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pjpnz
30th June 2019, 18:16
Kia ora

My VFR is insured with Classic Cover, but Protecta seem to be considerably cheaper. Any thoughts, good or bad experiences with either company?

Thank you.
Blackbird
30th June 2019, 19:10
Kia ora

My VFR is insured with Classic Cover, but Protecta seem to be considerably cheaper. Any thoughts, good or bad experiences with either company?

Thank you.

Protecta used to be my insurer of choice but two years ago, they hiked my insurance by $100 (full ncd, never claimed, no convictions etc). Ended up with Star through Kiwibike brokers in New Plymouth and have stuck with them since.
jasonu
2nd July 2019, 03:29
Kia ora

My VFR is insured with Classic Cover, but Protecta seem to be considerably cheaper. Any thoughts, good or bad experiences with either company?

Thank you.

Insurance company?s are all a bunch of cunts that do their best not to pay out. Buy the cheapest policy you can find and try not to make any claims.

Chur bro.
HenryDorsetCase
2nd July 2019, 08:24
Like Jason said - banks and insurance companies are two completely different and separate businesses that happen o have the same logo and and branding.

There's the "Aren't we wonderful, we will look after you part" that will sucker you in to get you in the door. Then, when you actually need them (like with a bank you get in the shit - ask an overextended farmer say, or heaven forfend, you make an insurance claim) you get swung over to the heavy hitting knee breakers whose job it is is to NOT pay you.

They can all get fucked. They are a necessary evil, but they are commodity product suppliers. Review the T & C's, get the cheapest, and be prepared to fucking dig in and fight them when it turns to shit. Which it will as soon as you need them.

I am with VERO and you have reminded me that I need to look at mine. I think I am paying premiums on an inflated number that bears no relation to the market value of the bike.
slofox
2nd July 2019, 08:54
...I think I am paying premiums on an inflated number that bears no relation to the market value of the bike.

Insurance companies are more than happy for you to pay premiums on a massive cover that they have no intention of every honouring. "Oh yes, we'll insure your bike for 10 grand (but we'll only pay out on 2)."

Bastards the lot.