Ultimate sadness - my baby got repoed!

[fishb8nz]

Never did a finance check on it, my daft fault! Had the BMW F650CS since Jan 2006 and not a care in the world when this morning 2 gentlemen turned up with a re-possesion order from GE Finance.

What can you do, apart from cry and get drunk. Called GE and asked how much was owed but the Privacy laws prevented them telling me anything except the account holder has 15 days to pay up, if not then Turners will advertise a repossion sale.
Boo hoo, I'm so sad. Looking forward to the Taupo Track day, too.
Feeling ill, really ill!

[Paul in NZ]

jesus wept... That sucks mate... I hope you get her back but a bit bloody rough of them not to give you a chance to pay the debt - could be a few hundred $$

Rough stuff....

[ManDownUnder]

On the rego form there will be the history of owners. Ring back through them, contact the person concerned and find out what's owing. It sucks but it might be the lesser loss to pay the overdue portion.

Sucks man... but good luck.

[merv]

So how much money has it cost you and I suppose you'll never see that again if the previous scum owner never paid the bills anyway?

[Grub]

Ouch, that hurts. I'm surprised at the law too ...which doesn't allow them to tell you how much is owing and to give you the opportunity to pay the debt and keep the bike.

There's a word of caution here too. I have heard of bikes being use as collateral for a loan for something else. The loan gets repaid but the security doesn't get released ... then they go and borrow some more ... the bike gets re-attached.

From a recent transaction, we found out that the register for securities is the Ministry of Economic Development, some guy called Rob I think (have the name at home). You may be able to get some details from them. You can also spend $25 and get a VIR report. The link's on Trademe and ALL the details are there. You might be able to ring them up and have a reasonable chat. The guy isn't going to pay up in 7 days is he ... he's got nothing to loose - you have.

[yod]

No way....fark mate, you must be gutterised....

[onearmedbandit]

Did you buy it privately or from a dealer?

[deanohit]

Hard luck mate, sorry to hear about it, but would have to agree to ring back through the past owners and find out how much they owe.

[breakaway]

It's nice that everyone is giving you sympathy, I can understand how upset you must be.

But you committed to buying a bike without doing a VIR to see if anything's owed on it? That's just stupid.

[The Pastor]

ouch dude :(


just ouch.


and a bigger ouch to the guy when you find out where he lives!

[riffer]

It's nice that everyone is giving you sympathy, I can understand how upset you must be.

But you committed to buying a bike without doing a VIR to see if anything's owed on it? That's just stupid.


Yeah I think he knows that already mate. :angry2:

[007XX]

But you committed to buying a bike without doing a VIR to see if anything's owed on it? That's just stupid.

A what?? please educate me, I am all ears for future reference...:sweatdrop

But yes, what a stink situation to be in though...:angry2:

[breakaway]

Vehicle Information Report. Read more here: https://www.vir.co.nz/

[90s]

A what?? please educate me, I am all ears for future reference...:sweatdrop

But yes, what a stink situation to be in though...:angry2:

For free you can txt the number plate of a bike to FIND and learn whether there is anything owing on it. Doc. attached (thanks to Steam).

My brother-in-law was going to buy a TM honda prelude and we did a VIR. Found that there was $2000 on it. Asked the seller what was that about, and he didn't even know. He approached the company and it seems the owner had used the car as security on a loan and then skipped the country before selling the guy the car. As he was from overseas he was pretty much a sitting duck. Apparently this is very common.
Poor guy did a deal with the HP co. and they allowed him to settle the debt for $1k so he could legally sell it. He lost half his profit, poor ethical guy.

[007XX]

Vehicle Information Report. Read more here: https://www.vir.co.nz/

Cheers for that...I've always believed it's better to be safe than sorry...

[007XX]

For free you can txt the number plate of a bike to FIND and learn whether there is anything owing on it. Doc. attached (thanks to Steam).


Cheers 90s...

[Lias]

Boo hoo, I'm so sad. Looking forward to the Taupo Track day, too.
Feeling ill, really ill!
Absolutely gutting I bet man.

If you want a hand to "talk" to the guy you brought it from let me know.

[breakaway]

For free you can txt the number plate of a bike to FIND and learn whether there is anything owing on it. Doc. attached (thanks to Steam).

That's not free, it costs 40c. Well worth it though.

[u4ea]

Fishb8te I am really sorry this has happened to you.It must be the worst feeling in the gutt that I can imagine.It is serving as a grim warning for the rest of us.I hope you can sort something out and get your baby back without it costing you too much more.Maybe small claims court when you find the rogue in question may get some sort of resolution too...good luck and agian,I feel for ya..

u4ea

[Coyote]

But you committed to buying a bike without doing a VIR to see if anything's owed on it? That's just stupid.
It gets pretty costly after a while of searching. I spent $150 in total on VIR reports before I stopped getting beaten around and got a bike. The information should be free

[Deviant Esq]

I reckon. $25 is pretty steep if you're checking out a bunch of vehicles.

Totally gutted to hear about it Fishb8. Hopefully things will turn out alright.

[Coldrider]

It's good to know there are some scumbag motorcyclists out there, hope they aren't members of KBer.
Hope it doesn't end up too expensive for you though, there's nothing that pisses me off me than paying twice.

[NZsarge]

Never did a finance check on it, my daft fault! Had the BMW F650CS since Jan 2006 and not a care in the world when this morning 2 gentlemen turned up with a re-possesion order from GE Finance.

What can you do, apart from cry and get drunk. Called GE and asked how much was owed but the Privacy laws prevented them telling me anything except the account holder has 15 days to pay up, if not then Turners will advertise a repossion sale.
Boo hoo, I'm so sad. Looking forward to the Taupo Track day, too.
Feeling ill, really ill!

OH f#*k mate...that shit is rude!

[90s]

That's not free, it costs 40c. Well worth it though.

Use a friends phone.
Not having a mobile I did. So it was free.

Anyway, its a great step when checking out a load of bikes. It rules out a major questions for 40cents before you can then check just the best with a full VIR.
Does the VIR really add much value if above this if you have checked the bike over, found it sound, think the seller is geniune, see some service history etc?

[breakaway]

I know several people who work at insurance places and the like, so I get finance checks done for free.

90s: I only ever get the check for finances owing done on it. Previous owners etc doesn't really bother me that much.

Check this site for the "Full report" that the VIR buys you: http://www.vir.co.nz/reference/924752d5

Only get the PPSR one done tbh imo

[HenryDorsetCase]

It gets pretty costly after a while of searching. I spent $150 in total on VIR reports before I stopped getting beaten around and got a bike. The information should be free

you can get the security information (and none of the other shite that a VIR gives you) for ~$2 from the ppsr. www.ppsr.govt.nz

[Tank]

This happened with a friend with a car he purchased (Two days after he got it home).

Anyway - he contacted GE (or however it was) and offered to pay the outstanding amount. There is no privacy law that stops them telling you how much is owing.

You may find that its not that much, or that GE is willing to take XXX as they are only trying to recoupe some of their cash.

Best of luck and hope that it works out for you.

C

[onearmedbandit]

. There is no privacy law that stops them telling you how much is owing.



C

Yes there is. In fact in my experience (over 10yrs) I have found GE to be one of the least willing to 'overlook' this law.

[Sanx]

Some of you who know me will know that I don't use this sort of language very often, so they'll know I don't use it lightly...

GE Money are the biggest bunch of scum-sucking fraudulent immoral cunts in an industry packed with shady companies. They're entirely willing to overlook any law provided it's to their advantage, but if you ever want anything from them, be prepared to sweat blood. Keep notes about every conversation. even better, record every conversation if you're able. Whenever you speak to someone, get their full name. If they won't give it, speak to their supervisor. Ask for written confirmation of everything agreed upon. Do not take phone calls outside of business hours (one of their favourite tricks) as it's impossible to call them back outside of business hours.

FishB8 - I feel sorry for you. Hopefully getting the bike back will not prove too much of an issue. However, please be warned that GE Money will stoop to any level to get money out of you. Some of their actions are down to general disorganisation and incompetence rather than malintention, however they're not above outright fraud or harrasment if they think it might work.

[oldrider]

Shit a brick fishb8nz, I really feel for you on this one, I find it sad, just bloody sad!

Finance company needs a :Pokey: and the guy you bought it off needs :spanking:

No need to point out your own mistake, hope you are not :buggerd: completely! Good luck with it. John.

[fishb8nz]

Decided to stop feeling sorry and start getting even. A bit of dective work was needed.
Google is your friend! Found the guy's previous place of work but was told he'd left. Hunted a bit more and came to a blank so rang the old job again and found someone who knew (sort of) where he was.

Made a few deductions and found him. Rang him up, in Samoa!! He told me he'd asked GE for a settlement figure and paid them what they asked. End of case.

He seemed genuine, thought he'd paid GE. Said he'd call them tomorrow.
Rang GE, again and told them I'd found him. If they needed to send any documents, then they'd need his address in Samoa, which I gave them. Won't identify this person as it could be a genuine administrative cock-up. We'll see. Anyway GE have his address and the vendor knows he's being chased, so some progress has been made. I said I'd call GE back on Friday to check on progress.

How sad am I? I even helped the repo men load my bike onto their ute. Told them to be careful.

[Mr. Peanut]

I suppose its too late now, but you can actually tell them to get fucked! :)

If the bike is on your property, they cannot legally remove it. They can only remove bikes from the original debtors property.

If they don't like it, call the cops, they'll be on your side.

There's a little place in hell waiting for finance companys, bastards.

[The Pastor]

well maybe you'll get your bike back!


Oh wait, GE will get the money from the guy in samoa and then sell the bike, nothing like dubble profits for getting you to do all the work!

[shafty]

Real sorry to hear of this FishB8;

If, theoretically, theres $300 owing, (PLUS THEIR $400 FEES OR WHATEVER) its prolly in their interests to re sell and make more anyway - I doubt they'd refund the difference to the initial owner? - or am I being cynical?

[caesius]

They can only remove bikes from the original debtors property.

Aye? How can the bike ever be repo'd then?

[Nasty]

I reckon. $25 is pretty steep if you're checking out a bunch of vehicles.

Lesson learnt - I bought bike number 4 on Tuesday ... prior to agreeing a price I did a VIR and found money owing - rang the guy and discussed .. yes small amount to be paid ... rang the finance company and found their procuedure was simple - I get the owner to ring them for settlement figure to be sent to me - I pay the amount to them and recieive a letter showing debt is cleared and finance dudes clear it - and then pay balance to the owner - this was agreed by all parties and is what I did ... I know its clear .. and I know its mine! .. and later I will post what I bought .. but not till its in Wellington!

[sAsLEX]

I suppose its too late now, but you can actually tell them to get fucked! :)

If the bike is on your property, they cannot legally remove it. They can only remove bikes from the original debtors property.

If they don't like it, call the cops, they'll be on your side.

There's a little place in hell waiting for finance companys, bastards.

Can we have this confirmed?

[DMNTD]

If the bike is on your property, they cannot legally remove it. They can only remove bikes from the original debtors property.

If they don't like it, call the cops, they'll be on your side.

100% wrong sadly....hence why a VIR is the first thing one should do when purchasing any vehicle. They have the "right" to pick up "their" vehicle from where ever it may be.
However...the collections guys screwed up by not offering you the chance to clear the debt! All it takes is a phone call to their office and all could have been sorted....potentially.

Sucks arse mate,we had to learn the hard way too as did another local KB'er.

[sAsLEX]

100% wrong sadly....hence why a VIR is the first thing one should do when purchasing any vehicle. They have the "right" to pick up "their" vehicle from where ever it may be.
However...the collections guys screwed up by not offering you the chance to clear the debt! All it takes is a phone call to their office and all could have been sorted....potentially.

Sucks arse mate,we had to learn the hard way too as did another local KB'er.

Good to see the law doesn't defend the innocent in this country. It seems slack that someone can just rock up and take something you have paid or, no questions asked

[DMNTD]

Good to see the law doesn't defend the innocent in this country. It seems slack that someone can just rock up and take something you have paid or, no questions asked

Innocent maybe....naive definitely.
$25 is a small price to pay for knowledge of a clear title.

[Grub]

I bought bike number 4 on Tuesday !

Yes, we need a bigger garage! The car is now under the trees, it's spring, pollen's flying, birds are shitting.


I know its clear .. and I know its mine! .. and later I will post what I bought .. but not till its in Wellington!

You're just being a tease ....

[sAsLEX]

Innocent maybe....naive definitely.
$25 is a small price to pay for knowledge of a clear title.

Well how hard would it be for there to be a stop in the change of ownership process if money was owing?

Thereby protecting everyone in the process?


Not hard but I bet they are more interested in bribing votes than sorting out the injustices that happen to normal NZs.


But yes its not hard to text FIND to get the info.

[DMNTD]

Well how hard would it be for there to be a stop in the change of ownership process if money was owing?

Thereby protecting everyone in the process?.

Don't know about stopping the transaction but if it could simply give the owner to be the knowledge then everyone would be covered.
But until then...self preservation :sunny:

[Skyryder]

I am firmly of the opinion that some kind of legislation is in order to prevent this sort of thing. Something along the lines if you sell a vehicle knowing that money is owed on it and do not tell the buyer then you become accountable. Something along those lines with an appropiate penalty. As it now stands it's buyer beware. Should be seller beware.

Skyryder

[Nasty]

I am firmly of the opinion that some kind of legislation is in order to prevent this sort of thing. Something along the lines if you sell a vehicle knowing that money is owed on it and do not tell the buyer then you become accountable. Something along those lines with an appropiate penalty. As it now stands it's buyer beware. Should be seller beware.

Skyryder

Problem with that is it becomes a he said she said situation .. the previous owner will always say ... I told them ... and the new one will say ... no they did not inform me.

[caesius]

I am firmly of the opinion that some kind of legislation is in order to prevent this sort of thing. Something along the lines if you sell a vehicle knowing that money is owed on it and do not tell the buyer then you become accountable. Something along those lines with an appropiate penalty. As it now stands it's buyer beware. Should be seller beware.

Skyryder

Hell yes. Someone's gonna be held accountable so why not make it the dishonest seller. It would be so easy to make a law like this too.

[caesius]

Problem with that is it becomes a he said she said situation .. the previous owner will always say ... I told them ... and the new one will say ... no they did not inform me.

So the seller will still be at fault, wouldn't matter if they told the buyer or not.

[James Deuce]

http://www.consumeraffairs.govt.nz/consumerinfo/creditissues/repossession.html

http://www.brookersonline.co.nz/databases/modus/lawpart/statutes/ACT-NZL-PUB-Y.1999-126/ACT-NZL-PUB-Y.1999-126/relatedlinks?si=8&RelatedLinksHeader=RelatedDocuments

http://www.consumer.org.nz/topic.asp?category=Legal%20Rights&docid=100&subcategory=Credit&topic=Borrower's%20rights&bhcp=1

From Consumer Affairs site:
"Before repossession

Before repossession the following rules apply:

* A lender cannot take possession of the goods unless the borrower is in default.
* The lender must serve a pre-possession notice on the borrower and every guarantor, unless they have reasonable grounds to think the goods have been, or will be, damaged or removed.
* Every pre-possession notice must give the nature of the default and give the defaulter at least 15 days to remedy the problem."

Problem is the owner is in Samoa and GE can can rightly say we couldn't contact the defaulter. Having been on the receiving end of an illegal Repo (no notice, no existing default, 4 guys all bigger than me) I can tell you that the company that performs an illegal Repo gets absolutely whacked with mind boggling fines.

[Jonty]

This is sad to hear, but the law is clear. The PPSA and PPSR were set up to deal with this exact issue. If you buy from a dealer then the PPSA states that you take the goods free of any security interest granted by the seller (registered or not) (further a licenced motor vehicle dealer must state whether or not any security interests are on the bike).

The PPSR was set up as a notification system to the world at large. If you type in the Vin number and/or plate number into it then you will see if there are any security interests registered over the vehicle. If the party has a security interest and failed to register it on the ppsr then you take it clear title. It costs $2 and is the best protection you can get.

You need to look at this from the perspective of a lender (which can be hard I know), but if lenders have to rely on the owner telling a seller that there is security then you are never going to be able to secure anything (and none of us will ever get bike finance).

Once again, it is sad to here what has happend, but finance companies usually are only interested in getting cash back, so keep on the phone to them and I am sure they will do a deal to pay the remainder.

If anyone is unsure of where they stand on something like this, feel free to PM me and I can give you the details you need to search.

Good luck mate - hope it all works out.

[HenryDorsetCase]

Well how hard would it be for there to be a stop in the change of ownership process if money was owing?

Thereby protecting everyone in the process?


Not hard but I bet they are more interested in bribing votes than sorting out the injustices that happen to normal NZs.


But yes its not hard to text FIND to get the info.

registered ownership isnt now, nor has it ever been, title to the vehicle. Its NOT like a land title! all the rego does is find out who is liable for the tax on the thing.

[HenryDorsetCase]

This is sad to hear, but the law is clear. The PPSA and PPSR were set up to deal with this exact issue. If you buy from a dealer then the PPSA states that you take the goods free of any security interest granted by the seller (registered or not) (further a licenced motor vehicle dealer must state whether or not any security interests are on the bike).

The PPSR was set up as a notification system to the world at large. If you type in the Vin number and/or plate number into it then you will see if there are any security interests registered over the vehicle. If the party has a security interest and failed to register it on the ppsr then you take it clear title. It costs $2 and is the best protection you can get.

You need to look at this from the perspective of a lender (which can be hard I know), but if lenders have to rely on the owner telling a seller that there is security then you are never going to be able to secure anything (and none of us will ever get bike finance).

Once again, it is sad to here what has happend, but finance companies usually are only interested in getting cash back, so keep on the phone to them and I am sure they will do a deal to pay the remainder.

If anyone is unsure of where they stand on something like this, feel free to PM me and I can give you the details you need to search.

Good luck mate - hope it all works out.

Agreed. I only ever search the plate number (and make sure it comes up with what I'm buying...)

[HenryDorsetCase]

Hell yes. Someone's gonna be held accountable so why not make it the dishonest seller. It would be so easy to make a law like this too.

um. it already is illegal.... you cant make it more illegal.

[oldrider]

There must be someone we can blame for all this! clicks fingers, click, click!

Could it be?............no,..click....no,......must resist the temptation! :sleep:

Dreams of someone with funny front teeth!

SKYRYDER!.......:dodge:........The Labour government! :yes: John.

[Pancakes]

This happened with a friend with a car he purchased (Two days after he got it home).

Anyway - he contacted GE (or however it was) and offered to pay the outstanding amount. There is no privacy law that stops them telling you how much is owing.You may find that its not that much, or that GE is willing to take XXX as they are only trying to recoupe some of their cash.

Best of luck and hope that it works out for you.

C

Yeah there is, I work in this area, the fact that most companies employees don't know or stick to it or that its a pain for everyone involved doesn't alter that either!


Some of you who know me will know that I don't use this sort of language very often, so they'll know I don't use it lightly...

GE Money are the biggest bunch of scum-sucking fraudulent immoral cunts in an industry packed with shady companies. They're entirely willing to overlook any law provided it's to their advantage, but if you ever want anything from them, be prepared to sweat blood. Keep notes about every conversation. even better, record every conversation if you're able. Whenever you speak to someone, get their full name. If they won't give it, speak to their supervisor. Ask for written confirmation of everything agreed upon. Do not take phone calls outside of business hours (one of their favourite tricks) as it's impossible to call them back outside of business hours.

FishB8 - I feel sorry for you. Hopefully getting the bike back will not prove too much of an issue. However, please be warned that GE Money will stoop to any level to get money out of you. Some of their actions are down to general disorganisation and incompetence rather than malintention, however they're not above outright fraud or harrasment if they think it might work.

There is a difference between GE Money and GE Auto. Make sure your speaking to the right people. You might just find that as frustrating as it is GE are prbably the most adherant to all laws, in their favour or not, one of their big things as a company is general and legal compliance. They are around first and formost to make money though and they are damn good at that! I would never work in and imagine it would be horrible to work in any companies collections team, all the bloody hopeless cases you'd be talking to all day!

Fishb8, do call back and ask for a supervisor etc, just don't get off the phone and keep going up, there are always people who can do something. I got free line rental and $70 credit from Telecom yesterday cos of a 10 minute fault, if the person your talking to can't help go up! Good luck,

[Pancakes]

I suppose its too late now, but you can actually tell them to get fucked! :)

If the bike is on your property, they cannot legally remove it. They can only remove bikes from the original debtors property.

If they don't like it, call the cops, they'll be on your side.

There's a little place in hell waiting for finance companys, bastards.

If the bike is on your property but is theirs they can get it, you can go onto other peoples property unless there is a standing tresspass order. If you lend your car to someone and they park it at their mates place who you don't know you can go and drive off in it.

Totally agree that they should say hey buddy, someone owes money but if you pay $X we can walk away, who knows, you might even reccomend them in the future! Wonder who the profit does go too?

[sAsLEX]

registered ownership isnt now, nor has it ever been, title to the vehicle. Its NOT like a land title! all the rego does is find out who is liable for the tax on the thing.

So the only legal proof the bike is your would be the receipt from the seller?

And if this receipt only stated the bike but not the money owing then you have not purchased the security along with the bike......


But a guess says that logic doesn't hold.

[Pex Adams]

You know FishB8, if you were only out riding the bloody thing, then this whole mess wouldn't have happened!

[fergie]

fishb8, any update?

[Beemer]

Lucky I had the receipt from Motorad when I bought my F650CS new - no worries about any money owing when I came to sell.

Just goes to show that a few simple checks can make a world of difference further down the track when buying a vehicle. Expensive lesson to learn though.

[Skyryder]

There must be someone we can blame for all this! clicks fingers, click, click!

Could it be?............no,..click....no,......must resist the temptation! :sleep:

Dreams of someone with funny front teeth!

SKYRYDER!.......:dodge:........The Labour government! :yes: John.


Just when I thought you had your 'addiction' under control you suffer a relapse.

Punishment. One hundred lines. I love Helen.:spanking:

Skyryder

[fishb8nz]

The previous owner is working in Samoa so communication is patchy but emails are going through ok.
He tells me, and he really does seem genuine, that he asked GE for a final settlent figure when I paid him, then he paid GE that figure. End of story as far as he's concerned. The dates from GE's action seem to start from 2 years after he bought the bike originally.
After several calls to GE, I have got them to confirm that they have sent him a fax to Samoa. There was some confusion about the contact number in Samoa. He's going to give me 3rd Party access to his account to find out how much is owing and why - he'll also do the same.

Time is of the essence as I'm off to Rarotonga for 2 week next Friday.

[LilSel]

He's going to give me 3rd Party access to his account to find out how much is owing and why - he'll also do the same.

Time is of the essence as I'm off to Rarotonga for 2 week next Friday.

thats good news!!!...

least with access you can find out how much etc...

I recently finished paying something off n then got a consolidation to get rid of everything else into one payment... during the process with the new people to consolidate, the one that is paid off already still showed up on a credit check as being 'around' or something?!... even tho its all paid off... they still asked me 'how much owing/how long to go' etc... I said 'nothing, its finished'... but they still had to check??... maybe something like this has happened... n the amount they are after is pitiful...

[breakaway]

I've heard of a lot of bikes that are used as security, or are financed, and companies 'forget' to release them. What kind of bullshit service is this?

[HenryDorsetCase]

Lucky I had the receipt from Motorad when I bought my F650CS new - no worries about any money owing when I came to sell.

Just goes to show that a few simple checks can make a world of difference further down the track when buying a vehicle. Expensive lesson to learn though.

motorad are a dealer, right? You have a statutory presumption of clear title if buying from a dealer.

[HenryDorsetCase]

I've heard of a lot of bikes that are used as security, or are financed, and companies 'forget' to release them. What kind of bullshit service is this?

do you think its an accident that nine finance companies have gone tits up in the last year? a lot of finance companies are appalling loan sharks who if you ran over them you'd back up just to make sure. Some are excellent however.

but like everything its up to YOU to look after YOUR interests. if in doubt, ask the question, pester till you get a response, that sort of thing. NEVER take anything for granted, and always meet your obligations. Its easy if you do that.

[Monkeyboy]

Never did a finance check on it, my daft fault! Had the BMW F650CS since Jan 2006 and not a care in the world when this morning 2 gentlemen turned up with a re-possesion order from GE Finance.

What can you do, apart from cry and get drunk. Called GE and asked how much was owed but the Privacy laws prevented them telling me anything except the account holder has 15 days to pay up, if not then Turners will advertise a repossion sale.
Boo hoo, I'm so sad. Looking forward to the Taupo Track day, too.
Feeling ill, really ill!

That's flipin bad luck, people might say you should have checked, but that could happen to anyone of us.. I got ripped off on ebay to the tune of $1000 5 years ago if it makes you feel any better????

[smudge]

yet FishB8? Hope you get to drop a line over Raro.

[scracha]

Do fowk ever get prosecuted for selling vehicles that aren't actually theirs (i.e. still belong to the finance company) or are the cops too busy chasing vehicles doing 112Kph?

[fishb8nz]

Been a week but making progress. Right now, no names or amounts.
Eventually got the 3rd Party access after GE faxed the form to Samoa and was filled in and sent back. That allowed me to speak to the Case Manager.

The figures given to me were depressing but I copied all the details down and emailed them off to Mr X. A day later he tells me he's he's scraped the cash together and it will be paid this week.

As I leave for Raro on Saturday morning I'm still unsure whether I'll have my bike back but I'll phone GE again today and sort that out.

All in all a very good lesson learned.

BTW Smudge - will definitely be wetting my line - taking a spinning rod and lots of SPs. Got breakfast sorted for Sat 09.00 (Raro time) for ABs.

[Smokin]

Rang him up, in Samoa!! He told me he'd asked GE for a settlement figure and paid them what they asked. End of case.

You dont think he's stringing you along do you?

[smudge]

Forget about the bike troubles for a little while and have fun in Raro FishB8, then when you get back you'll be able to hatch a plan to lynch the maggot.

[carver]

Never did a finance check on it, my daft fault! Had the BMW F650CS since Jan 2006 and not a care in the world when this morning 2 gentlemen turned up with a re-possesion order from GE Finance.

What can you do, apart from cry and get drunk. Called GE and asked how much was owed but the Privacy laws prevented them telling me anything except the account holder has 15 days to pay up, if not then Turners will advertise a repossion sale.
Boo hoo, I'm so sad. Looking forward to the Taupo Track day, too.
Feeling ill, really ill!

hey dude, i might have seen ya round on it, i got a black ER6n..Black Shoei Xr 1000....
ah well, time to save for the next bike eh..

[fishb8nz]

Talk about last minute! I go to Raro for a holiday tomorrow and my bike would have been auctioned off just before I got back. But, lucky, lucky, lucky - the dude in Samoa paid up and I got my bike back from Turner's just 40 minutes before they closed.

Have to say, GE was as helpful as possible, with the case manager making several frantic calls and faxes to make sure I got it before I went on holiday. Big ups to GE! Also big ups to the previous owner, too, for his co-operation. He could have made things really difficult for me, but he didn't and I'm extremely grateful.

Been hard to get into holiday mode with all this hanging over me. One major lessoned learned.

Carver - seen you too Dude. Want to do a swapsie for a ride. Was considering an EN if this saga went sour. Be back after Rugby final.

Right now the worst news is Track Day 6 - can't make the new date. I'd rather be pulling out because I can't get leave than no bike to ride on!

[yungatart]

Woohoo!
Big sighs of relief around your place, I'll bet!

[breakaway]

Glad this panned out in your favor fishbait, I'm sure for every happy ending there are several sad ones.

[crshbndct]

i reccomend avanti finance
for anything

[u4ea]

Fantastic news fish b8t!!! :woohoo:wow with 40 minutes to spare thats awesome!!! Enjoy Raro ....:sunny:

[Smokin]

Great stuff mate, Must be a huge weight off your sholders.

[Zuki Bandit]

Great stuff mate!!!

[Beemer]

motorad are a dealer, right? You have a statutory presumption of clear title if buying from a dealer.

What I meant was, I bought the bike new from Motorad and had the receipt to show the person I sold it to that I had in fact paid cash for the bike and there was no money owing on it. I should hope if I bought it new from a dealer that it would be kosher!

[breakaway]

What I meant was, I bought the bike new from Motorad and had the receipt to show the person I sold it to that I had in fact paid cash for the bike and there was no money owing on it. I should hope if I bought it new from a dealer that it would be kosher!

I would still not trust the seller. Bikes can be used as security even though you have the receipt in hand.

[Deviant Esq]

Happy ending, glad you got your ride back fishb8 :)