Burglary insurance + security. Do you bother?

[SMOKEU]

Have to keep them cheeky kaffirs out somehow.

[Fast Eddie]

my security is a wee map of where the neighbours keep their spare keys, which I stick to the front or back door when I go out.

so far so good.

[Fast Eddie]

Have to keep them cheeky kaffirs out somehow.

flame throwers and german shepherds.

[BMWST?]

Insuring your household contents is not only for theft, but for fire too. Imagine if your house burnt down, the cost of replacing everything, appliances, clothes, furniture etc, would be huge. I probably have $10K of bike gear alone.... may not be worth it, if I sold it, but if I had to replace it...

make sure you itemize that bike gear then....a lot of insurance companies have upper limits of any easily portable items and prolly would be reluctant to pay out on 1000 dollar helmets or 700 dollar jackets

[Winston001]

Coming from someone who was the victim of a home invasion, its seldom about what you have to steal. Your home is and should be, your castle. ... I was home and beat the fuck out of the cunt that broke into my house, he was pretty seriously injured, this is MY home and i WILL defend it, myself and my wife. I am extremely lucky I was awake at the time,

I used to sleep like a log, I still wake up to any small sound in the night and go charging through the house prepared to dish out extreme levels of violence to any cunt who shouldnt be there - its an awful thing.

a home invasion as well as a burglary basically result in the same thing, the sanctity of YOUR home has been spoiled, it no longer feels safe. ....knowing you have a safe home that is yours, a place where you feel secure and protected. once thats gone, its a hell of a psychological mindfuck to go through

Ok that's an important point. A burglary is a home invasion no matter how little gets taken away. We should all feel safe and secure in our homes.

Good post.