Have you found a bike yet?
Have you found a bike yet?
zomg rie, pics
evidence required
sticks and stones may break my bones but whips and chains excite me
ive spent hours looking through trademe, what i need is xomewhere that will do hp or something
sticks and stones may break my bones but whips and chains excite me
bike are one of the worst things to put on hp
lease one if you have to, but DO NOT put yourself in a situation where you're paying for something that's been written off, stolen, or suffered a mechanical disaster because finding the next one suddenly becomes much more difficult
considering this budget problem, maybe we should be considering things without high maintenance costs (think tyre cost vs tyre life for starters, then look at the insurance)
faired, naked or cruiser?
I agree with the Jafa.
A trick for young playas... if you must have that new bike now...
Get a low interest VISA card and buy stuff, then pay it off.
After a few months your bank starts sending you letters offering you more credit. Once you get to a decent limit like $8000, then it is much much cheaper to use your credit card than to buy on HP. There are no HP administration costs, no dealer sales commissions and you have more freedom in what amounts to pay back. There might be an annual charge of $25-$50 though.
Of course you have to exercise self control, to use the credit card only for the bike (and emergency repairs etc).
The above solution may not be a good idea for some people.
Oh, and get full insurance so you don't have no bike +loan to repay (as motorbyclist has rightly pointed out).
I got an overdraft for mine, borrowed $3k and it reduces by $200 every fortnight. I've paid it off faster and it's been bugger all interest.
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