Learner with 636cc wants insurance

[vinny]

hey guys recently i got myself a new toy which some may have saw on trademe awhile ago and need to know a few things, i picked up the bike from wellington and rode it up to Auckland about 4 weeks ago it runs really well and am pretty happy with it, i want to know if its possible for a person on their learners to get insurance i am 24yrs been riding for about 1 1/2 years and this is my first big bike only owned 1 bike which was a rgv250, i now own a 2004 Kawasaki zxr636r

i have been riding this bike nearly everyday to work and back and weekend rides
if the weather is good so would i be able to get insurance of some sort???
cheers in advanced guys btw this site is awesome and the most helpful bunch of people on the net cheers,

ride on and rock on!!!!!:headbang:

[Edbear]

You're kidding, right...?

[kiwifruit]

you'll get insurance, as far as i know, for theft only... you're not legal when riding it so would void any insurance

[Mom]

hey guys recently i got myself a new toy which some may have saw on trademe awhile ago and need to know a few things, i picked up the bike from wellington and rode it up to Auckland about 4 weeks ago it runs really well and am pretty happy with it, i want to know if its possible for a person on their learners to get insurance i am 24yrs been riding for about 1 1/2 years and this is my first big bike only owned 1 bike which was a rgv250, i now own a 2004 Kawasaki zxr636r
here are some pics i have of the bike

http://i28.photobucket.com/albums/c224/woot_woot12345/52716131_full.jpg
http://i28.photobucket.com/albums/c224/woot_woot12345/52715581_full.jpg
http://i28.photobucket.com/albums/c224/woot_woot12345/P1020282.jpg

i have been riding this bike nearly everyday to work and back and weekend rides
if the weather is good so would i be able to get insurance of some sort???
cheers in advanced guys btw this site is awesome and the most helpful bunch of people on the net cheers,

ride on and rock on!!!!!:headbang:

In a word...

NO!

[vinny]

i only want insurance of some sort that covers me if i hit someone anything else would be a bonus

[kiwifruit]

i only want insurance of some sort that covers me if i hit someone anything else would be a bonus

that wont happen as you aren't licensed to operate the vehicle

you'll get cover for theft/fire only

[GSXRjohn]

:spanking:

NO!!!!!!!!!!!!!!

[Edbear]

that wont happen as you aren't licensed to operate the vehicle

you'll get cover for theft/fire only


Wot he said. Plus, if you hit someone you'll go for the high-jump and probably get sued as well as charged by the Police.

We make our choices, we carry the consequences. No-one is going to protect you for breaking the law.

[vinny]

lol i knew i wont just thought id ask oh well worth the try

[Edbear]

PS. If you've been riding for 18mths, I assume you have been on your learners for that time? Why didn't you simply go through and get your licence? You would have had your full by now.

[vinny]

iv been riding for that long but only got my learners about 5 months ago, before that i was mainly practicing on a friends bike in the weekends and bought the rgv when i got my license

[kiwifruit]

do teh time then consider the crime

[Tank]

There is another way.

Get dispensation from LTNZ to be legal riding "that" bike. You should then be able to get insurance.

But you are really playing a stupid game at the moment - try getting legal, get covered so if you do have an accident you dont leave one of us with a huge bil because you ere too cool to ride in a legal manner.

[0arbreaka]

Go to rarotonga and get a rarotongan drivers license come back here and transfer it to a kiwi one.

[discotex]

Get dispensation from LTNZ to be legal riding "that" bike. You should then be able to get insurance.


Dispensation to ride a 636? :killingme

[cowboyz]

well it gave me a laugh. thanks.

[Tank]

I dont know the bike (sorry) - so it may well be stupid (guessing from your replies it was).

:stupid:

[toebug]

You will suffer the consequences of your own idiocy!

[sAsLEX]

Dispensation to ride a 636? :killingme

Mate just got it for a CBR600

[NighthawkNZ]

if the weather is good so would i be able to get insurance of some sort???


Short answer is no... I very much doubt it. Since you are not legally allowed to ride it on the public road under a learners license. Though you can own it (just can't ride it) however the only insurance you would get would be fire, theft etc

[discotex]

Mate just got it for a CBR600

Surely not a CBR600RR..?

[sAsLEX]

Surely not a CBR600RR..?

The model before I think , CBR600F? Model before they went all angular

[discotex]

The model before I think , CBR600F? Model before they went all angular

Ahh a bit more sedate then. Still a handful to be giving to a learner though eh.. I'm surprised any IL4 600 would be approved. I can understand the SV650 etc though.

Bring on the Aussie system of power/weight I say. Just make sure you're not a learner with a 250 to sell when they do that as the market will drop right out.

[madandy]

Go do the defensive/advanced rider course(s) or whatever they call them and fast track your progression onto full license, ASAP! The best insurance....
Ya could have kept the RGV until you graduated to full ya know ;)

[grusomhat]

Of course you could probably get insurance. The would just be void of any responsibility if you ever came off. In fact I'm sure they would love to insure you as there is very little chance they would ever have to pay out until you were a fully licensed rider.

[Conquiztador]

Insurance you can get: Theft and fire. Any insurance you would have in the traffic would be null and void as you do not have the license to operate the bike. In a crash you would be responsible for all costs.

Here, some info re the way how to become legal to ride the bike before you have a full license: http://www.kiwibiker.co.nz/forums/showthread.php?t=62783

[Mikkel]

Nice bike, but put in the garage until you got the Green Plastic! As far as I'm concerned there's no valid excuse for not having a 3rd party insurance - and as has been said I very much doubt you'll be able to get a dispensation for a 636. So no luck with the insurance...

You could be unlucky and fuck up everything about your financial situation - just consider it for a second.

[sAsLEX]

there's no valid excuse for not having a 3rd party insurance

Maybe they should make it a legal requirement like the UK..........:eek:

[jrandom]

lol i knew i wont just thought id ask oh well worth the try

You are an idiot.

[Morcs]

If ya gonna buy a bike bigger than your license allows get a shitter...

That way its all good when you throw it down the road - which is more likely with just a 18 months experience... and whats the point of buying a 636 if ya gna nana it eh?

[Mikkel]

Maybe they should make it a legal requirement like the UK..........:eek:

Actually, they should have done that quite a while ago...
Just 3rd party mind you.

[James Deuce]

Actually, they should have done that quite a while ago...
Just 3rd party mind you.

No. Full. For over 25s only.

[Mikkel]

No. Full. For over 25s only.

Eh?

Burn them?

[McDuck]

So ya recpn i will not get an exemption for the GS650?

[The Pastor]

Nac will insure you.

[90s]

Have you thought of the scenario of you being involved in an accident where someone is hurt - and it may not be your fault - but you have no insurance, and are not legal riding the bike?
Think it through.
If I was involved, I'd make sure you were nailed to the wall.

[jim.cox]

Short answer is no... I very much doubt it. Since you are not legally allowed to ride it on the public road under a learners license. Though you can own it (just can't ride it) however the only insurance you would get would be fire, theft etc

You guys are all assuming Vinny is planning on riding on the road.

He is entirely legally allowed to ride the bike if he sticks to private land.

And under those circumstances I can see that insurance MIGHT be available.

[marty]

hey guys recently i got myself a new toy which some may have saw on trademe awhile ago and need to know a few things, i picked up the bike from wellington and rode it up to Auckland about 4 weeks ago it runs really well and am pretty happy with it, i want to know if its possible for a person on their learners to get insurance i am 24yrs been riding for about 1 1/2 years and this is my first big bike only owned 1 bike which was a rgv250, i now own a 2004 Kawasaki zxr636r
here are some pics i have of the bike
i have been riding this bike nearly everyday to work and back and weekend rides
if the weather is good so would i be able to get insurance of some sort???
cheers in advanced guys btw this site is awesome and the most helpful bunch of people on the net cheers,

ride on and rock on!!!!!:headbang:

where did you get the impression that he wasn't going to be riding it on the road?

[Blue Velvet]

well it gave me a laugh. thanks.

+1

I thought it was a joke. Like that chick on Tard Me posting about driving after 4 wines... But it was only Chardon!

Where's my sniper rifle... :whistle:

[HenryDorsetCase]

You guys are all assuming Vinny is planning on riding on the road.

He is entirely legally allowed to ride the bike if he sticks to private land.

And under those circumstances I can see that insurance MIGHT be available.


he did say he was commuting on it, and riding at the weekends.

Unless his Dad owns Manfield or Taupo, WTF is the point of having something like that and NOT being able to legally ride it?

Vinny, I am very pleased you live in the north island, I really am.

[jim.cox]

where did you get the impression that he wasn't going to be riding it on the road?

Just trying to point out that there are a number of circumstances where you dont need a peice of paper^h^h^h^h^h plastic to ride legally...

[HenryDorsetCase]

Have you thought of the scenario of you being involved in an accident where someone is hurt - and it may not be your fault - but you have no insurance, and are not legal riding the bike?
Think it through.
If I was involved, I'd make sure you were nailed to the wall.

Fuckin A! 10 characters.

[HenryDorsetCase]

+1

Where's my sniper rifle... :whistle:

right here (http://www.barrettrifles.com/rifle_82.aspx)

[FilthyLuka]

right here (http://www.barrettrifles.com/rifle_82.aspx)

barrett aint got nothing on my home country...

Rucni Top fool

http://www.world.guns.ru/sniper/sn56-e.htm

fires a 20mm aircraft shell

Oops, off topic, as you were :P

[avgas]

Hey mate, I'll give you $500 for the 636 in 2 months time when you write it off, hows that for insurance.
L for u
Project for me
we all win

[FilthyLuka]

heres an idea, why dont you just take off 3 of the spark plug leads?

[90s]

heres an idea, why dont you just take off 3 of the spark plug leads?

Good one - then its just a 150.
How about connecting 2 leads, but fouling one plug a bit to take the edge of it?
That should be about right?

Its about as good an idea as the thread originator's.

[FilthyLuka]

somehow, i wish we had UK licencing laws, well, one of them

Learner can ride nothing over 36 HP, which funilly enough is exactly what my ginny is putting out at the wheel as of the last upgrade :whistle:

IT would get rid of the two smoker rockets on learners and let people ride some more sensible bikes, EG 650 savage, buell blast 500, GB400/500 that kinda stuff...

Or just get your bike limited to 36hp, guy in UK had his 2006 cbr600rr limited, its done at the throttle apparantly...

Denis

[marty]

it's done by jetting actually. then the carb/injector is sealed. there's gxxr thoughs restricted to 36hp over there.

aussie have a good system - they are limited to 150kw per tonne while on P plates.

[FilthyLuka]

it's done by jetting actually. then the carb/injector is sealed. there's gxxr thoughs restricted to 36hp over there.

aussie have a good system - they are limited to 150kw per tonne while on P plates.

that seems like a good idea :nod:

Its just i've read too many threads 'bout guys that are 100kg+ and like 6'6" and need to ride a gn or virago :S I mean, a suzuki savage, or a 800 intruder if your looking for a cruiser would happily fit into the above i reckon

Hell, an 883 skirtster will probably do the trick too

so... go to london, get gsxr thou, get flatslide carbs after restriction :)