Hopefully your back protector is 'CE' certified. There are two classes of back protector. Perhaps start by checking which class yours is made to - if any. Unlike helmets, there is no requirement for a back protector to be made to any standard.
Class '1' limits the impact energy transferred into your back to 16,000 N. Class '2' limits the impact energy transferred into your back to 8,000 N.
It is widely accepted death occurs at anything over 4,000N. Can you spot a problem here?
I an not aware of any back protector standard that specifies any kind of abrasion resistance. Indeed, most are made from some kind of plastic, and will wear quickly. So don't expect a back protector to save the skin on your back during a slide, despite what many might say (mostly track people from my experience).
So on the whole, back protectors do not provide a level of protection that many of their owns think they might. They will not stop you getting a broken back if you have a hard impact to your back.
HOWEVER, back protectors are good for limiting the amount of bruising and minor abrasions to your back from small impacts and hits. I personally feel their value at 50km/h is very limited; at 100Km/h they serve some value; and at a track pace of 200km/h or more they are almost useless. Note - my opinion, and others will disagree, especially track people.
Personally I do have a class '2' back protector. I don't bother with it if I know I am going only on 50km/h urban roads. I do use it if I know I am going on 100km/h roads. I wear it on the track - because the rules say I have to, but I feel wise use of my throttle is a better safety device.
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