Hmmm...the perfect house? Doesn't matter, as long as the wife can't find it.
Forum whore
Hmmm...the perfect house? Doesn't matter, as long as the wife can't find it.
Moped rider
One thing I forgot to write the house will have to have a garage of course to put the motorbike in
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Reckon you got it backwards, the garage needs a house nearby for you to sleep/cook inOriginally Posted by Ladydragon
The perfect garages are made, not bought, still, it helps to start off with a pretty good one!
"A shark on whiskey is mighty risky, but a shark on beer is a beer engineer" - Tad Ghostal
"channellling the Pleideans"
EVERYTHING is compromise: unless you're Kim Dot Com (and even then.....)I have a question when you are looking to buy a new house is there such a thing as the perfect house or is that asking to much
I thought elections were decided by angry posts on social media. - F5 Dave
Hardcore Biker
As a couple of others have said, I think the best house is the one you like the most, because we sure spend an awful lot of time in it, even if only asleep. Apart from garaging for the bike(s) I've always been to look at the neighborhood both by day and evening and maybe weekedn (I don't want to be in the middle of Noisy Party Central) and I prefer a significant proportion of owner-occupiers in the vicinity. Nothing against people renting, been there and done that, but too many renters with no stake in the neighbourhood long term, changes the character of a neighbourhood and not always for the best. Proximity to schools for the children is a big plus, and it can be helpful to have a convenience store not too far away...., but most of all the house has to be affordable for the budget. Even the best possible house will not be nice to inhabit if it is a nagging every day worry how to get it paid off. In which connection, for me houses are like bikes; I never buy a new one, because a house or bike that someone else has used before me is much better value, has withstood some rigours of time and stress, and generally has got soul compared to the out-of-the-factory-new-this-year product... and I will make it mine over time. But as always, YMMV. Good luck!
Forum whore
hmmm I'm having difficulty working out how you are going to be mortage free, yet are asking rookie/first home owner style questions?
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Come warm yourself by the fire
Stop stealing the good houses out west alright! My bloody misses is pissing me off dragging me all over the show to show me this house and that.I have a question when you are looking to buy a new house is there such a thing as the perfect house or is that asking to much
I keep bloody telling her I don't give a fuck so long as it has a garage.
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The Sharif don't like it!
+1 for Maha's house
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has made a bo-bo in his nappies
lol mate, if your gonna worry about that kind of shit you might as well buy a bunker
Forum whore
How is that difficult to work out?
First timer buyer paying cash.
"channellling the Pleideans"
Here are some tips, just stuff I have picked up working in the area for a while.
Do your research. Go round the area, look at what is on the market, look at what else is sold, see if you can get a feel for the price/value equation in the area(s) you're interested in. That way you'll get an idea of the "worth" of any particular property. Dont do what my sister did and buy the first house she saw on the first day she started looking
real estate agents are fucking liars. There is the odd good, decent, honest one but they are very few and far between. They are not your friends, they are very very skilled and practiced at railroading people, and getting them to pay more than they want (and sometimes need) to. Remember they are paid by the vendor. Follow the money.
You MUST do proper due diligence on a potential purchase: that includes a conditional contract with subject to's like title, LIM, finance (in Canterbury add insurance, geotechnical and structural engineer). You must get a building inspection from a building inspection company that is working for you. Be very very careful of anything built between say 1990 and 2000.
The only person in the whole deal who is looking after you and your interests is your lawyer. Get one onside early. Don't shop purely on price. Get a recommendation from family, friends, work colleagues etc. Talk to them early in the piece. If you are feeling uncomfortable find another lawyer. I am happy to chat to someone for half an hour free of charge before starting the eggtimer just to talk about the things I've just mentioned.
Never EVER pay a deposit before confirmation of a contract. (the contract should say "$X payable on confirmation to XYZ Realty trust account". You dont have to pay 10%. In fact you dont have to pay a deposit, or if you do $1 is legally as effective as $100k (as an "earnest of good faith, and that the contract will be duly completed"). But guess who gets paid from your deposit, and might get paid even though the fucking deal never settles? I always try and get clients to make the contract deposit "payable on confirmation to the vendors solicitors trust account and to be held as stakeholder until settlement occurs" but agents are very good at talking people out of that. Always try and make all the conditions confirm on the same day: its a pain in the arse if some are on one day and others on another.
Dont be scared of buying a house privately. Again, due diligence is the key, and getting someone (your lawyer) to draft a contract is a worthwhile exercise. Be a bit wary of private seller's expectations: sometimes they have tried to sell a property at a way OTT price and been unsuccessful, so they think well I will sell it myself and this is my price. Also if you need finance and have bought privately, often a bank will require a registered valuation.
Banks are fucking arseholes too. Dont use Kiwibank. Their frontend the clients see is OK, but i intensely dislike their back end that I have to deal with.
I know you've said you dont need finance and will pay cash (and good for you) but consider adding a finance clause anyway: it is the easiest way to bin a contract if you need to. Never ever tell the agent you're paying cash even if you are, unless you are going to get a HEFTY discount.
Good luck. Welcome to your second job for the next few monthsHappy to field any questions if you have any.
I thought elections were decided by angry posts on social media. - F5 Dave
"channellling the Pleideans"
bunker no good in a tsunami. Gurgle gurgle. just sayinglol mate, if your gonna worry about that kind of shit you might as well buy a bunker
I thought elections were decided by angry posts on social media. - F5 Dave
has made a bo-bo in his nappies
you completely waterproof it, and add your own air supply (enough for days without having to leave)
Embracing mediocrity
At least you're not in chch, getting out of the red zone and buying a house here is a full time bloody job.Good luck. Welcome to your second job for the next few months
And definately get a recommendation for a lawyer, one like HDC says who will have a chat with you without sending a nasty bill for the privilege, and who will tell you the cost up front for handling your house purchase. Friends of friends got a bill for $12k for processing red zoning/insurance stuff and buying a house, that's the wrong sort of lawyer.
Deposits, yeah, real estate agents like deposits to secure their fee & nobody else really gives a shit.
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Forum whore
Bit like child-proofing your home only to find they can still get in, eh?
+2!
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