Does ACC still pay for damaged gear?

**grotto** · 13th October 2009, 16:33

Not that I've fallen off or damaged my gear, but I just paid my rego (including the excessive ACC levy) and wondered if they still replace your helmet, leathers etc. if they are damaged.

Way back I remember getting a huge cheque from them to replace my Bell helmet (which was trashed) and my leathers (which they lost while having damage assessed).

I may not feel so bad about paying $86 for 3 months rego if they still cover my kit.

**scott411** · 13th October 2009, 16:37

no they do not, had been stopped at least 10 years ago,

you can sometimes get it on household insurance

**phill-k** · 13th October 2009, 16:38

Originally Posted by grotto

Not that I've fallen off or damaged my gear, but I just paid my rego (including the excessive ACC levy) and wondered if they still replace your helmet, leathers etc. if they are damaged.

Way back I remember getting a huge cheque from them to replace my Bell helmet (which was trashed) and my leathers (which they lost while having damage assessed).

I may not feel so bad about paying $86 for 3 months rego if they still cover my kit.

This is the very reason they are in the shit - you should insure ya gear if you want it covered. Yah and don't raise the argument that the gear saved them money, it actually saved your arse.

**Mom** · 13th October 2009, 16:39

Insurance is your friend, ACC is not.

**slofox** · 13th October 2009, 16:42

My household effects policy covers my gear...

**grotto** · 13th October 2009, 16:44

Fair enough, although I don't reckon that's what's made them broke.
Judging by how much physio the physiotherapist told me I needed last injury, I reckon that's what has done it.
It seemed pretty odd let the person who got paid decide how much you needed.

**slofox** · 13th October 2009, 16:53

Originally Posted by grotto

Fair enough, although I don't reckon that's what's made them broke.
Judging by how much physio the physiotherapist told me I needed last injury, I reckon that's what has done it.
It seemed pretty odd let the person who got paid decide how much you needed.

Nah. Internal costs is what crocked it. They gobble up most of the money on themselves. The "sensitive cases" unit spends EIGHT dollars on admin for every ONE dollar that a therapist gets...go figure.

**vifferman** · 13th October 2009, 17:12

My bike insurance covers my gear, up to $2.5k (and the same for my pillion).
Hope I don't totally write it off - my current gear cost....hrmmmm.....lesseee.... hmmmmm.... about $2.7k retail. More, if I wear all my summer and winter gloves at the same time.

I think my bike's probably worth a similar amount....

**Nicksta** · 13th October 2009, 17:16

they refused to pay for mine even though it was cut off by an ambulance....
but then they are cost cutting so bad that you have to fight for the care you get....
according to their "matrix" i was supposed to return to full work capabilities in 6 weeks (after breaking my pelvis).... i laughed... i'm still on sedentary duties after 3 months.... and they are still hounding my doctor as to why i cant stand at a counter for 8.5 hours a day!

insurance is your friend

**PrincessBandit** · 13th October 2009, 17:16

Originally Posted by vifferman

My bike insurance covers my gear, up to $2.5k (and the same for my pillion).
Hope I don't totally write it off - my current gear cost....hrmmmm.....lesseee.... hmmmmm.... about $2.7k retail. More, if I wear all my summer and winter gloves at the same time.

I think my bike's probably worth a similar amount....

Yep, my bike insurance covered my gear but that was because we have full cover on it. (The bike that is). Our ginny is covered for 3rd party only which means gear is not part of the insurance cover.

**Grahameeboy** · 13th October 2009, 17:19

Originally Posted by Mom

Insurance is your friend, ACC is not.

Mmmm..mmmm can I disagree slightly...

**Chrislost** · 13th October 2009, 17:42

Originally Posted by Mom

Insurance is your friend, ACC is not.

ACC is that mate that was guna pay you back, but then skipped the country...

**Chrislost** · 13th October 2009, 17:43

Originally Posted by Grahameeboy

Mmmm..mmmm can I disagree slightly...

Only if you have been working for over a year, and they cant find a way to weasel out of paying ya!

**crazyhorse** · 13th October 2009, 17:46

First I'd heard ACC would pay for gear - good luck. They're associated to that other Government department, otherwise known as IRD - so you'd be lucky to get blood out of a stone before you get new gear or a payout - chances are, they'd probably end up charging you

**Owl** · 13th October 2009, 17:50

Originally Posted by vifferman

My bike insurance covers my gear, up to $2.5k (and the same for my pillion).
Hope I don't totally write it off - my current gear cost....hrmmmm.....lesseee.... hmmmmm.... about $2.7k retail. More, if I wear all my summer and winter gloves at the same time.

I think my bike's probably worth a similar amount....

You with NAC too?