
Originally Posted by
oneofsix
Beware the insurance might try the second hand helmet approach, this is either try to replace it with a second hand one or pay you out a depreciate price as if second hand is OK. A helmet is only any good if you have had it from new. I would like to see the insurance industry not depreciate helmets because they are a binary item, they don't depreciate, you buy them new and undamaged and they are worth their full value until damaged then they are worth 0 and you require the full amount of a new one. rant-off
I argued this with my insurance. Said second hand is BS as no dealer worth their salt will give a second hand valuation.
Told them helmets have a 5 year life (Read it somewhere) and mine was only 9 months old, so they should come to the party with 80% of replacement cost.
They ended up fully replacing it, something about being under a year old.
White Trash Pearls of Wisdom #2654 - Refering to yourself in the 3rd person: The only thing gayer, would be being caught handcuffed around a public toilet bowl, an apple stuffed in your mouth and George Michael administering an epic caneing to your exposed cheeks while Boy George documents the event on a handicam.
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