Lou Girardin
26th August 2003, 16:46
I guess there had to be a first time, wet road, diesel, exposed strips of tar and I went splat. Then the fun started, the insurance company didn't increase the sum insured as I asked, so the bike was under insured by a grand. Then, after a couple of weeks the repairer phoned to ask if I knew what was happening. Rang the insurance co. to be told they're writing the bike off, the quote from the assessor was $7000. Trouble is, I saw the repairers quote first - $5600. Where was the extra $1400, you might ask?
Well the assessor added that to the quote because he saw some plastic scuff marks on a fork leg and a small ding in the rim, done when a tyre was changed.
Something smelt fishy here and it wasn't fish. The assessor wasn't trying to get a cheap do up from a write off, was he?
Anyway, after a lot of stuffing around it's sorted.
The moral of the story;
Get everything in writing fron your insurance company, don't rely on some bimbo to actually do as you ask.
If your bike's a 'write off', query the quote. Make sure it's kosher.
And don't under insure it to save a few bucks.
Well the assessor added that to the quote because he saw some plastic scuff marks on a fork leg and a small ding in the rim, done when a tyre was changed.
Something smelt fishy here and it wasn't fish. The assessor wasn't trying to get a cheap do up from a write off, was he?
Anyway, after a lot of stuffing around it's sorted.
The moral of the story;
Get everything in writing fron your insurance company, don't rely on some bimbo to actually do as you ask.
If your bike's a 'write off', query the quote. Make sure it's kosher.
And don't under insure it to save a few bucks.