Hobbies go first, so no more lugging my horse around the north island playing polocrosse, if things are still tight next the motorbike goes, it might be fuel efficient but when it costs $60 to fill its tank it might well be a luxury to far.
If after the hobbies are gone and life is still too expensive then I'd start going to farmers markets to get our locally grown, in season produce instead of using the supermarkets.
After that I'd start using my company car to do the school run and drop Mrs NN at work instead of running 2 cars.
After that I'd sell up and move back to OZ, screw the NZ peso.
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