View Full Version : Got my bike insured for $80!!
cheese
26th February 2008, 21:45
Ok so I rang AMI for some quotes and if you take house car and contents you can get a limted policy to cover if it gets stolen from your locked garage or fell off your trailer or stolen in transit for example.
thought I'd share the info! :scooter::woohoo::sherlock::spudflip:
Danger
26th February 2008, 21:58
Thats good info but hardly worth doing away with 25 years of good record with my current insurer. But they will not insure a bike unless its full cover. Thats just bull turd in my book. For someone starting out it swings the favour towards AMI thats for sure.
Danger
26th February 2008, 21:59
Hey Cheese I see you have Skype. Do you use it much?
Ktmboy
26th February 2008, 22:15
Ok so I rang AMI for some quotes and if you take house car and contents you can get a limted policy to cover if it gets stolen from your locked garage or fell off your trailer or stolen in transit for example.
thought I'd share the info! :scooter::woohoo::sherlock::spudflip:
Ah yes, but surely these quotes are all relative to how much you are insuring your bike for. Example; Hondas are worth less, so cheaper insurance.:rofl:
For off road bikes, not many insurance co's fully understand how we use them, where they are stored, often in trailers out the front of some motel in a strange town(maybe even in the Naki), and how much they are really worth.
bane
27th February 2008, 06:54
Ok so I rang AMI for some quotes and if you take house car and contents you can get a limted policy to cover if it gets stolen from your locked garage or fell off your trailer or stolen in transit for example.
thought I'd share the info! :scooter::woohoo::sherlock::spudflip:
Yep had that on my Dog Rooter the last 6 or 7 years (currently $56). The great thing was that after 2 years, it gave me a full no claims bonus to insure my roadbike (full cover) with AMI.
(everything else is insured with a company who thinks motorcycles are uninsurable...)
barty5
27th February 2008, 07:38
trust me what ever it costs its worth havin
bungbung
27th February 2008, 08:13
You'll not get much of a replacement bike for $80 though
cheese
27th February 2008, 09:06
Its insured for $6500 (what I paid for it) and its agreed value payout.
yeah Greg I use Skype alot. We use it for work to talk to our USA office and Oz Office. Its relly easy and prety good quality of calls.
takitimu
27th February 2008, 09:31
Its insured for $6500 (what I paid for it) and its agreed value payout.
yeah Greg I use Skype alot. We use it for work to talk to our USA office and Oz Office. Its relly easy and prety good quality of calls.
I've got a US number with Skype as well, handy if someone wants to ring you from the US & was like $30USD for a year ( it rings your skype or you can redirect to a NZ number if you have skype credit ).
GR81
27th February 2008, 12:07
i told AMI where to go with my roadbike as they wanted it bolted to the floor with large chains etc . meh!
i think i paid $4/week for the RM with my insurance company
cheese
27th February 2008, 12:32
Thats cause you are rooting the person that insured it for you.
vr4king
27th February 2008, 14:33
Crap I rang AMI awhile back to insure mine and got the big bugger off..............And I have had 2 cars,house and contents with them for years
HMMMM
barty5
27th February 2008, 14:43
cost me $330 a year $12300 full offroad/ transport/ storage cover and my co is payin for it just added it on
twotyred
27th February 2008, 14:50
Ah yes, but surely these quotes are all relative to how much you are insuring your bike for. Example; Hondas are worth less, so cheaper insurance.:rofl:
:rofl: never pass up an opportunity huh?
CRF119
27th February 2008, 18:29
haha i tried insuring my CR125 2 years back and for the hassel of insuring and the cost i just went and brought the hugest lock i could find and dont pack in stupid places. AMI didnt even want to know about it even though i had my car insured with them for 800 a year. then i tried to insure my van with AMI and they said no (they dont like big shiny things that go round lol (mags)) All up im with state now much easier to deal with. still havnt insured bike.
F5 Dave
3rd March 2008, 15:39
I'd check that policy carefully. Either they have changed their tune or something is amiss. My experience a couple of years ago mirrors others here. AMI despite being a good insurer & having a long history & all my insurance would only insure my bike as if it was a road bike. Couldn't comprehend the off road or race bike need.
Is it modified? (exsqueese me?)
Rego?
Called for branch manager (I was close to fuming) & he was adamant that it was pretty much the case. So ended up as like 1/3 of the purchase price a year. Feck off!
Decided to go spend that on security.
notch
3rd March 2008, 22:24
Hey Cheese,
What type of insurance was it called on the policy? I tried to get insurance (all my stuff is with ami) for my bike but they gave me the middle finger due to it not having an ignition key...
cheese
4th March 2008, 07:48
Make sure that you tell them you want a limted policy to cover the bike in transit and from theif in your garage. I'll look at what its called tonight.
cheers
Blossom
4th March 2008, 07:54
I just got both our bikes insured with State. Mine is brand VL250 new $6k and his is 10yrs old RF900 $8k and it cost us around $50 a month for full cover on both bikes (we have house, van, contents with them too) I was pleasantly surprised. Last time Martin tried to insure a bike he could have brought a new one with the premiums in like 2yrs. Of course thats with Roadbikes but I didn't realise getting insurance for a dirt bike was harder? Kinda makes me wonder how these familys with kids who do motorcross afford it?
vifferman
4th March 2008, 08:12
Thats good info but hardly worth doing away with 25 years of good record with my current insurer.
Why not?
I did.
I'd been with State forever (over 30 years), and got pissed off with the crap deal they gave me on my bike. So, we switched everything (house, contents, four motor vehicle policies) over to AMI and are much happier.
The only downside is we no longer get the FlyBuys points from the fat premiums we used to pay. Boo hoo...
Ktmboy
4th March 2008, 08:15
You guys should at least give Star Insurance a call. From memory it costs about $6 per week for a 10k dirt bike.
The beauty about them is they only insure Motorcycles and therefore there should be no hassles as per the Barty5 dilema.
They also understand that we like to bling our bikes and will cover for this as well.
barty5
4th March 2008, 12:08
You guys should at least give Star Insurance a call. From memory it costs about $6 per week for a 10k dirt bike.
The beauty about them is they only insure Motorcycles and therefore there should be no hassles as per the Barty5 dilema.
They also understand that we like to bling our bikes and will cover for this as well.
i had a quote from them was another $50-60 bucks a year for the same cover
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