Bike insurance

[wezo]

As a newbie i was suprised to find full cover insurance was like $70 a month (IAG thru ASB) Is this acceptable? Seems real expensive!? What about partial cover, like insurnace just for my bike and no 3rd party. (wouldn't it be rare to damamge someone elses property? What's the norm in the biking world. What do you have?

[Nasty]

Call kiwibike ... www.kiwibike.co.nz ... don't go through ASB .. been there and they suck .. Dave will get a better deal :)

[Hailwood]

Send a pm to Jetboy here..he has helped out plenty of us with great insurance deals!!!!!!!!!

[kiwifruit]

0800 65 62 64, ask for Tim (jetboy)

[Matt Bleck]

I'd go with Dave at Kiwibike. :yes:

[Alive]

I'm paying $278 a year... Mind you it it classic insurance

Got it through:

Scott Wilson
scott@force10.co.nz
Accredited Brokers (NZ) Ltd
Office: +64 9 5284389
Fax: +64 9 5284382
Mobile: 02174022

[Grumpy Gnomb]

try dave and donna at kiwibike

[Kinje]

Try searching through the search function, theirs plenty of info on this topic.

+1 for Kiwibike

And welcome to the madness of KB. Might see ya on a ride round welly some time.

[bounce]

VTR250 through kiwibike is around $30 per month for me for full cover. And I have it covered for learner riders as well. Don't imagine the bandit will be a whole lot more than that. You can but ask..

[VasalineWarrior]

KiwiBike quoted me $1250 a year. Ill take the risk and go without it. Might be able to eat 3 meals a day that way

Had insurance for 5 years and made one claim so they screw you - whats the point of having it? :angry:

[dogsnbikes]

I went thru Kiwibike for both the trumph for full cover and fire and theft on the racebike always found them easy to talk too even if it had nothing to do with insurance

[Delphinus]

Kiwibike here for both my bikes I've had. Extremely helpful, sorted over the phone just like that, and great rates :)

[Gremlin]

Another for Dave and Donna at Kiwibike here... I wish my insurance was like some of yours, I'm just into 4 figures a year... but meh, when any uninsured idiot can take you out and not pay, its probably a good idea. :yes:

[Dodger]

I'm with kiwibike for both the bike and scooter.
they were much cheaper than the other places I've tried. :yes:

[Whitelock Suzuki]

Hello - I am the Road Sales Manager at Whitelock Suzuki in Wanganui and sell insurance all around the country. We have a sub-agency for Classic Cover (Vero) and the premiums/excesses are very competitve. If you are over 30 years old, have a clean driving record and a locked garage to keep you bike in, then I would be happy to give you a quote.

I just do full icomprehensive insurance - not third party, or third party, fire theft etc. One guy insured his RF900 with me becuase my full insurance was cheaper than the Third Party Only he was paying. We insure all brands - Harley Davidson, Ducati, Triumph, Suzuki, Honda, Yamaha, Kawasaki etc etc.

The main points to note are...
-$2500.00 cover automatically included for motorcycle related clothing (helmet, boots, gloves, armoured jacket, armoured pants) which means you don't have to claim on your contents policy and incur another excess.
-$1500.00 cover automatically for spares/accessories like aftermarket pipes, panniers
-you can opt to have Roadside Assistance for an extra $25.00 premium. This gives you an 0800 number to call and if you have problems with your bike, you can call it and a nicce person will come out, pipck you and your bike up and take you to the nearest garage
-if your bike is under 12 months old and it is stolen/written off, you get a replacement bike. There is no depreciated/market value settlement.
-you can pay the premiums off over 3 months at no extra charge
-you can pay by cheque, direct credit or credit card.

If you are interested, just email me on sue@whitelocksuzuki.co.nz with your name, date of birth, make, model and value of your bike and I can do you a quote no problems. I will also give you fuller details of the cover.

I have had 3 clients claim thru Classic Cover and they are very complimentary about the service provided. So far, so good for me, I sell the insurance with a lot of confidence.

What you get with me is a person who is very committed to her clients whether they are buying bikes/insurance/finance or whatever. I have an insurance background (the most boring job in the world and I did it for 15 years!!!) so if my clients were to have problems I would wade right in along side them and go into bat for them.

If nothing else, a quote form me will give you a comparison to gauge by.

Looking forward to hearing from you.

Sue

[erix]

Im also a newbie here, I had the same question as you 2 hours ago LOL, I have just brought my full cover thru kiwibike for my VTR250. I did spend some time on reseaching, made a lot of phone calls, but no one's quoto beats kiwibike. Most importantly, they are really friendly and have good reputation :)

[Pancakes]

We have everything through North Harbour Insurance brokers in Orewa/Warkworth. Their quote was good. not the very cheapest but I liked the people and had dealt with them through my work as one of our clients used them. Just used them for the first time (not my fault) they handled all my information and calls really professionally, did way more that they had to with calls and emails to make sure I got what I wanted. They have made things real easy while I haven't been able to drive etc and are leaning on the guy that hit me/his insurance co' for funds to cover my gear also. All our situations are different so the quotes will be too but I can reccomend the service 100%.

[TVMAN]

Try e-bike insurance. Its all done on line and only cost me a little over $500 for a year for comprhensive cover with $500 excess. (ASB quoted me $1400 for the same cover!)

[EJT]

Another fan of kiwibike. Was horrified at how much AMI quoted when I was looking at insuring my first bike. Dave at kiwibike was awesome. Even gave me some riding tips and some good books to read.

[wezo]

yep, again took this forums advice and went with kiwibike brokers.(Swann Insurance) I can recommend to others.

[spudgun007]

mate im on my learners too and i rang around like you trying to find a good deal. my friend a fellow learner got a quote for just third party from the AA for just 70 bucks a year. but to get this u have to be a part of the AA.
i wasnt so ive been cruising around with no insurance for quite sometime. the secret is to not crash into anyone and if you do make sure u wernt at fault...simple as that lol.

[Xile]

Rhaaa...full internationale license and honda cb 400 are unknown among insurer or what???
so pissed off...
Gonna try kiwibike..

What is "claim free year" please?

[crusa]

both my HDs insured thru kiwibike and im happy

[Mikkel]

I'm 26 - got my learners license on the 18th of september and I drive a 1989 Kawasaki ZXR250RR. I have got comprehensive cover through state who also does my car and my contents. After having had a serious chat with them on several occassions I've managed to get them to give it to me for $211/year. My argument was that while I was new to driving motorcycles they are insuring my '98 legacy GT-B @ $12.5k for less than they quoted me first (~$600/year) and that I was quite bothered by being treated as a young kid who just got onto the streets for the first time.

So yeah, have a chat to your insurance company about it and if you already have other insurances with them don't be afraid to be critical and opinionated about the treatment you're receiving.

/rant on
And finally - if you don't get at least 3rd party cover you're an irresponsible prick. If you can't afford 3rd party - you can't afford to ride - period.
/rant off

Stay safe :)

[sunhuntin]

ive just sent off for a quote with kiwibike... currently with star, but not impressed with them. the one time ive needed them for the bike, they sent a guy whos booster pack was flat, and he had NO tools... not good when the battery is under the seat.