90% recovery vs 0% presently? Yep, take the money. In cash.
"channellling the Pleideans"
90% recovery vs 0% presently? Yep, take the money. In cash.
I thought elections were decided by angry posts on social media. - F5 Dave
Hardcore Biker
Originally Posted by jrandom
Oh, you were planning on engaging someone to go and ask for the money politely?
Yes, I suppose that can be either a benefit or a drawback of being in the Harley-Davidson sales and service market, depending on how you look at it.
Personally, experience has taught me that dealing with criminals is never worth it in the long run. (Unless they're paying cash, of course.)
I worked in debt collection in Oz for a number of years,,some people would of called me/us thugs,,but yes we were always polite.
You'd be suprised how effective being polite can be.
Having a sheriff parked in plain sight also helped,but the first chance was always dealing with us before losing the whole house hold,,,most people saw the logic.
NZ is such a backward place when it comes to being honest,,,or else.
e mare libertas
Debt collector, or court bailiff?
In that case, I'm guessing the latter.
Still, I'm not familiar with how things work over there. Maybe in Australia you don't need a court order to take people's shit off them. Or were you repo-ing stuff that was secured under credit contracts? Or was the cop just bored and happy to do you a favour by parking in a particular location?
Anyway, in NZ, debt collectors are useful to larger outfits as subcontractors who do the work of making the polite calls and then doing the necessary litigating to get to the point where people's shit can be taken off them.
Of course, for a $2,000 debt, unless you can talk the debtor into paying at least some of it without further ado, or you have the time to sit in the Disputes Tribunal yourself, you might as well write it off. Doesn't do any harm to list it with the credit reporting agencies, but that won't get you your money back - it's just doing a favour to anyone else who might not have otherwise insisted on cash up front.
kiwibiker is full of love, an disrespect.
- mikey
Whip it, whip it good!
Find youself a retired man/or woman that would like a challenge. Offer him 20% to collect it. Provide him with the persons contact details and pay for all of his expenses. I guarantee you will get most of your money, and some tax deductable expenses as well. I was lucky enough to find one of these, he was amazing
Last edited by Mom; 31st October 2012 at 18:01. Reason: Hate to be called sexist by not including a woman
Smarty pants... since ages ago
But the women would Nag them to death ... and dead people don't pay well ...Find youself a retired man/or woman that would like a challenge. Offer him 20% to collect it. Provide him with the persons contact details and pay for all of his expenses. I guarantee you will get most of your money, and some tax deductable expenses as well. I was lucky enough to find one of these, he was amazing
When life throws you a curve ... Lean into it ...
KB's Chief Cats
1- ask them for it.
(discuss some kind of payment option (if it's suitable to you))
2- send them a notice of intent. (to... prosecute/claim/kneecap them)
3- send a reminder notice
4- do what you said you'd do in your notice.
i would say small claims, but it costs money, takes time, is PITA. depends how much 2k$ is actually worth to you.
dont do business with him again
ammend your terms of trade to avoid confusion if future.
e mare libertas
If only we all had your wisdom.
kiwibiker is full of love, an disrespect.
- mikey
Hardcore Biker
Commercial agent.
Commercial investigation,summons serve,Debt collection prior to Sheriff "bailiff" action.
We would sit down and look at peoples finances,come to an agreement.
Don't want to talk to us,then talk to the man with the paper work,,and he'll just take everything you own right now.
Great system,,,no mega outstanding fines while the person drives a $20,000 car or bike like in NZ.
salty dog
Ring any bell you like...
I don't lie
Don't need to
People who know me know that.
Didn't take any liberties
Was semi legal...
He would ring for signwriting jobs
I say he rang to do signwriting on his boat
Who's to argue?
Tell him signwriting job is finished "as requested"
Please pick up and pay.
What sort of book you want to throw at me for that?
After a while (forgot how many weeks etc) you are legaly allowed to sell
disputed article by auction to recover cost.
if it fetches more you have to pay balance to debtor
Why would I have to lie about that....?
Opinions are like arseholes: Everybody has got one, but that doesn't mean you got to air it in public all the time....
Aclass fukeruperer
And before you do that you have to place a classified add in the paper stating your intent to dispose, after attempting to contact the owner. Been bitten by that before. Despite someone leaving an article for with us for about 8 months (normally 7 days to collect), all we missed was the add in the newspaper. Ended up having to pay for a replacement, and never got paid for the initial work.
Forum whore
youve got me cobber. All I can say is if I owed money to someone and they came and towed my boat away without permission, I would not sit there and do nothing. The cops would be the first port of call and if they were not interested, I would be coming around to get it back.
There is no such thing as semi legal. Its either legal or not. Taking someones boat because they owe you money is not legal unless the boat was used as security on the orginal job. It would be different if he brought the boat around to get the signs installed and you wouldnt release it until he paid. But to go around and uplift it because he hasnt paid.........I am pretty sure would be classed as theft. And if you steal it.....then use it.....then sell it the "book" could be thrown at you. The rule book doesnt get thrown out because you feel agrieved about monies owed.
There is a process whereby you can sell items to retrieve money owed, but you cant steal the item first.
Ding ding
Best Frenemy you could have!
Goods have to be directly related to money owed (like you sold them to the person) for you to retain possession or repo.
NEDWN VIII
Some fucker owes me $1000 for a bike, I have resigned myself to the fact, some time ago, that I will never see that money.
He keeps moving house and repeated texts early on, went unanswered.
Its only money, and though I would rather have it, I wont let it get to me.
Should have wised up and got the money first, before handing over the bike to a drunkin' bullshitter.
My loss, chalk it up, get on with life.
Forum whore
All very well, but some people don't respond to "legal" actions.
I Brickie I know was owed $10k by a large Dunedin firm and they wouldn't pay. He went to see manager, grabbed said manager by shirt front (assault), told him he knew where he lived, and would burn down his house with his family inside if he didn't get a cheque that wouldn't bounce there and then (all sorts of nasty threatening to kill, etc). Manager wrote out cheque, said fellow went down to bank and cashed it, firm went into recievership the following Monday, with said tradie still listed as a creditor.........not legal, but he got his money. (if you lived in the Bays in the 70's or 80's as a tradie, you'd know who I'm talking about if I told you his name and would know he would have done what he said...)
“- He felt that his whole life was some kind of dream and he sometimes wondered whose it was and whether they were enjoying it.”
Forum whore
hey I dont doubt that shit happens all the time and still does. I am not saying that it shouldnt happen either, pricks should pay their bills. What I am saying is that I find it hard to beleive that a guy that owes money for some signs, sits back and lets some bloke hook his boat to the back of his wagon and drive off, then watchs the same signwriter run around the ocean in it for the summer without doing anything about it? Really? Do you think you would do that? I equally find it hard to believe that after stealing his boat, someone would think that they could sell it to reclaim monies owed for signwriting unrelated to the boat and get away with that either. Come on....really? Fark off....no way.
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