What the f*#*k do I do?

[jaymzw]

Had my xmas function last night for McD's so went ta the meetn place to wait for the bus. We were going to spookers in South Auckland! Was looking forward the night as it is kinda fun. The staff there dress up all scary like and you walk through the place and they try to get you ta shit your pants by jumping out of hiding places etc!

Anyway...

So i get to Windsor Park and go round the back. No-one there but im abit early so i gear down and wait for my crew to arrive. After about 15mins quite afew people are there and i begin talking to a few of my mates when i hear a scream and then a crash! :nono: one of the girls had tried to sit on the bike with the side stand down and it had gone over with her!:spanking:

Now this bike is my baby! (Im 16 and unlike my rich fuck private skool mates i work for my money) and it had been fixed up a fair bit by myself and my old man and had only been complete about a month! New paint and all! So i was absolutely gutted! But i didnt open up at her
1- Because she is a girl
2- Because i have to work with her regardless

So, the damage. Fucked the mirror and all the paint :crybaby: Snapped break lever :crybaby: and scratched muffler and side fairing :crybaby: Not to mention the helmets scratched to fuck!!!

I was fucked off and it stuffed up my whole night! I spent most my night fuming while managing to contain myself and stay away from others!

To make it worse tho i thort about it this morning and she didnt appologise at all. After i checked that she was okay all she said was " OMG im so embarrassed"

So i want advice should i just take it on the chin? send her the bill? Or send her half?

I dont want to be too harsh but im pretty pissed off

[<Rhino>]

Did she ask to sit on the bike, or just thought she would have ago??

If its the latter make her pay!!!!

[JimO]

she pays, no different to someone sitting on the bonnet of a car and denting it

[Dan Mapp]

She broke it she owns it.

[Kelem]

Unless you wanna marry her sometime in the future - ask her where you want the shop to send her the bill.

[scracha]

She pays in cash or in kind.

[tri boy]

Stick it her.

[Katman]

So i want advice should i just take it on the chin? send her the bill? Or send her half?


It depends. Is she rootable?

(And I'm talking, at the start of the Xmas do - not the end).

[jaymzw]

Did she ask to sit on the bike, or just thought she would have ago??

If its the latter make her pay!!!!

Yeah she just sat on it! even worse she was dumb and my mate sed she tried ta sit on the pillion! FFS!

[jaymzw]

It depends. Is she rootable?

Her Bestie is my ex hahaha but nah shes not "that good"

[Gummie]

If she did not ask she must pay (or insurance).

Had happened to me but with a car work mate ran out of work in a hurry and straight into the side of it.:gob: dented door.
He didnt even stop, Had him up but said it was just a thing that happens:whocares:, did make work a little awkward after his insurance company told him he had excess to pay, but i did manage to say to him it was a thing that just happens.:done:

hope you get a good result.

[Swampdonkey]

Its only fair that she pays the repair bill.You have to go and talk to her about her options (which are sweet fa) hope she says sorry...that would be a great start

[jtzzr]

Chi Ching , Unfortunately she pays , People should`nt sit on other peoples rides without permission, Cough up or swallow girlie.

[BIGBOSSMAN]

It depends. Is she rootable?

There will be plenty of roots in the future, she needs to cough up. Maybe give her a discount for a blowjob if she offers, and def be generous if she lets you give her a facial :)

[koba]

She is probably a dipsy wee thing with no idea that she has caused damage that is going to cost you $$

Get her to pay for it.

[jaymzw]

Insurance is 600 and my dad cud get the bike touched up for free but she doesnt know that.
I might send her a bill for the following:
New break AND clutch leavers
New Grips
New exhaust
Paint and Labour

I rekn it might come to around

400ish

And then see the look on her face.

The main thing that pissed me off was i didnt get an appology.

[BiK3RChiK]

I'd have bollocked her out right there and then! and told her she was going to pay!! FFS who gives a shit whether she's a stunner or not! She did the damage, she pays! End of story...

[chazza404]

sorry to hear matey

basically what you want in the end is for your bike to be all fixed again = her to pay for the repairs, I think you should talk to her about it and say that theres quite a bit of damage and it was basically caused by her (without trying to offend her for best chances of success)

As she doesnt seem to be the most switched on person or if shes a dick or shes just being young (as we all were once) she may not want anything to do with the repair at which point i would suggest maybe you and your dad go round to her place and talk to her and her parents just explain the situation and see if you can resolve it that way

if still no luck id check out the price of the repairs etc maybe chase up insurance if viable or maybe the possibility of taking it to a small claims court? (if there is one for things like this - im no expert heh)

anyways let us know how it goes and yup good work on not loosing your cool cuz that doesnt really get anywhere in situations like this

good luck :niceone:

[ElCoyote]

Cough up or swallow girlie.

Not the other way round, swallow then cough up eh? :nono:

[klyong82]

Make her pay for it. I certainly would not be sitting on someone's bike without the owners permission. She ruin the the bike she needs to pay for it.

[CB ARGH]

Make the bitch pay.

It would be a hard situation to work through, but nevertheless, she DID do the damage, so she must pay. If you broke her phone I bet you'd have to pay for it. :shit:

[imdying]

Is she Chinese? Couldn't chop her up and float her away in a suitcase could ya?

[jaymzw]

Is she Chinese? Couldn't chop her up and float her away in a suitcase could ya?

Nah back on page one i said she was "not that good":laugh::laugh::laugh:

Nah shes one of the 7 whities in my restaurant. Thats 7 out of 72 :mellow:

[Kelem]

Didn't you mention the helmet hit the ground?

[Pussy]

I'd be pissed off if it was my bike... she should pay, simple!

[rainman]

The main thing that pissed me off was i didnt get an appology.

Fark that an apology won't pay the repairs. She broke it, she must take the consequences of her actions, and fix it.

[jaymzw]

Didn't you mention the helmet hit the ground?

Oh yeah!
Of course!
I forgot!
Damn it just sends me into a spiral where i start getting pissed again!!! GRRR

I think that i need to arrange a "talk"

[Pixie]

She pays or get charged with conversion

PS it's a fuckin' BRAKE LEVER

NCEA morons

[firefighter]

To make it worse tho i thort about it this morning and she didnt appologise at all. After i checked that she was okay all she said was " OMG im so embarrassed"

So i want advice should i just take it on the chin? send her the bill? Or send her half?

I dont want to be too harsh but im pretty pissed off

Make the little shit pay for it, with no apology I would'nt even hesitate, hell, hire a bike while it's being fixed and have her pay for that too..make her pay for the whole lot, by the sounds of it she's probably a daddys girl who has never had to pay for anything in her life and has no idea how many problems shes caused.

[firefighter]

and a new fucken helmet too........

[Dooly]

There will be plenty of roots in the future, she needs to cough up. Maybe give her a discount for a blowjob if she offers, and def be generous if she lets you give her a facial :)

Sound advice sir.:clap:

[breakaway]

I'm surprised you have to ask. Get her to pay for the damage.

If she fucks you about, take her ass to disputes tribunal.

FUCK it pisses me off when dipshits mess with other peoples rides without permission.

[xrsam]

I reacon go with a big bill, surprised how much it was etc, then say perhaps you could help out a bit with some cheapo repairs/favours etc. That way you have the big bill to scare, but the possibility of saving some dosh and actually getting somthing. Otherwise you might get nothing....

[jaymzw]

I reacon go with a big bill, surprised how much it was etc, then say perhaps you could help out a bit with some cheapo repairs/favours etc. That way you have the big bill to scare, but the possibility of saving some dosh and actually getting somthing. Otherwise you might get nothing....

Exactly what my old man said!




If she fucks you about, take her ass to disputes tribunal.

permission.





NCEA morons

NCEA taught me about the disputes tribunal :Punk: too bad exams were too soft and all the shit i studied didnt come up! What a waste of time!

[Lucy]

embarrassed"

So i want advice should i just take it on the chin? send her the bill? Or send her half?

I dont want to be too harsh but im pretty pissed off

Shouldn't have to be asking, she should be asking you what SHE should do.

[jaymzw]

Shouldn't have to be asking, she should be asking you what SHE should do.

Clearly i've been too soft then aye!!!

Im goin to price everything up tmro and then let her know. We'll see where it goes from there. But it sux because my bloody cage blew up last week so no transport atm :Pokey:

[xgnr]

Damn I wish I was 16 again...

Anyway, feel your pain and all, but I would make life easy by simply going to your insurance company. Telling them what happened and let them sort it out.

Daddy will get a call (cos she is under 18 I take it) and no doubt his contents insurance will be used to pay up for her stupidity.

(I have teenage daughters... they are stupid at times)

Insurance companies deal with this all the time "knock for knock" if I recall.

You break you pay... end of story...

Good luck

Stu

[Kiwi Graham]

Price it ALL up and give her the bill, she may have a rich daddy who will cough up for her!
You could always give her the heads up and let her know you getting quotes done on her behalf.

[BiK3RChiK]

Make her pay, then with any luck, she'll think twice about doing it again! Otherwise, she might not get the message and sit on some other persons bike damaging it also!:argh:

[jtzzr]

Insurance is 600 and my dad cud get the bike touched up for free but she doesnt know that.
I might send her a bill for the following:
New break AND clutch leavers
New Grips
New exhaust
Paint and Labour

I rekn it might come to around

400ish

And then see the look on her face.

The main thing that pissed me off was i didnt get an appology.

That`s a bit rough, brake and clutch levers and grips, how many times did you let her drop it? I would have told her to pee off after dropping it the first time.

[toycollector10]

She goes "OMG I'm so embarrased" then she doesn't apologise.

So it's all about her and nothing to do with your bike! Go her son!!!!

[jaymzw]

That`s a bit rough, brake and clutch levers and grips, how many times did you let her drop it? I would have told her to pee off after dropping it the first time.

Helmet too. Plus if she wants ta stuff me round and give me "half now and half later" then im still gettn decent amount

[mattian]

Bro, dont let this chick get away with murder !! I reckon you did bloody well to keep a lid on your temper at the time and maybe if she had apoligised it might be different. She broke it she pays for it..... even if it was an accident so what. She has to take responsibility for that and... if she gives you shit take her to the small claims court. You have witnesses you will get your money back.

[vtec]

Yeah well done on staying calm at the time. Now show her the quote for the full works, and show her your excess (+ cost of helmet, as insurance doesn't cover your gear I don't think), and ask her which she'd prefer to pay.

In the states you could probably do her for emotional damage aswell haha.

She's needs to learn a lesson from this. Firstly, not to fuck with other peoples stuff. Secondly, she needs to learn she's not a princess who can do whatever she likes with no consequences. You'll be doing her a favour, cause otherwise she'll turn into an awful self centred princess (sounds like she is already due to lack of apology) of which there seems to be far too many these days.

[mstriumph]

you are obviously a nice guy ... but that doesn't mean you should have to pick up the tab.

plenty of good advice on here so i won't bother to go into it - main thing is STICK TO YOUR GUNS ... in my experience 'nice guys' don't like conflict and tend to back off when mebbe they shouldn't ... in fact, chances are she wouldn't have gone anywhere NEAR your bike if she hadn't have thought you were a soft touch [trust me NO-ONE that knew me would DREAM of touching my bike, let alone try and stand on it for pity's sake ----- what a diabolical liberty!!]

soooooooo - think what your plan B will be if she says "no way, it was an accident" ...

mebbe something like "i don't believe you meant to damage it - but you did and it isn't reasonable for you to expect me to pay for the damage - anyway i can't afford it.... if we can't come to an agreement about this i'll have to take it further" or whatever.

write yourself a simple outline you feel comfortable with - rehearse it in front of a mirror ..

.. if you have to fall back on your plan B LOOK STRAIGHT AT HER when you tell her ..... of course keep your voice low and don't be threatening but do not step back, do not drop your eyes.... be nice, be reasonable but be firm.

after all, if it was you that had damaged someone's bike, YOU'd pay for the repairs, no?

good luck with it
and well done on keeping your cool

[Ixion]

Has anyone suggested using this as leverage to score a root?

[MaxCannon]

Has anyone suggested using this as leverage to score a root?

I believe it was implied once or twice.

Has anyone asked - is she hot ?

[MadDuck]

Nah back on page one i said she was "not that good":laugh::laugh::laugh:


Has anyone suggested using this as leverage to score a root?

Ixion needs to read the whole post before commenting perhaps....:devil2:

[Ixion]

All cats are grey in the dark.

[Maha]

All cats are grey in the dark.

I wanna know what kinda bike is a Nun???

[Ixion]

A very tight one, one would presume.

[Brett]

Some girlie out there needs to get a bill for some repairs. Shit, if it was me...I would be expecting it any day.

[Charlie41]

Good luck, I hope you get something.....even if it's just an apology.

[motorbyclist]

If you broke her phone I bet you'd have to pay for it. :shit:

exactly

and expect her to get all shitty about it, and expect her parents to get all defensive.

fact is she broke your shit.



tell her, give a high figure, come back with a quote from two or three shops. that way she cannot complain in the slightest

[Holyshift]

I'm surprised you have to ask. Get her to pay for the damage.

If she fucks you about, take her ass to disputes tribunal.

FUCK it pisses me off when dipshits mess with other peoples rides without permission.

Just been through this shit with my sons bike. Mate of his did exactly the same thing then refused to pay. Took him to disputes tribunal and finially got paid the $1200 it took to put the bike back to same condition. Don't let her get away with it. She broke it she pays to fix it.

[The Pastor]

Insurance is 600 and my dad cud get the bike touched up for free but she doesnt know that.
I might send her a bill for the following:
New break AND clutch leavers
New Grips
New exhaust
Paint and Labour

I rekn it might come to around

400ish

And then see the look on her face.

The main thing that pissed me off was i didnt get an appology.

Man where do you shop? All that for $400? I WANT SOME HOOKUPS!

[Reido]

yip she pays, in full. not excess, wouldnt want ur cost to go up eh?

my mate dropped my first bike.. only bent the clutch lever?
he looks over at me and all i said was "that'll be $12, thank you dont come again"

[jaymzw]

Yeah the root thing has been discussed but id rather not go there atleast until i get my money :niceone:

As for prices RM im pulling figures out of my ass but its only a CBR250. Not like itl too major!

[motorbyclist]

you would be surprised at how much these things cost - i always am even after numerous incidents

[jaymzw]

you would be surprised at how much these things cost - i always am even after numerous incidents

I'm sure she'll be more surprised :bash:

[Badger8]

im pulling figures out of my ass but its only a CBR250. Not like itl too major!

Dude, you'll be shitting chickens outta that ass when you see the price of repairs. Be sure to get quotes before you try to get her to cough up.

I suffer from being too much of a nice guy too, but this one is fairly clear cut. Be strong and dont give up. If you have to pay one dollar to get her back to as mint as she was, you paid one dollar too much! :yes:

[Fatt Max]

Shit mate, sounds like something that happens to me.

She broke it, she pays for it. I mean, if you had sat on the roof of what ever air headed cage she probably whips about in and caused a dent then I'm sure she would have no trouble in passing the bill to you so...all's fair I suppose.

You get my bling for checking she was ok, now its up to her to do the right thing.

Anyway, apart from all this, would you give her one?

[jaymzw]

Dude, you'll be shitting chickens outta that ass when you see the price or repairs. Be sure to get quotes before you try to get her to cough up.

Yeah will deff be doing that aye. Just only happend last night tho and havent had time to go out today!

Resisted heavily to go visit her today ae :angry:

Gna go into takapuna tmro and get sum prices for everything

[jaymzw]

Anyway, apart from all this, would you give her one?

If she sorted everything out then without a moments hesitation mate! 16yo's are always on the lookout!

[Badger8]

Yeah will deff be doing that aye. Just only happend last night tho and havent had time to go out today!

Resisted heavily to go visit her today ae :angry:

Gna go into takapuna tmro and get sum prices for everything

aah, furry muff then. Best of luck mate!

[Owl]

Shouldn't have to be asking, she should be asking you what SHE should do.


She goes "OMG I'm so embarrased" then she doesn't apologise.

So it's all about her and nothing to do with your bike! Go her son!!!!

Absofrikenlutely!:yes:

[MaxB]

Get her to pay. Or her parents.

If you are having trouble getting motivated imagine what could have happened if she had fallen under the bike and had say broken her leg?

I bet daddy's lawyers would be after you for some $$$.

[slopster]

She knocked the bike over and broke the brake and clutch lever? somethings wrong with this story - what side did it fall on?

[The Lone Rider]

Funny.. when you actually know a thing about bikes and biker culture one of the first lessons you learn is never ever touch or sit on another persons bike without permission, and even then treat it with respect.

Then again it should be common sense?

Put up a photo of her!

[jaymzw]

She knocked the bike over and broke the brake and clutch lever? somethings wrong with this story - what side did it fall on?

Nah i just figured i mite aswell get a new clutch leaver too haha! Its still original and all tarnished so gotta do things in twos otherwise ones mint and ones not! Im not O.C.D but when in rome.....

I dont think that cliche' really applies but you get my drift

[motorbyclist]

only ping her for what she broke - be fair

[coffeejunkie]

I'd have bollocked her out right there and then! and told her she was going to pay!! FFS who gives a shit whether she's a stunner or not! She did the damage, she pays! End of story...


I agree 100% man!! who the fuck sits on someones ride without permission? She needs to be:bash:

She needs to pay up man cuz your ride just got trashed by her fat ass dude,

[jaymzw]

only ping her for what she broke - be fair

Lucky its christmas i'll be kind!
Nah i wouldnt do that anyway.
I just want it solved so i can take my bike up north and show my grandparents

[PirateJafa]

Nah i just figured i mite aswell get a new clutch leaver too haha! Its still original and all tarnished so gotta do things in twos otherwise ones mint and ones not! Im not O.C.D but when in rome.....

I dont think that cliche' really applies but you get my drift

$12 for most levers from Cycletreads. Only hit her for what she broke.

Other'n that, :rockon:.

[jaymzw]

$12 for most levers from Cycletreads. Only hit her for what she broke.

Other'n that, :rockon:.

B thea tmro just to get the bike functional again.
Riding with the back break constantly wasnt fun.
Shes a good person im sure. I'll report back tmro with what her response is

[speights_bud]

Yeah will deff be doing that aye. Just only happend last night tho and havent had time to go out today!

Resisted heavily to go visit her today ae :angry:

Gna go into takapuna tmro and get sum prices for everything

Looks like lots of good advice already here, good on you for behaving yourself at the time :niceone: Make sure you get Quotes for OEM Parts, (This is what Insurance companies do)
that way your arse is covered in knowing the money you get out of her will cover parts that Actually fit, not one that just might fit according to a book/catalogue. it'll prob leave you with a bit of extra $ if you end up going after market cheapies :msn-wink:


$12 for most levers from Cycletreads. Only hit her for what she broke.

Other'n that, :rockon:.

Damn you beat me to it.. been there, price-checked that, me = to slow... :bleh:

[howdamnhard]

Make her pay.

[EJK]

Had similar experience... I know PERFECTLY EXACTLY how you feel...

P.S. My situation was abit different tho, this guy actually took off... Oh one other thing, the "victim" bike was not my bike. That made me piss off even more. Don't worry Justin, it wasn't your bike!

[Mystic13]

My thoughts are;

- do no work on replacing anything on the bike.
- get prices for everything.
- let her know there is a bill coming.
- assume that insurance is going to step in on this and you'll need dates, times, witness if any, quotes for work and you can't do anything till it's cleared.
- you mention she's 16?. So if she's living at home and her folks have home and contents insurance I have a vague recollection that the insurance would cover damage she does like this. You need to talk to your dad and get him to talk with your insurance company about this.
- if insurance is likely to pay then when you talk with the girl and give her the bill (mentioning the insurance) she may be more receptive.
- if insurance can't pay for her then you're up for a small claim in which case you'll also need photo's of the before and multiple quotes. You can probably do the work.

If the skid lid dropped off the bike you should be up for a replacement of this as well.

Lastly, next time this happens, enjoy the night out, being pissed about it won't change what happened, it'll still be broken the next day and at least you'd have had a fun night.

Your initial thoughts of doing nothing were fine except why should you pay for damage someone else did.

I hope it all works out well for you. It's always a bummer damaging the bike.

[Macktheknife]

Is this a trick question?
the old way is still the best....
"you bend..... you mend"
In other words, she pays as much as it takes to return it to what it was before she broke it. Anything else is just silly, and grossly irresponsible on her part. If she has a problem with that, give all the details to the insurance company and let them pursue the dippy bitch.
Good luck

[Dutchee]

Lastly, next time this happens, enjoy the night out, being pissed about it won't change what happened, it'll still be broken the next day and at least you'd have had a fun night.

Your initial thoughts of doing nothing were fine except why should you pay for damage someone else did.

I hope it all works out well for you. It's always a bummer damaging the bike.

When I was doing my sea-cert for diving, I'd parked the car in the carpark, went to the water & geared up. Just before going into the water (at briefing), another dive master came up & asked who's car he'd just hit (with truck & boat on trailer). He'd smashed into the passenger side of the car as forgot the grass was wet & didn't allow extra braking space.
I just asked if you could still open the doors, then told him to give his number etc to the dive master I was with & I'd sort it out later.
The passenger door was bloody hard to open & close and at the end of the day when I looked, it was a mess. But sure as hell didn't stop me having a lot of fun.
Actually felt sorry for the guy, but shit happens. He didn't plan it, nor did I, so why let it ruin the weekend.
Good luck with the fixing up of the bike, def get her to pay full costs - all actions have consequences - if she hasn't learnt that, now's the time.

[nodrog]

knock the bitch out and steal her wallet

[Mom]

Gna go into takapuna tmro and get sum prices for everything

You using your phone keypad to post messages on here?

[fergie]

come on Jay, i'm going mad here waiting to hear the outcome!update please!:2thumbsup

[vifferman]

This thread just illustrates how fukt our society and how feckless our yoof are.
Whatever happened to personal responsibility?

[racefactory]

I can't believe i'm reading this to be honest. Get yer farking money dude!! Squeeze it all out of her! By the sounds of it, with a totally dumb bitch like that, it's going to be difficult, just keep squeezing her.

[firefighter]

Put up a photo of her!

I second this :Punk:

[nudemetalz]

I second this :Punk:

With or without ... :devil2:

[Stirts]

This thread just illustrates how fukt our society and how feckless our yoof are.
Whatever happened to personal responsibility?

It died around the same time as common sense!

jaymzw you seem like a nice guy, you need to teach this girl a life lesson. Trust me, you will be doing the girl a favour! Get your money honey!

[snuffles]

Just fuck her, it will make you feel better

[Blossom]

I had EXACTELY the same thing happen to my 6mth old vl250 except it was a guy and he had asked if he could sit on the bike. As he owns a bike I said yes thinking it would be fine. Didn't expect him to 'forget' to put the stand down when he got off it and wandered off.

He was young. He said sorry then promptly wiped the incident from his mind so when 3 weeks later I told him I got the bike all fixed up he said "oh I had forgotten about that.. lol" I punched him. yep. I did.

I learnt a few things.
1. How to fix chrome, alloy and plastic
2. Its my bike and I dont have to let anyone else near it.
3. Noone who respects me is gonna make me feel bad if I say they are not allowed on my bike.
4. At least it wasn't me who put the first dent on her.

Feeling your pain here mate. Its a hard one. I chose to obsorb the cost of my incident cause I was stupid enough to tell him he could sit on the bike. And I was in a position to fix it up pretty much without having to use insurance. Good luck what ever you decide to do.

[mstriumph]

Has anyone suggested using this as leverage to score a root?........... only dozens of em .... anyone would think it was more important than getting the bike fixed :yawn:

[mstriumph]

.....................
Has anyone asked - is she hot ?

........... only dozens of em ....etc etc :yawn:

[nico]

I believe it was implied once or twice.

Has anyone asked - is she hot ?

apparently she is not.:apint::apint::apint::apint:and one moore:apint: she might be now:clap:score

but seriously you brake or broke whatever you pay b-arch aint no free ride in the real world slap her in the face with a repear bill dont do work ya self and if she refuses see you in small claims court aint no way she will win,

[HungusMaximist]

Yes, she pays.

Don't be a soft cock and act as if nothing has happened, Like somebody here mentioned, if you accidentally broke her phone, she'd expect you to cought up the money.

Be assertive but not agressive with your approac. The main lesson here is, she needs to learn if she break other people's stuff property (your pride and joy we're talking about here, right?) you ought to be responsible.

End of story, there's no need to over complicate things.

[MSTRS]

Haven't read the whole thread but...why is there even a question over this? She helped herself and broke/damaged stuff...her responsibility to fix (pay for).
And no apology? Pad the bill...

[Rob Taylor]

Dito,She pays for all damage including your helmet.:bash:She needs to learn not to touch your:scooter:

[PrincessBandit]

knock the bitch out and steal her wallet
Depends whether there's anything worthwhile in it.....


Just fuck her, it will make you feel better
Possibly, but only if he's not choosy about who he shags.


Dito,She pays for all damage including your helmet.:bash:She needs to learn not to touch your:scooter:
Absolutely!!! Agree with BC and all the other women (and men of course) who support she-pays-the-lot scenario. I know I've been mighty tempted to sit on other people's bikes in the past, but managed to resist for a variety of reasons - if I'd been her and hit with a bill for the repairs I can guarantee I'd NEVER do it again to anyone else!

[DEATH_INC.]

Yep she pays.
You may be surprised how many people don't realize how much bikes are worth. She prolly hasn't considered that a bike can cost more to fix than a car, most non-bikers don't.
Just try approaching her and let her know. I'll bet she's surprised how much damage she did.

[Slyer]

What kind of bike was it?

[Tank]

In reply to the comment about getting a root as payment...




Possibly, but only if he's not choosy about who he shags.



Seriously PB - he is a 16yo boy - they chase anything. He would fuck a watermelon if it was still long enough.

[Oscar]

If she sat on that bike without permission, she is personally and legally liable for any damaged caused.

Some options / salient facts:


You could make a claim on your insurance. This may depend on your excess, but if it exceeds this, your insurer will seek reparations on your behalf (including the excess).
In any event send her a "hold liable" letter. This is a letter outlining the incident and the fact that she's liable for damages. Then outline what you require her to do and what you intend to do to if she doesn't comply.
Don't rely on verbal agreements (Verbal Agreements - worth the paper they aren't written on), when/if the thing turns to custard and you go to the Disputes Tribunal, a written record is invaluable.
Document the repair process - ref. above.
She may actually be insured, but doesn't know it - all House/Contents policies have a personal liability section for this sort of thing.

[magicfairy]

If you are reluctant about confronting her over this, you could take an approach that makes it seem as if you have no choice.

Tell her nicely that you have "been in touch with your insurance company, and when you told them the details they have asked for her name and address. As they will be contacting her and requiring that she pay for the repairs, and taking her to court if she doesn't"

Tell her you "don't want to get her in any trouble", so perhaps if she "pays you the money directly, you will be able to withdraw your insurance claim and keep them out of it"

That way you appear to be the good guy.
Only risk is if she says "let them --- I don't care", and you don't actually have insurance, then your bluff will be called. But if she is that sort of person then only fair if she pays up anyway.

[pzkpfw]

What if he parked in her personal space?

[ckai]

I wanna know what happened! It's like shortland st, only there's better actors on here.

It's been what 2-3 days? If you choose to hit her up about the money from her (which is a no brainer), the longer you leave it the harder it will be.

I also can't believe how many horny buggers are on here!! :)

If you still speak to your ex, get her to mention something about it. You can test the waters to her reaction (will she be a bitch or not, then your prepped for it). If you aren't talking to your ex, don't mention anything on here, cause someone is bound to ask for her number and photo's. :D

[snuffles]

Possibly, but only if he's not choosy about who he shags.




He;s 17 ...........choosy...........yaeh right

[jaymzw]

I wanna know what happened! It's like shortland st, only there's better actors on here.

It's been what 2-3 days? If you choose to hit her up about the money from her (which is a no brainer), the longer you leave it the harder it will be.

I also can't believe how many horny buggers are on here!! :)

If you still speak to your ex, get her to mention something about it. You can test the waters to her reaction (will she be a bitch or not, then your prepped for it). If you aren't talking to your ex, don't mention anything on here, cause someone is bound to ask for her number and photo's. :D


Well...

The update,

I sent her a nice gentle text message saying basically that we need to sort out a time to talk about my bike and that i realise that it was an accident but that i dont think it would be fair in any way for me to have to pay for the damage done. I also said that i would be looking around at prices to see if it would be woth going to my insurance company. I finished the long text by saying that i suggest she tells her parents what had happened.

This was at 11.10 yesterday morning and i didn't recieve a reply so thought i would try again at 5pm when i got off work. I simply said. "if you dont have txts you can acll me at home 123456789."

As im sure your not surprised to hear, i have not yet heared from her.

I did however run into my ex while i was working today. She was with a group of friends of mine. And i asked her if the girl in question had any credit to text atm. She replied with a blunt "no". So wtf i thought, looks like shes going to be a bitcha bout this. Then i finish work and go to talk to my mate (the one that rides) and he said that when they were all talking my ex said something along the lines of "he's still winging on about his bike ffs"

So i think i might have to take abit more of a hard approach.

Just an update for y'all

[raftn]

Just post her number on here mate, and i am sure a few of the boys wont mind texting her on your behalf!

[Katman]

What if he parked in her personal space?

I think a couple of us have alluded to that already.

:msn-wink:

[Blossom]

Yep sounds like she is employing the age old and ever popular.. ignore it and hopefully he will tire and go away.
Forget the texting mate. Give your insurance company her mobile number and name and wait for her to call you. It wont take long.

[Tank]

..... and he said that when they were all talking my ex said something along the lines of "he's still winging on about his bike ffs"



16yo girls being all bitchy and its all about you being a whiner.... go figure.

Call her father - lodge a claim with your insurance and give her details, and document stuff so you can take her to small claims.

You sound like a nice guy - but remember its generally the nice guys who get run all over.

Dont make this a life lesson for yourself - get firm on her ass. (not that way - well until later anyway)

[Slyer]

Take her cellphone without her permission and accidentally drop it down a drain.
Say "Oops! I feel embarrassed!" then leave.

[Maki]

Talk to her parents. Their home owners insurance may pay for this..

[Cr1MiNaL]

Don't u just hate good looking chicks that are just plain dumb? Unless she was Jessica Alba, she'd be paying in cash. Jessica would be paying too mind you, just not in cash.

[macros87]

Well...

The update,

I sent her a nice gentle text message saying basically that we need to sort out a time to talk about my bike and that i realise that it was an accident but that i dont think it would be fair in any way for me to have to pay for the damage done. I also said that i would be looking around at prices to see if it would be woth going to my insurance company. I finished the long text by saying that i suggest she tells her parents what had happened.

This was at 11.10 yesterday morning and i didn't recieve a reply so thought i would try again at 5pm when i got off work. I simply said. "if you dont have txts you can acll me at home 123456789."

As im sure your not surprised to hear, i have not yet heared from her.

I did however run into my ex while i was working today. She was with a group of friends of mine. And i asked her if the girl in question had any credit to text atm. She replied with a blunt "no". So wtf i thought, looks like shes going to be a bitcha bout this. Then i finish work and go to talk to my mate (the one that rides) and he said that when they were all talking my ex said something along the lines of "he's still winging on about his bike ffs"

So i think i might have to take abit more of a hard approach.

Just an update for y'all

just reading about the way they are handling this, is annoying me greatly, the victim here is you! they should be bending over backwards to make it up to you! when you get the money you need to fix your bike (from them, not from your own pocket, or from your insurance at your expense) i will consider this a small victory for bikers everywhere.... the situation just isn't fair:angry2:


Take her cellphone without her permission and accidentally drop it down a drain.
Say "Oops! I feel embarrassed!" then leave.

dude to get the point across you would have to somehow drop her car on its side if shes got one... its the only way she would understand, who wants to get a group of us to find her car and turn it on its side?!:yes:

[Slyer]

I'd be keen.

[jtzzr]

She sounds like she`s going to be a bitch about it , Get her by her self then stick it in her ,ARSK your insurance company for help , I`m sure they don`t want to pay out.

[GTRMAN]

I think that no matter how you go about this the teenage girl mentality will mean that you are branded the money grabbing prick. That's just the nature of the beast, contact your insurance company and give them her details, that way you are only doing what is required of you and maybe she will learn a lesson in personal responsibility. The longer you let things slide the more dramatic the situation will become, lots of good drama for those of us on the sidelines watching but you will end up out of pocket.

Remember this is what you pay your premiums for, so the insurance company does the chasing and you get your ride fixed.

[H00dz]

dude grow a couple and go and get your money.....From her or her parents !!!!

Man I'm mad and it aint even my bike :nono:

can we still burn people at the stake these days ???? Hmmmmm food for thought.....

[fLaThEaD FreD]

Don't fuck around.......Just file a claim and let insurance handle it..........it's gunna get messey so let insurance sort it. :jerry:

[wickle]

I reacon go with a big bill, surprised how much it was etc, then say perhaps you could help out a bit with some cheapo repairs/favours etc. That way you have the big bill to scare, but the possibility of saving some dosh and actually getting somthing. Otherwise you might get nothing....
Same, add a bit on you will be lucky to 100% of repair cost from her unless Mummy/Daddy has a way of covering it with they Ins;

[@tt@well]

:Oops::Oops: Sorry I sat my little arse on Your Motorbike and it kinda fell ova
:gob: Yeah Open wider and dig the bucks out little lady! :bash: Ya mess wid my wheels expect to pay the bills... Its all a Learning Curve! send her the big one!!:gob:

[gatch]

i reckon you should

1. tell her how it is, "you owe me money"

2. forget her, tell her parents "she owes me money"

3. hit up fair go "bitch owes me money"

4. pretend to not care anymore, root her, then blackmail her with nude photos

either way, dont let her get away with murder cause of work, your friends etc, if it had of been a dude you dont like, would you be beating around the bush like this ???

[speights_bud]

somehow drop her car on its side if shes got one... its the only way she would understand, who wants to get a group of us to find her car and turn it on its side?!:yes:

I have my forklift Licence.....:eek:

[prettybillie]

Absolutely 100% make her pay. Let's face it - if it was hers she would fully be throwing her toys out of the cot and pack a right tanty at you!!!! You break it - you pay for it that's what I say!

[Truck]

Make her pay bro... it's your baby after all!

[vifferman]

I sent her a nice gentle text message saying basically that we need to sort out a time to talk about my bike ....
This was at 11.10 yesterday morning and i didn't recieve a reply so thought i would try again at 5pm when i got off work. I simply said. "if you dont have txts you can acll me at home 123456789."
I did however run into my ex while i was working today. She was with a group of friends of mine. And i asked her if the girl in question had any credit to text atm. She replied with a blunt "no". So wtf i thought, looks like shes going to be a bitcha bout this. Then i finish work and go to talk to my mate (the one that rides) and he said that when they were all talking my ex said something along the lines of "he's still winging on about his bike ffs"
Just an update for y'all
This is obviously too hard for a couple of 16YO Generation "I" kids to sort out, via txting and group huddles and apssing messages between the various social committees "and then she was like and I was like bla blah blah."

Get your Dad to call her Dad and sort it out.

[Therug15]

Ouch, thats too bad about your bike bud, but you need to man up and call your insurance company to sort her out. If you don’t actually have any insurance then refer above and get your dad to call hers…. The longer you leave it the harder it will be to get sorted, in fact it may be getting a bit late now.

[MSTRS]

Get your Dad to call her Dad and sort it out.See below...




Remember this is what you pay your premiums for, so the insurance company does the chasing and you get your ride fixed.

Is the OP actually insured?
If so, that's the way to go. Insurance cos do not do the 'nicey nicey' thing. And that is what this little bitch needs to learn. She had her chance, and it's obvious she has no intention of playing fair.
Chances are that the parents will not be any better, but they are the only other option if there is no insurance on this bike.

[racefactory]

This is a fucking shambles honestly. Get your farkin money. Fuck her over, get every bit back... There is a very good point people have been making- every bit you wait and fuck about, the harder it's going to be.

I'm sure i'm not the only one who is getting annoyed here. Do us proud dude!

[imdying]

Hoe got no money? Dat's no problem...

<img src="http://www.ratemyeverything.net/image/6613/0/Pimp_Hand.ashx" />

Practice your back hand stroke next :yes:

[keithbuckby]

give the insurance company her contact details and they will do the rest, don't muck around trying to be nice, I bet if you had damaged her car she would do the same

[jaymzw]

Ouch, thats too bad about your bike bud, but you need to man up and call your insurance company to sort her out. If you don’t actually have any insurance then refer above and get your dad to call hers…. The longer you leave it the harder it will be to get sorted, in fact it may be getting a bit late now.

I am insured however my excess is $730 so i dont know if its worth that. I will just get the old man to go round there and have a conversation with her parents about how it can be sorted out. My old man wont stuff around you can be assued:Punk:

:done:

I do take onboard what you are saying about not leaving it too long also.

[vifferman]

http://www.ratemyeverything.net/image/6613/0/Pimp_Hand.ashx


The caption's wrong. They both so look like they're enjoying that.
I bet they both ripped each other's clothes off next...

[robo555]

I am insured however my excess is $730 so i dont know if its worth that. I will just get the old man to go round there and have a conversation with her parents about how it can be sorted out. My old man wont stuff around you can be assued:Punk:

:done:

I do take onboard what you are saying about not leaving it too long also.

Since it's not your fault the insurance company should be chasing her up for the excess, and you pay nothing.

[MSTRS]

I am insured however my excess is $730 so i dont know if its worth that. I will just get the old man to go round there and have a conversation with her parents about how it can be sorted out. My old man wont stuff around you can be assued


Forget about the personal approach.
Go the insurance route. She pays that excess, not you. Normally it is paid to the repairer before they release the vehicle, but in cases like this I think you will find that the insurer will take it direct from her. Either way, you get your bike fixed and are not out of pocket.

[motorbyclist]

usually the excess only applies if you are at fault

you aren't, so they'll chase it out of her
who is your insurer?

[Insanity_rules]

So have ya done anything bout it yet? I suggest also a group ride to her parents house, I'm sure the KB family would help ya out. A big group of pissed off bikers always looks intimidating.

[Oscar]

usually the excess only applies if you are at fault

you aren't, so they'll chase it out of her
who is your insurer?

Yup, Insurers waive the excess when an "at fault third party" is positively identified.

[firefighter]

who wants to get a group of us to find her car and turn it on its side?!:yes:

You only need about 4-5 depending on size of the guys- (I know this lol) it's surprisingly easy.

Dude, fuck the bullshit, call your insurance company, and lodge a complaint with the police, that will get her attention. The advice is all here for you, everyone is saying the same thing. It's better to do it earlier than later, I can see her old man unless he's a biker refusing to pay for a new helmet even though now from a drop like that it will be fucked, as he will think your being a jerk as it's probably just got a small dent/rash right? And do some extra damage to it that's consistant with the drop, she being a little shit, teach her a lesson mate.

[firefighter]

So have ya done anything bout it yet? I suggest also a group ride to her parents house, I'm sure the KB family would help ya out. I big group of pissed off bikers always looks intimidating.

lol I'm in, any excuse for a ride........:niceone:

[Disco Dan]

1- Because she is a girl
2- Because i have to work with her regardless

So, the damage. Fucked the mirror and all the paint :crybaby: Snapped break lever :crybaby: and scratched muffler and side fairing :crybaby: Not to mention the helmets scratched to fuck!!!

So i want advice should i just take it on the chin? send her the bill? Or send her half?

I dont want to be too harsh but im pretty pissed off

Your kidding??? You need advice from a forum for this???

It's no brainer - just like the 'girl' who damaged your property.

Send her the bill - don't skimp on the repairs either. If you stood on the roof of her car and dented it dont you thing she (or anyone) would expect you to pay for it???

SEND HER THE BILL. Dont care that you have to work with her - she did something bad to you, and you are just telling her to pay for the damage SHE caused.

*shakes head*

[nodrog]

you should just whine about it on the internet and hope it sorts itself out, oh wait.

[mister.koz]

You only need about 4-5 depending on size of the guys- (I know this lol) it's surprisingly easy.

Dude, fuck the bullshit, call your insurance company, and lodge a complaint with the police, that will get her attention. The advice is all here for you, everyone is saying the same thing. It's better to do it earlier than later, I can see her old man unless he's a biker refusing to pay for a new helmet even though now from a drop like that it will be fucked, as he will think your being a jerk as it's probably just got a small dent/rash right? And do some extra damage to it that's consistant with the drop, she being a little shit, teach her a lesson mate.

Yeah dude, seriously she's being a little bitch and she's going to get away with it if you don't make it more serious, keep the ball rolling.

Maybe get your dad to try one night then call the insurance company the next day, talk to your insurance company they know how to deal with people like this.

I would have been on the cops the next day for a full complaint then to the insurance company, people have to learn a bit of consequence and "do unto others", you break someones stuff, you pay!

[MSTRS]

Send her the bill -


No good. He has to pay the repairer and then hope she pays him back. Don't go there.
Insurance claim is the only way it'll get sorted.
NOTE to OP - when making that claim, be sure that you give the insurer ALL the details, including subsequent texts and stuff. Because if she denies responsibility, you will need proof. The insurer can't find it without you, and the excess will then be on you.

[imdying]

Previous humouress posts aside, I'm not sure that he quite needs a group to go intimidate a 17 year old girl just yet... at least give the system (that you're paying your hard earned money for) a try first :lol:

[jaymzw]

No good. He has to pay the repairer and then hope she pays him back. Don't go there.
Insurance claim is the only way it'll get sorted.
NOTE to OP - when making that claim, be sure that you give the insurer ALL the details, including subsequent texts and stuff. Because if she denies responsibility, you will need proof. The insurer can't find it without you, and the excess will then be on you.

Gave the insurers's (AA) a call before. They said that they will pursue it without a problem. I gave them all the info, the girls name, the time it happened, an explanation of the damage done, and that i wanted a new helmet out of it.

They didn't have a problem with it and did confirm that she will pay the excess (yeah i know you all said that) :doh:

So they will be getting back to me at work this afternoon.

The ball is rolling!:first:

[imdying]

Make sure if she starts stirring up dissent towards you at work you stomp that down really quick... females can be utter bitches when it suits them. Your supervisor knows of the incident, so if you have a moan about her doing it (should she), then it's on record should it be an issue later...

[MSTRS]

Gave the insurers's (AA) a call before. .........
The ball is rolling!

Good. No doubt they will come back saying the girl denies etc....that's when you will need those texts etc.

[jaymzw]

Make sure if she starts stirring up dissent towards you at work you stomp that down really quick... females can be utter bitches when it suits them. Your supervisor knows of the incident, so if you have a moan about her doing it (should she), then it's on record should it be an issue later...

Im her boss!!!

My boss (store manager) knows of the incident (he also rides) and says i have permission to send her home if she starts shit.

[ckai]

Im her boss!!!

My boss (store manager) knows of the incident (he also rides) and says i have permission to send her home if she starts shit.

hahaha brilliant! Isn't destruction of personal property a dismissal at Macca's? (is it Macca's you work at?). You can get her to clean the toilets and shit every hour.

A little story, some dude side swipped my car when the old man was driving. The dude stopped and gave all the details and said he was having a bad day. I got the car repaired (under insurance) and I had to pay excess for them to release the car. The told me the insurance company reimburses (mine anyway).

Was a little pissed about it and talked to insurance. They said they have to get the guy to admit liability but do not need him to pay the excess!! Once they get him admitting it, they reimburse me. Few months, no money. To be honest I wrote it off because they couldn't get hold of him. Then a cheque arrived in the mail from insurance :)

You're in a much better position than me since you have witnesses and you know her.

You'll get your dosh (if you have to pay) and her parents will be pissed at her. Unless they hate evil bikers :Punk:

[Slyer]

the toilets and shit every hour.
Be careful with your wording...

[Tank]

and remember - you (as the Boss of her) have to be MORE professional in the workplace - else you can easily be setup for constructive dismissal.

You need to handle all this OUTSIDE of your place of employment - else that part could come back to bite you on the ass.

[robo555]

Good job on getting the ball rolling, keep us up to date! :jerry:

[macros87]

I have my forklift Licence.....:eek:



You only need about 4-5 depending on size of the guys- (I know this lol) it's surprisingly easy.



ahhh im glad that you seem to be getting somewhere with it seemed you were gona come out of this situation completely shafted, glad that's not the case but after we get definite proof that you only need about 4 people to turn her car on its side (which surely we can get together 4 or 5 people) and even a guy with a forklift license pops up i cant help but wish a lil bit that things weren't working out so we could go do it... maybe we should do it anyway...

well this seems pretty much solved anyway, insurance doesnt play around they will get debt collectors if they have to and she should admit liability, you do have people who witnessed the event even if she denies it... only thing to look out for from now on is dnt eat anything she makes at maccas... might be custom made for you with special revenge sauce :sick:

[jaymzw]

and remember - you (as the Boss of her) have to be MORE professional in the workplace - else you can easily be setup for constructive dismissal.

You need to handle all this OUTSIDE of your place of employment - else that part could come back to bite you on the ass.

Thanks Tank, i was only too aware of this as my boss pointed out. There is no way i can bring this up at work. Especially being her boss!

Thanks

[raftn]

and remember - you (as the Boss of her) have to be MORE professional in the workplace - else you can easily be setup for constructive dismissal.

You need to handle all this OUTSIDE of your place of employment - else that part could come back to bite you on the ass.

An excellent and valid point, remain professionaal at all times. And perhaps i am being a bit paranoid here, but dont under any circumstances speak to here with out a witness, E.G, If she wants to talk to you in private take a witness, other wise ,.... well i am sure you get the point.

[Pascal]

Gave the insurers's (AA) a call before. They said that they will pursue it without a problem. I gave them all the info, the girls name, the time it happened, an explanation of the damage done, and that i wanted a new helmet out of it.

Random curiosity, the AA is my regular insurer. When I called them and asked about insurance they said they would only insure riders on Full Licenses.

How did you manage to wangle insurance from them? I would have loved to do the same, simply so I could have kept everything together, but luckily the good guys at Kiwi Rider sorted me out in a snap! (Well worth a chat for insurance question guys!)

Sorry if the question offends - I'm assuming you don't have a Full License yet given you're 16.

[Tank]

, If she wants to talk to you in private take a witness, other wise ,.... well i am sure you get the point.

Unless she wants to talk to you in private in the bathrooms - in that case take a camera phone and post pics.:jerry:

[jaymzw]

Random curiosity, the AA is my regular insurer. When I called them and asked about insurance they said they would only insure riders on Full Licenses.

How did you manage to wangle insurance from them? I would have loved to do the same, simply so I could have kept everything together, but luckily the good guys at Kiwi Rider sorted me out in a snap! (Well worth a chat for insurance question guys!)

Sorry if the question offends - I'm assuming you don't have a Full License yet given you're 16.

Not 100% sure because i dont do this insurance jazz. I just give my dad a payment each week.... BUT I believe i am a named rider. My old man is under as main person??? If that makes any sense. The guy said that as long as my father was the "named rider" or something like that its fine. Of course hes got his full but doesn't ride anymore. He's just got his license from 1920 something haha

Yeah i heard that the Kiwi Rider guys are really good and no, no offence taken!

[motorbyclist]

Not 100% sure because i dont do this insurance jazz. I just give my dad a payment each week.... !

should look into hondasure as well

my 15 year old brother has his hornet insured for 5k with 550 excess and less than that for the premium, plus the bike is insured for any licenced rider (like myself) to ride

[naphazoline]

there's no 2 ways about it.

you break,you bend,............you fix,you mend!!!!!!!!

she pays in full.

[Pascal]

BUT I believe i am a named rider. My old man is under as main person??? If that makes any sense

Ah, that makes a lot of sense! Thank you kindly jaymzw.

[gatch]

so whats the story then, have you gotten any money ?

if not, have you got the nude pics yet ??

[Oscar]

Ah, that makes a lot of sense! Thank you kindly jaymzw.

Be careful. That's an old trick that insurers are wise to.

[adam1194]

Should have pinned her up for attempted grand theft auto!

[jaymzw]

so whats the story then, have you gotten any money ?

if not, have you got the nude pics yet ??

Nah no money. I'm going there tomorrow regardless anyway as she hasn't told her parents or anything. Dumb bitch!!!:mad:

She'll get a surprise when she gets back from work. Insurance will be getting back to me on monday 9.00am :cool:

BUT!

If nothings done by next week then forklifts are go lol!:2thumbsup

[jaymzw]

Should have pinned her up for attempted grand theft auto!

Should have "pinned her up" against alot of things according to others in this thread:lol:

I shouldn't be so clear as to where i work exactly aye! Nice meeting you today though! Gotta get a ride organized!

[Mystic13]

Dude, if she is working with you and you're her boss you really need to keep you're posts here tidy. If she picks up on this it can get dragged into an employment issue.

You may want to let your boss know you've been posting in here and get his input. I think the thread was better off withouit knowing these things.

Cheers.

[motorbyclist]

bah i doubt this will be an issue; he hasn't gone slagging anyone off or anything

[raftn]

So whats the latest?

[Mystic13]

So whats the latest?

Don't know, he hasn't posted. Why don't you PM and tell him we're waiting?

[adam1194]

Im pretty eager to find out too :jerry:

[Number One]

The dumb bitch pays. Get the costs totalled up and give a copy to her and a copy to her mummy and daddy.

No mercy - fuck her - SHE PAYS! ESPECIALLY if the stupid biarch didn't even apologise :rolleyes: fucking princess...ooo dear I AM in a shitty mood - time for my coffee I think.

[ManDownUnder]

I dont want to be too harsh but im pretty pissed off

That's not harsh mate - that's fine. You're entitled to be pissed off - I think most in here would be. She broke it - she pays. If she can't afford it then approach her Mum and Dad. It's not about her being a bad person (that's a whole other conversation) this is simply about responsibility.

Whoever broke your bike should pay for it. Pretty simple really. If she can't afford to right now then she has to get a loan or somehow find the money.

Don't accept responsibility because she's a girl or because she's a workmate. This isn't about disliking her, it's not personal. It's a simple financial transaction. She broke it - and now she needs to get it fixed. How she reacts to that is her decision. You're the good guy here mate... don't forget that.

[naphazoline]

aawww man.....the suspense is killing me.

i'd love to know whether she's paying or what

[Blossom]

this thread is like topgear.. great to watch but not on often enough..
Waaaaa.... whats happening... Did your dad go visit her?

[motorbyclist]

come on guys, these things take time... be patient and he'll respond when there's news


so stop posting and getting my hopes up every time!:corn:

[naphazoline]

this thread is like topgear.. great to watch but not on often enough..

yeah.....but at least it's not hosted by an old whinging pom :lol:

:apint:

[jaymzw]

come on guys, these things take time... be patient and he'll respond when there's news


so stop posting and getting my hopes up every time!:corn:

Ok so there is news now....

Insurance got back to me but the convo was all of 2 minutes saying that if i would like to get it assessed to ring them and ask for some dude. But in the meantime it gets really confusing..... Just what you want im sure. And im not enjoying this btw however posting on Kb can be fun

So she sends me a text yesterday saying

Hi James,
I have spoken to (my ex's name) father (wdf i thort) regarding this matter and he is now handling it and he would like to see the evidence of the damage and you are now to direct any queries to him his number is 123456789.

I dont think her parents know yet either as i went there and no-ones home so they havn't spoken to me.

I then text her uncle

Hey (insert name)

I dont know if you have heard everything, but basically (insert girls name) sat on my bike without my permission and knocked it over causing damage. I have contacted my insurer but have not yet been assesed anyway my excess is $730 which is significantly less than the damage done. So if i could get even a little bit of co-operation from anyone then she could save herself a lot of money.

He replied

You need to bring the bike and any quotes 4 any alleged damage and evidence of the whole thing to my house tommorow nyt at 7.30. I will be dealing with this from now on.

My reply

This has nothing to do with you. If you would like to involve yourself YOU will make a time to see ME not the other way around. I am busy tommorow night. Thankyou

To which he finally replied

Let me know when your free

Well fuck me!!!

Point 1: Why is he involved anyway.
Point 2: "alleged damge" I think the 2 girls must have been in his ear telling him lies about the bike bad biker boy that his little princesses ex turned into and how hes now trying to steal money from her innocent friend.
Point 3: I will come to him, fyi he lives in Dairy flat!!! What an arragont prick! This issue doesn't even involve him
Point 4: He will be dealing with it??? Who is he??? God??? AA??? No!!! AA will be dealing with it thankyou very much.
Point 5: Direct any queries to him??? FFS

All this and the guy rides Indians and Nortons. about a dozen of them!!! Whata plonker!!!

Anyway as you were

[piston broke]

shite.
just let you're insurance co deal with it.
just step back.

[jaymzw]

shite.

Geesh i wrote that while eating my tea! That was quite a long post haha.

[piston broke]

hey,you pay them,insurance co, a lot of coin.
let them do something to earn it.
don't say or do anything that the girl's team can use against you

[jaymzw]

hey,you pay them,insurance co, a lot of coin.
let them do something to earn it.
don't say or do anything that the girl's team can use against you

Nah i wont. But its pretty clear cut after getting everyones opinion on here aswell as everyone else that would listen to me for 5 seconds. She sat on my baby without my permission and now she has to pay. I have anyone of 20 witnesses haha

[HungusMaximist]

Well as far as I can see it, your friend from work can't really deal with a situation on this scale by herself (she is a wee teen girl afterall) so it's better to get daddy and uncle involved.

However you have to establish your grounds assertively beacuse I am beginning to feel that they're either try and flake on you or make a fuss about it. Like you mentioned the dad/uncle probably don't really know the whole story as they haven't spoken to you directly so you can assume whatever they've been getting could be a bunch of crap.

However like most things you live and learn. It's important when shit like this happen you act fast, as soon as it happened, you grab the number of her dad and contact him about this, because the longer events unfold the more drama you gonna get.

It's important for you now to act as appropriate as you can, don't be a dick, and just establish your facts as assertively as you can. Once everything mounts up they should budge or at least see things clearer.

[turtleman]

For fuck sake - get it assessed, and have nothing more to do with them. Now. Stop the pissing around.
Do not contact them. Do not reply to them, other than to say that they should communicate with your insurance company, and only with them.

You're just digging yourself a fucking big hole if you continue this way, and are gonna end up paying for the lot yourself.

[gatch]

i reckon, dont be offended man, but for fucks sakes hurry your shit up and make it happen, there might be some kind of clause in the insurance noting a time limit to claim after an incident..

[Starky307]

Leave it to the insurance company to sort out, stop texting and end all communication outside of work about the subject, it will only come back to bit you in the end.

That's my $0.02

[motorbyclist]

For fuck sake - get it assessed, and have nothing more to do with them. Now. Stop the pissing around.
Do not contact them. Do not reply to them, other than to say that they should communicate with your insurance company, and only with them.

You're just digging yourself a fucking big hole if you continue this way, and are gonna end up paying for the lot yourself.

+1

the girl is at fault therefore pays the excess - this is what insurance is for

[Mystic13]

I'm with the others. No txt, no phone calls. Just email or fax the quote to them for the work to be done. Do everything in writing with them. But don't agree to anything. There are usually specific clauses about you agreeing to things with the other party in insurance policies.

It's an insurance matter. I think by all means send them the quote and say this is it. Do you want to agree in writing to do the work or do you want me to forward it to insurers.

The reality is even if they agree to pay in writing they can still not pay then you have to do a disputes tribunal claim which tends to side with the weaker party (her). If you give it to your insurers the whole thing is done and dusted.

Just a bit of advice. - You jump to conclusions from communication and usually negative ones. It could well be the uncle has stepped in because he knows bikes. He may be friendly and willing to deal with this and just wants to see the bike. He may be able to do the repair to your satisfaction and save niece a bit of dosh. He may well be a nice guy. If it were me i'd go easy on my responses in case it was all good. IRiders are generally good folks.

So in that case if half of this is true, the fact you have numerous witnesses to the event means you have no issues about it getting fixed. If they start to question it you point that out and let em know you are just there to save them some money. Don't get into discussions about whose fault if that arises. Just assume there is no issue around that and it's not up for discussion.

If the cost is below $730 then the insurer will only seek the cost not the excess. I'm not sure how you save them money. Is it by replacing the parts yourself. Uncle may already be thinking that's where he can come in handy. If you meet with him have another reliable capable person on your side present. (That may be your Dad).

Thems me thoughts.

[PirateJafa]

Contact insurance and give them a heads up.

Then CALL this dude. Stop texting him. Record the conversation, yes, but TALK to him. Things can be misunderstood in text messages - there is not emotion. A five minute conversation will be more than enough to explain what happened, that you have witnesses to the incident, and determine if he is willing to try and suss it or screw you.

[Pascal]

I'll repeat what everybody here has said. Do NOT talk to them. Let your Insurer deal with it. That is what they get paid for. Anything you say now, especially if it you put it in txt or email or whatever can be used to screw you.

They are evidently out to screw you. Do not take the risk. Your insurer is filled with a lot of big, bad-asses with pencil protectors who screw people with a smile. Let them handle it.

[insomnia01]

Insurance companys can be the worst people to deal with at the best of times ( very much like IRD :2guns: ) as everyone on here has advised you, let them earn their keep & have them deal with it.... as for the girlie???

be professional in your approach ( your her boss right? ) don't bring any anger you have for her & the situation to work ( makes things worse ) I'm sure with all the advise on here buddy you will do the right thing hopefully in time for summer :Punk:

keep your chin up

[thehollowmen]

Insurance companies often use a lot of lies when they don't want to insure somebody high risk. I have been told this from an AMI insurance agent who is a friend of mine.

"No, we don't insure" Harley Davidsons/ducati's/sports bikes is common.
Also "in your area" or "without a full license" or "without secured indoor parking"

What you need to do is show them your insurance history and say that you won't be a high risk rider. Do a defensive driving cert or training days and fit an alarm if need be.


Random curiosity, the AA is my regular insurer. When I called them and asked about insurance they said they would only insure riders on Full Licenses.

[Pascal]

What you need to do is show them your insurance history and say that you won't be a high risk rider. Do a defensive driving cert or training days and fit an alarm if need be.

Yeah, good idea. But I spoke to Dave from KiwiBike and he sorted me out right smart. They're awesome people to deal with, specialize in motorcycles and the premiums are just dandy too - only a tad more expensive than my Mustang, so I'm happy.

[imdying]

Insurance got back to me but the convo was all of 2 minutes saying that if i would like to get it assessed to ring them and ask for some dude.


hey,you pay them,insurance co, a lot of coin.
let them do something to earn it.

For fuck sake - get it assessed, and have nothing more to do with them. Now. Stop the pissing around.
Do not contact them. Do not reply to them, other than to say that they should communicate with your insurance company, and only with them.

Leave it to the insurance company to sort out, stop texting and end all communication outside of work about the subject, it will only come back to bit you in the end.

+1

the girl is at fault therefore pays the excess - this is what insurance is for

I'm with the others. No txt, no phone calls.

I'll repeat what everybody here has said. Do NOT talk to them. Let your Insurer deal with it. That is what they get paid for.
This is now an insurance matter. The insurance company have given you instructions, follow them. You're paying for the service, and she's gonna be paying the excess.

Stop talking to them.

[firefighter]

Yeah, good idea. But I spoke to Dave from KiwiBike and he sorted me out right smart. They're awesome people to deal with, specialize in motorcycles and the premiums are just dandy too - only a tad more expensive than my Mustang, so I'm happy.

Am I the only one whos had a bad experience with them?I was with them for three weeks then went back to AMI, we paid our premium, and no respondence for about 3 weeks about recieving payment etc, tried to find out what's going on so I could sign the documents and they said call Swann? WTF? Fucken shit house if you ask me.

[MSTRS]

So she sends me a text yesterday saying
'She'? Insurance lady? Or xgf? Why would an insurer text? Never heard of that.


I then text her uncle
Why would you text him? He's got nothing to do with any of it.


Point 1: Why is he involved anyway.
Duh! You texted him...

For fuck sake - get it assessed, and have nothing more to do with them. Now. Stop the pissing around.
Do not contact them. Do not reply to them, other than to say that they should communicate with your insurance company, and only with them.

You're just digging yourself a fucking big hole if you continue this way, and are gonna end up paying for the lot yourself.
This is exactly what you have been repeatedly told and warned would lead to problems if you tried to deal direct with the girl or her family.

Stop trying to garner sympathy. It won't work. Stick with the insurer. Give them all the facts and witness contacts etc. And then stay out of the whole thing until or unless your insurer wants more info.

[Tank]

Tanks prediction for this thread.

Despite all intentions, the original poster is going to start working with the Uncle from Dairy Flat, running around taking him quotes etc and is going to end up out of pocket and posting a waaaaaaaa.

This thread is several days old and still he hasn't made the necessary arrangements with insurance despite so many people recommending that as the best course of action.

Of course jaymzw, I would love you to prove me wrong - but you need to grow up, get your balls back and just chase it with insurance. Stop all the other stuff.

If you don't chase with insurance and get fucked over - I'm sad to say its youre own fault.

[Squiggles]

All this and the guy rides Indians and Nortons. about a dozen of them!!! Whata plonker!!!

Anyway as you were

You're being the plonker, dragging this shit out. txting goes nowhere and just wastes time. Provide your insurance company with the quotes and leave it to them.

[raftn]

Tanks prediction for this thread.

Despite all intentions, the original poster is going to start working with the Uncle from Dairy Flat, running around taking him quotes etc and is going to end up out of pocket and posting a waaaaaaaa.

This thread is several days old and still he hasn't made the necessary arrangements with insurance despite so many people recommending that as the best course of action.

Of course jaymzw, I would love you to prove me wrong - but you need to grow up, get your balls back and just chase it with insurance. Stop all the other stuff.

If you don't chase with insurance and get fucked over - I'm sad to say its youre own fault.

Yep......well said. Have to agree completly. He needs to stop fucking around and get on wiyh it. Other wise.............

[Blossom]

If she was going to reasonable and front up to pay for the damages, she would have already.
She doesnt have the money to pay obviously and 'sorting' it through Uncle leaves you open to the option of her 'paying it off'.
Use your insurance company. Seriously.

[jaymzw]

If she was going to reasonable and front up to pay for the damages, she would have already.
She doesnt have the money to pay obviously and 'sorting' it through Uncle leaves you open to the option of her 'paying it off'.
Use your insurance company. Seriously.

Yes i do realise this

I have not had time to post back since last night.

However bike is booked in to be assesed on friday. Assesor said work might not be done until newyear however due to everyone rushing through their claims before xmas.

Not a problem with getting the money now though. Its their issue

Thanks for all the grow some nuts/hurry the fuckup replies. I needed them as my old man isnt in the country at the moment.

Tank i will proove you wrong lol

[Tank]

Tank i will proove you wrong lol

Glad to hear it!

[Blossom]

Yes i do realise this

I have not had time to post back since last night.

However bike is booked in to be assesed on friday. Assesor said work might not be done until newyear however due to everyone rushing through their claims before xmas.

Not a problem with getting the money now though. Its their issue



Awesome news Jaymzw.. Glad to hear it.
Just stay your ground and dont let her pull you into discussing it with her or anyone else.

[Max Preload]

To think clowns & slappers wonder why I tell them to fuck off when they try and sit on my bike. I mean, I don't wander down the street expecting to be alllowed to jump into peoples convertibles. I've even be asked to cut them some slack when they try "because they're drunk". Trouble is, that fact makes it all the more likely that they're going to do some damage. If they want to sit on a bike they need to either:

wait until the opportunity is offered or
ask and gracefully accept that the answer is no without begging, bleating or squawking or
BUY THEIR OWN FUCKING BIKE! :angry2:


Pretty simply really.

Take the fucking airhead to the cleaners.

[firefighter]

Yes i do realise this

I have not had time to post back since last night.

However bike is booked in to be assesed on friday. Assesor said work might not be done until newyear however due to everyone rushing through their claims before xmas.

Not a problem with getting the money now though. Its their issue

Thanks for all the grow some nuts/hurry the fuckup replies. I needed them as my old man isnt in the country at the moment.

Tank i will proove you wrong lol

So, what's the story with the bike, in the to be fixed pile at a shop yet dude?

[madbikeboy]

To think clowns & slappers wonder why I tell them to fuck off when they try and sit on my bike. .

I got back to my bike outside the Albany mall, young teenie bopper looking at it with her mates looking like she was about to throw a leg across - would have been maybe 16/17.

I walked up, said, "sure, hop on. But it's my turn next and most girls walk bow legged for a week afterwards"...

She giggled...

But declined. Is it the way I ask? :innocent:

[nico]

I got back to my bike outside the Albany mall, young teenie bopper looking at it with her mates looking like she was about to throw a leg across - would have been maybe 16/17.

I walked up, said, "sure, hop on. But it's my turn next and most girls walk bow legged for a week afterwards"...

She giggled...

But declined. Is it the way I ask? :innocent:
thats all class shed be a fool to decline a ofer like that hahahahahaha

[piston broke]

I got back to my bike outside the Albany mall, young teenie bopper looking at it with her mates looking like she was about to throw a leg across - would have been maybe 16/17.

I walked up, said, "sure, hop on. But it's my turn next and most girls walk bow legged for a week afterwards"...

She giggled...

But declined. Is it the way I ask? :innocent:

nothin like bein strairgt up eh.:msn-wink:

[madbikeboy]

nothin like bein strairgt up eh.:msn-wink:

She was a little young and vacant looking for me, I like smart and sarcastic women...

[ynot slow]

She was a little young and vacant looking for me, I like smart and sarcastic women...

Should have said sit on it if ya like,but get ya momma afterwards for me.

[Cr1MiNaL]

I got back to my bike outside the Albany mall, young teenie bopper looking at it with her mates looking like she was about to throw a leg across - would have been maybe 16/17.

I walked up, said, "sure, hop on. But it's my turn next and most girls walk bow legged for a week afterwards"...

She giggled...

But declined. Is it the way I ask? :innocent:

Well that's the way I do it... but then I just do an irresistible:Punk: hair flip after to seal the deal... ever had sex on a bike haha I've had a handjob going round a corner.... amazin !

[carver]

just tell her to pay up

[Katman]

ever had sex on a bike haha I've had a handjob going round a corner.... amazin !


Your story would be a bit more impressive if you'd actually been carrying a pillion at the time though, don't you think?

[madbikeboy]

Your story would be a bit more impressive if you'd actually been carrying a pillion at the time though, don't you think?

Steve, you fucking crack me up. As soon as I can give bling, you're getting some.

[raftn]

Steve, you fucking crack me up. As soon as I can give bling, you're getting some.

It is okay. allready did!

[DarkLord]

Your story would be a bit more impressive if you'd actually been carrying a pillion at the time though, don't you think?

:laugh:

That's awesome. Have some green bling. :cool:

[Mystic13]

Well that's the way I do it... but then I just do an irresistible:Punk: hair flip after to seal the deal... ever had sex on a bike haha I've had a handjob going round a corner.... amazin !

- Apparently it's dangerous to ride around a corner with just one hand on the bars.

- Living Dangerously... is not being worried about "going off" mid corner losing focus and going down the road, then experiencing that short time of being unconscious only to wake, finding yourself surrounded by people trying to help, then realising you still have a firm hold of the situation.

I can see the police report now.

Now of course if you had a pillion on board when you went around the corner I'd be asking two questions...

- which way were you leaning when the experience occurred?...and
- did your pillion know?
- having L plates can take on a whole new meaning

I'm going to quietly wander off and look at another part of this forum...

[carver]

Well that's the way I do it... but then I just do an irresistible:Punk: hair flip after to seal the deal... ever had sex on a bike haha I've had a handjob going round a corner.... amazin !

yes,yes i have had sex on a bike

[Katman]

yes,yes i have had sex on a bike

You weren't his pillion, were you?

:blink:

[jafar]

Yes i do realise this

I have not had time to post back since last night.

However bike is booked in to be assesed on friday. Assesor said work might not be done until newyear however due to everyone rushing through their claims before xmas.

Not a problem with getting the money now though. Its their issue

Thanks for all the grow some nuts/hurry the fuckup replies. I needed them as my old man isnt in the country at the moment.

Tank i will proove you wrong lol

You may still have to pay the excess yourself, the insurer usually instructs the repairer to collect it before he releases the vehicle. The excess is payable regardless of fault, Who pays it is not the repairer's problem either. The insurer will pay him for the work done less the excess, if he doesn't get it from you then you will not get your bike back !!

As you stated previously that you have a $730.00 excess that is what you will need.

When you talk to the other party it may pay to get them to write the cheque for the excess now rather than later.

If for whatever reason they decline to pay then you take the bill to your local court & start a claim against them in the small claims court.(tribunal)

Assuming that you get a judgement against them(her) the courts will then have the money deducted from her earnings. This can take months.:weep:

:beer:

[Max Preload]

Waffle waffle blah blah... this reminds me of an interesting story. Well, not so much interesting, as loooooooong

There shouldn't be any excess - he's identified the party at fault.

[Kittyhawk]

There shouldn't be any excess - he's identified the party at fault.

Depends...on how fat she was to do that much damage...

[Max Preload]

Oh dear God... MY BIKE! :shit:

[carver]

You weren't his pillion, were you?

:blink:

it was on a burgervan 250 actually...
i can understand the gay conatations!

[jafar]

There shouldn't be any excess - he's identified the party at fault.

makes no difference, the repairer will need to see the money before he releases the bike, unless the insurer has agreed to let it go. That will only happen when the other party has admitted fault. Subtle difference between the identification & admission of fault. :done:

[jafar]

Oh dear God... MY BIKE! :shit:

feck it somone has to ask, did the suspension on your Kwakka hold up ok ??:shutup:

[Oscar]

makes no difference, the repairer will need to see the money before he releases the bike, unless the insurer has agreed to let it go. That will only happen when the other party has admitted fault. Subtle difference between the identification & admission of fault. :done:

Actually most insurers will authorise release if the third party has been identified. No admission is required (think about it - how many people are going to admit it was there fault?).

[jafar]

Actually most insurers will authorise release if the third party has been identified. No admission is required (think about it - how many people are going to admit it was there fault?).

It will be interesting to see wether this particular insurer will authorise release then aye.

My experience is that the excess must be paid before the vehicle can be removed in this type of situation.

[Pascal]

My experience is that the excess must be paid before the vehicle can be removed in this type of situation.

This has been my experience as well, at least with the AA.

[Oscar]

It will be interesting to see wether this particular insurer will authorise release then aye.

My experience is that the excess must be paid before the vehicle can be removed in this type of situation.


It's "eh", for God's sake. Even the idjuts at Tui Beer have it misspelled these days, mutter mutter....

[Max Preload]

No admission is required (think about it - how many people are going to admit it was there fault?).


It's "eh", for God's sake. Even the idjuts at Tui Beer have it misspelled these days, mutter mutter....

Are those stones you're throwing safe around that glass house? :bleh:

[robo555]

Bump, any updates?:jerry:

[Tank]

Sad to say I bet he did nothing and has ended up paying for it himself.

That boy needs to grow a backbone - else he is on for a long hard life.

[Old Skool Subbie]

I wonder what has happened too. it pisses me off when some one does damage and doesnt appoligise and pay to have it fixed

[nico]

Sad to say I bet he did nothing and has ended up paying for it himself.

That boy needs to grow a backbone - else he is on for a long hard life.
but hopefully he would have learnd a valaulbe life leson DO NOT LET ANY F*&KER WALK OVER YOU even if she got great tits but apprantly she dosent read in earlier posts hope were all wrong and this young fulla has is bike all 2gether and crusing the roads

[Owl]

Am I the only one whos had a bad experience with them?I was with them for three weeks then went back to AMI, we paid our premium, and no respondence for about 3 weeks about recieving payment etc, tried to find out what's going on so I could sign the documents and they said call Swann? WTF? Fucken shit house if you ask me.

Couple of small issue's and only minor. Slack with paperwork and incorrect date's.
All that said and done firefighter, you'd be far better off with them than AMI. I'm currently kicking all my AMI policies into touch as the come up for renewal and I'll happily pay more.
Basically a contents claim for motorcycle gear that went horribly wrong. Final straw was receiving a threatening letter from AMI after submitting their customer service survey. I didn't respond to AMI, but I gave the letter to an insurance broker and as far as I'm aware, that letter was photocopied and viewed by almost every other insurance company with disbelief!:gob:

AMI suck!:angry:

[Slyer]

I'm with AMI, 3rd party insurance.
I signed up and forgot to pay.
1 month later they ring up, just a friendly reminder, that I should probably pay them.
They gave me another month to pay, that was nice of them.

[Owl]

It will be interesting to see wether this particular insurer will authorise release then aye.

My experience is that the excess must be paid before the vehicle can be removed in this type of situation.

Sounds like it's already waived jafar!

A lot depends on the insurance company, policy, circumstances etc! Some policies will waive excess if details of the at fault person are given. Some wait for liability to be accepted.:msn-wink:

[firefighter]

Couple of small issue's and only minor. Slack with paperwork and incorrect date's.
All that said and done firefighter, you'd be far better off with them than AMI. I'm currently kicking all my AMI policies into touch as the come up for renewal and I'll happily pay more.
Basically a contents claim for motorcycle gear that went horribly wrong. Final straw was receiving a threatening letter from AMI after submitting their customer service survey. I didn't respond to AMI, but I gave the letter to an insurance broker and as far as I'm aware, that letter was photocopied and viewed by almost every other insurance company with disbelief!:gob:

AMI suck!:angry:

Yeah I loathe AMI also, but the way we do our bills does'nt allow for direct debit, plus swann is the only company I know that won't let me pay quarterly.....

Now as for KIWIBIKE.....well fuck me, it took 2 MONTHS to process my application, during the first month I had interim insurance- which is minimum- not proprer full cover, I made a payment in October, then cancelled after the month as there was no correspondence, I was fucked around etc, THEN, to top it off, last week I recieve a letter from swann saying I owe them money from October, which I paid on the day I attempted to start the policy...KIWBIKE still has the money as I write this and hasn't handed it over to swann. A fucken debarcle if you ask me.

I think i'm going to go with Vero they've got a good name.

Swann is a subsidiary of ING too which are in the shit as they invested in the crashed U.S banks so i'm staying right away from from that.

[swbarnett]

Swann is a subsidiary of ING too which are in the shit as they invested in the crashed U.S banks so i'm staying right away from from that.
IAG - Insurance Australia Group, not ING. They bought NZI a few years back.

[Owl]

Yeah I loathe AMI also, but the way we do our bills does'nt allow for direct debit, plus swann is the only company I know that won't let me pay quarterly.....

You could alway's stagger your premium's so you pay one entire premium every 3-4 months.


Now as for KIWIBIKE.....well fuck me, it took 2 MONTHS to process my application, during the first month I had interim insurance- which is minimum- not proprer full cover, I made a payment in October, then cancelled after the month as there was no correspondence, I was fucked around etc, THEN, to top it off, last week I recieve a letter from swann saying I owe them money from October, which I paid on the day I attempted to start the policy...KIWBIKE still has the money as I write this and hasn't handed it over to swann. A fucken debarcle if you ask me.

:laugh:Fair enough!


I think i'm going to go with Vero they've got a good name.

They do!:yes: My Mrs is a broker, so I leave that shit to her. I can get her opinion if you want it? It's free!:laugh:


Swann is a subsidiary of ING too which are in the shit as they invested in the crashed U.S banks so i'm staying right away from from that.

I'm pretty sure Swann is IAG and not ING! Same as State, NZI, NAC etc.:yes:

[firefighter]

They do!:yes: My Mrs is a broker, so I leave that shit to her. I can get her opinion if you want it? It's free!:laugh:

Yeah dude that would actually be very well appreciated......

I did think of staggering the payments but it was'nt really what I was after, I expect a little more fexibility in todays competitive market.....

[ynot slow]

Re Kiwibike,rang the day I completed purchase of the bandit,said can I insure the bandit as of Saturday,and cancel gsx on Monday.

Yep replied the office lady,explained premium payable monthly,didn't recieve any documents,rang back after 12 days or so,office lady had no details,no problem she said the bike had interim cover,that night I recieved a letter from kiwibike saying my interim policy was about to expire.

Couple of things was my surname and address were incorectly apelt,so flicked Dave an email,reply next day was to say they have approved interim insurance.

Just before xmas(23rd?) I rang kiwibike again,no policy,
Dave explained Swann had to call back workers due to slack processing or immense work load to get through.He was apologetic and we talked about a few things,i.e named rider extra costs/excess.Ended up he may be able to find a competitive quote for my bikes value from another source,and premium the same as for me as sole rider.Funny thing is trying to work out how much my premium would be for the months debit,as I had no documents.

[robo555]

Lesson: avoid lengthly business transactions during Christmas holiday.

[MarkH]

I sent her a nice gentle text message saying basically that we need to sort out a time to talk about my bike and that i realise that it was an accident but that i dont think it would be fair in any way for me to have to pay for the damage done. I also said that i would be looking around at prices to see if it would be woth going to my insurance company. I finished the long text by saying that i suggest she tells her parents what had happened.

This was at 11.10 yesterday morning and i didn't recieve a reply so thought i would try again at 5pm when i got off work. I simply said. "if you dont have txts you can acll me at home 123456789."

As im sure your not surprised to hear, i have not yet heared from her.

I did however run into my ex while i was working today. She was with a group of friends of mine. And i asked her if the girl in question had any credit to text atm. She replied with a blunt "no". So wtf i thought, looks like shes going to be a bitcha bout this. Then i finish work and go to talk to my mate (the one that rides) and he said that when they were all talking my ex said something along the lines of "he's still winging on about his bike ffs"

WTF - everything described here was the wrong thing to do! Nothing that has happened has anything to do with your ex and there is no reason to involve her in any way, shape or form. You should not be bringing your problems to your workplace, your ex or anyone.


Gave the insurers's (AA) a call before. They said that they will pursue it without a problem. I gave them all the info, the girls name, the time it happened, an explanation of the damage done, and that i wanted a new helmet out of it.

They didn't have a problem with it and did confirm that she will pay the excess (yeah i know you all said that) :doh:


Finally - the right thing. This is what you should have done in the morning following the incident (and none of the other shit you posted). God-damn - I had to read through a lot of pages before the most obvious thing got done!



For fuck sake - get it assessed, and have nothing more to do with them. Now. Stop the pissing around.
Do not contact them. Do not reply to them, other than to say that they should communicate with your insurance company, and only with them.

You're just digging yourself a fucking big hole if you continue this way, and are gonna end up paying for the lot yourself.

Good advice! In future and for anyone else that finds themselves in a situation like this - follow this advice.


It will be interesting to see wether this particular insurer will authorise release then aye.

My experience is that the excess must be paid before the vehicle can be removed in this type of situation.

I am insured with AMI (Car, Household Contents and Scooter) they are charging me $500 per year to insure my scooter for $7K. I have made 2 claims on the car policy in '08 and both times they sorted everything out, car got repaired and I picked it up from the panel beaters without having to pay a cent to anyone. Now that jaymzw has grown a brain and put everything in the hands of AMI I am pretty sure it will be plain sailing and everything will get sorted without any cost to him. Life is much less stressful with full insurance with a company that sorts everything for you.

I kinda understand jaymzw not really knowing how to go about this issue because he is young and hasn't ever had to deal with something like this before. Now he has learnt something and if he has a similar incident he will know to call the insurance company as soon as he can and pass all the relevant details to them - they will tell him what he needs to do and that will be that. :done:

[Owl]

Now that jaymzw has grown a brain and put everything in the hands of AMI I am pretty sure it will be plain sailing and everything will get sorted without any cost to him. Life is much less stressful with full insurance with a company that sorts everything for you.

I'm sure I read AA insurance!

As for AMI sorting everything for you? That's true until you find yourself dealing with one of their overzealous claim handler’s and then you’ll find customer service flies out the window!

[Old Skool Subbie]

My dad was with AMI. Then he had some probs with them and went over to the AA. Another reason why dad went to AA at the time was coz they had the classic car insurance. Never really had any probs with the AA.

also isnt NAC is got something to do with AMI? Some one told me that.

[Owl]

also isnt NAC is got something to do with AMI? Some one told me that.

No! NAC are part of IAG and have nothing to do with AMI!