How big is your student loan?

[yod]

decided to be nosey and find out what everyone owes?? (if anything..)

(and i just wanted to do a poll thread....haha)

mine was 11k but gone long ago, my wife has just left the "Shoot me now" category, but only just.... :crybaby:

[Kornholio]

Did a couple of computer courses which added up to 11k :( Thank god the interest has been dropped :/

[Squeak the Rat]

I remember getting paid to go to tertiarierieiiry education.

Bahahahaha, sucks to be yous.

[yod]

I remember getting paid to go to tertiarierieiiry education.

Bahahahaha, sucks to be yous.

yeah...first year i did all i had to pay was $200 for student association fees etc...

last year i did was about $4500.....

[Kornholio]

I remember getting paid to go to tertiarierieiiry education.

Bahahahaha, sucks to be yous.

Did they have edumecation back in those days?? :innocent:

[Delerium]

zero for me, work pays my fees, I pay for the books. which is jsut as well because I wouldnt consider going otherwise and I can already see how beneficial it is by attending.

[sisterecho]

Mine's currently $32k. Don't ask me how it got that high.

[Squeak the Rat]

Mine's currently $32k. Don't ask me how it got that high.

How did it get that high?


Did they have edumecation back in those days?? :innocent:

Not in usefull subjects like reading.

[kiwifruit]

6 months of pissing around = 5k
the memories (or lack there of) = priceless

[ManDownUnder]

I was lucky enough to have no support through Uni, racked up a minimal debt of $10k, worked my arse off at part time job, and then got burgled (so the insurance cheque paid off the last $3000 owing)

Lucky huh??

Oh yeah - I didn't borrow money to buy stuff that's just bling. It's a good way to be comfy now, and in debt forever!

[sisterecho]

How did it get that high?

:) If I told you I'd have to kill you.

[Chisanga]

Mines around $32k - the reason I took out the loan in the first year of student loans when the minimum payment wouldn't even cover the interest. The loan increased rapidly over about 5 years. You young interest free types don't realise how lucky you are :)

[sisterecho]

Mines around $32k - the reason I took out the loan in the first year of student loans when the minimum payment wouldn't even cover the interest. The loan increased rapidly over about 5 years. You young interest free types don't realise how lucky you are :)

That's partially why mine's so big now too. That and the fact that you could draw down thousands at a time rather than the weekly amount. Buggered if I can remember what I spent it on! :innocent:

[dhunt]

I managed to get through uni without any debt. Had to work every Summer & worked part time while studying though. But I think it was worth it to come out debt free at the end - I hate things hanging over my head like that.

[Filterer]

28K with a year to go..

But I've got 12K in the bank. Why pay it back though when I've effectively got an interest free deposit on a house!

[cowpoos]

That's partially why mine's so big now too. That and the fact that you could draw down thousands at a time rather than the weekly amount. Buggered if I can remember what I spent it on! :innocent:
probally alcohol ;)

[yod]

What a bunch of freeloaders. Ever heard of a job?

??????

you get the qualification
you get the job
you pay it back
you get nothing for free

[Maha]

??????

you get the qualification
you get the job
you pay it back
you get nothing for free


Pay it back?......:killingme :killingme ....

[BuFfY]

What if you just ignore it and have no real idea??

[Quartermile]

Wheres the I'm still adding to it option, or the I'm saving my living costs for a 600 at the end of the year option:D:shifty:

[bobsmith]

Shoot me now... I believe it's around 105k now and set to increase to 110k by the end of the year.....

[BuFfY]

Actually... I think it might be around $15 k ish when I finish. But I got a scholarship last year that paid some of it. But the statements are generally only for the one year... and I can't find my first year one!

[cowpoos]

What if you just ignore it and have no real idea??
that means you are usually still a student!!

[yod]

Actually... I think it might be around $15 k ish when I finish. But I got a scholarship last year that paid some of it. But the statements are generally only for the one year... and I can't find my first year one!

doesnt matter anyway...you get a job, you tell your employer you have a student loan and they calculate how much you have to pay and pay it for ya before you get the rest then wait for the ird to say its all done

[BuFfY]

doesnt matter anyway...you get a job, you tell your employer you have a student loan and they calculate how much you have to pay and pay it for ya before you get the rest then wait for the ird to say its all done

Yeah that is why I'm not too fussed. And we don't pay interest or anything so I am more than happy to take my living costs instead of working three jobs!! (where I would be double taxed anyway!!)

[sAsLEX]

Got paid the whole way through my degree (BE) and my employer paid for that as well, now doing post grad stuff in England paid by them as well............Thanks Aunty Helen.

[yod]

Yeah that is why I'm not too fussed. And we don't pay interest or anything so I am more than happy to take my living costs instead of working three jobs!! (where I would be double taxed anyway!!)

like your sig by the way!! haha

but it concerns me a little that you've managed right from birth...eeeewwwww!!!! :laugh:

[MisterD]

But I've got 12K in the bank. Why pay it back though when I've effectively got an interest free deposit on a house!

...and our socialist vote-buying overlords told us this would never happen! Yeah, right students are stupid, that's why they're at uni....

[BuFfY]

like your sig by the way!! haha

but it concerns me a little that you've managed right from birth...eeeewwwww!!!! :laugh:

Well I am just that awesome!!
And saying "since 1999" isn't quite the same!

[sisterecho]

probally alcohol ;)

But see... I didn't know you back then Ryan. I was a good girl. Never a drop of that evil stuff passed my lips. :innocent:

[Ralph]

Paid mine off a few years ago now and man was that a great day, my whole
pay all for me from then on :Punk: :wari: :banana:
Wasn't much but it took ages with that bloody interest :argh:

[yod]

Well I am just that awesome!!
And saying "since 1999" isn't quite the same!

ah the eighties, just be thankful you weren't really aware what was going on then. It was ugly, V E R Y ugly....

everybody thought the seventies were bad until the eighties came along....

[Babelfish]

"Never had one" !!!....fuck there are some old cunts on bikes

[BuFfY]

ah the eighties, just be thankful you weren't really aware what was going on then. It was ugly, V E R Y ugly....

everybody thought the seventies were bad until the eighties came along....

Um... yeah but I lived in GORE so we basically were in the 80's in the 90's lol And my mother insisted on me wearing some disgusting clothes!

[hazard02]

Stands at just over 10k at the moment. Current estimates put it in the 40-50k region for a BE with Hons. Guess who plans to bugger off overseas afterwards...

[cowpoos]

But see... I didn't know you back then Ryan. I was a good girl. Never a drop of that evil stuff passed my lips. :innocent:

http://www.interface-7.net/20030129/index.php?Tuisays=before+I+met+you+I+never+drank



yeah right!! :yes:

[wildpudding]

About 73 thousand. Though its easy to not give a shit, its just money on paper, never see any of it.

Stefan

[Mom]

Back in the olden days I got paid while I trained to be a nurse.

[cowpoos]

"Never had one" !!!....fuck there are some old cunts on bikes
how do you mean that?? I've never had one...and I'm not old...nor have I ever resorted to working in a gas station or McDee's

[yod]

Um... yeah but I lived in GORE so we basically were in the 80's in the 90's lol And my mother insisted on me wearing some disgusting clothes!

:killingme good answer!

i went to a wedding in Gore in about '83 i think....i stayed inside, and locked the doors :shit:

[scracha]

30K when I left uni. 6 year's paying it off. 2 year's later dumbarse does teacher training so I'm back to 15K. Fuggem, they're in the UK.

[The Pastor]

I think when I finishing it will be around 6k I owe :D

[BuFfY]

I think when I finishing it will be around 6k I owe :D

Why only 6k??

[The Pastor]

I have a 2k loan for this semster, and next year will be 4k, and then im done. It might be close to 7k cos its like 2.3 and 4.6 if prices don't go up.

[Curious_AJ]

yeah, i have like almost 5k loan... like 4500 and something... next year it will be like... umm... i think about 8k or more... *sigh!*

I'm never going to pay it off!!!

[BuFfY]

I have a 2k loan for this semster, and next year will be 4k, and then im done. It might be close to 7k cos its like 2.3 and 4.6 if prices don't go up.

Are you only doing one year?


yeah, i have like almost 5k loan... like 4500 and something... next year it will be like... umm... i think about 8k or more... *sigh!*

I'm never going to pay it off!!!

How many years is yours? Being vet nursing it would be quite expensive for all the practical stuff.

I am lucky where I am because we don't have to buy big text books. Just have 'readings' for each class that are between $6- 24 ish

[Curious_AJ]

Its a 2 year thing... I may go for a 3rd year in the uk though if i can afford it... ill have to see... they pay MEGA BUCKS for it over there... and i need a change of place! lol!

[The Pastor]

its a two year cource, ive completed 1 out of 4 semesters :D 2.3g a semester.

[geoffm]

$23k for 2 years full tiem post graduate. I did the sums thsi time (unlike previous). THis degree has more bucks and better job opportunitues. The degree had a positive net present value as the bean counters say. It is more than I coudl say for a lot of other degrees and tertiary courses. Dive instructor for one... they don't get paid that much, if at all , and not worth $12k course fees. Similarly helicopter pilots - a student loan that would buy a house (out of AUckland) for a job that pays maybe $50k/yr less ongoing certifcation and medical costs.
Geoff

[peasea]

My eldest is about to look into uni' life. I (and my ex) have a plan in place to prevent any student loans. Unless we can buy a house with the no/low interest deal that is, then all hell breaks loose. Might as well use her loan as ours, tee hee.

[Curious_AJ]

true, student loans are a curse.. but the government makes it impossible NOT to have one sometimes.. geez...

damn them for making us poor students as well! damn them all to HELL!

[gijoe1313]

In the immortal quote ...

"I spent a lot of my money on booze, birds (women) and fast cars, the rest I just squandered" .. good ol'George Best

Me? I spent my student allowance and loan on ...

Comics
Films
Role-Playing Games
Miniatures
Gundams
Food
More miniatures
More comics
More films
More ... you get the general idea :lol:

[Curious_AJ]

I dont qualify for student allowance... so the money i have now was worked for.. but im out of a job..i need to find a better one.. i quit the last becase i was going crazy... (if youre young, do not work in the baby factory.. it puts you off kids and the old ladies are scary... too nice!!)

[dogsnbikes]

Pay it back?......:killingme :killingme ....

Oh I did with return service to Queen and country :dodge:
Job,travel,trianing,and being paid no regretes lots of fun :Punk:

[Whynot]

was 29k and a bit when i finished, last time i checked it was around the 15k mark ... :mellow:

[BarBender]

Was fortunate to have gone through tertiary education in the days before the user paid.

Most of my allowance was spent at the Kiwi Tavern, :apint: Shadows :drinkup: and the occassional jaunt down to the Globe.:drinknsin (before the Banana Bar)

....and then at the Britomart and the Schooner :bash: before catching the bus home. :puke:

[scracha]

Shame you kiwi's are getting in so much debt for degrees from piss poor uni's :innocent:

[yod]

Shame you kiwi's are getting in so much debt for degrees from piss poor uni's :innocent:

yeah and sucking a crapload of foreign money from foreign idiots who come here to study at our piss poor unis (still, you do most of your learning after ya get out anyway)....you know what it costs a foreign student to do BVSc at Massey?....fockin HEEEAPS

bwahahahaha!!!

[marty]

Shoot me now... I believe it's around 105k now and set to increase to 110k by the end of the year.....


farkin hell - i'm picking that's a massey loan! i hope you're coming out with C-cat/ATPL/100hrs multi and 300 SE out of that!

at least singapore only employs massey grads.



i've paid for all mine up front, except for my MEIR, which owes me about 9k, but i pay it back at $250/pay. cost me about $40k, i'm now at 450hrs, MEIR, doing my C-cat now. i do have a job flying though which gets me 15-20hrs/fortnight - that's on top of my full time job (also in aviation)

[marty]

About 73 thousand. Though its easy to not give a shit, its just money on paper, never see any of it.

Stefan


i hope you're getting some charter/air ambo work with Josh out of that

[bobsmith]

farkin hell - i'm picking that's a massey loan! i hope you're coming out with C-cat/ATPL/100hrs multi and 300 SE out of that!


That's half my engineering at auckland + massey... if I wanted to do the instructor course as well that would be another year and a half (since I have to wait till next year) in this miserable city and 10 grand or so so I'm thinking bugger it..... got my MEIR but still only 40 hrs multi. bugger this and job prospects look better doing just about anything but flying too... Fuck......

[Brett]

I have about 10k....but I borrowed every cent the buggers would give me and invested it in the sharemarket...and it is now worth quite a lovely bit. And so long as it appreciates quicker than any interest applicable to the loan...I will only be making the minimum payments:yes:

However if you count meywifes fees for medical school...our loan combined is a fair bit bigger.

I worked full time while I was studying, so could actually have paid for both our fees outright...but that would be silly when we could take the interest free money and use it to make more money.

[Beemer]

I've paid off my first student loan (the one where you also got stung for interest) and now I have one I owe about $3000 on and am about to take out another one for a course starting in July that will be about $6000. So mine will be up to about $10,000 again soon - ouch!

[Curious_AJ]

UNITEC is too unorganised.. more so than an actual Uni like Auckland or Massey or Otago... geez, i regret going there to some degree... i should have done correspondence or something... then i could work at the same time... oh well! cest la vi! and suck up the debt!

[Toaster]

Back in the 90's... my loan got to about $14k. Paid it off by hooking up with someone who had higher salary, more frugal and no loan.

[avgas]

I was about 50 last year, but i was working full time studying part time so that got cut down quite a bit (payments.....lots of payments)
Now Im at 35ish.
In saying that though i have been paying for sometime now.
Gotta love the whole student allowance thing - they kept moving the damn goal post for me. I never did get it.
Makes you think/fantasize -
"If i saw Helen on the Road, would i make sure she is dead?"
Apparently i dont fit the whole norm thing - cos i moved out of home, was not supported by my parents, and they were alive. If i had dead parents, who supported me, and i lived in their house - i would have been sorted.
Go figure
The 2 weeks on ACC was like a frickn holiday. Doesnt matter if you cant do anything or go anywhere. So long as you dont have to do anything.

[Curious_AJ]

If i didn't do anything i would get really bored... i have the attention span of a goldfish on acid....

[The Pastor]

unitec ftw. How do you borrow money for your loan and then use it for other stuff? Studylink pay unitec directly, you don't see the money?

[Curious_AJ]

you dont see it no...and i do not know how to do that... unless you get the living costs... thing...

[GSX-RJIM]

$35,000 loan to do Social work degree, salary $32,000 per year.
Maybe i should have paid $100,000 for my degree!!!

[Brett]

unitec ftw. How do you borrow money for your loan and then use it for other stuff? Studylink pay unitec directly, you don't see the money?

Study costs...living costs...any damn cost they will give you that is paid into your account...not the uni's.

[ben444]

$100k............ :bye:

[COP_B8]

up to about 45k now, expecting it to hit 100k soon, but will have 4 degrees so will hopefully make me some money back :)

[wildpudding]

i hope you're getting some charter/air ambo work with Josh out of that

Haha yeah right! I'm not even close to flying the Navajo yet, though I did fly with him today, but just as the radio bitch!

Just for interests sake, whats the flying job you have going up there?

Stefan

[Brett]

$100k............ :bye:

What in the hell did you study.......

[ben444]

What in the hell did you study.......

The most expensive, with the least return... some guys here know...

[sAsLEX]

up to about 45k now, expecting it to hit 100k soon, but will have 4 degrees so will hopefully make me some money back :)

Shame experience is helpful/required in alot of jobs.........


What sort of degrees?

[bobsmith]

The most expensive, with the least return... some guys here know...

Hmmm 2 things that cost that much, medicine or aviation... since doctors tend to earn a decent amount I'm guessing the latter... Where did you study? What are you doing at the moment?

[ben444]

Hmmm 2 things that cost that much, medicine or aviation... since doctors tend to earn a decent amount I'm guessing the latter... Where did you study? What are you doing at the moment?

Did CPL, and instrument rating at Southland Aviation college(now southern wings), and c-cat at Mainland Air.... then went for a jaunt overseas... came back work at a motorbike shop and pump gas a bit... now i'm destroying sheep... which pays all right... well more than a first officer for a local airline...

I had a friend who was studying medicine at the same time I was flying... he's now paid off his loan... owns a house... married.. and earns $110k+ a year... DOH!!!! the choices we make......

[The Pastor]

do polits not make much $$?

[bobsmith]

Let's just say if I took on my part time job (which is a lowely medical lab support worker) full time, I would be paid more than I would several years down the track working as a first officer for a local airline...