Not overly sure how to answer that. We'll all have different standards of living. However I see no reason that people in poverty or who work like mad to eek out the basics shouldn't have equal rights to that "lifestyle" due to their effort not being deemed worthy of being rewarded similarly to someone who can do the bare minimum. It's unjust and makes a mockery of the mantra of hard work equalling reward.
Edit: What is the point of a financial system?
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