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[scumdog]

Got insurance bill for the month.

H-D insurance: $87:45!!

Insurance for F100 hot-rod truck, Mistral kit-car, Anglia, '62 Fairlane and finally Mrs S.Ds '84 Laser (our modern car)? try $81.90 for the lot.

HOW many bins are you people having that my 'bike insurance is screaming into the stratosphere? :angry2:

Dang but these scoots cost tons to insure eh?

[Waylander]

Got insurance (http://searchmiracle.com/text/search.php?qq=Insurance) bill for the month.

H-D insurance (http://searchmiracle.com/text/search.php?qq=Insurance): $87:45!!

Insurance (http://searchmiracle.com/text/search.php?qq=Insurance) for F100 hot-rod truck, Mistral kit-car, Anglia, '62 Fairlane and finally Mrs S.Ds '84 Laser (our modern car)? try $81.90 for the lot.

HOW many bins are you people having that my 'bike insurance (http://searchmiracle.com/text/search.php?qq=Insurance) is screaming into the stratosphere? :angry2:

Dang but these scoots cost tons to insure eh?
Here is something for ya, in the states I was paying about $90NZD a year for tertiary insurance (http://searchmiracle.com/text/search.php?qq=Insurance) (or is it third party? whichever one is simalir to US liability insurance (http://searchmiracle.com/text/search.php?qq=Insurance)) on two bikes, my 1100 and the rebel250. this was from when i was 18 to right before I left to come here. I get here and i go in to find out how much for the same kind of coverage, and I'm told the same price so I'm like ok cool, get the paperwork and I'm reading through it and I notice something. It says amount due is a WEEKLY sum. I go "what the shit?" and the insure guy says thats how it works so I go "well since I'm not required by law to have insurance, I think I'll do without for a while". I cant afford that yet. Why its more than a harley I have no idea. Maybe I should shop around, I just went to the Yammy dealers for that sum. Maybe AMI or AA can give me a better deal?

[dangerous]

Got insurance bill for the month.
H-D insurance: $87:45!!
Thats $1049.40 a year......211kph fines will do that ya know, with that aside thats a bloody high prem, my Guzzi was $500 and a new VTR $540py Hell its just a old Hog :apint: who is your ins through?
maybe its a dodgy area that you live in, it would help if the cops lived near you, you would think aye :niceone:

[SPman]

it would help if the cops lived near you would think aye :niceone:

:laugh::laugh::laugh:..............

[Sniper]

Try $127.17 a month. With a $1000 excess, thats just bloody ridiculous!!

[Motu]

In 35 yrs of motorcycle ownership - insurance costs....$0.00.

[StoneChucker]

Got insurance bill for the month.

H-D insurance: $87:45!!

Insurance for F100 hot-rod truck, Mistral kit-car, Anglia, '62 Fairlane and finally Mrs S.Ds '84 Laser (our modern car)? try $81.90 for the lot.

HOW many bins are you people having that my 'bike insurance is screaming into the stratosphere? :angry2:

Dang but these scoots cost tons to insure eh?

Oh, waaaaaaaaaa :cry: waaa waaa waaaaaa :cry: :lol:

I pay $140 per month, with a $1500 excess!

Oh, btw: waaaaaaa :cry: hahahaha

[vifferman]

Bike insurance is about $55/month for me, give or take a few shekels. Car is less than $50 for each car (2001 Peugeot 306, 1990 205GTi).

[bugjuice]

i pay way too much..

[Edit] actually, no I don't.. I pay in lump, so that made it seem heaps, but now I've just figured what that is a month.. and now I don't pay so much. Fully comp all up was somewhere between $900 to $1000 with $1000xs.. So not too bad, but would like it to be cheaper

[MrMelon]

Crap, I'm 21 on a 600 sports bike and I pay about $35 a month for full insurance.

[claire]

Just looked ours up on our schedule and it isn't itemised so havesent an email asking what the premiumis a year. all it tells me is my R1 has a $1000 excess and the 04 R1 has a $250 excess

Claire

[Biff]

$380 bucks a year for my Bird. No no-claims, Brit licence, $300 excess. With Vero. Sorry - I'll shut up now.

[manuboy]

$380 bucks a year for my Bird. No no-claims, Brit licence, $300 excess. With Vero. Sorry - I'll shut up now.

Eh? I'm with those pricks and my bike (dunno how they class yours - mine would be 'sports tourer' i guess) is $89 a month...

[k14]

I'm $35 a month for full insurance for my bike. Excess is $1200 though. Oh to be over 25.

[Hitcher]

I think that insurance actuaries work on the assumption that there is a 10% chance of total loss of a motorcycle in any given year. Therefore, just divide the market value of your bike by 10 and that should be your annual premium (plus or minus)?

[Biff]

Eh? I'm with those pricks and my bike (dunno how they class yours - mine would be 'sports tourer' i guess) is $89 a month...


To be honest I think it was some kind of offer Casbolt's ran when I bought the bike. So maybe my tasteless gloating is irrelevant. For a change.

[jrandom]

I think that insurance actuaries work on the assumption that there is a 10% chance of total loss of a motorcycle in any given year. Therefore, just divide the market value of your bike by 10 and that should be your annual premium (plus or minus)?

Sounds 'bout right, with the addition of gearing for age and riding history, of course.

[jrandom]

maybe my tasteless gloating is irrelevant...

Yes, dammit. I prefer a bit of zing and spice to my gloating, with a hint of meaty rancidity.

[Oscar]

In 35 yrs of motorcycle ownership - insurance costs....$0.00.
From what I've seen, you've got nuthin' worth insuring..heheheh

[Motu]

From what I've seen, you've got nuthin' worth insuring..heheheh

Yeah,I'm a bottom feeder,seldom own bikes worth more than a weeks wages.But with the price of vehicles varying so much these days it's kinda hard to get an idea of how much things are worth - dealer retail price,dealer trade in price,private sale price,or how much some clown will pay on TradeMe.To me a bikes worth as much as it's worth to me - but how do insurance companies value them? I know they send out ex dealers to asess values,bit of a stab in the dark...

[Oscar]

Yeah,I'm a bottom feeder,seldom own bikes worth more than a weeks wages.But with the price of vehicles varying so much these days it's kinda hard to get an idea of how much things are worth - dealer retail price,dealer trade in price,private sale price,or how much some clown will pay on TradeMe.To me a bikes worth as much as it's worth to me - but how do insurance companies value them? I know they send out ex dealers to asess values,bit of a stab in the dark...


Jeez, I almost feel guilty fer takin' the mick.
Did you not get a Valentine?

I can get you an agreed value policy if you want.

[Wenier]

with no claims and bein 19 they wanted $1600ish a year.

[Jackrat]

Same as Motu,if I crash it or it goes walk about I'll just save up $1000-1500 an buy another one.
The only bike I ever did insure,I wrote off an the insurance co' dicked me about for months then payed out around half of what I reckon they should of.
From now on I take my chances.

[dangerous]

To be honest I think it was some kind of offer Casbolt's ran when I bought the bike.
They use David Golightly c/o Vero and I'm with them damn that is a good price you got, did they take into consideration your ins record from the UK? if not buggered if I know how ya did it.

[Coyote]

'84 Laser
:headbang: Beootiful car, ours has 250,000ks on it, good for another 300,000 :wari:

[Jantar]

With AMI its $78 per month for my GS1200SS and $63 per month for the RE5.

House, contents, truck, horse float, and Farm liability all total less than that.

[erik]

I've just got third party insurance for my Zeal. 40% no claims bonus and it's $35.15 per year. :)

[FlyingDutchMan]

I'm paying $220 a year full comp with $200 excess ($300 if trashed or stolen within 500m of home).

[Sycophant]

I have no insurance, but I got two quotes last month...

I am 25, with a 1L licence and a road-sport bike...

One option was for $563/year with $500 excess or $100 for theft.

The other was for $551/year with some odd excess scheme.

Although my bike isn't worth a whole lot, so that's probably not too surprising. I guess the trick is not to buy the expensive bikes.

[Biff]

Did they take into consideration your ins record from the UK? if not buggered if I know how ya did it.

I don't know. I don't have any official no claims bonus from the UK as I've driven company cars for the last 10 years. The only cars that I did own I managed to throw onto my employers corporate policies anyway.

The only crash I've had in a car during the last 15 years was into the rear end of my (at the time) bosses 2 day old Merc, and that was on government property so it was cosidered private land by the insurance company, so for some reason they didn't count it. :spudwhat:

[gav]

Insurance, hmmm, must do something about that..... :confused:
Well I got a quote 1997 CBR600f $7000 $349.70 per annum $350.00 excess
Classic Cover, Hamilton

[scumdog]

Thats $1049.40 a year......211kph fines will do that ya know, with that aside thats a bloody high prem, my Guzzi was $500 and a new VTR $540py Hell its just a old Hog :apint: who is your ins through?
maybe its a dodgy area that you live in, it would help if the cops lived near you, you would think aye :niceone:

Smartarse!!

I'm 52 years young and the bike is insured for $15,000 and I was told brand name made no difference, ANY 1000cc+ bike of that value would cost the same. :confused:

Insured with AMI and had one claim on the last 25 years (my dog ran out on road and used its body to wreck a light on a new Primera - $450!! dog was o.k.- until I saw how much it had cost me!!!).

[dangerous]

Smartarse!!

I'm 52 years young and the bike is insured for $15,000 and I was told brand name made no difference, ANY 1000cc+ bike of that value would cost the same. :confused:

Insured with AMI and had one claim on the last 25 years (my dog ran out on road and used its body to wreck a light on a new Primera - $450!! dog was o.k.- until I saw how much it had cost me!!!).
I was with AMI till I brought the Guzzi, Ami wanted $1200 pa and a stupid exsess so I went with David Golightly his price was $400 pa.
So I changed , but DG/Vero have put there prics up someting wicked since that was 4-5yrs ago. The Guzzi was insured for $12k the VTR $15k so it went up again but only to $500-600pa

[Gixxer 4 ever]

Bike is worth 6-7 thousand. Had no claim in 28 years $489.00 a years ( $40.75 a month or there about ) with a $250.00 excess with accident $350.00 if stolen or written off. The cost of the plastics is a big part in the value of your insurance. Street fighter is a lot cheaper than full plastics. So my insurance lady said. Ummm and the speeding tickets do not help. You could say nothing about them but why pay insurance to have your claim declined due to undeclared information. The bike is a 750cc so that helps.