What do you pay for your toy? [Archive]

cowpoos

16th January 2007, 20:54

Nicksta

16th January 2007, 21:07

is this a cunning plan in the makings????

Ghost_Bullet

16th January 2007, 21:15

The idea of leasing is a great idea in some sense, I have always paid cash for all my bikes that I have owned from my 400buck CM200T right trhough to my current Griso, I have only changed bikes on average once every 3-4yrs. Though my current machine I see holding on to for a bit longer.. :scooter:

The_Dover

16th January 2007, 21:18

she was supposed to be cheap but I'm gonna fuckin pay for it in the long run.

gijoe1313

16th January 2007, 21:30

I own my little ol'Hornet outright, but I fork out $$'s for the go-gas and gee-gaws and bits'n'bobs for it ... all adds up, but I :love: my little ride I do. Next bike will also be the same ... cashed up in one go!

Timber020

16th January 2007, 21:32

I pay cash for an object that can depreciate a thousand dollars a second as it grinds along the pavement, or at least my business does

cowpoos

16th January 2007, 21:35

I pay cash for an object that can depreciate a thousand dollars a second as it grinds along the pavement, or at least my business does
ur bussiness could could full write off a lease bike....and it wouldn't even show on the books!!!

Idubbs

16th January 2007, 21:36

what do you pay fortnightly for your bike...alot of you will HP your bike
so whats an average figure?

and if you'ld care to make a comment on whether you would consider leasing a new sports/tourer/cruiser/what ever bike if the fortnightly payments wern't to far off your HP figure...
bearing in mind that a lease bike would be fully maintained including tyres with in reason [as in if you flog the shit outta ya tyres and chew a set up in a few hundy KM's and do massive touring km's]
and other benifits including having a new bike every 2-3 years?
no cash out lay
not having to worry about resale
always having the latest model out
etc etc etc...

I'm afraid my bike(s) are considered a luxury, and are paid for and run on disposable income (I should be lucky...!). Can't see myself leasing a motorcycle unless it was my primary transport and/ or a business vehicle. However, in saying that, one's motive for leasing will probably not differ much from one who is paying by HP

my 2cents.

orangeback

16th January 2007, 21:43

i pay cash for my toys , I would rent or leas a bike if they did it , dont think anybody going to though , not a resnible price anyway , (and id only have one over the summer time)
lease bikes you wouldnt be able to put the fruity bits on, and you'd treat it like shit. as it wasen't your to give a stuff about , just like when you hire a car

cowpoos

16th January 2007, 21:46

i pay cash for my toys , I would rent or leas a bike if they did it , dont think anybody going to though , not a resnible price anyway ,

so if people did you'ld be keen...

lease bikes you wouldnt be able to put the fruity bits on, and you'd treat it like shit. as it wasen't your to give a stuff about , just like when you hire a car

all bikes would come with a pipe probally...and if it was possible to mod a bike or get what you wanted out of a deal you would?

McJim

16th January 2007, 21:47

I've bought my wee learner bike cash - I'll be borrowing a few bob for the next bike though - I plan to keep the next bike for at least a decade - I don't need the latest or fastest - limit for repayment will be $40 per week (that's all the disposable income I have left!)

orangeback

16th January 2007, 21:50

so if people did you'ld be keen...

all bikes would come with a pipe probally...and if it was possible to mod a bike or get what you wanted out of a deal you would?

it sound like summer fest
get some k7 1000s with a 4 into 1 yoshi in them ,

skelstar

16th January 2007, 21:50

Needs change though McJim...esp first big bikes

jimevo

16th January 2007, 21:57

I am not sure who is offering the leasing scheme as such...to hire a late model bike cost at least $200/day, if not more!

Save the money and pick up a bargain at someone else's expense is my recommendation!!!

skelstar

16th January 2007, 22:02

...a bargain at someone else's expense is my recommendation!!!
Hmmm...that advantage can go the other way too...

cowpoos

16th January 2007, 22:04

I am not sure who is offering the leasing scheme as such...

no one yet

to hire a late model bike cost at least $200/day, if not more!

leasing and renting a very different....google it ;)

Save the money and pick up a bargain at someone else's expense is my recommendation!!!
so you completely missed my question... :)

Mr. Peanut

16th January 2007, 22:16

Who the fuck is paying $300+ a fortnight? Own up :)

The_Dover

16th January 2007, 22:22

I wanna know who voted the last option and how old their daughters are.

skelstar

16th January 2007, 22:22

Who the fuck is paying $300+ a fortnight? Own up :)

I would have if I hadnt said 'hang on!'...and got a MUCH better deal.

Truthfully I wouldnt have bought it at that, but its what they were offering.

ajturbo

17th January 2007, 04:05

how much for a buell?

Trudes

17th January 2007, 06:47

I'd be keen on a lease dirt/off road bike or maybe a 400 track bike, you know, a play thing for the summer and when I'm sick of it/done what I wanted to do on it/fucked it or Winter started, I'd gave it back. Guess it would depend upon what the lease fees were like and minimum lease time i.e 6 months lease minimum.
I think it's a good idea Mr CowPoos.

Riff Raff

17th January 2007, 07:07

Considering how much a new bike depreciates as soon as you ride it out the shop, the idea of leasing a bike has a lot of merit.

When you consider that I paid $12k for the SV brand new, and then a year later it was worth 3 grand less. There was no way I could afford to replace it with a brand new bike and I had to settle for second hand. Buying on HP you're paying a few thousand in interest, plus your bike is depreciating. Calculate how much is dead money there.

By leasing a bike you get the latest model out there, and it is replaced with a newer model every two years. Plus you get it maintained for you and tyres included (neither of which is cheap).

I for one would be very interested in finding out more.

dawnrazor

17th January 2007, 07:23

cash cash cash or failing that a bank loan ahem

trumpy

17th January 2007, 08:04

If a leasing option was available I would seriously consider it as a business vehicle - depending on the numbers

imdying

17th January 2007, 08:04

and if you'ld care to make a comment on whether you would consider leasing a new sports/tourer/cruiser/what ever bike if the fortnightly payments wern't to far off your HP figure...
bearing in mind that a lease bike would be fully maintained including tyres with in reason [as in if you flog the shit outta ya tyres and chew a set up in a few hundy KM's and do massive touring km's]No, tyres should be either replaced free of charge or they're not. Either way doesn't bother me, but I wouldn't want to live in some vague grey area. You can't penalise good riders for using the bike as intended. Perhaps another option for touring style bikes would be lease them per kms. Perhaps another would be xxx number of sets of tyres per year.

White trash

17th January 2007, 08:11

I'd be a starter. However, I have insurance issues. Is that included?

Also, can I ride it at trackdays? And I wanna new set of race wraps every 1600km and I do around 2000kays a month. How would the servicing thing work in that case?

Is there a limit to how many kays I can do on my K7 in two years?

Love the idea though, where do I sign?

cowpoos

17th January 2007, 08:32

If a leasing option was available I would seriously consider it as a business vehicle - depending on the numbers
well it would be 100% write off able....and it wouldn't show on the books... I'm sure there would be a number of bussiness owners that need a delivery/parts pick up/drop off vehicle?????

cowpoos

17th January 2007, 08:36

I'd be a starter. However, I have insurance issues. Is that included?

talk to cibby...she managed to insure dover?

Also, can I ride it at trackdays?

yep...a couple of insurance companys insure bikes for trackdays like the place where the lovely cibby works and star insurance...

And I wanna new set of race wraps every 1600km and I do around 2000kays a month. How would the servicing thing work in that case?

Is there a limit to how many kays I can do on my K7 in two years?

Love the idea though, where do I sign?

anythings possible...and nothings immpossible...and yeah I think the new K7 sj50 would suit you a treat jimmie...they have some mean new colour schemes ;)

NinjaNanna

17th January 2007, 09:02

Yes I like this idea.

So as a rough guideline, would a leased bike, including full servicing and insurance but excluding tyres cost the same per month as financing the bike over say 5yrs????

Paul in NZ

17th January 2007, 09:54

she was supposed to be cheap but I'm gonna fuckin pay for it in the long run.

Is that 'cos you don't know the difference between cheap and inexpensive? My dear old mum told me I could occasionally be inexpensive but never be cheap (dahlink)

cowpoos

17th January 2007, 10:46

Yes I like this idea.

So as a rough guideline, would a leased bike, including full servicing and insurance but excluding tyres cost the same per month as financing the bike over say 5yrs????
ah...dunno...yet to be worked out...and insurance would be rider responsability as cost varies hugely depend on age,sex and history...tyres would be included in deal within reasonable use

Finn

17th January 2007, 10:48

I say if you can't pay cash then you can't afford it.

The Stranger

17th January 2007, 11:00

what do you pay fortnightly for your bike...alot of you will HP your bike
so whats an average figure?

Are you referring to all up running costs?
If so, using the AA's car running costs as a guide I estimate it costs about $220.00 per fortnight.

This makes a few assumptions (which would I admit vary widely) as follows

15,000 km travelled PA
$1,500.00 depreciation
$550.00 a set for tyres and 7,500km from a set.
7 litres per 100km and 95 fuel at $1.50 a litre.

Changing the distance travelled to 25,000km (nearer to what I travel) increases the cost per fortnight to just over $300.00

cowpoos

17th January 2007, 11:01

I say if you can't pay cash then you can't afford it.
I'll PM u my bank account number then ;)

u get ya injection sorted ?

cowpoos

17th January 2007, 11:06

Are you referring to all up running costs?
If so, using the AA's car running costs as a guide I estimate it costs about $220.00 per fortnight.

This makes a few assumptions (which would I admit vary widely) as follows

15,000 km travelled PA
$1,500.00 depreciation
$550.00 a set for tyres and 7,500km from a set.
7 litres per 100km and 95 fuel at $1.50 a litre.

Changing the distance travelled to 25,000km (nearer to what I travel) increases the cost per fortnight to just over $300.00
you might find that depreciation figure is a mile out [most sports bikes lose half their value in the first three years]...and you left out maintianence.sevicing costs etc...

but I would imagine your figure wouldn't be to far off for a bike...

The_Dover

17th January 2007, 11:06

u get ya injection sorted ?

yeah, I just have to worm him and put a flea collar on now.

The Stranger

17th January 2007, 11:13

you might find that depreciation figure is a mile out [most sports bikes lose half their value in the first three years]...and you left out maintianence.sevicing costs etc...

but I would imagine your figure wouldn't be to far off for a bike...

Yes as you say, a new bike could loose more, was trying to strike a balance, but based roughly around what I believe my bikes cost me.

The AA's figures include servicing, interest, rego, warrant and as such, I did include figures for those things, and a few others.

imdying

17th January 2007, 11:16

What happens if the punter ends up with (for example) a GSXR1000 with an electrical problem that just can't be fixed?

cowpoos

17th January 2007, 11:20

What happens if the punter ends up with (for example) a GSXR1000 with an electrical problem that just can't be fixed?
well a lease company has a contract with a person to supply X vehicle for X term for X money...you would get a replacement/new one...its not like a dealership where once the finance contract is signed they could potentually dick you around if theres a problem...

imdying

17th January 2007, 11:23

well a lease company has a contract with a person to supply X vehicle for X term for X money...you would get a replacement/new one...its not like a dealership where once the finance contract is signed they could potentually dick you around if theres a problem...

So as far as servicing, or having things fixed goes, it just goes straight back to the company, and you ride off on another? How many spare GSXR1000s will they have hanging around?

scracha

17th January 2007, 11:32

Unless it was an emergency I'd never ever take a finance (unless it was one of them pay it off within a year for zero interest but even then they normally just shaft you on the purchase price) on a fast depreciating item like a car or motorpsyche. In my yoof I learn't the hard way just how quick you can get into debt and just how many years how long it takes to pay the @$ckers back. Couldn't handle the stress if it all. Now I just buy what I can afford so that's why I normally just get $hite old bikes.

Ixion

17th January 2007, 11:37

I say if you can't pay cash then you can't afford it.

Good lord. You need to have an urgent talk with your accountant about gearing.

cowpoos

17th January 2007, 11:40

So as far as servicing, or having things fixed goes, it just goes straight back to the company, and you ride off on another? How many spare GSXR1000s will they have hanging around?
no no...lol...you get it serviced at a local dealer as normal ya just wouldn't pay for it...and if a replacement is need you'ld get one pretty quick...

Finn

17th January 2007, 11:47

Good lord. You need to have an urgent talk with your accountant about gearing.

He's an accountant. What would he know about motorbikes?

Gearing is fine for appreciating assets as long as capital gain is higher than the cost of money. Call me old school...

doc

17th January 2007, 11:59

Gearing is fine for appreciating assets as long as capital gain is higher than the cost of money. Call me old school...

They will never learn. Toys are what you buy when you can afford it. They want the toys now and grizzle about the cost of housing going up. Only us older chaps should be riding new bikes the young upstarts should be just dreaming about owning one one day. Finance is for losers

cowpoos

17th January 2007, 13:48

Gearing is fine for appreciating assets as long as capital gain is higher than the cost of money. Call me old school...

lease a bike of me mate....I'll throw in a free wig ;)

Finn

17th January 2007, 13:58

They will never learn. Toys are what you buy when you can afford it. They want the toys now and grizzle about the cost of housing going up. Only us older chaps should be riding new bikes the young upstarts should be just dreaming about owning one one day. Finance is for losers

Yeah, when I was a wee lad (age, not height) I saw a die cast motorbike in a shop that I just had to have it but had no money. Mum said I would have to work hard around the house so I could earn enough money to buy the motorbike. Huh? I thought that was her job. Anyway, my new word for that day was bitch. So I started doing things around the house and the money started rolling in. About half way through I said "Hey bitch, how about giving me the money now so I can get that fucking bike before winter? I'll pay you back." She said, "Fine, but you'll have to pay "interest""... my new word for that day. She wrote down what the interest charges would be and how much money I would have to pay her back. I thought "Who is this fucken woman? Is she even my real mother?" I said "Forget it bitch". So about a month later, I had enough money to buy the motorbike so off we go to the biggest shopping mall in the whole world. St Lukes 1973. My next lesson was in NZ logistics. "We're sorry lil fella, we don't have any in stock but we can try and get one in for you." I'm not sure if cunt was a word back then but if it wasn't, I invented it.

Crying in the car all the way home, I though my world had come to an end. The next day Mum told me to go check the mail. I told that her I didn't need anymore money and that she should get off her fat arse and go get it herself. After a long debate (which I was winning) I just couldn't stand the sound of her voice so off I went. Fuck me! My motorbike!

Since then, nothing has changed. I'm still a prick, I get angry when shops don't hold stock, I get really excited checking the letterbox and I don't finance toys

cowpoos

17th January 2007, 14:03

Yeah, when I was a wee lad (age, not height) I saw a die cast motorbike in a shop that I just had to have it but had no money. Mum said I would have to work hard around the house so I could earn enough money to buy the motorbike. Huh? I thought that was her job. Anyway, my new word for that day was bitch. So I started doing things around the house and the money started rolling in. About half way through I said "Hey bitch, how about giving me the money now so I can get that fucking bike before winter? I'll pay you back. She said, "Fine, but you'll have to pay "interest""... my new word for that day. She wrote down what the interest charges would be and how much money I would have to pay her back. I thought "Who is this fucken woman? Is she even my real mother?" I said "Forget it bitch". So about a month later, I had enough money to buy the motorbike so off we go to the biggest shopping mall in the whole world. St Lukes 1973. My next lesson was in NZ logistics. "We're sorry lil fella, we don't have any in stock but we can try and get one in for you." I'm not sure if cunt was a word back then but if it wasn't, I invented it.

Crying in the car all the way home, I though my world had come to an end. The next day Mum told me to go check the mail. I told that her I didn't need anymore money and that she should get off her fat arse and go get it herself. After a long debate (which I was winning) I just couldn't stand the sound of her voice so off I went. Fuck me! My motorbike!

Since then, nothing has changed. I'm still a prick, I don't finance toys, I get angry when shops don't hold stock and I get really excited checking the letterbox.
so thats a no to the wig deal then hmmm?

imdying

17th January 2007, 14:07

Since then, nothing has changed. I'm still a prick, I get angry when shops don't hold stock, I get really excited checking the letterbox and I don't finance toysLovely story there Finn :zzzz:

So how do you feel about leasing then? Care to comment on this mans plan?

Finn

17th January 2007, 14:15

Lovely story there Finn :zzzz:

So how do you feel about leasing then? Care to comment on this mans plan?

Depends on the type of lease. If it's for plant and the term is over 36 months and you can prove that you are responsible for maintenance, then you can depreciate it. That's cool but it only really defers tax so you have to keep leasing more revenue generating assets to keep up.

As for a personal motorbike, I would forget it. It's worse than financing as you don't have an asset at the end of it. Also, since motorbikes (especially Suzukis) depreciate fast, a leasing company will estimate the residual value (low) at the end of the term and charge accordingly. How do you think leasing companies make their money?

cowpoos

17th January 2007, 14:21

As for a personal motorbike, I would forget it. It's worse than financing as you don't have an asset at the end of it. Also, since motorbikes (especially Suzukis) depreciate fast, a leasing company will estimate the residual value (low) at the end of the term and charge accordingly.

we'll discuss this over a beer soon...mite be up this weekend...
because I held your veiws [from a being in bussiness point of veiw] up until
recently...the numbers may change your outlook

and besides your situation is more of an exception than the rule ;)

Finn

17th January 2007, 14:24

we'll discuss this over a beer soon...mite be up this weekend...
because I held your veiws [from a being in bussiness point of veiw] up until
recently...the numbers may change your outlook

I'd be interested to look at the numbers with you but more importantly, that beer sounds good.

Finn

17th January 2007, 14:27

besides your situation is more of an exception than the rule ;)

I'M NOT THAT SHORT!!!

The_Dover

17th January 2007, 14:30

I'M NOT THAT SHORT!!!

for a hobbit.

Finn

17th January 2007, 14:38

for a hobbit.

Get back to work.

Bonez

17th January 2007, 14:42

Maybe $60 a fortnight on average. Buying cheep old shit with skinny tyres definately has an advantage.

The_Dover

17th January 2007, 14:45

Get back to work.

<img src="http://cghs.dadeschools.net/slavery/antebellum_slavery/antebellum_cotton_picking2.jpg">

yessa massa

cowpoos

17th January 2007, 15:12

<img src="http://cghs.dadeschools.net/slavery/antebellum_slavery/antebellum_cotton_picking2.jpg">

yessa massa
good lil kaffa bootie

rwh

17th January 2007, 15:12

well, my $2k bike is dead after 6 months and worth approximately $0; not sure how much I've spent on it.

I'm wondering if this scheme would work particularly well for 250s - bikes that people want for a short time, and want to be able to upgrade easily. That way I could have done my first 2 months on a GN or a Scorpio, then 6 months on a Hyosung/VTR/GPX, and finish on an NSR before switching to something bigger :) All done without risking my money on an old dunger that died before I got my full ...

It could continue on other 'stepping stone' bikes too; many people might want to go to a 400 or 600 after a 250 without committing to it for ever.

If you were offering me a leased VTR for the next 6 months (for a reasonable price), I'd likely jump at it. I'd still have to think about it of course.

Richard

rwh

17th January 2007, 15:16

Oh - and many beginning bikers may not be sure whether this is 'the thing for them', so they might like the ability to get out of it altogether after 3 months, too.

Richard

mstriumph

17th January 2007, 15:20

I wanna know who voted the last option and how old their daughters are.

just the daughters? getting fussy now, are we? :yes:

thought you were rooting for 'equal opportunity' ................

imdying

17th January 2007, 15:22

The 250 thing is cunning... that might be a good place to start. Of course the leasing company could also rent them at an exorbitant daily/weekly fee for those who are wanting to do their license tests to generate extra revenue.

magicfairy

17th January 2007, 15:32

I borrowed some of the money off my partner BusaJim. He has been paying me $100 a week to do his washing (wash, fold, put away) every week cos he is too lazy to do it himself.
Started when I did it as a favour one week, and he said "Ill pay you $100 a week if you do my washing" :gob: Deal done. :yes:

Saved the cash for 4 months, waving it in front of him occasionally, and that all went on the new bike but I still needed some more $$$$ so he fronted with the extra cash I am paying him back in laundry duty. (Works out at about $200 an hour - best job I ever had)

And before it gets smutty - it is just laundry, any extras to be negotiated !!

The_Dover

17th January 2007, 15:34

so you're a whore then?

imdying

17th January 2007, 16:01

I borrowed some of the money off my partner BusaJim. He has been paying me $100 a week to do his washing (wash, fold, put away) every week cos he is too lazy to do it himself.But isn't like that your obligation as a woman anyway? :yes:

cowpoos

17th January 2007, 16:01

Ixion

17th January 2007, 16:02

Lovely story there Finn :zzzz:

So how do you feel about leasing then? Care to comment on this mans plan?

Leasing doesn't save you money except in exceptional circumstances .

What it does do is free up your capital for other purposes. So if you are in business and you can generate a return of 12% on capital , and lease cost works out at 10% you are better to lease. Cash flow may be a consideration too.

The other situation where leasing is best is where you don't what the asset for very long. The biggest hit in depreciation is in the first year. It settles down after (usually) 3 to 5 years. So if you only want to keep an asset for one year you are going to take a big hit (the 250cc example ).

The other reasons why leasing is popular are that it locks a vendor in - if you buy for cash the vendor may piss off leaving you without support - eg Chinese minibikes. if you lease the vendor has to keep supporting you (or you stop paying). And with a lot of multinationals, capital expenditure requires approval from some overseas place with stupid arcane rules that don't make sense in NZ , whereas leasing is classed as an operating expense.

But usually overall leasing costs more. because mostly the lease company is going to have pretty much the same expenses as you , and they have their own overheads top cover, and they want to make a profit as well (greedy exploiting profiteering capitalists, grinding the faces of the hardworking poor, y'see) . There are a few exceptions where a lease company can arrange it so that they get so much better a deal than Joe Public that they can cover their own costs and still be cheaper than buying. But they are rare.

chanceyy

17th January 2007, 16:15

ah...dunno...yet to be worked out...and insurance would be rider responsability as cost varies hugely depend on age,sex and history...tyres would be included in deal within reasonable use

watch out on the insurance part poos ... I queried it today as I may end up with a bike being loaned to me .. but i can't insure it ... I dunna own it .. can not insure something i do not own ...

anyone know any insurance co that would insure a bike that you do not own but are borrowing ???

cowpoos

17th January 2007, 16:15

Leasing doesn't save you money except in exceptional circumstances .

What it does do is free up your capital for other purposes. So if you are in business and you can generate a return of 12% on capital , and lease cost works out at 10% you are better to lease. Cash flow may be a consideration too.

The other situation where leasing is best is where you don't what the asset for very long. The biggest hit in depreciation is in the first year. It settles down after (usually) 3 to 5 years. So if you only want to keep an asset for one year you are going to take a big hit (the 250cc example ).

The other reasons why leasing is popular are that it locks a vendor in - if you buy for cash the vendor may piss off leaving you without support - eg Chinese minibikes. if you lease the vendor has to keep supporting you (or you stop paying). And with a lot of multinationals, capital expenditure requires approval from some overseas place with stupid arcane rules that don't make sense in NZ , whereas leasing is classed as an operating expense.

But usually overall leasing costs more. because mostly the lease company is going to have pretty much the same expenses as you , and they have their own overheads top cover, and they want to make a profit as well (greedy exploiting profiteering capitalists, grinding the faces of the hardworking poor, y'see) . There are a few exceptions where a lease company can arrange it so that they get so much better a deal than Joe Public that they can cover their own costs and still be cheaper than buying. But they are rare.

go read my original question :)

cowpoos

17th January 2007, 16:17

anyone know any insurance co that would insure a bike that you do not own but are borrowing ???

PM cibby or PM me for her cell phone number... she'll sorta ya coz shes cool and a babe ;)

jimevo

17th January 2007, 18:43

doc

17th January 2007, 23:51

Finally got someone who talks sense...maybe not the older chaps bit though!

But to be old and wiser you have to be young and stupid first. Its an old proverb but pretty true. Another favourite of mine with the young boy racers I work with .
Cheap, fast and Reliable pick any two.

scracha

18th January 2007, 06:59

doc

18th January 2007, 07:20

Cost of housing thing:- Not a grizzle...it's a major rant. Us 'youngies' are sick of funding the geriatrics "lifestyle". Honestly, I think the baby boomer generation are some of the most selfish bastards ever. Sell your big houses ya old cunts...the kids have left...you don't need to extension to make it 5 bedrooms.

Can't see the point of owning a new bike when I'm an old fart. I won't be able to ride it properly and any fanny it attracts I erm...won't be able to ride it properly :rockon:

How can you say you are funding my lifestyle you haven't contributed. The country needs weath ie the population investing in income producing junk not borrowing to have all the blingy cool stuff. Problem will be all us old chaps are eventually not going to be able to sell our villas. Cos you pricks won't be able to borrow anymore. Anyway what little wealth I will have left will be spent on hired fanny.

scracha

18th January 2007, 08:29

How can you say you are funding my lifestyle you haven't contributed.

Course we have/will be contributing. You'll work for around..45 years. You'll live for around 85 years. You do the maths on who'll be paying your bloody pension and healthcare.

The country needs weath ie the population investing in income producing junk

What...like villas and home extensions?

not borrowing to have all the blingy cool stuff. Problem will be all us old chaps are eventually not going to be able to sell our villas. Cos you pricks won't be able to borrow anymore.

Simple supply and demand mate. Waiting on all the baby boomers to die or go into old folks homes and then there'll be a glut of houses on the market.

Anyway what little wealth I will have left will be spent on hired fanny.
Bling coming your way

nudemetalz

18th January 2007, 08:54

I wanna know who voted the last option and how old their daughters are.

Voted the last option because we don't have kids (yet !!).

cowpoos

18th January 2007, 09:19

Course we have/will be contributing. You'll work for around..45 years. You'll live for around 85 years. You do the maths on who'll be paying your bloody pension and healthcare.

What...like villas and home extensions?

Simple supply and demand mate. Waiting on all the baby boomers to die or go into old folks homes and then there'll be a glut of houses on the market.

Bling coming your way
wrong thread for this....