Trailbike insurance?

[marks]

I just received the insurance premium for my wr450 today for $360 (off road only $10k value $500 excess plus $1000 theft excess).

Am I right in assuming that theft is the greatest risk by far?

If so I am assuming that normally happens from where the bike is stored?

What sort of security are you guys using to stop people stealing your bikes?

Ours are in locked sheds with bikes chained to work benches but I'm also wondering about disk locks or padlock through the sprocket etc...

any suggestions appreciated

cheers


Mark

[Taz]

Please post pics of your security measures, your address and a map just to make it easier for me eh? :blip:

I have never insured my dirt bikes. Just make sure they are well secured to something immovable and resist the urge to hoon around your neighborhood on it thus advertising to all and sundry what you have and where you live. A cheap shed alarm wouldn't be a bad idea either. Always keep an eye on who's following you when trailering home from events go around the block just to be sure if suspicious.

[B0000M]

i load and unload mine into the van within the shed, im fairly sure nobody in my neighbourhood is even aware i have a bike, i also dont run it at home. if nobody knows it exists, they wont take it.


this however wont work if you dont have a van

[jimmy 2006]

big arse chain to foundations in the house, no way is it going anywhere. then lock them to your trailer, and your trailer to your car if your stopping on the way to rides for a feed ect. (baseball bat under seat as well just incase) haha,.. that is the main insurance i need.

[Ktmboy]

Chained and locked away in the shed with the German Sheppard and friend. Welcome to come in if you want. Pleeese!!:chase:

[cheese]

Call AMI and get a quote. I got $7k value, $250 excess limited policy. $80 a year.

[GR81]

Call AMI and get a quote. I got $7k value, $250 excess limited policy. $80 a year.

i think they feel sorry for you though :blink:

[barty5]

i think they feel sorry for you though :blink:

another poke at honda:Pokey:

[GR81]

honda and cheese... but in no particular order :spanking:

[toebug]

Mine just sits in the shed and is not locked to anything. 2 kicks and ride her away! Insurance wise, it is covered for fire and theft under my house and contents, and is covered under my car policy for when it is in transit.

[WRT]

i think they feel sorry for you though :blink:


another poke at honda:Pokey:

Don't you love it that he's poking fun at another man's ride when he doesn't have a bike himself?

[GR81]

Don't you love it that he's poking fun at another man's ride when he doesn't have a bike himself?

sold it as moving to canada to live in 4 days and he's also a mate... so i can hassle all i want ;)

[WRT]

Yeah, was aware you guys know each other, just found it hard case.

He'll be happily pootling (yup, it is Cheese after all) around on his Honda while you have to watch from the sidelines!

[cheese]

Chitty chitty bang bang!!! Better than shitty shitty bang boom poozuki.

[B0000M]

Mine just sits in the shed and is not locked to anything. 2 kicks and ride her away! Insurance wise, it is covered for fire and theft under my house and contents, and is covered under my car policy for when it is in transit.

you sure its covered? they usually class a bike as a vehicle and not contents

[B0000M]

Chitty chitty bang bang!!! Better than shitty shitty bang boom poozuki.

every time i rode with cheese when he had his poozuki, its unreliability was the reason we had to call it a day early every time.

i cant say the same thing has happened to his honda, nor any of the 8 honda's ive had :

Honda = :first:

[cheese]

Honda :first::second::third:

Suzi :finger:

[ynot slow]

Chained and locked away in the shed with the German Sheppard and friend. Welcome to come in if you want. Pleeese!!:chase:

Gotta love the shepherd,best alarm ever.Even if he's called hilda(nope a real name).

[barty5]

Mine just sits in the shed and is not locked to anything. 2 kicks and ride her away! Insurance wise, it is covered for fire and theft under my house and contents, and is covered under my car policy for when it is in transit.

i would double check after the shit i went through i was told i had insurance to cover all vehicle of any shape or form inn the workshop who ever they belonged to when it came time they kinda said fuck off i was lucky and was able to give them a :spanking: and got paod 3.5 month later

[Reckless]

I must agree I've raced Cagiva, Yamaha, Kawasaki in my Karts, Been into everything Gearbox, high comp pistons, modded ports, no clutches, motoplat ignitions, mentanol etc etc and the build quality of my Cr250 is simply better than most. You ain't gonna break a CR250 unless you do something stupid.

[toebug]

you sure its covered? they usually class a bike as a vehicle and not contents

I think because it is not a road registered vehicle its covered, but you do have me questioning it as it was my wife that told me its covered!

[B0000M]

might pay to get them to specificly list it on the policy in case you end up with a situation like barty5. - or one that doesnt end well

[toebug]

might pay to get them to specificly list it on the policy in case you end up with a situation like barty5. - or one that doesnt end well

I'm not really super fussed about it, because it probably only worth 2k now, it would piss me off if it fell off the trailer or I crashed in transit. If they break into my garage, the CR wont be the first thing they pinch!:nono: