Insurance?

[Arnifix]

Bit of a must. Only thing is there are quite a few insurance companies around and I have no idea which are good and which aren't. Does anybody have any suggestions as to a decent company for an under 25 rider?

[sil3nt]

I have heard www.kiwibike.co.nz is good. My bike is worthless so im skipping insurance although will get 3rd party when i get a job.

[klingon]

... My bike is worthless so im skipping insurance although will get 3rd party when i get a job.

I would suggest you get third party immediately. Just last weekend we were riding along on a borrowed V-Strom (me on the back). A young guy opened the door of his parked car into the traffic. He knocked us off the bike and on the way down we crashed against the side of the (newish, expensive) car to our right. Pretty much every panel on the left side of the car was damaged. The bike hit the road and scraped everything on its right hand side.

The guy who opened his door didn't have insurance. He now has two insurance companies after him for potentially several thousand dollars worth of damage. He could have spent $100 per year for third party insurance and saved himself all the trouble.

Everyone shoud have third party insurance before they go out on the road.

[sil3nt]

Don't worry im not riding! Bike is out of action for a few weeks and hopefully i find a job before then.

[TLMAN]

Try the search function.

Theres already 3 million threads on the topic.....

[Arnifix]

Try the search function.

Theres already 3 million threads on the topic.....

I did. Found 4700 threads that contained the word insurance somewhere in them. Very helpful.

Kiwibike seems to have a good rep (unlike the big companies), so will see what the go is with them.

[kiwifruit]

Give Tim at John baker a call for a quote, 0800 65 62 64

:yes:

[Maha]

I did. Found 4700 threads that contained the word insurance somewhere in them. Very helpful.


The search funtion works well eh?....:oi-grr:


Give Tim at John baker a call for a quote, 0800 65 62 64

:yes:

My money goes there (JB are brokers yes?)
The Insurer is Star Insurance....premiums have gone up a tad since last year but what the hell, insurance is needed and I am happy with it.

[kiwifruit]

My money goes there (JB are brokers yes?)
The Insurer is Star Insurance....

JB are brokers, yes.

Tim for the win!

[Maha]

JB are brokers, yes.

Tim for the win!

Yeah hes good value, ring him, answer several questions (nothing about ya parentage) job done.... invoice in the mail, pay online, hopefully you wont have to speak to him again. Until you buy a new bike.

[kiwifruit]

...you wont have to speak to him again. Until you buy a new bike.

or Dan bins your current one

[jetboy]

...hopefully you wont have to speak to him again.

Jesus I'm not THAT bad!!

[jetboy]

or Dan bins your current one
haha yes indeedy. Mr Random is 'a name known to all' haha

[Rych]

State is the way! I pay about $300 a year for full cover on my ZXR for $6,500.

[Hiflyer]

what about track day insurance? does anyone do that? and yes the search function works well, but i want up to date answers

[Gubb]

John Baker covers Track Days.

They did with MotoTT and Kiwi Track Days. Not sure about Redline.

[James Deuce]

The search funtion works well eh?....:oi-grr:




The search function only works as well as the person using it. Like most computer stuff.

[Maha]

The search function only works as well as the person using it. Like most computer stuff.

Which is why I dont use it, well its one of the reasons....:whistle:

[James Deuce]

"Insurance+broker" nets 143 threads.

http://www.learnwebskills.com/search/engines.html

[crazyhorse]

I'm with Classic Cover - but as usual, they will not insure under 25's. My thoughts would be (depending on your kind of bike and the value), but not insure it - as your premiums might be much greater than is worth having it insured. I know alot of riders don't bother insuring their bikes, and when you calculate the dollars over a couple of years, it out weighs the possible cost of an accident

[davebullet]

If you promise to be a careful rider, you could try my company. (see? Not all people who work for insurance companies are assholes).

[jetboy]

what about track day insurance? does anyone do that? and yes the search function works well, but i want up to date answers
I have the facility to insure most trackdays.

If anyone has any insurance related questions please feel free to PM me and I'll do my best to help you out :2thumbsup

[klingon]

I'm with Classic Cover - but as usual, they will not insure under 25's. My thoughts would be (depending on your kind of bike and the value), but not insure it - as your premiums might be much greater than is worth having it insured. I know alot of riders don't bother insuring their bikes, and when you calculate the dollars over a couple of years, it out weighs the possible cost of an accident

May I just reiterate that with full cover it's up to you to weigh up the risks vs benefit. But everyone needs third party.

[Boulder]

May I just reiterate that with full cover it's up to you to weigh up the risks vs benefit. But everyone needs third party.

absolutely. Third part is a must but I wonder if it is cheap for under 25s? I know its cheap for those of us over 25.

[sil3nt]

kiwibike gave me an online quote of less than $250 annually for 3rd party, fire and theft and im under 25.

[firefighter]

Bit of a must. Only thing is there are quite a few insurance companies around and I have no idea which are good and which aren't. Does anybody have any suggestions as to a decent company for an under 25 rider?

Stay the fuck away from AMI. Really.

http://www.kiwibiker.co.nz/forums/showthread.php?t=97378

[Psychrn]

I was just looking to insure my new Honda VT 750 C
I checked out 3-4 places-none of them mentioned above and I was amazed at the variation.
I went with Classic a Hamilton based company-nearly half premium of my current provider !!

[ducatilover]

I have heard www.kiwibike.co.nz is good. My bike is worthless so im skipping insurance although will get 3rd party when i get a job.

I am insured full cover with kiwibike, $276 a year and $750 excess :2thumbsup

very easy to deal with and I recommend them to any biker:beer:

[mazz1972]

All our bikes are/have been insured through Kiwibike. They are so easy to deal with, and they deal with Swann Insurance and another one (can't remember which one).

But it does pay to shop around - I would get quotes from a few other insurers/brokers as well as the premium will depend on your circumstances, age, driving/riding history, whether the bike has an imboliser/alarm, if it's garaged, etc. Some will offer lower premiums with a higher excess or vice versa.

Take in to account what the policy covers - some may include cover for bike gear, and some have roadside assist included. However with the roadside assist it would be good to check who would be called out if you wanted to use them and how good the service is. (For example Kiwibike no longer promote the Swann Insurance roadside assist as a selling point because they've found the service totally unrealiable).

Good luck.

[R1madness]

Give me a ring today during shop hours and i will quote ya a deal. We do a very good insurance package that covers bike, gear, luggage, locks and keys, brakedown assist etc. All backed by VERO. Under 25 no issue. and very compedative prices.