Old woman pulled a u-turn on top of me, what now?

[conadz]

On my way back from a bike rally last weekend I pulled out of a gas station only to have an elderly woman pull a u turn on top of me. against my best efforts we collided at little more than walking pace. Bike was dropped but I got up and dusted my self off, luckily only minor damage, broken brake lever and bent foot peg. Now this if my first time being involved in anything like this, iv got third party insurance only and there is no way this could be considered my fault. What is the recommended next step? ask the woman nicely to fork out for the repairs or contact her insurance and go through them?

Any help would be much appreciated,
Cheers

[bosslady]

On my way back from a bike rally last weekend I pulled out of a gas station only to have an elderly woman pull a u turn on top of me. against my best efforts we collided at little more than walking pace. Bike was dropped but I got up and dusted my self off, luckily only minor damage, broken brake lever and bent foot peg. Now this if my first time being involved in anything like this, iv got third party insurance only and there is no way this could be considered my fault. What is the recommended next step? ask the woman nicely to fork out for the repairs or contact her insurance and go through them?

Any help would be much appreciated,
Cheers

Firstly, you definitely came off relatively unscathed considering she pulled a U-turn ON TOP OF you... Are you sure it's her fault? What did she say?

[Edbear]

On my way back from a bike rally last weekend I pulled out of a gas station only to have an elderly woman pull a u turn on top of me. against my best efforts we collided at little more than walking pace. Bike was dropped but I got up and dusted my self off, luckily only minor damage, broken brake lever and bent foot peg. Now this if my first time being involved in anything like this, iv got third party insurance only and there is no way this could be considered my fault. What is the recommended next step? ask the woman nicely to fork out for the repairs or contact her insurance and go through them?

Any help would be much appreciated,
Cheers

Assuming you took her details, definitely contact her insurance company in case she doesn't.

[Owl]

Assuming you took her details, definitely contact her insurance company in case she doesn't.

Why? Unless she makes a claim, they're not going to give a fuck.

[Edbear]

Why? Unless she makes a claim, they're not going to give a fuck.

Maybe but I'm the type of person who covers all bases and all info is good. Certainly ask her to cover the cost, either with or without claiming.

[McFatty1000]

Often best to let the insurance company know in case it turns out to be more than just a few small pieces - she can decide whether to do it herself or through the insurance company herself (Given full blame on her - any body else see it?)

[FJRider]

Even non-injury accidents need reporting to Police .... lay a complaint with them ... and they may offer advice that is both legal and sensible (not always found on KB). And remember the law regarding being able to stop in half the clear distance ahead .. ???
I might argue with the "Not your fault" bit ... as you were not exactly paying attention (both parties at fault at the very least).

Experience comes in many forms ... this is some that you do get. Better earlier than later. And it could have been a lot worse. And chances are it will happen again in the future.

No insurance means you pay your repair bills ... Such is life. You are free to sue her (small claims court) for damages ... depending on the Police report of course.

At best you contact the woman concerned FIRST ... and discuss the issue with HER.

[Katman]

....and there is no way this could be considered my fault.

Well that depends.

How close to the gas station exit did it happen?

If it happened very close to the exit, maybe she gave an entirely adequate check for traffic coming up from her rear only to have you suddenly emerge from her extreme left.

Sounds like your observation skills might leave a lot to be desired.

[Katman]

As far as the repairs go, straighten the footpeg and about $12 should get you an aftermarket brake lever.

Then chalk it up to experience.

[conadz]

Simply put, She was stationary on the outside shoulder and my front wheel and her rear wheel were parallel when she began to turn around.
Thanks heaps for all the replys, wasn't expecting anything so quickly.

So the overall consensuses would be to ask nicely for her to pay the minimal repair fees and if that doesn't go well take it on the chin and move on?

[ducatilover]

As far as the repairs go, straighten the footpeg and about $12 should get you an aftermarket brake lever.

Then chalk it up to experience.

Pretty much what this guy said.
At the price of repair, the hassle and effort isn't worth bothering about.

[FJRider]

So the overall consensuses would be to ask nicely for her to pay the minimal repair fees and if that doesn't go well take it on the chin and move on?

Pretty much yes. Had you did have insurance ... unless you are over 25, your excess would have been about $1000. So you would still be paying for repairs anyway.

[mashman]

As far as the repairs go, straighten the footpeg and about $12 should get you an aftermarket brake lever.

Then chalk it up to experience.

The above and a no teeth blowjob.

[94ZZR1100]

How exactly did the crash go down? Did she hit you from the side? She could pull the "You have to be able to stop no matter what" line and win. I know old people suck at driving and all but if you rear ended here she could very easily win and make you have to pay and not pay anything to you.

[conadz]

Sweet as, Cheers guys will give her a nice call in the morning.

I made contact with the corner of her front bumper (as i panicked and expected her to pull out, not turn around) could argue that she hit me rather than I hit her.
Just a bloody inconvenience, but at least I'm walking away from my first crash.