My first 'off' - gear and glove replacement

[aeonsien]

I got smacked up the bum by a van on the weekend - the driver though I was 'going to roll straight through the stop sign bro'.

For all of 10km/h collision boy did I get thrown. Bikes a bit scratched and bent (hoping the insurance will look after that OK) and my gear is a mess.

All I got was a badly sprained wrist - thank you everyone who drummed ATGATT into me

Boots have holes from my auto-reaction to brace the bike, jacket and pants are split open, helmet has had its one use..
Gloves are slightly scuffed

All my gear is covered under my contents, but the insurer (Hi AMI, BOO excess) has questioned me claiming the gloves because there is no obvious damage. (they want a written statement from someone important that the gloves should be replaced even though there is no obvious damage)

General opinion: Would you replace your gloves if they were a little scuffed (considering that the rest of your gear was a write-off)?

Any other suggestions? Police and ambo/acc and all that have done their bit.

[GrayWolf]

I got smacked up the bum by a van on the weekend - the driver though I was 'going to roll straight through the stop sign bro'.

For all of 10km/h collision boy did I get thrown. Bikes a bit scratched and bent (hoping the insurance will look after that OK) and my gear is a mess.

All I got was a badly sprained wrist - thank you everyone who drummed ATGATT into me

Boots have holes from my auto-reaction to brace the bike, jacket and pants are split open, helmet has had its one use..
Gloves are slightly scuffed

All my gear is covered under my contents, but the insurer (Hi AMI, BOO excess) has questioned me claiming the gloves because there is no obvious damage. (they want a written statement from someone important that the gloves should be replaced even though there is no obvious damage)

General opinion: Would you replace your gloves if they were a little scuffed (considering that the rest of your gear was a write-off)?

Any other suggestions? Police and ambo/acc and all that have done their bit.

Difficult to answer,
maybe the 'quality' of the gear? how/where you landed? I just binned at 25-30km, and kevlar lined jeans survived (although the stitching shows signs of pulling' in the seams, and some slight scuffing at the hip.... so will be replaced. Cordura/leather combined jacket zero damage, gloves fine, lid, I have already made unwearable (when I got home). I am a bit surprised a 10km crash split open the jacket and pants? did the clothing hook up on something on the bike? I am asking the next question as a rhetorical one.. the gear IS purpose made for biking?
The gloves? maybe you'll have to bite the bullet on, insurance companies can dig their toes in over the strangest things,,,,,, my thought on the gloves is where is the scuffing? how 'deep' is it? if its is only very minor.. like a removal of the 'finishing' on the surface and the gloves are quality (decent thickness) leather, or even better double layered, then they may still be fine... if a noticeable or deep scuff? best to replace them.

[Gremlin]

First, is insurance going to replace them for you? If all damage from on the gloves is from that incident, I would imagine so? Then a no brainer...

If not, then you need to check the gloves. Is stitching intact? Have critical impact areas been compromised? Gloves can also be repaired (basic leather stuff), depending on what's happened etc.

[Lozza2442]

IAll I got was a badly sprained wrist - thank you everyone who drummed ATGATT into me

Can someone send me in the right direction of a thread for this? I did a search and couldn't find anything.

[Paul in NZ]

One claim, one excess, claim for everything.

BTW - shouldn't the guilty parties insurer pay your excess?

[Akzle]

aaaaaverage.

but really.. how scuffed is scuffed? bit of rubbing on the kevlar might not be a problem safety wise. tearing stitching, probably more of an argument...(if it's not already... a craft knife might make it more obvious)

PS. send me your old gear eh? =D

[caseye]

The person who rear ended you should be paying any excess so that should not be an issue.
However.
Go to your local bike shop and get them to give you a written quote for all of your gear and make sure that they load it to hell and gone AMI will AUTOMATICALLY reduce your gears value by 10% for every year old it is.
Get them to write that your gloves are no longer fit for purpose and make sure you buy good gear this time around as well, don't skimp.
With regards to your sprained wrist, but the gloves with the SPS knobs under the wrist, these have been proven to stop your wrists bones being broken/sprained by taking the impact out and allowing the knobs to slide along and absorb as much impact as possible.
Going to check your mirrors for upcoming cars etc a bit more often too I'd wager, glad you came out OK, nothing like having good gear that takes what would otherwise be happening to you.

[akkadian]

Yeah man the van driver should be paying. Take him to court if he wont (pm me and i can help with that all free of charge). Dont relace anything thats not trashed if you want to save cash, except your lid. Chuck that on TM for the rally drivers amongst us