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Asher
21st April 2016, 12:13
Spotted this on the propaganda machine this morning. http://www.stuff.co.nz/business/farming/79123544/anger-at-lack-of-accountability-over-sheep-crash

Basically a self employed builder riding his triumph hits a ram, wreaks himself, the bike and probably the sheep and is unable to work. So he goes to the media to have a rant that the sheep owner (unknown) should be responsible for fixing his bike and compensation for his time off work. It's worth noting that he wasn't insured, and sounds like he didn't have income protection either.

I think this guy has had a serious lesson in personal responsibility and you have to a certain type of special to be self employed, and ride and not have financial protection.

-discuss-

Banditbandit
21st April 2016, 12:30
Farmers are legally responsible if their stock cause accidents like this - I hit a few sheep (in the Terrano) and the farmer freely admitted they were his and passed over details of his insurance company ... the builder is right to try to find the other and seek to get his bike repaired ...

But good luck trying to prove who's it was without an ear tag or a picture of the ear marks ...

If the dingbat had insurance then his company would be the one chasing it up ...

rustys
21st April 2016, 12:47
Asher,... Good points you make, I think if he has been riding bikes for 45years and if? say, he hadn't carried bike insurance for a number of those years, (my guess he wouldn't have), think of what he has saved, I think it would be more than the $5k, to fix the bike, so he should stop moaning about the cost, specially seeing he was never insured. He should thank his lucky stars to be alive.

neels
21st April 2016, 12:52
This seems to be more of a thing of late, people making no provision for if things go wrong, then having a moan in the media when things go wrong.

If you choose to be uninsured, you take the risk of wearing the cost when something bad happens.

On a day ride a while back I encountered a cow, a sheep, a hare and a hawk in the middle of the road, if I'd hit 2 of those I could blame someone else, the other 2 I couldn't, either way without insurance it would get untidy.

5150
21st April 2016, 12:54
Asher,... Good points you make, I think if he has been riding bikes for 45years and if? say, he hadn't carried bike insurance for a number of those years, (my guess he wouldn't have), think of what he has saved, I think it would be more than the $5k, to fix the bike, so he should stop moaning about the cost, specially seeing he was never insured. He should thank his lucky stars to be alive.

But on the flip side of the coin, if the farmer looked after his sheep and made sure it was locked up and not wandering the road, then the poor Triumph chap wouldn't have hit it...... Goes both ways.

SVboy
21st April 2016, 13:05
a timely reminder given the amount of "surprise" sheep on the Akaroa hill this past summer. They seem well trained to not react to vehicles, but never a good idea to count on the intelligent actions of sheep......

Grumph
21st April 2016, 14:42
Two general observations...
1/ When you're first self employed, you take out all kinds of insurance as advised...then when it's renewal time you look at the first years trading figures and cancel.

2/ As stock prices go up, the cockys maintain fences better...

EJK
21st April 2016, 14:47
But on the flip side of the coin, if the farmer looked after his sheep and made sure it was locked up and not wandering the road, then the poor Triumph chap wouldn't have hit it...... Goes both ways.

Or if the sheep had a hi-vis on :weird:

bogan
21st April 2016, 14:56
Good thing it wasn't a kid...

Banditbandit
21st April 2016, 15:00
Good thing it wasn't a kid...

You'll get up someone's goat with that one ..

bogan
21st April 2016, 15:01
You'll get up someone's goat with that one ..

Enough talk of getting up goats, you'll get axzle excited.

Virago
21st April 2016, 16:13
The uninsured, eh? Gotta feel sorry for 'em.

It won't be long before someone sets up a Give-a-little page for him...

Banditbandit
21st April 2016, 16:13
Enough talk of getting up goats, you'll get axzle excited.

You're not kidding ..

Kickaha
21st April 2016, 16:13
Farmers are legally responsible if their stock cause accidents like this

But good luck trying to prove who's it was without an ear tag or a picture of the ear marks ...
...
Now we just need James to hear a good rant on this subject

Oakie
21st April 2016, 17:49
I actually went to school with the guy. Class clown as I recall but a decent bloke all the same.
I don't believe he 'had a rant in the media' as suggested. He posted a $500 reward for information and the media contacted him with a "what's the story dude?". Been tripped up myself that way many years ago.

buggerit
21st April 2016, 18:12
So he thinks the truck moved over to let him past, maybe he was just dodging a mutton.
Being a 2 lane sealed road on the plains, I doubt the truckie would hug the verge to let a motorcycle past .
Probably a good example of assuming and letting your guard down.

Oakie
21st April 2016, 19:04
So he thinks the truck moved over to let him past, maybe he was just dodging a mutton.
Being a 2 lane sealed road on the plains, I doubt the truckie would hug the verge to let a motorcycle past .
Probably a good example of assuming and letting your guard down.

This is the lower part of the South Island we're talking about. You quite often get waved through by truckies on the open road down here.

Motu
21st April 2016, 19:16
Up to about 25 years ago he would've had to pay for the sheep he killed. It was some law from the dark ages and grazing the long acre...if you killed farmers stock on the road, you were responsable and had to pay for the loss of stock.

JimO
21st April 2016, 21:06
So he thinks the truck moved over to let him past, maybe he was just dodging a mutton.
Being a 2 lane sealed road on the plains, I doubt the truckie would hug the verge to let a motorcycle past .
Probably a good example of assuming and letting your guard down.
i travel that road a lot, its a windy narrow back road

pritch
22nd April 2016, 10:05
Up to about 25 years ago he would've had to pay for the sheep he killed. It was some law from the dark ages and grazing the long acre...if you killed farmers stock on the road, you were responsable and had to pay for the loss of stock.

Yep, I remember that, this country was set up to make things easy for miners and farmers. There are remnants still, eg stock trucks are excluded from the law about dumping rubbish on the road. And the green rain season will be on us again soon enough.

Back when I had my BMW in the 90s I knew a number of well-off BMW riders who did not insure their late model bikes. They rode so as avoid accidents as far as possible, but could afford it should it happen.

My moped wasn't insured for a few years. It was going to cost shit loads if I hit a Mercedes, but I figured that if I hit a Merc it would hurt, so I was going to do my best to avoid that. The Ulysses group policy on the bike then covered the moped along with the bike and the potential problem went away.

Ocean1
22nd April 2016, 11:50
My moped wasn't insured for a few years. It was going to cost shit loads if I hit a Mercedes, but I figured that if I hit a Merc it would hurt, so I was going to do my best to avoid that. The Ulysses group policy on the bike then covered the moped along with the bike and the potential problem went away.

Can you get "third party, fire and theft" policies?

I used to use them but they seemed to become unavailable some time ago...

Tazz
22nd April 2016, 12:38
Can you get "third party, fire and theft" policies?

I used to use them but they seemed to become unavailable some time ago...

Only good for cars. It costs about the same as comprehensive for motorcycles. That's with the fire and theft though, 3rd party on it's own is affordable and ascertainable.

flashg
22nd April 2016, 18:23
Can you get "third party, fire and theft" policies?



I used to use them but they seemed to become unavailable some time ago...


I have third party fire and theft on my three bikes with Vero insurance. They all have turns at being registered. Two enduro bikes one adventure bike. A skid down the road won't hurt them as much as me

F5 Dave
24th April 2016, 07:28
Insurance aside, we'd see how good fences could be maintained if cockies were liable for conviction for road accidents caused by stray amininamls.

Ocean1
24th April 2016, 09:29
Only good for cars. It costs about the same as comprehensive for motorcycles. That's with the fire and theft though, 3rd party on it's own is affordable and ascertainable.


I have third party fire and theft on my three bikes with Vero insurance. They all have turns at being registered. Two enduro bikes one adventure bike. A skid down the road won't hurt them as much as me

Thank you gents. I guess I just need to make a couple of phone calls, eh?

Pritch's mention of Ulysses scheme is interesting. For those old enough. :shutup: