

Shame on you ... KB only deals in facts ... ;) ... The speed of (or ability to) these (1k+) machines have ... put the riders at a higher risk of injury ... (apparently) ;)


Also those figures indicate bikes below 500cc crash more often than above 500cc yet pay less ACC.

It is a cunning ploy of ACC ... to let the "Learners" save some dosh ... gain enough skill/ability/confidence to get a bigger cc bike ... then hit them in the wallet when they upgrade to a bigger motorcycle .... ;)

[mossy1200]

It is a cunning ploy of ACC ... to let the "Learners" save some dosh ... gain enough skill/ability/confidence to get a bigger cc bike ... then hit them in the wallet when they upgrade to a bigger motorcycle .... ;)

Graduated tax system? Clever. They must have borrowed the idea from someone else. Pyramid scheme with ACC at the top and big cc bikes at the bottom? Sounds like only ACC is going to get rich.

[FJRider]

Graduated tax system? Clever. They must have borrowed the idea from someone else. Pyramid scheme with ACC at the top and big cc bikes at the bottom? Sounds like only ACC is going to get rich.

ACC getting rich ... no. NZ Government getting rich ... no .... but NZ bikers getting medical help if they need it ... yes.


The NZ Government needs an income to enable million $$ donations to foreign (natural .. ??) disasters ... Your buck goes there ...


If New Zealanders didn't "accidently" injure themselves (anyhow)... ACC would become redundant.

[mossy1200]

ACC getting rich ... no. NZ Government getting rich ... no .... but NZ bikers getting medical help if they need it ... yes.


The NZ Government needs an income to enable million $$ donations to foreign (natural .. ??) disasters ... Your buck goes there ...


If New Zealanders didn't "accidently" injure themselves (anyhow)... ACC would become redundant.

Is Gubber getting any. I thought they were just saving for a rainy day. They might have enough to buy Greece now.

[FJRider]

Is Gubber getting any. I thought they were just saving for a rainy day. They might have enough to buy Greece now.

I keep hearing ACC is actually "In the BlacK' .. and if they don't need/use the money ... who get the dosh ... ??? ;)

If a Greek citizen came to NZ and hurt themselves ... ACC would help them. (Think about that)

[mossy1200]

I keep hearing ACC is actually "In the BlacK' .. and if they don't need/use the money ... who get the dosh ... ??? ;)

If a Greek citizen came to NZ and hurt themselves ... ACC would help them. (Think about that)

That's fine. Soon we could go to Greece and live off the cost of registering a 600+ bike for a couple of months.

[FJRider]

That's fine. Soon we could go to Greece and live off the cost of registering a 600+ bike for a couple of months.

Sorry ... it doesn't work that way.


ACC is for everybody. But some are more everybody than others ...

[Oakie]

ACC is for everybody. But some are more everybody than others ... Four wheels good - two wheels better?. Yep it's an Animal Farm out there.

[jonnyk5614]

%crash by CC useless
%crash by CC * (qty. in that CC range/Total fleet) better
%crash by CC * (qty. in that CC range/Total fleet) * (total KMs per annum in that CC range/total fleet KMs per year) far better

Wouldn't surprise me if 250cc crash rate was actually pretty good, once you adjust for 250s more likely to be 5 day a week commuters than sunny weekend 1000s...


Calculating KMs ridden isn't hard - it is checked in the WOF.

[swbarnett]

%crash by CC useless
%crash by CC * (qty. in that CC range/Total fleet) better
%crash by CC * (qty. in that CC range/Total fleet) * (total KMs per annum in that CC range/total fleet KMs per year) far better

All useless.

ACC is a public good. The only way that this can work is if we all be paying pro-rata based on income. Otherwise we may as well all be paying 100% of our own accident related costs.

[mossy1200]

So the 500cc to 749cc bikes should have the lowest premiums then.

If they account for more than 8.6%*9/8 (calculation including 13% no information) of registered motorcycles in NZ then possibly provided we didn't have a no blame compensation system.

Still. Can you trust the stats when 30% of MX accidents are caused by car drivers not seeing the motorcyclist?

[swbarnett]

So the 500cc to 749cc bikes should have the lowest premiums then.
No, they should all be the same. Or, to put it another way, there shouldn't be a levy. The cost should be out of the general tax take.