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View Full Version : I can’t believe this…



MeHigh
9th February 2009, 14:02
I got a 2001 Softail last week and called today at Star Insurance for a quote. A pretty annoyed guy answer me call … was something like I had disturbed his other pretty important business, what ever it was.
So after all the details he asked me if is garaged on my property. Short answer, no. Long answer, parked between the car and the fence, inside my fenced yard, alarmed, with a sensor light on it, bolted on the concrete, with me working at home. When I’m not using it is in one of my friends garage with alarm and a car parked in front.
The next line:
“We r not interested if u don’t have a garage”
And that’s all.
Not even:
“ We can ensure it only for accidents or on road or…`
I’m not afraid that the bike will be stolen cause is almost impossible, so I would be more than glad to ensure it just on road, but…for that I need a garage!
That’s a great standard of professionalism and respect for customers
Thanks a lot you good man! :spanking:

snuffles
9th February 2009, 14:07
question is, who would want to steal it?

MSTRS
9th February 2009, 14:08
You look like you are 30+...give ClassicCover in Hamilton a call.

Bren
9th February 2009, 14:09
one less company to deal with....call another up!

DarkLord
9th February 2009, 14:10
I found Swann were good.....

Str8 Jacket
9th February 2009, 14:15
I found Swann were good.....

Yep, I was always insured with STAR until last year.... They did not want to insure me as I didnt have a garage. Swann now insure all of my bikes and do so at a very reasonable price!!

R6_kid
9th February 2009, 14:16
I got a similar line from some cock at Star.

After some investigation, it turns out he'd just got his L plate and a 250, and had every right to be jealous of a 22yo riding a GSXR1000K3.

I rang up kiwibike and after explaining my situation I got a much more reasonble response from Dave - which was garage it when at home, use a disk lock or similar when your not. Not to mention that the premium and excess was cheaper.

DarkLord
9th February 2009, 14:17
Do Kiwibike do track insurance? I know Swann do. Something to consider if you are interested in track riding.

PirateJafa
9th February 2009, 14:21
What I love is how they don't like to insure if it's not in a garage.

Hello? If my bike was 100% safe from every possible harm that might conceivably come to it, I wouldn't be fucking trying to get insurance for the bike.

rastuscat
9th February 2009, 14:45
Solved the problem.

Bought a BMW. Nobody with any sense tries to steal one.

Laava
9th February 2009, 15:14
classic ins.

bull
9th February 2009, 15:21
When i enquired in November 2007 I was told over the phone that they would insure but was going to cost a shitload more as they had just had new policy implemented nationwide to cover the amount of bike thefts in Auckland. Basically was if you didnt have a garage then the premium was skyocketed.

Im with Swann now.

Str8 Jacket
9th February 2009, 15:26
When i enquired in November 2007 I was told over the phone that they would insure but was going to cost a shitload more as they had just had new policy implemented nationwide to cover the amount of bike thefts in Auckland. Basically was if you didnt have a garage then the premium was skyocketed.

Im with Swann now.

Yep, exactly the same time as me.... As usual the arseholes (in this case thieves) ruin it for everyone else. You *have* to understand where the insurance companies are coming from, doesnt mean its fair to everyone though....

R6_kid
9th February 2009, 15:54
Do Kiwibike do track insurance? I know Swann do. Something to consider if you are interested in track riding.

Yes, they do cover for trackdays, but only certain approved setups. For instance I know they cover MotoTT and Suzuki NZ trackdays, you just need to notify them in advance so they can give you the yay or nay. Last I knew they DONT cover kiwitrackdays as they don't/weren't scrutineering bikes before letting them out on the track.

sunhuntin
9th February 2009, 16:21
star are way over priced anyway. i was insured with them with the virago. they were charging me $500/year [or $50 over 10 months i think] when that insurance ran out, i got a quote from kiwibike which was a good $200/year LESS.

the only good thing about star was they had 2 free breakdown call outs a year, one of which they allowed me to use when mum locked her keys in the boot one time.

Crasherfromwayback
9th February 2009, 16:40
I got a 2001 Softail last week and called today at Star Insurance for a quote.

We've (Wellington Motorcycles) moved to Vero Ins now...really competitive rates and only a $500.00 excess. I'm at home now...so don't have my rate chart in front of me. But if you have a 2001 FXST I'm guessing you'd like to insure it for around 18k? Once again...I'm guessing, but I think the yearly premium for that would be around $700.00.

PM me if you'd like to follow it up.

Pete

Swoop
9th February 2009, 16:43
Kiwibike.

But why would anyone park a softail outside?

Laava
9th February 2009, 17:45
We've (Wellington Motorcycles) moved to Vero Ins now...really competitive rates and only a $500.00 excess. I'm at home now...so don't have my rate chart in front of me. But if you have a 2001 FXST I'm guessing you'd like to insure it for around 18k? Once again...I'm guessing, but I think the yearly premium for that would be around $700.00.

PM me if you'd like to follow it up.

Pete
Funny isn't it? I had Vero give me a quote but they were way expensiver than Classic. When I claimed my bike[write off] all of a sudden I was dealing with Vero!