Insurance recommendations needed

[southernbandit]

Any recommendations for decent insurance? Any specialized companies people recommend? Am in Chch and taking on a bandit 650... Cheers

[Nasty]

i deal with kiwibike for all of our bikes .. they are good and got me good rates :) www.kiwibike.co.nz

[Trouser]

Swann were way cheaper for me. Have not had a claim yet though.

[Nasty]

Swann were way cheaper for me. Have not had a claim yet though.

Mine is with swann through kiwibike .. they did great when we needed to claim .. although the investigator was a little slow.

[Edbear]

There are a few insurance threads on here, but the general concensus is Tim (Jetboy on KB), for John Baker Ins. a good guy, Dave at Kiwibike is also a good guy, if your over 30 you could try Classic Cover.

I'm with Tim and he's done a good deal for me, so have to recommend him.

[bully]

you will find all thos policeys are thru star,

[raftn]

Kiwibiker insurance has been good to me, they shop around to and will get you a good deal, well worth a call.

[rottiguy]

Classic cover is premo, got quoted $1100 from swann but classic cover did it for $600 and change, over 30 though :Pokey: oh that was for my new 1250 Bandit :)


Any recommendations for decent insurance? Any specialized companies people recommend? Am in Chch and taking on a bandit 650... Cheers

[Usarka]

Do a search cuz, you'll find:


Kiwibike
John Baker
Classic
are all well regarded (in no particular order). All are brokers.

And people have mixed opinions about:


AMI
State
Swan (directly)
Starr (directly)

And then there is e-bike....... eek....

Chur.


Am in Chch and taking on a bandit
Don't forget your bandolier!

[NOMIS]

Any recommendations for decent insurance? Any specialized companies people recommend? Am in Chch and taking on a bandit 650... Cheers

State, dont care what people say they have been great and cheapest by over $1100 pa for my hornet also cheapest excess at $400 Just make sure u get contents insurance to.

I compared over 5 - 6 diff companies. And they have been very good with my claim.

[Mully]

State, dont care what people say they have been great and cheapest by over $1100 pa for my hornet also cheapest excess at $400 Just make sure u get contents insurance to.

I compared over 5 - 6 diff companies. And they have been very good with my claim.

Just don't get any carbon fibre bits, huh??

FWIW, I'm with Kiwibike - $250ish for the year for the RF. Doesn't live in a garage either.

[Mikkel]

Vero Insurance with Dave Golightly... You can get it at just about any bike shop in town I believe. :yes:

[alanzs]

Kiwibike with Dave. Ended up with Swann. Best rate for my Bandit 1200. But, I'm old, slow and law abiding.... :mellow:

[RC1]

+1 for classic if your over 30, nobody came close to the price for insuring my TLS

[Nordy]

Heard good things about Swann and also seen great things posted about Vero on here. I am going to stick with Vero at this stage.

[Static]

im with protecta and they have been awesome to me when i last crashed they were really quick to get it sorted and i kinda miss understood how much my excess was and they dropped how much it cost me just for the sake of being nice so id fully recomend them to anyone

[Meekey_Mouse]

Definitely ring around :yes: I rung around and the first company basically hung up on me as soon as they heard "'07 bike, 18 year old rider and a 600cc", also got quoted huge excess etc etc... Ended up going with Tim through John Baker Insurance.
Have been really pleased with him so far :D Poor guy, I rung quite a few times before I bought my bike asking different questions and then just 2 weeks after I bought it I rung him again to see how much it would be for another bike :laugh:... I've even texted him on a Sunday morning to see if I was covered on the marshals play time on the track... And I was :woohoo:

[Rashika]

Vero Insurance with Dave Golightly... You can get it at just about any bike shop in town I believe. :yes:

2nd that, especially as he is a local in chch... really good helpful guy!

[mowgli]

State, dont care what people say they have been great and cheapest by over $1100 pa for my hornet also cheapest excess at $400 Just make sure u get contents insurance to.
I was with State. I agree their rates are good. I never made a claim with them. I switched insurer with my last bike because State don't offer extensions for track days and riding courses conducted on tracks.


Vero Insurance with Dave Golightly... You can get it at just about any bike shop in town I believe. :yes:

2nd that, especially as he is a local in chch... really good helpful guy!
+++++ These guys are great. Definitely get a quote from them. Gear and bike accessories are covered in the same policy so no need to pay a second excess claiming them on your contents policy.

[chubby]

Vero Insurance with Dave Golightly... You can get it at just about any bike shop in town I believe. :yes:

I agree with Mikkel. The true strength of an insurance is only shown when you have an accident. I've had one and I have nothing but praise for David Golightly and vero insurance.

Plus David is also a Biker and supports the local biker community well with ruapuna safety rides as well.

PM me and I'll give you his number. After the off I have the insurance policy at work :laugh:

PS also covered all my gear, no questions.

[NZsarge]

One thing you might like to keep in mind when looking at various policies is do they cover you riding gear too?
You will pay a premium for the luxury of having everything covered under the one policy but it's worth looking into I reckon.
Might save you having to pay two excesses, one for the bike and one for you gear under the household policy.
Just a thought.:niceone:

[CookMySock]

I recommend to not insure, but save your money up and insure yourself. Statisically, you will be better off in the medium to long term, unless you are a nightmare to insure, in which case no one will insure you, and neither should you. ;)


DB

[Strang0r]

Dave @ Kiwibike gets the thumbs up from me :niceone: :niceone:

[thehollowmen]

Ditto.
These guys cut my insurance bill to a third of what it used to be.



i deal with kiwibike for all of our bikes .. they are good and got me good rates :) www.kiwibike.co.nz

[NOMIS]

Just don't get any carbon fibre bits, huh??

FWIW, I'm with Kiwibike - $250ish for the year for the RF. Doesn't live in a garage either.

oh thats right haha im still trying to see if thats the guy working on it or insurance.

[Mikkel]

2nd that, especially as he is a local in chch... really good helpful guy!

He certainly seems like a good bastard - haven't had to call on him yet. But I'm certainly getting insurance for my new bike with Vero as well! :yes:


I recommend to not insure, but save your money up and insure yourself. Statisically, you will be better off in the medium to long term, unless you are a nightmare to insure, in which case no one will insure you, and neither should you. ;)

-1
And this is very bad advice!
Statistically you will be better off by not riding a motorcycle...

[MaxCannon]

Kiwibike are $400 / yr cheaper than Tower, plus lower excess and cover for approved track days.

[CookMySock]

And this is very bad advice! Why did you red rep me for that ?? He asked for recommendations didnt he ? You made your recommendation and I fucking made mine ? He DIDNT ask only for recommendations that ONLY YOU LIKED did he ? Bugger off! :crazy:


DB

[Mikkel]

Why did you red rep me for that ?? He asked for recommendations didnt he ? You made your recommendation and I fucking made mine ? He DIDNT ask only for recommendations that ONLY YOU LIKED did he ? Bugger off! :crazy:


DB

Because I strongly disapproved of your post... That is what red rep is for - and that's why I gave it out. I both explained why and signed the rep message...

You crying about it in public is just a bonus! Now, do you want to take it international? :nya:

[CookMySock]

Because I strongly disapproved of your post... That is what red rep is for - and that's why I gave it out. I both explained why and signed the rep message...

You crying about it in public is just a bonus! Now, do you want to take it international? :nya:yeah whatever mate, its your character on display, not mine. not nice.

Maybe I should say things that everyone approves of ?? I don't think you want this.. Consider it for a second from your ahh whatever

why the fuck am I talking to you..

DB

[RantyDave]

Swann were way cheaper for me. Have not had a claim yet though.
I did, and had no problem. Would echo that the assessor was slow, but they outsource assessing and I'm not sure they're any worse than anyone else.

FWIW I am thoroughly in favour of insurance, as much for the "hit a beemer" scenario as anything else.

Dave

[k1w160]

Swann for me, claimed this year and it was no hassle and a good result.

[saltydog]

national Auto Club, $550 bucks, full cover on a 2000 R1 with roadside assistance. Not made a claim yet though.

[vifferman]

Kiwibike with Dave. Ended up with Swann. Best rate for my Bandit 1200. But, I'm old, slow and law abiding.... :mellow:
The last bit doesn't seem to matter - I told them I currently have 70 bonus points, and they said it was irrelevant.

OLD > naughty

I too went through kiwibike, and was most impressed, after years with State, then a year with AMI, neither of whom seemed to really care much that we had house + contents + four (4!) motor vehicle policies.

[stevewederell]

I have my 600 Hornet with Swann through Kiwibike. ~260 pa with 250 excess whereas State (who I've only ever had great dealings with) was ~200 pa with 1000 excess....I went with lower excess but higher prem.

Dave and Kiwibike crew were tops to deal with.:2thumbsup