What are the odds?

[Chickadee]

What are the odds of being hit two years running (one per year) by uninsured drivers when you do the descent thing and have 3rd party yourself.

At least hubby's in one piece. On both occasions the other party were totally at fault (both crossed the path of on coming traffic and took out hubby).

McJims alright, bit sore and shaken up. First incident was him on the bike, and he's still got a dodgy knee from it. This time round our car took most of the impact, it's fooked - it won't live again.

Anyway, watch out there on them Auckland roads folks. Really makes you think about coughing up the extra for full cover when this has happened twice in a short period of time, through no fault of your own. We do full cover on the bikes and other car at least.

[kneescraper]

Shit, that sucks...hope McJim heals well. Any pictures of the motorcycle?

Give him a single malt whiskey to calm the nerves, best wishes.

[avgas]

Bummer - shit that reminds me i need to jack up insurance on everything this week

[Toaster]

Anyway, watch out there on them Auckland roads folks. Really makes you think about coughing up the extra for full cover when this has happened twice in a short period of time, through no fault of your own. We do full cover on the bikes and other car at least.

Yep - insurance is important for piece of mind. I have full cover on both cars and my bike. Scary cost though when you include house, contents, life, health, etc - costs thousands a year, but I wouldn't be without it.

Riding is a dangerous pasttime/mode of transport - well worth insurance. A cop mate of mine never had insurance until we got talking about it. A few weeks later both of us realised the other had been off work recovering from broken bones after separate bike incidents.

I didn't fall off but shattered two bones in my foot - he wrote off his bike and broke several bones - his fault - and thankfully he fully insured it after our chat. Saved him $16 grand. He never thought in his 20 years of riding that it could or would happen to him.

[car]

McJims alright, bit sore and shaken up. First incident was him on the bike, and he's still got a dodgy knee from it. This time round our car took most of the impact, it's fooked - it won't live again.

Ach, shite. Tell him the Reeces wish him well. The missus has just brought over a bottle, so we'll raise a glass, even if he's too stiff to raise one himself.

(Ahem, yeah, best not read that too close.)

For what it's worth, I went through a period where I was into A&E once or twice a year, for three or four years. Dunno what brought it on, or what's changed now, but it passed. Sometimes it seems like they're out to get you, but it's really just clusters of coincidence.

Want to buy a Honda Odyssey?

;)

[sels1]

What are the odds of being hit two years running (one per year) by uninsured drivers when you do the descent thing and have 3rd party yourself.

With some 3rd party policies your insurer will take on the offending party through the small claims tribunal on your behalf. Especially if you have several other polices with them. Check it out.

Sorry to read the news, regards to McJim

[crashe]

Glad to hear that he is ok.....

So why wasnt he riding his Ducati...... the weather was ok today.

[Hitcher]

Always expect the unexpected. Since 11 June 2006 my unexpectation levels have risen markedly.

[car]

I didn't fall off but shattered two bones in my foot - he wrote off his bike and broke several bones - his fault - and thankfully he fully insured it after our chat. Saved him $16 grand. He never thought in his 20 years of riding that it could or would happen to him.

I'll certainly be getting insurance sorted once the bike's back on the road. Dunno how it works over here, but the smartest thing I ever did with insurance back in the UK was take their offer of legal costs cover for an extra 50GBP (in the context of what it costs to insure a decent sportsbike over there, this is a pittance.) The minute I got hit (3rd party jumped a red and T-boned me) I had a free lawyer fighting my corner, and only my corner.

I had naively thought that "my" insurance company would have my back, but they didn't -- they wanted to screw me royally, and their only interests were their own.

Being able to just tell the lawyer "this is what happened" and then sic him on everyone else was worth more than I paid for the insurance policy itself.

[El Dopa]

Any pictures of the motorcycle?

'twas the car that got taken out, by the sounds of it, not that lovely Ducati.

Let me know if there's anything I can do to help, Chick.

[Chisanga]

That sucks. Glad you guys are ok and that it was "only" a cage that got damaged and not the beautiful Ducati.

Best wishes to Jamie for a quick recovery.

[Chickadee]

Glad to hear that he is ok.....

So why wasnt he riding his Ducati...... the weather was ok today.

Funny thing he took the Ducati to work, and came home at lunch and swapped it for the car (6th sense I guess). Weather report was patchy so car sounded good to him at the time.

[Swoop]

Funny thing he took the Ducati to work, and came home at lunch and swapped it for the car (6th sense I guess). Weather report was patchy so car sounded good to him at the time.
He has become attuned to the Italian electronics already... :whistle:

[Chickadee]

He has become attuned to the Italian electronics already... :whistle:

You're cruel Swoop, you made him laugh and his ribs are sore!

[Swoop]

You're cruel Swoop, you made him laugh and his ribs are sore!
Muahahaha!!!:devil2:

Glad to see he still has his sense of humour! (I'm sure it is the comment that Ix would have made...)

Hope the ribs heal quick.

[Insanity_rules]

Damn glad to hear he's OK. Insurance is a must have people, I can't stress that enough. Even my $2k ish VTZ has full cover.

[Black Bandit]

ah crap. :shit: Sorry to hear about the accident. Heal up soon matey.

[Storm]

Bugger! Heal up quick mate :D

[gijoe1313]

Crikey! :gob: Sorry to hear about the little incident ... woulda been bigger if it was the Ducati :whistle:

Glad to hear the big fellas ok and hes got the bestest nurse in the world to get him right again! :yes:

Just hope the kiddy winkies don't take to doing a Bart Simpson ala "ow. Quit it. Ow. Quit it!" :devil2:

There's a lesson here ... no good deed goes unpunished ... sparing the Duc meant losing the cage!? :scratch:

[zeocen]

Ahh that's terrible man!
But at least you're still in one piece, and your ducati is still shining. I bet if it could talk it'd be thanking you right about now!

[Disco Dan]

Dam car drivers! :dodge:

Glad to hear your ok McJim ! (ish)

Insurance should be compulsory like the UK if you ask me.

[MSTRS]

See...they really are out to get us. That sticker led the prick to believe it was a bike he was targetting. Sure you want another?

[Grahameeboy]

With some 3rd party policies your insurer will take on the offending party through the small claims tribunal on your behalf. Especially if you have several other polices with them. Check it out.

Sorry to read the news, regards to McJim

Yeah they may cover upto $3,000 so well worth checking with your Insurance McJim

[Grahameeboy]

See...they really are out to get us. That sticker led the prick to believe it was a bike he was targetting. Sure you want another?

Do you hear voices too MSTRS.........:dodge:

[MSTRS]

Do you hear voices too MSTRS.........:dodge:

*looks all round* "Who said that?"

[twinkle]

With some 3rd party policies your insurer will take on the offending party through the small claims tribunal on your behalf. Especially if you have several other polices with them. Check it out.

I was in a similar situation a few years back and my insurance paid out for my car because it was entirely the other persons fault. They didn't consider it entirely the other persons fault until the police charged them though :angry:
3rd party policies often have this in them, apparently.

[Jeaves]

Heal up well Jamie , glad your in one piece.

[Chickadee]

3rd party - uninsured driver clause

Yep, read our policy and said they cover up to $3,000 to repair your car if you are hit by an uninsured driver and if they are proven to be at fault, and if you have all the details for them to deal with. So it's being dealt with, wish us luck for a good outcome!

McJims got whiplash and a mild concusion and a sore arm, saw the car this morning, it's amazing he wasn't hurt worse, the tow truck guy said he's lucky to be alive. Impact damage on three sides. The front looks worst. McJim will download photo's later that we took this morning.

[Macktheknife]

McJims got whiplash and a mild concusion and a sore arm, saw the car this morning, it's amazing he wasn't hurt worse, the tow truck guy said he's lucky to be alive. Impact damage on three sides. The front looks worst. McJim will download photo's later that we took this morning.

HOLY HELL!
Bugger to hear about this guys, let me know if there is anything I can do to help, take it easy until you are sorted Jaime. Those concussions can take a while to come right, don't push it.

[MSTRS]

Did the cops attend etc?? If so, get the crash report. It'll cost you $55.00, but may be very useful later, if the pillock decides to deny liability. You know what happened with hXc....

[90s]

Wow, glad McJ's OK.
Was recently hit by an insured driver in our cage who caused $3500 of damage but had the decency to admit full liability. Not very common I'd imagine.
Hope it all comes through OK for you and you're back on the bike soon.

[McJim]

Thanks for all the best wishes folks. I'm not badly hurt - was a slow speed impact anyway. At times like these my heart goes out to those involved in accidents who have fared worse that I did.

I'm not particularly lucky - I just wasn't going very fast.

Assessor has written the car off (no surprise there) it's off to be valued now - damn shame - was a good runner - probably won't get enough money to get another car as good.

[LilSel]

Damn :gob: pretty munted!!..

Glad you wernt on your bike.

Get better soon matey :sunny:

[Maha]

Thanks for all the best wishes folks. I'm not badly hurt - was a slow speed impact anyway. At times like these my heart goes out to those involved in accidents who have fared worse that I did.

I'm not particularly lucky - I just wasn't going very fast.

Assessor has written the car off (no surprise there) it's off to be valued now - damn shame - was a good runner - probably won't get enough money to get another car as good.

That should pop out mate.....try a heat gun for best results....:yes:

[Chickadee]

Glad you weren't on the Ducati my love, that would of really hurt - no side intrusion beams on the Ducati, just things called legs.

[McJim]

Mt Wellington Police force were helpful too so a big thank you to them if they're reading.

[Grahameeboy]

That should pop out mate.....try a heat gun for best results....:yes:

Is that what you do to grow your hair......

[Grahameeboy]

3rd party - uninsured driver clause

Yep, read our policy and said they cover up to $3,000 to repair your car if you are hit by an uninsured driver and if they are proven to be at fault, and if you have all the details for them to deal with. So it's being dealt with, wish us luck for a good outcome!

McJims got whiplash and a mild concusion and a sore arm, saw the car this morning, it's amazing he wasn't hurt worse, the tow truck guy said he's lucky to be alive. Impact damage on three sides. The front looks worst. McJim will download photo's later that we took this morning.

There you go, told you so

[Grahameeboy]

Did the cops attend etc?? If so, get the crash report. It'll cost you $55.00, but may be very useful later, if the pillock decides to deny liability. You know what happened with hXc....

:sunny:..........................

[McJim]

That should pop out mate.....try a heat gun for best results....:yes:

Cheers mate - I'll try that. Now how do I get the engine out of the passenger seat?

[El Dopa]

Cheers mate - I'll try that. Now how do I get the engine out of the passenger seat?

Fer fucks sake, mate. He's given you a start. Do you expect everything done for you?

[Swoop]

Question.

Have you been "AT THE PHYSIO" this afternoon?

Spotted a Ducatti outside of the "Pelican Club", so instantly pissed myself laughing, that you were inside getting "sore bits"... "rubbed better"...

:shit: :Punk: :whistle:

[McJim]

Question.

Have you been "AT THE PHYSIO" this afternoon?

Spotted a Ducatti outside of the "Pelican Club", so instantly pissed myself laughing, that you were inside getting "sore bits"... "rubbed better"...

:shit: :Punk: :whistle:

Fuxache Swoop! My wife reads these forums - do you want her to know ALL of my movements?

[Swoop]

Fuxache Swoop! My wife reads these forums - do you want her to know ALL of my movements?

Bowel can be omitted...

[McJim]

Bowel can be omitted...

Why? those I'm proud of - would you like a photo? :rofl:

[Swoop]

Why? those I'm proud of - would you like a photo? :rofl:
Perhaps not.

"Must spread rep"...

[Bytor]

Dude if ya need anything then you and Christine know where I am

[gijoe1313]

Dizzam, thats one well farked and rooted cage! :gob: From my convo with Chickadee this arvo, sounds like you were gunnied up to the eyeballs with happy-happy feel good pills! :wacko:

Glad to hear you're okay - seems like you should be past all this malarky with the cage stuff :pinch:

Just remember ... the biker gods were displeased you had not posted in a while about biking and non-biking affairs! :oi-grr:

[McJim]

Dizzam, thats one well farked and rooted cage! :gob: From my convo with Chickadee this arvo, sounds like you were gunnied up to the eyeballs with happy-happy feel good pills! :wacko:

Glad to hear you're okay - seems like you should be past all this malarky with the cage stuff :pinch:

Just remember ... the biker gods were displeased you had not posted in a while about biking and non-biking affairs! :oi-grr:

It was dried frog pills anyway MARMALADE! I'm actually perfectly FURRY MICE! fine as you can see.

[ManDownUnder]

That should pop out mate.....try a heat gun for best results....:yes:

Fuck I'm glad you're not a brain surgeon... "A bit of a tumour in there but I reckon I can get the bastard if I shove these tweezers up your nose..."