Old woman pulled a u-turn on top of me, what now?

[leathel]

If she is 100% at fault get the costs sorted and approach her nicely with the costs, she may decide to pay the damage without a claim. If there is damage to her car as well she might make a claim in which case you will have to get her claim number and then contact the insurance company with that claim number and fill out an uninsured third party claim form.... and then it will be a case of running the repairs through a repairer (chipped paint etc will be covered)

If its only minor chalk it up to experience or she may pay anyway

If you call the cops as legally you are obliged to by law they may right you and her a ticket out and then you have to prove you were not in the wrong....It has happened plenty of times!

If she is an old dear that was a tad flustered or in shock over it I would go out of my way to make sure she is OK over it all...... You will get old one day too

[bosslady]

find out how much repairs will be before you call her as it may be cheaper than her excess. Be nice, might be a struggling pensioner? I hate old ppl I always feel so sorry for them.

[nodrog:Me]

ring your insurance company

[FJRider]

..... You will get old one day too

If he gets lucky.

Getting old is not a certainty .... it takes years of practice. Even then it can still go wrong.

[nzspokes]

Pretty much yes. Had you did have insurance ... unless you are over 25, your excess would have been about $1000. So you would still be paying for repairs anyway.

Not if its her fault. Just got my bike back from an insurance repair and didnt pay excess as was the car drivers fault.

[PrincessBandit]

My baddies, I read "old woman on top of me".

You gotta decide for yourself how much hassle it's worth. Sometimes being determined to get compensation or acknowledgement of guilt etc. is simply not worth it in the long run. Only you can make that call.

[FJRider]

Not if its her fault. Just got my bike back from an insurance repair and didnt pay excess as was the car drivers fault.

I did mention Police in an earlier post. No mention of him talking to them since. Funny that if he wasn't in the wrong. A visit from plod might help the lady open her purse.

It matters little anyway. He didn't HAVE insurance.

[nodrog:Me]

..... He didn't HAVE insurance.

....., iv got third party insurance only ....

holy fuckballs!

[rustic101]

Simply put, She was stationary on the outside shoulder

So if she was stationary you have hit her? I.e you have hit a stationary vehicle even if she was illegally parked you appear to be in the wrong. Could be wrong.