I think you will find that it is a "debt system", rather than a "credit system".
Every new $dollar created, is created as an "interest bearing debt", a debt considerably larger than that originally intended!
The only thing backing the new (interest bearing) dollar created is the ability of the borrower to produce goods and services.
Because of the interest bearing debt is larger than the cost of the goods and services produced, consumption is therefore impossible!
New money is only needed to increase production, the only reason for any production, is consumption!
If there is not enough money in circulation to balance production and consumption, the system is flawed.
That is why we continue to experience wars booms and busts in our economies!
The controllers of the situation manipulate need and exploit the impending greed.
Because we do not collectively understand what is happening, we become fearful of our future and for that of our loved ones.
The controllers use media to exploit and spread the fear and divide us by offering conflicting solutions of their own making.
In the confusion the masses fight amongst themselves and cement the controllers firmly in charge, to the detriment of everyone!
A and B fighting for the benefit of C. (where "C" equals "controller")
You gotta hand it to them, they play us like puppets on a string and we defend them like a drunk defends his bottle!
Money system's should be the servant of it's people, not the people being servant to the system!

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