Just found an old cheque

[sil3nt]

$30 from when i cancelled my insurance. Cheque is just over 7 months old now. I am assuming this is too old to cash now? Wonder if they will be nice enough to issue me a new one

[FJRider]

It shouldn't be ... check with the BANK concerned ...

[Taz]

It shouldn't be ... check with the BANK concerned ...

Pfft what would they know??

[sil3nt]

Banks are inconsiderate and aren't open this late

[thecharmed01]

Cheques have a lifespan of 12 months. You should be able to cash it fine :-)

[Slingshot]

Banks are inconsiderate and aren't open this late

What bank doesn't have 24 hour phone banking now days...

[Taz]

Banks are inconsiderate and aren't open this late

It's been 7 months whats another day?

[Gremlin]

I know ASB is available 24/7.

I thought cheques had a 6 month lifespan?

[TrentNz]

Mail it to me, ill check if its able to be used or not.

[mossy1200]

I know ASB is available 24/7.

I thought cheques had a 6 month lifespan?

Wife works Kiwi Bank says 6months ,needs re-issued and new cheque provided.

[cs363]

I know ASB is available 24/7.

I thought cheques had a 6 month lifespan?

99.9% certain that it's 6 months too....


Edit: A quick Google tends to confirm this

[Bikemad]

i vote 6 months

[Winston001]

Banking practice is to reject cheques which are more than 6 months old to avoid fraud. A cheque is a bill of exchange and regardless of bank policies remains valid for 6 years.

In reality you can deposit it with a fair chance it'll get through. There are few staff in banks these days to do paperwork and they simply may not notice. A cheque of mine went through which I'd forgotten to even sign.

If they do, ask the insurance co for a new cheque - sending the old one back so they can destroy it and mark it off in their accounts.

[sil3nt]

In reality you can deposit it with a fair chance it'll get through. There are few staff in banks these days to do paperwork and they simply may not notice. A cheque of mine went through which I'd forgotten to even sign.

I went overseas for a month visited 3 different countries and it wasn't until I got back to New Zealand that I was told I needed to sign my passport and that I was travelling illegally

[p.dath]

$30 from when i cancelled my insurance. Cheque is just over 7 months old now. I am assuming this is too old to cash now? Wonder if they will be nice enough to issue me a new one

I'd say the cheque is history. For $30, I wouldn't put the effort into trying to get a new cheque. HOWEVER, I would probably just try and bank the cheque. There's a chance they wont spot the date issue.